CFPB Monitor

JULY 28, 2022

In October 2021, using its authority under Section 1022 of the Consumer Financial Protection Act (CFPA) to send market monitoring orders, the CFPB requested information from six large technology platforms offering payment services. Payday lending. He labeled this “the highest-stakes issue for us to deal with.” Enforcement.

Regulation 78

Regulation Lending Fraud Meeting 78

CFPB Monitor

NOVEMBER 24, 2014

(The CFPB explained its use of the BISG proxy method in a white paper that accompanied the release of the CFPB’s proposed larger participant rule for the auto financing market and a special edition of Supervisory Highlights describing the CFPB’s fair credit supervisory activity in “the indirect automobile lending market.”).

Study 68

Study Analysis Regulation Analytics 68

CFPB Monitor

AUGUST 3, 2016

This release by the CFPB echoes the principles discussed in the recent white paper issued by the Treasury, HUD, and the FHFA titled: “Guiding Principles for the Future of Loss Mitigation: How the Lessons Learned from the Financial Crisis can Influence the Path Forward.”

Meeting 60

Meeting Regulation Policies Lending 60

FICO

JANUARY 15, 2021

Also landing in the top five during a unique market environment, this FICO -penned update shared our response to Americans worried about the COVID-19 pandemic’s impact on FICO® Scores: “We at FICO recognize the significant challenges faced by both borrowers and lenders in these extraordinary times. Credit Reporting in the U.S.

Report 59

Report Payments Cards Data 59

CFPB Monitor

JULY 1, 2015

A recent American Banker article written by officials of three community groups urges President Obama to publicly denounce Director Cordray for failing to issue regulations implementing the small business lending data requirements of Dodd-Frank Section 1071.

Community 60

Community Lending Groups Data 60

William Mills

SEPTEMBER 9, 2016

I believe SEC regulations require a company to go public if they have more than 500 shareholders. Targeted at Marketing, execs, lines of business owners, etc. Customers want self-service capabilities but regulation and risk is top of mind that get in the way of digital interactions. Regulated Financial Institution.

social media 40

social media ATM Mobile Customer Experience 40

Insights on Business

AUGUST 28, 2019

Simulating analytics on financial instruments lends itself more toward parallelization so a lightweight microservice was created to use a large number of smaller instances to process larger jobs in lieu of managing a few larger instances. Want to know what happens to your portfolio if there were a big market move? Don’t have data?

Management 87

Management Risk Management Resources Analytics 87

Insights on Business

AUGUST 28, 2019

Simulating analytics on financial instruments lends itself more toward parallelization so a lightweight microservice was created to use a large number of smaller instances to process larger jobs in lieu of managing a few larger instances. Want to know what happens to your portfolio if there were a big market move? Don’t have data?

Management 70

Management Risk Management Resources Analytics 70

CFPB Monitor

DECEMBER 1, 2016

The CFPB issued a June 2013 white paper and a July 2014 report on checking account overdraft services. Small business lending data. .” In the Fall 2016 agenda, the CFPB states that it “expects to convene a separate SBREFA proceeding focusing on companies that collect their own debts in 2017.” Overdrafts.

Regulation 60

Regulation Lending Data Report 60

Gonzobanker

DECEMBER 22, 2015

In the age of Twitter, Apple Pay and Lending Club, it’s important to remember the shareholder performance delivered by Gleason and team when compared to the behemoths. Community bank marketing resources. Regulator Award. Bravo OZRK! C’mon Man!’ Click to enlarge. ‘It It Must Be Something in the Water’ Award.

Community Bank 60

Community Bank Apple Community Technology 60

CFPB Monitor

NOVEMBER 23, 2015

The panel was convened on October 20, 2015 to review the proposals the CFPB is considering for regulating the use of arbitration agreements in certain consumer financial services contracts. The CFPB issued a June 2013 white paper and a July 2014 report on checking account overdraft services. Small business lending data.

Policies 60

Policies Report Data Analysis 60

Gonzobanker

DECEMBER 14, 2023

Merger of Equals Deal of the Year (Credit Union) – Spire Credit Union and Hiway Credit Union put 2+2 together to make a $4 billion institution in the Minnesota market. While Huntington is down like most bank stocks, the pain hasn’t been as severe, and Huntington doubled down on local markets in 2023 by consolidating business units.

Fintech 194

Fintech Community Regional Technology 194

CFPB Monitor

MAY 23, 2016

The Spring 2016 agenda also does not reflect the CFPB’s announcement that it will hold a field hearing on small dollar lending in Kansas City, Missouri on June 2, 2016. The CFPB issued a June 2013 white paper and a July 2014 report on checking account overdraft services. Small business lending data. Overdrafts.

Kansas City 84

Kansas City Lending Missouri Kansas 84

CFPB Monitor

OCTOBER 17, 2018

Business Lending Data. In May 2017, the CFPB issued a RFI and a white paper on small business lending in conjunction with a field hearing on small business lending. HMDA/Regulation C. It estimates the issuance of a NPRM in March 2019. Consumer reporting.

Regulation 68

Regulation Compliance Lending Cards 68

FICO

MAY 31, 2017

On May 10, the Consumer Financial Protection Bureau (CFPB) issued a Request for Information (RFI) seeking to learn more about the small business lending market. If you are scratching your head as to why the CFPB is delving into small business lending, you are not alone. Comments are due on July 14, 2017.

Lending 45

Lending Regulation Industry Data 45