Abrigo

JANUARY 25, 2021

The FinCrime track will focus on BSA/AML and fraud detection topics, while the Credit + Lending track will cover topics on managing credit risk and making smarter loans, faster. The resort is a stone’s throw away from Texas Hill Country wineries, downtown San Antonio, the famous River Walk, and the city’s shopping and dining scene.

San Antonio 195

San Antonio Conference Lending Texas 195

PYMNTS

SEPTEMBER 29, 2020

Credit unions of various sizes were eager to roll out credit card innovation plans before the COVID-19 pandemic’s onset. These expectations also drove CU executives’ innovation agendas, with 91 percent voicing serious interest in developing card product innovations. Credit Innovation Planning Reset .

San Diego 141

San Diego Innovation Cards California 141

Independent Banker

AUGUST 31, 2022

When two executives at Woodforest National Bank noticed a dearth of affordable housing options in southeast Texas, they decided to do something about it, partnering with several housing and community groups to launch an innovative mortgage lending product aimed at underserved clients. Location: The Woodlands, Texas.

Austin 91

Austin Texas Community National 91

Abrigo

JANUARY 30, 2024

The Credit + Lending + Portfolio Risk track will cover topics on managing credit risk, making smarter loans faster, managing the current expected credit loss (CECL), stress testing, and asset/liability management (ALM). The Fighting Financial Crime track will focus on BSA compliance, anti-money-laundering (AML), and fraud detection topics.

Conference 195

Conference Arizona Phoenix Fraud 195

Independent Banker

OCTOBER 1, 2022

Clear Mountain Bank is embracing flexibility, innovation and collaboration as it continues its ascent as a small-business connector in West Virginia. Consider, for example, its commercial lending approach. of Clear Mountain Bank’s loan portfolio comprises commercial lending, primarily to small businesses. Assets: $850 million.

West Virginia 91

West Virginia Virginia Community Bank Community 91

PYMNTS

SEPTEMBER 28, 2020

We emerge from Chapter 11 as a stronger, more innovative retailer, brand partner and employer.”. Bankruptcy Court for the Southern District of Texas, Houston Division. The financing is in addition to the liquidity provided by the $900 million asset-based lending led by Bank of America and a group of commercial banks.

San Francisco 139

San Francisco New York City Houston Dallas 139

Bank Innovation

APRIL 28, 2017

In the blue-collar community of Clute, Texas, […]. There are advantages to being local Whether they prefer to interact with an institution online or in person—or a combination of the two—millennials tend to look for organizations that are involved in making their area a better place to live.

Texas 170

Texas Millennials Community Online 170

PYMNTS

FEBRUARY 17, 2020

The punchline isn’t all that funny, actually, as 21st century college lending remains mired in paper checks and legacy disbursement systems. Other innovative programs are loading tuition refunds directly onto mobile card accounts. At present, 36 universities are participating in one mobile tuition payments program.

Arkansas 167

Arkansas Ohio Texas Regulation 167

Fintech Labs Insights

APRIL 12, 2024

The last one, published in Jan 2014, featured 50 innovations (see below). Note: These are the rankings from 10 years ago. I will update with milestones from 2014 to today and publish next month. I’m taking suggestions here (so far: crypto, BNPL, earned-wage access, chatbots, deposit networks).

Innovation 15

Innovation Fintech Online Mobile 15

William Mills

DECEMBER 12, 2017

Customer experience, automation, machine learning, artificial intelligence (AI), ease of use, flexibility – all of these were part of the discussions at this year’s SourceMedia’s Small Business Banking Conference in Austin, Texas. Think Quicken Loans® on steroids but for small business lending. www.miradortech.com. www.rcgiltner.com.

Conference 40

Conference Innovation Lending Customer Experience 40

Jeff For Banks

MARCH 29, 2014

To exemplify, here are three Texas bank''s "Business" and "Business Strategy" sections to their most recently filed 10k. I picked Texas because of their perceived independent streak. Lending services include commercial loans to small to medium-sized businesses and professional concerns as well as consumers. Independent?

Strategy 100

Strategy Texas San Antonio Fort Worth 100

Bank Innovation

NOVEMBER 21, 2016

The Financial CHOICE Act, proposed by Texas Congressman Jeb Hensarling earlier this year, is a measure aimed at overturning or heavily modifying many of the regulations put in place after the 2008 financial crisis. The act has recently fallen under scrutiny from Wall Street as the president-elect championed a lessening of Read More.

Texas 150

Texas Fintech Regulation Management 150

PYMNTS

JANUARY 7, 2020

Financing is also part of the new wave of innovation in this area. The company has teamed up with Regions Bank to provide the possibility of virtual loans to consumers in Texas, the South and the Midwest. The ways people search for and purchase a vehicle continue to change,” said Tom Lazenby, auto lending manager for Regions Bank.

Trends 134

Trends Retail Fort Worth Regional 134

Independent Banker

NOVEMBER 30, 2021

Within that tightly knit group, there’s the bank’s leadership team, comprising president and CEO Greg Dennis, chief lending officer Jon Girard, vice president of operations and compliance Kristine Hendrickson, and executive vice president and chief financial officer Michele Boeder. Community National Bank & Trust of Texas.

Community Bank 164

Community Bank Community Texas Leadership 164

PYMNTS

MARCH 2, 2018

This volume of investment reflects the soaring demand within financial services for new digital innovations as these technologies prove their value and applicability in the market,” said Accenture Financial Services Group Chief Executive Richard Lumb in another statement. Alternative Lending. Accenture highlighted Kabbage , the U.S.

Fintech 118

Fintech Capital blockchain Lending 118

PYMNTS

JANUARY 6, 2020

Yet, the broader perception of smaller financial institutions (FIs) in the industry is that these banks lack the resources that larger banks offer, as well as the agility of emerging FinTech firms, to promote product and service innovation to their SMB clients. A Consolidating Industry.

Community Bank 123

Community Bank Community Payments Fintech 123

PYMNTS

SEPTEMBER 9, 2019

The second hearing focused on innovation and competitive impact on the tech space, and panelists included executives from Apple , Amazon and Google. Take the tech sector: You have seen a lot of innovation, but you also have platforms with network effects that lend themselves to scale.”.

Rhode Island 189

Rhode Island District of Columbia Google North Carolina 189

CFPB Monitor

JUNE 20, 2022

To date, CFPB enforcement actions have raised “rent-a-charter” challenges only in the context of tribal lending, most notably in its enforcement action against CashCall.

FDIC 78

FDIC California Texas Fintech 78

Independent Banker

MARCH 31, 2022

When the 2022/23 ICBA board of directors was introduced at ICBA LIVE in San Antonio, Texas, there was a palpable sense of excitement in the air. It’s an honor to work with them as we focus on advocacy, education and innovation for the community banking industry. By Molly Bennett. Slow down and have better work-life balance.

Community Bank 239

Community Bank Community Industry Texas 239

PYMNTS

SEPTEMBER 10, 2018

New and innovative disbursement methods are bringing change to the industry, though. Others are looking to additional solutions to solve student lending problems. He expects more student lending companies to power disbursements and loan payments with mobile technology going forward. colleges and universities, for example.

Mobile 100

Mobile Arkansas ATM Tools 100

Gonzobanker

DECEMBER 22, 2020

Financial institutions went from having no PPP lending program at all to funding their first loan in 90 days – and this with literally last-minute regulatory guidance. During a busy year we saw Jill supporting her local community, blogging with Mark Cuban, spinning up new PPP technology and innovating with things like curbside banking.

Idaho 172

Idaho Community Industry Strategy 172

CB Insights

MARCH 13, 2019

valuation), Nuro ($2.7B), alternative lending startup Avant ($1.9B), AI-powered predictive sales acceleration platform InsideSales.com ($1.7B), salestech startup Afiniti ($1.6B), healthcare startup Butterfly Network ($1.3B), and data analytics company Dataminr ($1.2B). The Innovation Scout. Total Equity Funding ($M).

United States 78

United States Rhode Island Massachusetts Connecticut 78

Independent Banker

JULY 31, 2022

As a former Texas banking commissioner, she emphasizes the importance of internal loan reviews and audits and urges bankers to train tellers with care. Often, these bankers rose to the occasion by employing tech solutions or other innovative approaches. Use technology to drive down costs. Forge partnerships, especially with fintechs.

Strategy 135

Strategy Community Bank Louisville Community 135

Gonzobanker

DECEMBER 17, 2021

This is an innovation-seeking franchise that has built a solid brand and never got over its skis in execution. million gets the vaunted consumer lender a much-prized bank charter, low-cost deposits to juice current earnings, and a business lending capability to drive future growth. The most important aspect of this deal is Huntington.

Fintech 143

Fintech Strategy Leadership Lending 143

Independent Banker

APRIL 30, 2022

In order to compete as a small bank, we have been forced to keep higher-than-peer capital levels, so that our lending limit allows us to service local borrowers’ needs. State Bank of Texas. United Texas Bank. Reynolds points to BankSouth’s focus on innovation as a contributing factor. 300 million to $1 billion.

Community Bank 172

Community Bank Community Montana Taxes 172

William Mills

MARCH 15, 2017

“FirstClose is a dynamic company that is pushing the capabilities of technological innovation in mortgage,” said Scott Mills, president of William Mills Agency. “We

Industry 46

Industry Branding Technology Austin 46

South State Correspondent

SEPTEMBER 20, 2022

It was agreed that too many lines of business, such as treasury management, commercial lending, and commercial deposits, are not utilizing their marketing departments enough, given the tremendous value of their products. The top part of this range seems to be around 10.5%. Bank Marketing Lesson 7: Multicultural Marketing.

Conference 195

Conference Marketing social media Data 195

PYMNTS

FEBRUARY 15, 2018

Through the Conference of State Bank Supervisors, Georgia, Illinois, Kansas, Massachusetts, Texas, Tennessee and Washington are looking to standardize the ways firms across traditional financial services and FinTech upstarts apply for, and are granted, licenses. Can the states make licensing – of the money movement kind – any easier?

Washington 101

Washington Regulation Conference Fintech 101

Gonzobanker

SEPTEMBER 10, 2019

The digital banking market continues a long burn—this time like the smoke of a Texas summer barbecue. Geneva-based Temenos’ announced the acquisition of Austin, Texas-based digital application provider Kony in a deal totaling $580 million. This group is known to be pretty adaptive and innovative, so prepare to test the agile skills.

United States 88

United States Texas Austin Kansas City 88

Independent Banker

NOVEMBER 13, 2014

Earlier this year influential lawmakers on Capitol Hill urged the Federal Housing Finance Agency to prod the housing government-sponsored enterprises to consider using more than one credit-scoring model to promote greater choice and innovation in the decision-making systems that lenders use. Kerry Curry is a financial writer in Texas.

San Jose 79

San Jose Community Bank Lending Analytics 79

Gonzobanker

APRIL 24, 2019

A few nuggets: Marketing spend is the one place where banks can innovate quickly vs. waiting for long-haul tech and people-based transformations. This year, 90 vendors and all but one of the major digital banking and CRM vendors were there, not to mention a few of the lending vendors.

Branding 125

Branding Conference Strategy Oregon 125

Gonzobanker

DECEMBER 20, 2018

Hats off to Greg for taking a $600 million credit union to a $5 billion innovator over his 25 years at the helm. Greg also leaves the organization knee-deep in technical innovation as PSECU has deployed Corelation core, Kony digital, Temenos origination and Sitecore CMS among other new solutions. 2X Innovation Barrier Award.

Fintech 102

Fintech Conference Innovation Community 102

Gonzobanker

NOVEMBER 18, 2014

” John Mackey of Whole Foods encouraged the crowd to look outside their own business model for innovations as WF looks at the restaurant and tech sectors for many of its ideas, not just competitors. Innovation Showcase & Global Innovation Awards. Bank’s Dominic Venturo’s session on innovation rocked.

Chicago 97

Chicago Retail Branch Design Training 97

Gonzobanker

DECEMBER 20, 2019

Yet the Gonzo team has to give a shout out to the late entry of Texas Capital and Independent Bank. In a state that wears autonomy on its chest, it was a bold move for two successful players to collaborate and create a $50 billion powerhouse and the largest independent bank in the great state of Texas! Credit Union Merger of the Year.

Idaho 148

Idaho Conference Data Marketing 148

PYMNTS

JUNE 30, 2016

The latest June count for where Walmart Pay is available is: Virginia, North Carolina, South Carolina, Nebraska, North Dakota, South Dakota, Iowa, Tennessee, Kentucky, Michigan, Indiana, Alabama, Georgia, Louisiana, Missouri, Mississippi and Washington, Missouri, Texas, Arkansas, and Washington, D.C. PayPal’s Consumer Support.

Mobile 104

Mobile Samsung Apple Missouri 104

Social Assurance

NOVEMBER 6, 2020

By having CFOs and CEOs in attendance, content would lend itself to position bank marketers as a critical function within any organization. Bank marketers were showcased as strategic, innovative and essential to any person with a C in their title. ” Investing in developing your marketing team’s skills will be essential in 2021.

Marketing 12

Marketing Conference Minneapolis Analytics 12

Fintech Labs Insights

OCTOBER 5, 2016

These 10 companies range from payments innovators and security specialists to alt-lending platforms and mobile banking app builders – and even include a pair of alums that have earned multiple Best of Show awards. Headquartered in Austin, Texas. Headquartered in Plano, Texas. Om Kundu is CEO, Chairman, and founder.

Company 16

Company Fintech New York City New York 16