article thumbnail

Member business lending: How to leverage MBL for credit union growth

Abrigo

Where to begin Develop a member business lending strategy Developing a sound MBL strategy, or tightening an existing one, can help credit unions achieve long-term success in managing member business lending risks. It also recommends including projections related to loan pricing, operating expenses, and delinquency.

Lending 221
article thumbnail

NEW REPORT: The Banks’ How-To Guide To Using AI To Manage Credit Risk

PYMNTS

Managing credit risk used to be a reactive process. Bank customers would fall behind on their payments, and their banks might react by imposing fees or having a case manager work with them to bring their accounts back up to speed. The only question is how banks can ensure that they are employing the best strategies to apply them.

How To 245
Insiders

Sign Up for our Newsletter

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

article thumbnail

These Are Your Most Profitable Cash Management Clients

South State Correspondent

The treasury or cash management customer is usually a bank’s most profitable customer on a risk-adjusted basis ( HERE ). In this article, we discuss cash management profitability and rank the most profitable industries for banks to go after. As such, operating accounts have low-interest rate sensitivity.

article thumbnail

How to Set Your Strategic Planning Time Horizon

South State Correspondent

Bank management is hyper-focused on net interest margin. Expense control, loan growth targets, managing cost of funds and customer acquisition dominate executives’ time. Think about how much time your bank spends on trying to forecast the economy, discussing what loans to make or how much liquidity to keep. is step one.

How To 195
article thumbnail

Successful Change Management with Enterprise Risk Management

Speaker: William Hord, Vice President of ERM Services

A well-defined change management process is critical to minimizing the impact that change has on your organization. Leveraging the data that your ERM program already contains is an effective way to help create and manage the overall change management process within your organization. Organize ERM strategy, operations, and data.

article thumbnail

Scheduled & Opportunistic Counting – How to understand the difference

Perficient

Cycle Counting is an organized division of a warehouse into manageable sections. In Cycle Counting: How to effectively use – Item vs. Location , we talked about splitting up your counts by item or by location. Warehouse manager using a tablet to effectively execute an opportunistic cycle count. Opportunistic Cycle Counts.

How To 371
article thumbnail

EBS Batch Processing Slowing You Down? – How to “Spread the Load”

Perficient

Oracle EBS Applications utilize a sophisticated batch scheduling and processing mechanism known as the Concurrent Managers. Many of these processes have a voracious appetite for CPU and memory resources, which can bring a typical well-configured application tier server to its knees during peak operating times. Doc ID 743716.1).

How To 309
article thumbnail

How to Evaluate Business Lending Software for Your Bank

Learn the seven must-have features that you can press vendors to showcase, and discover the secrets to accelerate your time to market while maintaining compliance controls and risk management standards.

article thumbnail

The Business Value of MLOps

As machine learning models are put into production and used to make critical business decisions, the primary challenge becomes operation and management of multiple models. Download the report to find out: How enterprises in various industries are using MLOps capabilities.