PYMNTS

SEPTEMBER 30, 2019

We imagine if presented with an iPhone, penicillin, an automobile or just a ballpoint pen, even the original scribe would have been forced to concede that exciting innovations might be coming up on humanity’s horizon in the intervening 30 centuries. So today (Sept. 30), the card network announced just such a FinTech partnership.

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Marketing Fintech Cards Branding 211

Bobsguide

SEPTEMBER 8, 2022

Private Market Hub Becomes the First Multi-jurisdictional, Multi-tenant Enabled Solution for Private Equity Firms Globally; Northern Trust funds first to go live on the new multi-jurisdictional environment. Previously operational for funds domiciled in Guernsey, Private Market Hub has been enhanced to support clients in the United States.

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PYMNTS

JULY 22, 2019

Providing onboarding services in the Latin American market is both an exciting opportunity and a challenging one. And there is no shortage of interest in the region in that ability, with particular interest coming from the financial services sector, the cryptocurrency markets and in the healthcare vertical. A Diversity Of Needs.

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Innovation Payments Regional America 161

PYMNTS

JANUARY 28, 2020

In the January Credit Union Tracker , PYMNTS explores the latest in the world of CUs, including a retrospective look at the CU industry in the 2010s, an examination of hybrid cloud technology and a new synthetic identity security threat that could steal hundreds of thousands of dollars. Around The Credit Union World. billion in 2009 to $1.54

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PYMNTS

AUGUST 20, 2019

In the wake of the Capital One data breach that exposed data tied to 100 million individuals in the United States comes a warning that there really are not any places to hide. And, as noted in the study, technical limitations and complexity remain barriers to innovation for many FIs. No rest for banks amid the hackers.

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Data Security Capital United States 176

PYMNTS

JANUARY 24, 2020

In today’s top news, The Clearing House (TCH) is increasing the value limit for general transactions on the TCH-operated real-time payments (RTP) network, Verizon is working with financial firm Synchrony to put out its own consumer card and the United States is moving to get tough on the sale of counterfeit merchandise through eCommerce.

Cards 130

Cards United States Payments Innovation 130

PYMNTS

JANUARY 1, 2021

Starting with some of the most recent changes — and a sign of what’s to come — earlier in the month, the European Commission offered up its initial draft of the Digital Services Act and the Digital Markets Act. The watchdog would be known as the Digital Markets Unit. Divestitures In The United States — And Abroad? .

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Bank Innovation

MARCH 7, 2018

But the fintech market has rebounded. In 2017, in the United States, overall VC funding -- a barometer of startup activity and appeal.Read More. At this time last year, fintech was in a downturn. Fintech venture funding was down more than 9% year-over-year; valuations seemed stuck.

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PYMNTS

DECEMBER 23, 2020

News came this week that the United States Securities and Exchange Commission has filed suit against Ripple over its XRP cryptocurrency. billion unregistered securities offering, and named CEO Brad Garlinghouse and Co-Founder Chris Larsen in the suit. It’s an attack on the entire crypto industry and American innovation.”

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PYMNTS

JULY 10, 2020

The end goal: to speed innovation toward new products and services while keeping fraudsters out. Regulation Vs. Market Forces. The need for both innovation and security comes at a time when open banking is gaining a foothold in the United States due in part to the pandemic. In the U.S., Checks And Balances.

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Data Innovation Fintech Illinois 272

Bank Innovation

MARCH 27, 2020

In a week that saw the coronavirus pandemic amplify in the United States, the fintech sector continued to weather economic dislocation and uncertainty. But even amid this uncertainty, fintech companies began formulating strategies to help banking and consumers emerge from the crisis with better tools and solutions.

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PYMNTS

SEPTEMBER 19, 2018

Entersekt , the push-based authentication and mobile app security company, announced that it has appointed FinTech veteran Christian Ali as its country manager of Canada. The news comes as Entersekt continues its expansion into the United States and Canadian markets.

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PYMNTS

SEPTEMBER 18, 2018

And in lending, with the financial crisis in the rearview mirror, a decade on, invention – okay, innovation – has become a hallmark, at least in some corners. But a standstill in the credit markets created a vacuum for a bit, at least along traditional lending conduits. It should be noted that almost all mortgage security finance (i.e.,

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Lending Innovation Fintech Cards 148

PYMNTS

SEPTEMBER 28, 2018

Securities and Exchange Commission (SEC) chairman Jay Clayton. In addition, the letter writers warned that the ambiguity around the treatment of digital token sales and offers could cause innovation to move to other countries. As such, they can expect to come under the regulatory control of the SEC and relevant securities laws.

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PYMNTS

JULY 25, 2019

Banks need to innovate faster and further when it comes to the technology they use on their online platforms, as to stay one step ahead of bad actors with access to the same technology. The Tracker also examines how these technologies are beginning to be used in new markets like South Africa and India. Around the Digital Banking World.

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Digital Banking Innovation Fraud United States 176

PYMNTS

NOVEMBER 6, 2017

The Social Security number (SSN) was never meant to get this much attention. In a wide-ranging discussion, Socure CEO Sunil Madhu and PYMNTS’ Karen Webster discussed the brave new world of identity security and verification, and what those terms mean when it should be assumed that all of your data has been compromised.

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Security Data Fraud Regulation 109

Let's Talk Payments

JUNE 7, 2019

A growing number of new players in any industry is a sign of an expanding market and opportunities for innovators. FinTech is not an exception here. Increasing access to capital, consumer awareness, and acceptance to new ways of managing finances and other ecosystem drivers have been attractive for entrepreneurs in 2018 as well.

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Fintech United States blockchain Financial Technology 107

PYMNTS

MARCH 17, 2017

But on the second day of Innovation Project 2017, eyes were beyond Beantown and cast toward the world at large. The movement toward financial inclusion, and toward a consumer experience that is seamless and intuitive and secure, is one that brings companies to share process and perhaps even prosperity. Connectivity and Collaboration.

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PYMNTS

JANUARY 26, 2021

The global contactless payment market is projected to reach $18 billion by 2025, in fact, up from $10 billion last year — a nearly 12 percent compound annual growth rate (CAGR). Contactless payment innovation is underway at the nation’s CUs as the public shuns cash and even physical cards to lower the risks of infection.

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Tools Los Angeles New Jersey Trends 276

PYMNTS

AUGUST 21, 2019

European challenger banks like Monzo and N26 are expanding to new markets and an increasing number of other financial players are launching suites of products and services designed to entice customers away from their traditional financial institutions (FIs). Around the Digital Banking World. About the Tracker.

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Trends Digital Banking Innovation Regional 194

PYMNTS

AUGUST 18, 2019

“As the financial services industry rapidly evolves, DFS will be at the forefront of fostering a sound, regulatory environment that continues to uphold New York as the premier place to do business, while protecting consumers and markets,” Lacewell said Friday (Aug. 16) in a press release.

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Bitcoin New York United States Leadership 165

Gonzobanker

AUGUST 24, 2023

High interest rates have forced many banks to pay more to retain deposits (often via brokered deposits), while many institutions have seen deposits flee to higher-yielding money market funds. Rising interest rates depress the value of low-rate securities and loans. For the past five years or so, banks have obsessed over “innovating.”

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PYMNTS

JULY 8, 2019

He said Shopify revealed an “impressive array of product launches” for its eCommerce platform, including “complex” shipping innovations like automation capabilities, as well as features for multi-currency use and better developer tools. The company’s market share, he said, could grow three times in five years to 9 percent.

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Apple United States Conference Online 174

PYMNTS

OCTOBER 21, 2020

21) that the company is expanding its contactless Tap To Phone (TTP) payment systems to more than 15 markets worldwide, with plans to bring the mobile tech to the United States sometime next year. In January, Bowman told PYMNTS that while TTP was reshaping retail , it also drove innovation in other industries.

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Mobile United States Payments Retail 274

PYMNTS

JULY 16, 2019

FinTech Lendbuzz has announced Monday (July 15) that it has secured an additional $150 million in debt and equity financing led by 83North, with participation from existing investors. credit history to help them secure financing for auto loans. credit history to help them secure financing for auto loans.

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PYMNTS

JANUARY 4, 2019

We know that Honda drivers value convenience, safety and security,” said John Moon, Managing Director Strategic Partnerships, Honda Innovations. “We Through the partnership, Masterpass is accepted at more than 6,500 Phillips 66, Conoco and 76 locations in the United States.

Payments 144

Payments United States Security Management 144

PYMNTS

SEPTEMBER 25, 2018

China was the largest market, yet volume has declined in recent periods. As for inroads into overall credit as a whole, the BIS noted that FinTech accounted for 13 percent of volume in China, and stood at 15 percent of lending to consumers and small and mid-sized enterprises (SMEs) in the United Kingdom.

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Fintech Lending United States Regulation 172

CFPB Monitor

JULY 14, 2022

On July 8, with limited fanfare, the Department of Treasury issued a request for public comment regarding the March 9, 2022 Executive Order entitled “Ensuring Responsible Innovation in Digital Assets” (the “Order”). leadership in the global financial system and economic competitiveness; financial inclusion; and responsible innovation.”

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United States Leadership Policies Regulation 78

PYMNTS

JANUARY 12, 2018

Those investments and focus, the company said, will help “define the future of payments security.”. Over the last seven years, as chip technology has entered the market, Visa has deployed more than 460 million chip cards and readers at more than 2.5 million U.S. locations, according to the post.

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America United States Analytics Cards 153

PYMNTS

OCTOBER 10, 2019

Many want more options and control when it comes to their security. percent of customers agreed that mobile transactions would be more secure if the consumers themselves had more control over their authentication options. Banks Are Innovating AML To Keep Out Launderers. In fact, one recent study found that 71.2

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Fraud Digital Banking Strategy Security 126

PYMNTS

FEBRUARY 25, 2019

This is an example of using innovative technology that is not invasive and does not require any hardware upgrades.”. In the pursuit of doing old tasks in new ways, and making them better, Sondhi noted the twin concerns of data security in a trade-off with convenience. Innovators Applying Their Craft. Low-Hanging Fruit.

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Payments United States Cards Innovation 148

PYMNTS

JULY 8, 2019

He said Shopify revealed an “impressive array of product launches” for its eCommerce platform, including “complex” shipping innovations like automation capabilities, as well as features for multi-currency use and better developer tools. The company’s market share, he said, could grow three times in five years to 9 percent.

Apple 122

Apple United States Conference Online 122

PYMNTS

APRIL 2, 2019

The United States, with quick moves by government officials and telecommunications carriers, has moved to the front of the global 5G race, according to reports. Also, lawmakers recently introduced a wireless security bill that would favor free market competition.

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Gonzobanker

SEPTEMBER 14, 2023

Heck, Apple reported in August that it secured more than $10 billion in deposits with its savings product in partnership with Goldman Sachs. As Ron Shevlin , our chief research officer, blogged : “Banks need to stop playing innovation charades. But that gap must shift. The how, of course, is tricky. THAT IS WILD.

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PYMNTS

JULY 3, 2019

In the Real-Time Payments Innovation Playbook , done in partnership between PYMNTS and Mastercard , financial decision-makers from nearly 400 firms across a dozen industries laid out a number of priorities for making their payment processes more efficient. That number represents 89 percent of the world’s gross domestic product (GDP). “In

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Payments United States Study Innovation 155

PYMNTS

OCTOBER 20, 2020

against Google, joined by 11 states attorneys general, alleging the tech giant has used its dominant position in the online search market unfairly against competitors. This in turn will continue to impede innovation and harm internet users, advertisers, small businesses, and technology entrepreneurs,” according to the DOJ.

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PYMNTS

FEBRUARY 27, 2020

The United States federal government issues Social Security benefits to recipients’ reloadable debit cards, for example, thus giving unbanked residents a faster, more secure alternative to receiving payments via paper checks. America’s tight labor market is heating up competition for talent among staffing agencies.

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Cards United States Security Payments 142