PYMNTS

MAY 28, 2020

Bombay Stock Exchange (BSE) has relaxed guidelines for how Indian small- to medium-sized businesses (SMBs) can tap the capital market, loosening restrictions on net tangible assets and positive cash flow in order to jump-start the country’s virus-ravaged economy.

Capital 131

Capital Marketing Guidelines Compliance 131

Abrigo

MAY 18, 2023

Takeaway 2 Examining regulatory guidelines and matching up your current loan review process can help assess roles and procedures. Low-depth roles adhere to strict guidelines, and employees have very few decisions to make. You might also like this webinar, "Return to basics: Asking the right credit risk questions."

Lending 195

Lending Training Guidelines Policies 195

Let's Talk Payments

OCTOBER 5, 2017

In the ever so evolutionary space of FinTech, the journey of a market starts with payments and slowly moves on to lending and so on. They come in various shapes.

Guidelines 105

Guidelines Lending Fintech Marketing 105

PYMNTS

JUNE 6, 2016

Biz2Credit is expanding its small business lending operations into a market without much experience with alternative finance. While India may not have the most robust alternative lending industry in the world, it’s the size of its SME population that’s attracting Biz2Credit, the company said.

Marketing 100

Marketing Lending Guidelines National 100

PYMNTS

NOVEMBER 13, 2018

Guidelines From The UK. In the United Kingdom, a number of banks and FinTech firms have been working in tandem to foster guidelines that will boost working relationships between those parties. The guidelines are being developed by the British Standards Institution, reports said last week. “We and MarketInvoice.

Community Bank 183

Community Bank Community Fintech Arizona 183

PYMNTS

APRIL 20, 2016

As the nation waits and drama builds over expected new guidelines from the Consumer Financial Protection Bureau on short-term lending, the government watchdog has issued a new report that indicates that the high cost of payday loans is even higher than most people think.

Study 100

Study Lending Guidelines Survey 100

Abrigo

MAY 22, 2015

The Office of the Comptroller of the Currency (OCC) recently featured the multifamily rental housing market in a newsletter examining challenges in the market and how financial institutions are engaged in financing multifamily rental housing. Curry in a news release about the newsletter.

Marketing 150

Marketing Community United States Guidelines 150

Bank Innovation

SEPTEMBER 21, 2017

“High-tech,” or fintech banks may be required to hold higher capital buffers and larger liquidity when entering Europe, the European Central Bank said in draft licensing guidelines today.

Fintech 249

Fintech Guidelines Capital Marketing 249

Abrigo

SEPTEMBER 5, 2023

unsecured lending is bad rather than unsecured lending should only be extended to high pass risk rated credit). If actual practices vary materially from the written guidelines and procedures, the source of this discrepancy should be identified, and either actual practices or the written policy should be changed.

Policies 195

Policies Lending Risk Management Examples 195

Independent Banker

MAY 31, 2022

Nonbank institutions continue to be serious contenders in the home lending space. The low interest rate environment fueled a frothy residential lending market in 2020 and 2021, with annual origination topping more than $4.4 Nonbanks are also gobbling up a bigger percentage of market share. By Beth Mattson-Teig.

Community Bank 185

Community Bank Community Lending Marketing 185

Abrigo

DECEMBER 14, 2014

Many would point to imprudent lending standards as a leading cause of the financial crisis of 2008, and in turn, financial institution regulators have since bolstered lending standards and capital thresholds as a preventive measure against a similar crisis. Blog Bank Credit Union'

Guidelines 223

Guidelines Payments Lending Capital 223

Abrigo

MAY 2, 2022

In a recent webinar, Paula King, Senior Advisor for Abrigo Advisory Services, recommended that lending institutions make time to review loan policies quarterly and every time they make a change, such as an increase in asset size, a new branch, or an acquisition. Lending & Credit Risk. Lending & Credit Risk. Learn More.

Policies 195

Policies Lending Regulation Examples 195

Abrigo

APRIL 21, 2020

Key Takeaways Financial institutions have 10 calendar days to disburse PPP loans To address financial institutions’ liquidity and leverage concerns, regulators have helped to facilitate lending. To address financial institutions’ liquidity and leverage concerns, regulators have helped to facilitate lending. How to fund PPP loans.

Lending 195

Lending Capital Minnesota FDIC 195

Abrigo

JULY 18, 2017

The NCUA’s new member business lending (MBL) rule has opened the doors for credit unions to grow their loan portfolios. Endeavoring into member business lending requires a sound strategy that balances inherent risk with perceived opportunity. Defining specific lending policies ultimately sets up the credit union for success.

Policies 150

Policies Lending Analysis Guidelines 150

Abrigo

NOVEMBER 18, 2016

In a survey of community banks and credit unions at the 2016 Sageworks Risk Management Summit, 42 percent of respondents said Commercial Real Estate, or CRE, lending was their primary focus for loan portfolio growth. For many, commercial real estate lending may be the ticket. This reflects a larger industry trend.

Community Bank 150

Community Bank Handbook Lending Risk Management 150

CFPB Monitor

APRIL 29, 2015

The CFPB has issued a fair lending report covering its fair lending activities during 2014. The report states that in 2014, CFPB fair lending supervisory and public enforcement actions required institutions to provide approximately $224 million in remediation.

Lending 60

Lending Report Policies Compliance 60

PYMNTS

AUGUST 12, 2019

Decreasing demands for loans has caused a July lending slowdown for Chinese financial institutions, The Wall Street Journal reported on Monday (Aug. Market confidence has taken a hit due to the trade war , causing Chinese businesses to adjust their investment plans. The climate could be a sign of more economic woes as U.S.-China

Lending 100

Lending Guidelines Taxes Capital 100

Jeff For Banks

MAY 20, 2017

Both institutions were over the CRE concentration guidelines, so putting them together would exasperate this risk, so the regulatory thinking must have been. Today, I read an American Banker article on how a multi-billion dollar bank is going to ramp up its business lending. They need a marketing person to title their reports.

Lending 60

Lending Regulation Community Community Bank 60

CFPB Monitor

JULY 6, 2021

Fair lending. Payday lending. CFPB examiners found widespread errors within 2018 HMDA loan application registers of several financial institutions. In several examinations that identified such errors, the root causes were deficiencies in the institutions’ compliance management systems. Student loan servicing.

Lending 78

Lending Report Regulation Analysis 78

PYMNTS

APRIL 25, 2016

Visa is determined to make EMV faster, Starbucks wants to make getting that cuppa joe faster, too, and is crushing it with mobile order ahead and the CFPB might be moving closer to having a fast exodus of the payday lending business once its rules drop. The CFPB’s Latest Round Of Payday Lending Complaints. EMV’s Second Phase.

Lending 100

Lending Mobile Cards Fraud 100

PYMNTS

OCTOBER 8, 2018

Also in Europe, the European financial markets regulator has said that it wants to spend one million euros to promote market stability in the region as pertains to cryptocurrencies and FinTechs. community banks and small business lending. The one million euros will be spent through 2019, according to reports.

United States 174

United States Regulation cryptocurrency Cleveland 174

PYMNTS

DECEMBER 14, 2016

CommLoan, an early stage commercial mortgage lending technology company, announced Tuesday (Dec. In a press release , the company said the funding will be used to accelerate sales and strengthen the company’s position in the market. 13) it received $2.25 million in venture capital seed funding from Social Leverage and ViaWest Group.

Lending 100

Lending Guidelines Groups Capital 100

PYMNTS

NOVEMBER 13, 2018

We encourage our nation’s payments leaders to lend their voices to the future of faster payments by joining the FPC and sharing their insights and expertise to further this important work.”. The creation of the group comes at a time when businesses want to get rid of the paper check, but it still remains the norm across all types of business.

Payments 192

Payments Survey Innovation Guidelines 192

PYMNTS

SEPTEMBER 14, 2020

There are more than a few mind-blowing stats about Amazon , most of them having to do with its 44 percent of the eCommerce market, or maybe the $88.9 It’s a world where the parent company has such as tight rein that one step out of the guidelines and regulations can merit a devastating suspension.

Capital 214

Capital Long Beach Branding Guidelines 214

Abrigo

OCTOBER 21, 2019

The spotlight from federal and state regulators continues to shine on the use of third parties, and the pressure for those vendors to meet regulatory guidelines has greatly increased. We are seeing banks moving to the cloud for a number of services ranging from core processing to lending. Lending & Credit Risk. Learn More.

Risk Management 150

Risk Management Management Lending Fraud 150

PYMNTS

JANUARY 15, 2019

which have been looking into the ways that licenses and charters can be granted to FinTechs to help them offer lending and other services nationwide. Those regulators state that such services can be brought to thus-far underserved areas, and might boost lending to small businesses. It would be helpful for the Fed to clarify.”

Fintech 148

Fintech St. Louis System Regulation 148

PYMNTS

MARCH 31, 2016

Analysts have largely been looking at the impact on SMEs in particular, especially as Chinese authorities promote bank lending to small businesses. This month, the China Banking Regulatory Commission (CBRC) reportedly ordered local banks to boost lending to small and medium-sized corporate customers. Bank Lending.

Lending 100

Lending Online Regulation Guidelines 100

CFPB Monitor

NOVEMBER 30, 2020

As the report notes, the unsecured revolving lending industry distinguishes between consumers who pay their balance in full each cycle and consumers who pay a portion of the balance in the current cycle and carry the remaining portion to be paid in future cycles.

Report 78

Report Data Payments Guidelines 78

CFPB Monitor

NOVEMBER 20, 2014

While the CFPB’s blog post and bulletin are focused on mortgage lending, it is important to note that similar fair lending concerns apply to non-mortgage consumer credit. The bulletin recites the ECOA and Reg B ?rule Fair Credit Mortgages CFPB mortgage public assistance social security'

Guidelines 79

Guidelines Security Lending Regulation 79

FICO

MARCH 17, 2022

Mibanco, the largest microfinance bank in both Peru and Latin America, has used FICO Platform’s Decisions Capability to boost its lending capacity and respond quickly to changing market conditions during the pandemic. This meant when any lending changes were needed, software development within the core was required. “It

Policies 52

Policies Lending Case Study Guidelines 52

Abrigo

OCTOBER 23, 2019

The spotlight from federal and state regulators continues to shine on the use of third parties, and the pressure for those vendors to meet regulatory guidelines has greatly increased. We are seeing banks moving to the cloud for a number of services ranging from core processing to lending. Understand the vendor’s financial stability.

Risk Management 150

Risk Management Management Security Lending 150

SWBC's LenderHub

OCTOBER 29, 2015

In my most recent blog post , I talked about the prevalence of social media in today’s information-driven world, and some of the rules and regulations that financial institutions should consider following if they decide to use social media for marketing and promotions.

social media 60

social media How To Guidelines Tools 60

South State Correspondent

AUGUST 16, 2023

Even if your bank has limited consumer exposure, given that the consumer composes approximately 66% of the US economy, and, according to the yield curve and market pundits, we are all staring into a recession, paying close attention to consumer trends is critical. New, post-2008 underwriting guidelines are having a positive effect on credit.

Trends 195

Trends Cards Capital Data 195

Abrigo

FEBRUARY 7, 2017

The Financial Accounting Standards Board (FASB) provides certain guidelines, defining when to classify loans into FAS 5 (unimpaired loans) or FAS 114 (impaired loans) status. The lending institution must evaluate each loan individually to determine a reasonable estimate of the amount that can be realized or recovered.

Guidelines 150

Guidelines Policies Lending How To 150

CB Insights

OCTOBER 21, 2018

The market map below categorizes the Fintech 250 companies based on core area of focus. Top Exits through IPO: ZhongAn Insurance IPO in Q3’17 ($11B market cap at end of first day of trading). market cap and today has a market cap of $20B+. Business Lending & Financing. General Lending & Marketplaces.

Fintech 78

Fintech Lending Capital Analytics 78

CFPB Monitor

AUGUST 6, 2018

It also provides guidance as to redlining risk management techniques such as (i) the regular review of assessment areas and credit market areas; (ii) evaluation of fair lending risk arising from the opening, acquiring or closing of branches and offices; (iii) evaluation through marketing and outreach programs; and (iv) complaints monitoring.

Compliance 68

Compliance Risk Management Lending Training 68

CFPB Monitor

MAY 22, 2020

The Federal Reserve, OCC, FDIC, and NCUA have issued “ Interagency Lending Principles for Offering Responsible Small-Dollar Loans.” In that statement, the agencies indicated that they were “working on future guidance and lending principles for responsible small-dollar loans.”.

FDIC 78

FDIC Policies Lending Guidelines 78