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Perficient to Present at Fintech Generations 2021

Perficient

The presentation will occur on June 10 at 4:00 p.m. Hans Zandhuis, Head of Ally Lending, Ally. In the session “Differentiating Your Brand for the Digital Era,” Scott will discuss how financial services companies can leverage digital technologies in new and innovative ways to create new value for consumers and businesses.

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Finance now! Opportunities for embedded lending and leasing

Accenture

When I was shopping online recently, a new option appeared on the checkout screen that presented me the opportunity to finance my purchase. Opportunities for embedded lending and leasing appeared first on Accenture Banking Blog. The post Finance now!

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Ag lending outlook & top challenges

Abrigo

Strong demand is a factor in the ag lending outlook ahead Ag lenders can begin taking steps to ensure they are prepared and can provide positive customer or member experiences. The outlook for ag lending has its share of uncertainty. Inflation, rates are factors in ag lending outlook. Farmers expect worse in 2023. Rising inputs.

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Step aside, gym membership! C&I lending is the New Year’s resolution to keep in 2024

Gonzobanker

It’s time for banks and credit unions to finally execute those C&I lending priority initiatives. Senior bank and credit union executives have ranked commercial and industrial (C&I) loans as a top lending priority over the past several years in Cornerstone Advisors’ annual What’s Going On in Banking research.

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6 Alternative Lending Strategies for a Shifting Landscape

In the ever-evolving commercial lending landscape, adaptability is key to survival and growth. As lenders navigate the challenges and opportunities presented by the state of the market, alternative lending strategies have emerged as powerful tools for success. Understanding alternative lending strategies is crucial.

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The Problem With DSCR and LTV in Lending

South State Correspondent

The average cap rate from 1993 to the present is 6.79%, and the high is 11.27%. The relationship between cap rates, interest rates, DSCR, and LTV are all now conspiring to make real estate lending especially perilous. The post The Problem With DSCR and LTV in Lending appeared first on SouthState Correspondent Division.

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Zest AI CEO: Artificial Intelligence Is Reshaping Lending and Credit

PYMNTS

It’s here now and being used to make good banks better — whether to eliminate discrimination in lending decisions, add stability to existing screening systems or drive loan growth and profits. The rest will go toward developing partnerships with governments and regulators “to raise the bar” when it comes to modern, unbiased lending.

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