PYMNTS

OCTOBER 9, 2018

However, Dave Gilbert, founder and chief executive officer of SMB alternative lending firm National Funding , said he’s seen a trend of growing traction within the small business community. In its report, S&P found nearly 50 percent of SMB borrowers are too unfamiliar with digital lenders to use alternative finance.

National 167

National Regulation Capital Industry 167

PYMNTS

DECEMBER 11, 2020

In this week's news, we saw two blockbuster IPOs, arguments and stalemates over a new stimulus bill, and new data on consumers' digital shopping trends. Online lending startup Social Finance (SoFi) is in talks to go public through a sale to blank-check acquisition company. The Weekender is here to catch you up.

Trends 175

Trends Fraud Millennials Community Bank 175

FICO

JUNE 1, 2023

The National Association of Realtors reported that sales of previously owned homes declined 2.4% Trends in the macro environment are seen throughout the credit card industry Rising prices, increases in the cost of securing and carrying debt, and the fear of higher unemployment rates are trickling through to consumer behavior on credit cards.

Trends 52

Trends Industry US Cards 52

Abrigo

DECEMBER 18, 2023

Critical capital Should CRE lending be off the table? Recent headlines may lead bankers to believe that shunning commercial real estate lending is the safest path to limit or avoid credit risk, given stresses on CRE and regulatory concerns. But that might not be the best move for your financial institution or your community.

Risk Management 222

Risk Management Management Lending Capital 222

Abrigo

FEBRUARY 16, 2016

Financial institutions considering lending to nonprofits may want to be aware of these recent financial trends, as well as some of the ways lending to these organizations might differ from lending to for-profit businesses. Here are two mistakes to avoid when lending to nonprofits , according to the firm: 1.

Analysis 150

Analysis Lending Community Bank Community 150

South State Correspondent

MARCH 5, 2024

To provide relationship banking, the commercial relationship manager must spend time understanding his client’s business and local and national trends. We found that the average size loan in a national bank’s portfolio (including only small business lending but excluding corporate and middle market lending) was $4.2mm.

Community Bank 195

Community Bank Community National Lending 195

South State Correspondent

MARCH 5, 2024

To provide relationship banking, the commercial relationship manager must spend time understanding his client’s business and local and national trends. We found that the average size loan in a national bank’s portfolio (including only small business lending but excluding corporate and middle market lending) was $4.2mm.

Community Bank 195

Community Bank Community National Lending 195

FICO

FEBRUARY 21, 2023

Expectations from Visa are that the GDP will turn negative once again in Q1 and Q2 of 2023 leading The National Bureau of Economic Research to declare a recession. These figures represent a national sample of approximately 130 million accounts that comprise FICO® Advisors’ Risk Benchmarking solution. vs. December 2019: 49.6%).

Trends 52

Trends Industry US Cards 52

Abrigo

JANUARY 17, 2024

The United Nations estimates there are currently 40 million people enslaved around the world, and that one-quarter of them are children. FinCEN data shows that human trafficking in the United States takes place in a wide variety of industries—hospitality, agriculture, janitorial services, construction, restaurants, domestic work, and so on.

Training 261

Training Community Software Texas 261

South State Correspondent

JUNE 8, 2022

In 2022, national banks are especially active in managing interest rate risk by booking floating rate loans and mandating that borrowers fix their rates through a loan hedging program. National Bank Strategies For Interest Rate Risk Management.

Community Bank 195

Community Bank Community National Strategy 195

CFPB Monitor

NOVEMBER 28, 2022

On November 17, 2022, the Consumer Financial Protection Bureau (“CFPB”) announced in a blog post that it is in seeking to build a new data set that “will allow for a more robust understanding of market trends” in the auto market. trillion nationally) are on pace to surpass student loans as the second-largest debt category in 2023.

Data 147

Data Marketing Lending Trends 147

SWBC's LenderHub

MAY 3, 2021

Surprisingly, the lending market has not followed the same economic trend as some of the harder hit industries. Home sales shot up 21% in June 2020 and have stayed strong since, according to the National Association of Realtors. In fact, we’ve seen the housing market boom since the onset of the pandemic.

Marketing 103

Marketing Lending National Trends 103

Abrigo

JULY 10, 2020

Both advisor ies further remind institutions that detecting and reporting fraud and other illicit activity is critical to our national security and protecting innocent people from harm. According to the new advisory , t wo fraud typologies are trending: imposter scams and money mule schemes. Lending & Credit Risk.

Fraud 195

Fraud Lending Software Analytics 195

Abrigo

JANUARY 30, 2024

The Credit + Lending + Portfolio Risk track will cover topics on managing credit risk, making smarter loans faster, managing the current expected credit loss (CECL), stress testing, and asset/liability management (ALM). The Fighting Financial Crime track will focus on BSA compliance, anti-money-laundering (AML), and fraud detection topics.

Conference 195

Conference Arizona Phoenix Fraud 195

PopularBank

MAY 25, 2021

Popular Bank Senior Vice President and Director of National Healthcare Financing Andrew Boland joined fellow industry leaders for the Environmental Banker Association (EBA) panel discussion How COVID Changed Senior Living & Care Underwriting. Underwriting valuation and lending requirement strategies to shift.

National 52

National Industry Lending Strategy 52

FICO

DECEMBER 20, 2018

In our current rising rate environment, any bank that can’t grow (or at least sustain) its deposits base will face shrinking net interest margins and a competitive disadvantage in their consumer lending businesses. and Europe, will only accelerate this trend. small-dollar lending market.

Trends 73

Trends Lending Fraud Exercises 73

Abrigo

AUGUST 12, 2019

Abrigo is bringing together the nation’s leading conferences on the new current expected credit loss (CECL) standard, MainStreet Technologies’ National CECL Conference, and the leading conference on lending, credit and portfolio risk best practices, Sageworks’ Lending & Risk Summit. Earn CPE credit hours. Have fun!

Conference 150

Conference Lending National Risk Management 150

Abrigo

MAY 20, 2020

FinCEN reminds financial institutions that “detecting, preventing, and reporting COVID-19 scams and illicit activity is critical to our national security.” Adding this advisory to written fraud monitoring procedures will enhance your program and demonstrate that your financial institution is on top of current trends. SBA Lending.

Lending 195

Lending Fraud Training Report 195

South State Correspondent

AUGUST 21, 2023

The trend of decreasing DDA balances is evident and common for all bank sizes. This trend is precarious at the end of a Fed Funds tightening cycle as quantitative tightening (Fed balance sheet reduction) continues because deposit beta increases, but loan betas fall, resulting in decreased margins.

Community Bank 195

Community Bank Community Capital Analysis 195

American Banker

MARCH 30, 2021

Data from the National Credit Union Administration shows the two states are bucking the trend of slowdowns in membership and lending. ]].

Idaho 69

Idaho Alaska Lending National 69

PYMNTS

JULY 3, 2018

small businesses means less demand for financing, and trend is reflected in the latest figures from Pepperdine University ‘s Graziadio Business School in conjunction with Dun & Bradstreet. Some economists say tax reform is also likely to boost the nation’s SMB population. Strong cash flow among U.S.

National 109

National Analytics Lending Survey 109

CFPB Monitor

DECEMBER 16, 2016

The CFPB has unveiled “ Consumer Credit Trends ,” which it describes as “a web-based tool to help the public monitor developments in consumer lending and forecast potential future risks.” Credit card lending in low-income neighborhoods was up 14.2 percent compared to the same period in 2015.

Tools 60

Tools Trends Lending Cards 60

Abrigo

SEPTEMBER 20, 2023

How financial institutions can prevent losses from 1st-party fraud Learn strong approaches to identifying, preventing, and detecting 1st-party fraud that will keep your AML program on top of fraud trends. Recognizing the gravity of the situation, the Financial Crimes Enforcement Network (FinCEN) identified fraud as a national priority.

Fraud 195

Fraud Trends Cards Software 195

PYMNTS

APRIL 26, 2020

“Every bank is under the cosh of its national regulators, who in times of crisis show a huge home bias,” said Jan Pieter Krahnen, director of the Center for Financial Studies at the University of Frankfurt, according to FT. European regulators have noticed the trend of retreating U.S.

US 143

US Regional America Lending 143

The Financial Brand

OCTOBER 24, 2021

Financial institutions must scrutinize marketing, branching and lending strategies as Attorney General targets redlining in mortgage credit. The post Justice Department Sets Major Fair-Lending Enforcement Push appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

Lending 32

Lending Banking Trends Analysis Trends 32

PYMNTS

AUGUST 28, 2017

Non-financial business lending in the U.K. 25), bank lending to non-financial businesses dropped by $900 million in July as the European Investment Fund (EIF) and the European Investment Bank (EIB) also withhold financing to U.K. s national chairman of the Federation of Small Businesses (FSB). s Brexit vote.

Lending 100

Lending National Resources Report 100

PYMNTS

OCTOBER 18, 2019

The executives said greater adoption of the national New Payments Platform (NPP) will be needed, and financial institutions (FIs) must step up to help make this happen. Executives from the Australia and New Zealand banking group are looking with interest at the prospect of real-time international payments.

Trends 100

Trends Data Resources Payments 100

CFPB Monitor

APRIL 29, 2015

The CFPB has issued a fair lending report covering its fair lending activities during 2014. The report states that in 2014, CFPB fair lending supervisory and public enforcement actions required institutions to provide approximately $224 million in remediation.

Lending 60

Lending Report Policies Compliance 60

Abrigo

DECEMBER 1, 2020

Takeaway 1 For solid ag lending returns, focus on assessing credit risk in current portfolios and effective pricing. . Takeaway 2 Sentiment rose in 3Q, but the highly uncertain outlook warrants caution in ag lending activities. A tricky year for farmers, ag lending. You might also like this webinar watch. Pandemic Impact.

Lending 195

Lending Survey Operations Payments 195

CFPB Monitor

JULY 23, 2021

The DoD, in consultation with the Treasury Department, was required to provide the report by the National Defense Authorization Act for Fiscal Year 2021. However, the type of loan has changed dramatically.

Report 78

Report Lending Cards National 78

Abrigo

MAY 5, 2022

In many cases, the podcasts or hosts have sizable social media followings, and all release a new episode at least once per month so you can stay up to date with the latest trends in the finance world. However, topics such as money laundering , adjustments in supervision, and nascent trends also get attention. Lending & Credit Risk.

Community 195

Community Lending Maine Resources 195

PYMNTS

SEPTEMBER 15, 2020

Data published by China’s National Bureau of Statistics showed consumer spending gained 50 basis points in August from the year ago period. Recent reports this week show that the government is imposing at least some constraints on consumer lending and, in particular, on P2P lending.

Retail 171

Retail Lending United States Course 171

CFPB Monitor

JULY 19, 2022

On July 13, 2022, the House Committee on Oversight and Reform, Subcommittee on National Security held a hearing entitled “Protecting Military Servicemembers and Veterans from Financial Scams and Fraud.” A recording of the hearing is available here. .

Fraud 78

Fraud National Security social media 78

Abrigo

AUGUST 5, 2020

is officially in a recession, according to the National Bureau of Economic Research. Tell me what’s driving those numbers and those trends,” Wear said. The national effects remain opaque and will continue to change – do not get complacent. After a record 128-month-long economic expansion, the U.S.

Management 195

Management Risk Management Trends Industry 195

Independent Banker

FEBRUARY 25, 2015

Community banks, which will continue to face a growing number of senior customers with everyday cash needs and built-up home equity, should explore this niche lending opportunity, two community bankers providing these specialty loans suggest. Consumer Lender Life Lending Web Exclusives' FirstBank, which has $2.3

Trends 70

Trends Community Lending Community Bank 70

Abrigo

AUGUST 9, 2019

The 2019 ThinkBIG Conference will feature talks on the latest accounting trends, changes in the regulatory landscape, and banking challenges. The ThinkBIG Conference combines MainStreet Technologies’ National CECL Conference and Sageworks’ Lending & Risk Summit.

Management 150

Management Conference Lending Training 150

The Financial Brand

FEBRUARY 8, 2023

The National Credit Union Administration chairman discusses new regulations, worrisome lending trends, fintechs and more in a wide-ranging interview. This article NCUA Chief Targets Rate & Liquidity Risks as Credit Unions Reframe Competitive Strategies appeared first on The Financial Brand.

Strategy 35

Strategy Trends Branding Lending 35