Abrigo

FEBRUARY 27, 2020

Key Takeaways Financial institutions who want to maintain a healthy share of business lending this year and through potentially tougher economic times ahead want to be in the best position possible before trouble hits. Abrigo's Business Lending Readiness Survey found many processes stymie those efforts. learn more.

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Abrigo

SEPTEMBER 23, 2014

As banks are increasingly playing a bigger role in commercial real estate lending, it is more important than ever to ensure proper risk management practices. As a result, many banks are moving back into commercial real estate lending and borrowers are presented with more options. According to Forbes , U.S.

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South State Correspondent

FEBRUARY 28, 2023

Why DSCR and LTV are Misleading Many banks believe that 1.20x DSCR and 75% LTV are good credit safeguards and that credits that started at those levels were unlikely candidates for special asset management. The average cap rate from 1993 to the present is 6.79%, and the high is 11.27%.

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Gonzobanker

DECEMBER 7, 2023

It’s time for banks and credit unions to finally execute those C&I lending priority initiatives. Senior bank and credit union executives have ranked commercial and industrial (C&I) loans as a top lending priority over the past several years in Cornerstone Advisors’ annual What’s Going On in Banking research.

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Abrigo

MARCH 21, 2023

You might also like this video on managing interest rate risk. Takeaway 3 Diving deeper into depositor pricing and evaluating loan pricing to ensure compensation for the risk are among strategies to manage interest rate risk. Stay up to date with Abrigo advisors' ideas for managing interest rate risk. billion – a 39.7%

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Abrigo

JANUARY 25, 2022

Change Management Helps Financial Institutions with Digitalization Bank and credit union executives who manage the people side of digital transformation have more success. . Takeaway 3 Seven steps of change management will jump-start the implementation and improve adoption and digital transformation. Not in all cases.

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Abrigo

SEPTEMBER 23, 2020

Key Takeaways Managing a large volume of loan workouts is the next challenge facing many financial institutions. Managing loan workouts requires tackling numerous process-related decisions concerning selecting, analyzing, and tracking loans. Managing loan workouts is a chief concern among banks and credit unions these days.

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PYMNTS

SEPTEMBER 8, 2020

The rise of the coronavirus has spotlighted the need for corporate treasurers to make real-time decisions about cash management. Not so long ago, linking cash account statements across far-flung systems or operations would have taken days or weeks and extensive testing to synthesize all that data into one centralized presentation.

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Abrigo

JANUARY 27, 2022

Higher Fed Rates Ahead: Plan Now to Manage Impact on Deposits The Fed's signal of higher interest rates reiterates the importance of financial institution ALM and deposit management strategies, policies, and programs. . What’s your deposit management strategy? Get the latest best practices for managing excess liquidity.

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CFPB Monitor

APRIL 7, 2022

Examiners found the following instances of consumers being targeted for fraud: Customers of a bank that used a third party service provider (TPSP) to manage its deposit accounts were contacted by someone posing as a representative of the bank’s fraud department who sought the consumers’ account verification codes. Fair lending.

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Abrigo

JULY 13, 2017

The 2017 Risk Management Summit presented by Sageworks is set for September 25-27th in Denver, CO. The Summit is the industry’s leading life-of-loan conference, spanning loan origination through portfolio risk management in a CECL - current expected credit loss - world. One month before the primary registration period ends.

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Abrigo

OCTOBER 20, 2020

The banking industry has faced many challenges in 2020, from transitioning to CECL, managing Paycheck Protection Program loans, and navigating an unprecedented economic recession. More than 500 banking professionals across the country gathered for a two-day 2020 ThinkBIG: Manage Risk. Plan for new technology and innovations.

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Abrigo

MARCH 22, 2017

The 2017 Risk Management Summit presented by Sageworks is set for September 25-27th in Denver, CO. The Summit is the industry’s leading life-of-loan conference, spanning business development through portfolio risk management in a CECL - current expected credit loss - world. The finalized agenda will be published in April.

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Abrigo

FEBRUARY 12, 2020

Key Takeaways Commercial real estate lending will be a top focus for many financial institutions in 2020. According to various real estate experts, areas of CRE expected to present growth opportunities in 2020 include multifamily, data centers, physician offices, and flexible office space. CRE Lending. Lending & Credit Risk.

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Abrigo

SEPTEMBER 28, 2022

Construction loan risk management software leverages technology and sound process management to pull construction lending away from its manual roots. You might also like this webinar, "How to manage a high-performing construction loan portfolio." Construction loan management software. Those days have passed.

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Abrigo

DECEMBER 14, 2023

Learn how to tap your data to generate management insights. The following steps can help narrow it down and focus your goals: Send out a simple, future-oriented survey to the board and executive management (read on for sample questions) to determine strengths, weaknesses, opportunities, and threats to your financial institution.

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Abrigo

AUGUST 9, 2019

“Dealing with change is difficult, but dealing with change when you don’t feel like you have enough time feels impossible,” says Dave Crenshaw, author of a best-selling time management book and the keynote speaker of the 2019 ThinkBIG Conference in Orlando, Fla., See the entire agenda here. He is the founder and CEO of Invaluable Inc.,

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Abrigo

APRIL 7, 2023

Here's what to say when presenting a case for software at your institution. Takeaway 2 Bank staff should emphasize these five points when presenting a case for loan review automation to decision-makers. Takeaway 2 Bank staff should emphasize these five points when presenting a case for loan review automation to decision-makers.

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Abrigo

APRIL 12, 2023

Takeaway 3 Abrigo staff can partner with your institution to present a customized business case for loan review automation. The initial credit grade may change as it moves through the approval process, but many organizations hold the account officer, relationship manager, or the lender responsible for the initial rating.

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Abrigo

AUGUST 2, 2023

Takeaway 3 Financial institution management can focus on mitigating risk and understanding portfolio dynamics when the analysis is streamlined. This article outlines a structured approach to ensuring management can confidently answer inquiries about the health of their CRE segments and related credit performance.

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Abrigo

SEPTEMBER 15, 2022

You might also like this webinar, "How to manage a high-performing construction loan portfolio." Takeaway 1 "Bank Monitoring with On-Site Inspections" will be presented later this month and claims to be the first empirical study of bank monitoring within non-syndicated loans. . Bank monitoring in construction lending.

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PYMNTS

APRIL 5, 2019

SoLo Funds announced it has added a Mastercard integration so users can link their debit accounts to the peer-to-peer (P2P) lending platform. This integration brings us a step closer to our goal of transforming the lending sector by providing timely access to small loans through everyday mobile users.”.

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Abrigo

JULY 6, 2017

The 2017 Risk Management Summit presented by Sageworks is heading to the "Mile High City". The conference features consultative presentations, panels and peer discussions on topics related to the full life-of-the-loan. No other conference educates on the full life-of-the-loan concept.

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Abrigo

AUGUST 28, 2019

Slow lending decisions and frustrating loan application processes are among borrowers’ biggest gripes with traditional financial institutions vs competitors such as online or alternative lenders. Contacting a branch manager might yield insight on depositors for potential upsells for loans. Drive faster lending decisions.

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South State Correspondent

JULY 17, 2022

Why Use Swaps, Caps, Floors, and Collars in Lending. We will present how larger banks position their hedges for borrowers and what hedging structures resonate with borrowers in this business environment. The post Using Swaps, Caps, Floors, and Collars in Lending – Part I appeared first on SouthState Correspondent Division.

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Abrigo

MARCH 5, 2015

And if the lending process is fraught with inefficiency…it will be difficult to get back to the prospective borrower with the same speed as other institutions. • With multiple people working on a single credit, it can be difficult to know at what stage the loan is presently, forcing the parties to provide frequent status updates.

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PYMNTS

JANUARY 15, 2021

But presentation materials that accompanied the results showed that of the reserve released in the quarter, $900 million came from the consumer side of the book, so to speak, and were released from home lending. That activity ties in with the near-term uncertainty of the economic landscape, said management on the call.

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Abrigo

FEBRUARY 24, 2022

As described in the first post of this series , a key component of effective asset/liability management (ALM) is managing risks. ALM 101: Introduction to Asset/Liability Management. Takeaway 3 Two methods of measuring short-term interest rate risk are a gap analysis and, more commonly, an income simulation. Earnings at Risk.

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South State Correspondent

MAY 13, 2024

With 142 presentations and panels, the content was tailored to the needs of every bank interested in payments. The major themes of fraud, artificial intelligence (AI), expansion of instant payments, open banking, and regulation were particularly relevant to your roles as executives, risk managers, compliance officers, and technology leaders.

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Conference Payments Fraud Data 195

Abrigo

OCTOBER 21, 2020

His presentation covered the current commercial real estate (CRE) performance and a look at the future of CRE. McBride’s presentation primarily covered the pandemic's impact on CRE. CRE Lending. Credit Risk Management. Lending & Credit Risk. CRE Lending. Lending & Credit Risk. CRE Lending.

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Jeff For Banks

MAY 9, 2024

During the prior break, I struck up a conversation with a person from Lendio , a small business lending platform, that was there to promote their white-label platform to bankers. But they will only lend what fits in their credit box. You know the blind spots of your management team and knowledge gaps with your board.

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Abrigo

OCTOBER 5, 2017

Ancin Cooley, CIA, CISA, of Synergy Bank and Credit Union Consulting , recently presented at the 2017 Sageworks Risk Management Summit on the Perspectives of Lending Dysfunction: Loan Officers, Credit Analysts and Loan Reviewers. Those steps are important for the institution’s credit culture. Get excited.

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Abrigo

JUNE 4, 2024

You might also like this on-demand webinar, "Navigating uncertain times: Strategies for risk management and compliance." Deposit environment Managing credit quality in a fluctuating economy A primary concern of attendees is the resilience of credit quality amidst economic fluctuations. Learn more at abrigo.com/thinkbig.

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Abrigo

NOVEMBER 10, 2020

Kylee Wooten, Content Marketing Manager at Abrigo, also contributed to this article. . Lending & Credit Risk. Member Business Lending. Credit Risk Management. Lending & Credit Risk. Panel: Mastering Loan Portfolio Management in a Post-Pandemic World. CRE Lending. Credit Risk Management.

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Abrigo

SEPTEMBER 29, 2016

Sageworks hosted the 5th Annual Risk Management Summit September 14-16 at the AT&T Executive Education and Conference Center in Austin, Texas. The Summit was the largest Sageworks event to date and featured presentations from industry leaders, interactive roundtable discussions, panels and networking opportunities.

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South State Correspondent

JANUARY 6, 2015

For many community banks, a concentration in real estate lending may be an issue. This is especially concerning given the recent decrease in capitalization (cap) rates across many geographies and property classes.

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Abrigo

SEPTEMBER 21, 2021

In addition, Cooley says, “You have to be technically sound so that when you’re walking into these rooms and talking with loan officers, other credit analysts, as well as perhaps presenting to the board of directors, you want to be able to explain to your end consumer your thought processes and how you arrived at your conclusions.”.

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