Remove How To Remove Marketing Remove Security
article thumbnail

How to Set Your Strategic Planning Time Horizon

South State Correspondent

After adjusting for risk and cost, individual securities and loans perform approximately the same. Securities add no long-term value while loans contribute about 10% ( HERE ) to value. Deposits generate the bulk of a bank’s value yet most banks spend little on deposit marketing and product design. is step one.

How To 195
article thumbnail

Hip On HIPAA: The Secret Sauce to Successful Marketing Campaigns

Perficient

The secret to understanding timing and creating truly impactful communications hinges on a deeper understanding of HIPAA’s definition of marketing. The patient EMR can be one of those sources of truth… if you know how to use it. But for all the training we undergo, there is still confusion around one aspect of HIPAA: marketing.

Marketing 508
Insiders

Sign Up for our Newsletter

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

article thumbnail

How to Practice Loan Pricing Discipline

South State Correspondent

Further, bankers need to be realistic about assumptions such as usage, probability of default and loss given default, and cross-sell opportunities (such as deposit size, deposit stickiness, and deposit costs) – all of these inputs are forward-looking and must be modeled, stress-tested, and adjusted with market changes.

How To 195
article thumbnail

Bitcoin Daily: Bitcoin Sheds $20 Billion Off Market Cap; Gibralter-Based FinTech Launches Tokenized Securities Platform

PYMNTS

California lawmakers have introduced a bill that would attempt to more clearly define how cryptocurrency is meant to be treated, and definitively determine if it is an investment contract. If passed, the law would help to answer questions as to how to evaluate digital assets in the framework of investment contracts.

Bitcoin 168
article thumbnail

How to Avoid the Pain and Cost of PCI Compliance While Optimizing Payments

Speaker: P. Andrew Sjogren, Sr. Product Marketing Manager at Very Good Security, Matt Doka, Co-Founder and CTO of Fivestars, and Steve Andrews, President & CEO of the Western Bankers Association 

PCI compliance can feel challenging and sometimes the result feels like you are optimizing more for security and compliance than you are for business outcomes. They’ll share how to grow your business faster and minimize costs for both security and compliance.

article thumbnail

How To Do Better Against National Bank Lending Competition

South State Correspondent

Understanding the competitive banking landscape helps community banks set proper pricing, respond to rival marketing, and compete more effectively. The largest 100 banks dominate the industry with almost 75% of the market share. The number of banks that control the domestic loan market is summarized in the table below.

National 195
article thumbnail

How To Talk To Commercial Borrowers After The Future Path of Interest Rates

South State Correspondent

The Federal Reserve Open Market Committee (FOMC) has raised short-term interest rates by 3.00% in the six months between March and September. The market is now forecasting an additional 1.25% in hikes by year’s end, with the next move coming on November 3rd. However, all of these five predictors are, on average, wrong.

How To 195
article thumbnail

Top 3 Banking Secrets to Stay Relevant with Gen Z Consumers

Speaker: Brian Muse-McKenney, Chief Revenue Officer & Matt Simester, Cards and Payments Expert

Learn how to offer the experiences and products that appeal to Gen Z. Economics and Returns 📈 Adapt to shifting market conditions with flexible, cost-effective technology and operating models to consistently achieve desired economic benchmarks and returns. faster than their competitors. Save your seat today!