Gonzobanker

NOVEMBER 26, 2018

Rapid consolidation in the banking industry is creating a growing band of regional banks that find themselves stuck in a solution provider market that isn’t fully capable of serving them. As banks have consolidated, so have the technology partners serving them.

Regional 92

Regional Strategy Technology Innovation 92

PYMNTS

DECEMBER 6, 2019

Investing in digital ordering experiences is now a core part of the company’s business model, according to Nicole West, Chipotle’s vice president of digital strategy and product. West recently spoke with PYMNTS about how the chain supports ordering innovations and examines customers’ preferences to improve future experiences. . “In

Strategy 130

Strategy Innovation Digital Strategies System 130

PYMNTS

JULY 10, 2020

Credit unions and regional or community banks have stepped in to fill the banking gap, making barriers to accessing much needed financial services lower than ever before for marijuana businesses. Muller explained that the technology augments existing rails like eCheck and ACH to enhance data capture and transmission to complete a transaction.

Innovation 210

Innovation Payments Tools Compliance 210

PYMNTS

NOVEMBER 13, 2019

Enter the Digital-First Banking Tracker , a PYMNTS and NCR Corporation collaboration, which analyzes how FIs are approaching digital transformations to engage with their customers, and what innovations they are using to do so. They not only need to be innovative solutions, but they must meet customer demands.

Regional 109

Regional ATM Report Alabama 109

PYMNTS

DECEMBER 5, 2019

Quick-service restaurants (QSRs) have heard the call for innovative digital ordering capabilities, with several major brands stepping up their investments in this area. Pizza chain Domino’s , for example, is planning to test self-driving vehicle technology in one major metro region. About The Tracker.

Innovation 131

Innovation Houston Metro Mobile 131

PYMNTS

NOVEMBER 17, 2019

Sterling Bancorp announced that it has launched its new Innovation Finance Group , and has tapped veteran technology bankers John Hoesley and Josh Roberts to lead it. Before joining Sterling, Hoesley was at CIBC Bank USA with Josh Roberts, where the two established the Innovation Banking group in 2014.

Groups 116

Groups Innovation Capital Leadership 116

Bank Innovation

OCTOBER 19, 2017

EXCLUSIVE – With the launch of PIVOT Technology Solutions, Beijing-based fintech PINTEC is bringing a variation of its well-established Polaris robo-advisory, “real-time wealth management system” to Singapore.

Regional 207

Regional Strategy Innovation Fintech 207

Perficient

FEBRUARY 4, 2021

Claiming the need for more efficiency, health plans will continue to roll up smaller, regionally-focused players. Plans will need to create competitive-cooperatives, working to share costs (administration, lobbying, technology) while serving different markets. Buying Innovates.

Montana 508

Montana Oklahoma New Mexico Tools 508

Independent Banker

JULY 31, 2022

As we enter budgeting season, the answers might be found in a mix of strategies. Consider your branch strategy. Often, these bankers rose to the occasion by employing tech solutions or other innovative approaches. Use technology to drive down costs. Recruiting is easier in some regions than others.

Strategy 135

Strategy Community Bank Louisville Community 135

BankInovation

OCTOBER 21, 2020

based Regions Bank is throwing its weight behind technology as the bank pulls back in other areas to keep overall expenses flat. “We It’s really hard because we have to make investments in technology, in digital, in people, to continue to grow revenue and grow customers […]. Birmingham, Ala.-based

Regional 85

Regional Technology Innovation Strategies Strategy 85

PYMNTS

JANUARY 16, 2020

Such technology was used 17.5 This development was driven by a regulation put into place by the country’s Competition and Markets Authority (CMA), which sought to innovate the U.K.’s Other regions, including the U.S., Open Banking Fuels API Strategy Shifts. Open banking is alive and thriving in the U.K.,

Strategy 132

Strategy Data Operations Innovation 132

PYMNTS

DECEMBER 28, 2018

Though FinTech has, in many ways, heated up the competition with banks, traditional financial institutions (FIs) widely began to realize in 2018 that their best strategy to remain competitive in today’s financial services landscape is often to collaborate with (not against) those FinTech firms. Visa Acquires Longtime Partner Fraedom.

Innovation 184

Innovation Fintech Payments Management 184

PYMNTS

JANUARY 18, 2018

But according to a new report from EY, it would be unfair to say that regulation is the only driving force behind large banks’ changing market strategies. According to the results, banks argue that innovation, not just regulation, is behind the wheel of progress. Optimism Up. Cybersecurity.

Regulation 156

Regulation Innovation Fintech Marketing 156

PYMNTS

SEPTEMBER 13, 2017

New payment and financial technologies are quickly emerging from the FinTech community, all with the promise of expediting payments and reducing the distance between cross-border trading partners. In Europe, for instance, the region is preparing for the rollout of a new directive which could challenge how medical providers process invoices.

Strategy 190

Strategy Report Lending Fintech 190

The Paypers

FEBRUARY 8, 2022

US-based payment processing service Jack Henry & Associates has announced a new cloud-native technology strategy to help community and regional financial institutions innovate faster.

Strategy 40

Strategy Regional Community Innovation 40

South State Correspondent

FEBRUARY 20, 2023

Traditionally, community banks would compare their financial performance and health to similar-sized banks in their region. By excluding larger bank lending competitors, this SWOT analysis is mainly useless because it doesn’t compare this community bank’s performance with the majority of the banking competition in its region.

National 195

National Lending How To Community Bank 195

Bobsguide

FEBRUARY 22, 2022

Through focused, innovative products, services, and a redefined operating model, BDB has been stimulating and driving entrepreneurial activity in the country. It will interface with technology offerings from TCS’ partners for CRM, sales, risk management and other enterprise functions.

Innovation 78

Innovation Customer Experience Strategy Operations 78

Perficient

FEBRUARY 24, 2021

2020 was a year that challenged companies in every industry to not only adapt to an increasingly digital world, but to innovate quickly and accelerate their digital initiatives to survive in the competitive marketplace. Nearshore software delivery regions boast convenient geographic proximity and time zone alignment to the U.S.

Software 294

Software United States Strategy Regulation 294

PYMNTS

OCTOBER 9, 2020

Overall, the number of live-sales in the region increased nearly 67 percent, thanks to the heaviest usage among shoppers in Singapore and Thailand. Social commerce will continue to evolve, and retailers who adapt quickly and experiment with a growing array of social technologies will emerge strongest.”.

Branding 221

Branding social media Video Strategy 221

PYMNTS

SEPTEMBER 23, 2020

The deal comes after a number of years of formidable expansion and innovation for the vision company that AEA Investors bought in 2016, according to the announcement. Innovation is at the heart of the strategy and differentiation as a trailblazing direct-to-consumer brand, according to the announcement.

Branding 203

Branding Regional Innovation Operations 203

Gonzobanker

DECEMBER 14, 2023

Meanwhile, technology changes continued at a breakneck pace, with generative AI the biggest topic around management tables. The specifics are unclear, but bankers recognized that this will be an absolute game-changing technology in future years, and delivery will change in ways we can’t even conjure yet. We are in awe.

Fintech 194

Fintech Community Regional Technology 194

PYMNTS

SEPTEMBER 18, 2020

consumers in these geographies are quickly opening up lucrative possibilities for global merchants thanks to the availability of lower-cost smartphones and wireless broadband, the ongoing adoption of eCommerce and the move on the part of many countries to innovative their national payments infrastructure.

Marketing 253

Marketing National Innovation Payments 253

PYMNTS

JULY 7, 2020

For more community banks, the latter strategy can fast-track digitization initiatives. This week’s look at the latest bank-FinTech tie-ups shows Banking-as-a-Service and other FinTech players embracing smaller regional and community banks to elevate small- to medium-sized business (SMBs) and corporate banking offerings.

Community Bank 242

Community Bank Community Fintech Regional 242

Gonzobanker

JULY 6, 2021

Three winning core strategies to accommodate any financial institution’s budget, business case, and future vision. It has become crystal clear that digital transformation is now the largest technology initiative for regional and community financial institutions. Commoditization Strategy.

Strategy 155

Strategy System Risk Management Technology 155

PYMNTS

AUGUST 21, 2019

This is driving legacy banks to take a closer look at their own products and strategies, with many rising to the challenge. The bank is making use of technologies like machine learning (ML) and advanced data analytics to ensure its updated app provides the most personalization and speed that it can to customers.

Trends 194

Trends Digital Banking Innovation Regional 194

Bank Innovation

JANUARY 6, 2020

Jack Henry, the banking technology provider that specializes in community and regional banks, is expecting banks to increase their human-digital approaches in 2020.

Community 243

Community Regional Technology Company 243

Gonzobanker

FEBRUARY 8, 2022

While AOBA 2022 had its share of execs wanting to “fake it until they make it” with future innovation, credit is due to the bankers who are pouring real financial investment into new fintech experiments. Bankers can sense a new world emerging that’s going to take a reset on strategy to stay in the shareholder value game.

Fintech 165

Fintech Customer Experience Conference Technology 165

PYMNTS

FEBRUARY 8, 2018

But China is also pressing for payments innovation, SWIFT noted, as industry players like Alibaba promote digital payments and more China-based financial institutions (FIs) join SWIFT’s global payment innovation (gpi) initiative. Despite this strategy, China remains focused on boosting the global standing of the RMB.

Innovation 111

Innovation Payments blockchain Analysis 111

PYMNTS

JUNE 18, 2020

Such services remain important even as some regions allow restaurants to reopen their dine-in areas, which means staying on top of customers’ shifting needs must remain a top priority. In the latest Order To Eat Tracker® , PYMNTS examines how restaurants are optimizing their strategies to serve diners now and after the pandemic has passed.

Report 189

Report Online Strategy social media 189

PYMNTS

OCTOBER 23, 2018

Visa, the payments company, announced Tuesday (October 23) a strategic minority investment in Conductor, a digital payments processing technology platform in Brazil. In a press release , Visa said the investment will go to help Conductor expand its products and to accelerate innovation in payments.

Company 128

Company Payments America Regional 128

PYMNTS

AUGUST 4, 2020

Grab Financial Group (GFG), a Southeast Asia financial technology (FinTech) and ridesharing company, is expanding its reach with the announcement on Tuesday (Aug. Called “Thrive with Grab,” the strategy is designed to tap into the region’s vast market.

Strategy 137

Strategy Management Groups Innovation 137

CB Insights

JULY 6, 2021

Future of Fintech is back for an in-person and online experience helping you understand: New Technologies: from AI to APIs, the tech making financial services better for consumers/the tech institutions must consider to drive digitization efforts.

Fintech 69

Fintech Regional Strategy Innovation 69

PYMNTS

SEPTEMBER 30, 2019

“Our customers increasingly rely on us to provide solutions that help make their systems safer and more secure,” said Johan Gerber, executive vice president, security and cyber innovation, Mastercard. Threat Scan is part of our multi-layered security strategy to secure the payments ecosystem,” said Johan.

Boston 177

Boston Security System Cards 177

PYMNTS

MAY 24, 2018

“Through our investment in YellowPepper, we want to bring the best of Visa’s technology and capabilities to a broader set of partners and clients across the region,” Eduardo Coello, regional president for Visa Latin America and the Caribbean, said in the announcement.

Mobile 101

Mobile Payments America Regional 101

The Financial Brand

APRIL 1, 2021

Mid-cap regional banks are losing market share as the most advanced digital players are stealing accounts that provide speed, simplicity and personalized solutions. The post Regional Banks Losing Battle to Remain Competitive appeared first on The Financial Brand.

Regional 43

Regional Branding Marketing Digital Banking 43

Abrigo

OCTOBER 21, 2019

While many financial institutions are seeing the benefits of digitizing different areas of their bank or credit union, others are still hesitant to invest in technology. Does your financial institution support a culture of innovation and an environment that welcomes new technology?

Oklahoma 218

Oklahoma Millennials Innovation Technology 218

PYMNTS

NOVEMBER 20, 2020

Another component crucial to keeping customers engaged during the pandemic is rolling out loyalty programs and incentives that cater to their individual tastes, as these can vary among consumers from different regions. Deep Dive: How QSRs Can Take Loyalty Programs to the Next Level With Localization. million consumers making the jump.

Mobile 210

Mobile Regional Study Survey 210