CFPB Monitor

JANUARY 4, 2024

Revenue Based Finance Coalition (RBFC), a trade group whose members include non-banks that provide sales-based financing to businesses, filed a lawsuit last week against the CFPB in a Florida federal district court challenging the CFPB’s final small business lending rule implementing Section 1071 of Dodd-Frank. Continue Reading

Lending 146

Lending Groups Florida Regulation 146

PYMNTS

DECEMBER 14, 2020

Mexico’s antitrust regulator Cofece has approved the acquisition of grocery delivery platform Cornershop by Uber Technologies, Bloomberg reported on Monday (Dec. under Uber's ownership in Dallas, Texas and Miami, Florida. Uber is aiming for further expansion into the delivery of groceries and pharmaceuticals. .

Regulation 168

Regulation Miami Dallas Florida 168

American Banker

SEPTEMBER 29, 2023

Kathy Kraninger, who served as director of the Consumer Financial Protection Bureau from 2018 to 2021, has been named to lead the bank trade group in Florida.

Florida 36

Florida Groups Policies Compliance 36

CFPB Monitor

JUNE 1, 2015

The CFPB announced that, together with the Florida AG, it has obtained judgments against several Florida companies and their individual operators who were charged in a complaint filed in a Florida federal court with using deceptive marketing practices and collecting illegal advance fees from consumers seeking mortgage relief services.

Florida 60

Florida Company Payments Regulation 60

PYMNTS

DECEMBER 12, 2016

9), Michigan became the first state in the union to pass statewide, comprehensive self-driving vehicle regulations that allow autonomous vehicles to drive … well, autonomously. On Friday of last week (Dec. As of now, only motor vehicle manufacturers can operate self-driving car networks in Michigan.

Michigan 100

Michigan Regulation Florida Apple 100

CFPB Monitor

JUNE 6, 2022

held last week that monthly mortgage statements required under the Truth in Lending Act and Regulation Z can constitute communications in connection with the collection of a debt under the Fair Debt Collection Practices Act (FDCPA) and the Florida Consumer Collection Practices Act (FCCPA). Select Portfolio Servicing, Inc.

Florida 78

Florida Regulation Payments Lending 78

PYMNTS

SEPTEMBER 9, 2019

The Florida Attorney General Ashley Moody said the antitrust probes into Facebook don’t have any common case studies to draw from in deciding how to move forward, according to a report by CNBC. Regulators could even force the company to let go of profitable businesses like YouTube. “I

District of Columbia 103

District of Columbia Florida Mississippi Case Study 103

Bank Innovation

MARCH 9, 2017

— was acquired by Flagship, a Florida-based community bank, for $175 million. “We Community banks can also play the fintech game. BankMobile — the digital bank, formerly a division of Customers Bancorp Inc. We are an independent bank,” said Luvleen Sidhu, BankMobile’s co-founder, regarding the acquisition. “We

Community Bank 252

Community Bank Community Fintech Florida 252

American Banker

NOVEMBER 8, 2016

Voters in Florida and North Dakota approved medical marijuana measures on Tuesday, while their counterparts in California and Massachusetts approved recreational pot initiatives, according to projections.

Massachusetts 38

Massachusetts Florida North Dakota California 38

CFPB Monitor

NOVEMBER 16, 2020

ACFIN is a network of federal and state regulators that may include state attorneys general, state financial regulators, and federal financial regulators. The CFPB’s announcement invites innovators to request a meeting and describe the topic(s) they would like to discuss during their virtual session.

Colorado 78

Colorado South Carolina Tennessee Utah 78

PYMNTS

JUNE 10, 2020

These reasons are driving a surge of interest in and use of remote online notarization (RON) services, according to James Schlimmer , managing partner of Naples, Florida-based notary firm Cottrell Title & Escrow. Florida was one of the few states that had legalized RON services prior to the initial outbreak.

Online 131

Online Florida Meeting Regulation 131

CFPB Monitor

NOVEMBER 12, 2014

Mishkin Below is an update on the lawsuits we have been following that state attorneys general and a state regulator have brought using their Dodd-Frank enforcement authority. Florida/Connecticut.

Mississippi 100

Mississippi Regulation Illinois Florida 100

American Banker

JANUARY 29, 2021

The credit union regulator's first prohibitions of 2021 relate to misuse of member funds at institutions in Alaska and Florida.

Alaska 56

Alaska Florida Regulation 56

PYMNTS

OCTOBER 31, 2019

In states including California, Texas and Florida, shoppers can select from a variety of wine and beer options, including regional or local brands. Walmart has announced that customers in 2,000 locations in 29 states can use the retailer’s pickup service for their alcohol purchases. a month, and shoppers have to purchase a $49.95

Florida 101

Florida California Texas Retail 101

CFPB Monitor

JANUARY 9, 2020

ACFIN is a network of federal and state regulators that may include state attorneys general, state financial regulators, and federal financial regulators.

Utah 78

Utah South Carolina Tennessee Arizona 78

PYMNTS

JULY 24, 2018

Synovus Financial announced on Tuesday (July 24) that it is acquiring FCB Financial Holdings, owner of Florida Community Bank (FCB), Florida’s largest community bank, in a deal valued at $2.9 FCB Financial Holdings President and CEO Kent Ellert will serve as executive vice president of Synovus and Florida market president.

Florida 100

Florida Community Bank Regional Community 100

PYMNTS

JANUARY 16, 2018

It’s a situation with which Terri Carter, director of Student Financial Services at Florida Institute of Technology , is familiar. Florida Tech’s student body is a diverse one. But, the regulations can make it more challenging to make tuition payments in a timely manner, even if there are solutions in place. According to U.S.

Florida 108

Florida Payments Study Survey 108

PYMNTS

APRIL 25, 2017

Other concerns are that the OCC doesn’t understand FinTech and therefore shouldn’t regulate it. Among the states that have issue with it are New York, Florida, Ohio and California. Some are concerned the OCC is hurting innovation, while others think it’s overstepping its limits. Take New York as one example.

Fintech 109

Fintech Ohio Florida Oregon 109

PYMNTS

MAY 24, 2018

Apple is having a good time with its watches, European banks want more tech regulation and Target posts new eCommerce numbers. McDonald’s Testing Out Breakfast Catering In Florida. European Banks Want More Regulation Of Large Tech Companies. Target Sees Strong Digital Growth Amid Rollout Of Same-Day Delivery In Q1.

Apple 100

Apple Florida Regulation Survey 100

PYMNTS

DECEMBER 23, 2019

In the December Credit Union Tracker , PYMNTS explores the latest in the world of CUs, including new regulations in Ireland, charitable CU donations for the holiday season, and how emotional marketing is leveling the playing field between CUs and their competitors. Developments From Around The World Of Credit Unions.

Data 131

Data Lending Michigan Regulation 131

CFPB Monitor

JANUARY 27, 2015

Mishkin Below is an update on the lawsuits we have been following that state attorneys general and a state regulator have brought using their Dodd-Frank enforcement authority. Florida/Connecticut. On July 29, 2014, a Section 1042 lawsuit was filed jointly by the Attorneys General of Florida and Connecticut in a Florida federal court.

Regulation 60

Regulation Illinois Mississippi Florida 60

Bobsguide

DECEMBER 28, 2017

Still, demand for reefer trucks was sky high last week, with volumes up out of big produce markets in California, Texas, and Florida. Last week was a short week, as most carriers needed to get drivers home in time for the Christmas weekend.

Dallas 60

Dallas Sacramento Baltimore Portland 60

PYMNTS

OCTOBER 6, 2016

Internet-based sharing economy firms have so far managed to skirt rules that hold users accountable to local regulations. Airbnb has already beaten Anaheim in Florida, which dropped efforts to regulate the home-sharing company within two weeks of being sued. Communications Decency Act. San Francisco has a housing crisis.

San Francisco 168

San Francisco Pennsylvania Regulation Florida 168

Abrigo

MARCH 22, 2023

Banking regulators and criminals understand TBML, so be sure your AML investigative team also does. For instance, a TBML case was identified where illicitly obtained funds were sent from Africa (Nigeria/Benin) to purchase cars from used auto dealers in the Midwest U.S. Gain confidence in your BSA program.

Training 195

Training Fraud New Jersey Regulation 195

PYMNTS

MAY 22, 2019

The technology has been used by law enforcement in Oregon and Florida. Also on Wednesday, in the United States Congress, there was an indication that there would be support from both sides of the aisle when it comes to regulating the technology. Other voices in favor of the tech have claimed the service keeps the public more safe.

Oregon 148

Oregon United States Florida Washington 148

PYMNTS

JANUARY 9, 2019

The Supreme Court sent the case back to the Second Circuit, deciding that the case was a regulation of commercial speech. The striking down of the ban in New York comes on the heels of similar challenges that eliminated bans on passing along credit card fees in Florida, California and Texas.

New York 200

New York Cards Florida Texas 200

PYMNTS

JULY 23, 2020

At OnPay Solutions, for example, we followed all the CDC guidelines and state and local requirements here in Florida, and we [closed the main office] in March,” he said. “As The staff was on board and the office reopened, only to have new infections hit Florida hard. 1, because they’re on the front lines of servicing consumers.”.

Florida 150

Florida Jacksonville Guidelines Payments 150

PYMNTS

MARCH 5, 2018

This week saw three very big names in retail and payments weigh in on the debate over gun control in an attempt to push the market toward regulating itself with or without government intervention. Best Taking a Stand — DICK’S, Bank of America, Kroger, BlackRock, Delta, United (etc). And we know there will be some backlash,” he said.

Regulation 108

Regulation Data Regional America 108

PYMNTS

MAY 4, 2017

The city had a population of 270,934 in 2015, making it the 73rd largest city in the United States and the fourth largest in Florida. PYMNTS: What do you think makes Orlando (or Florida as a whole) an attractive location for both entrepreneurs and investors? Median household income (2015): $42,318.

Florida 110

Florida United States Taxes Community 110

American Banker

AUGUST 20, 2020

A federal judge in Florida ruled that lenders are not required to make payments to borrowers' attorneys and accountants unless they struck upfront agreements to do so. The decision has implications for a slew of related lawsuits.

Florida 83

Florida Payments Regulation 83

American Banker

AUGUST 19, 2022

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Puerto Rico 68

Puerto Rico Florida Community Bank Digital Banking 68

PYMNTS

AUGUST 16, 2019

In addition to all four Los Angeles studios, the company will also close those in Austin, Texas; Atlanta; the San Francisco Bay area; and North Miami, Florida. In June, the company said it had confidentially submitted paperwork to regulators in the U.S. All riders impacted will be offered a full refund.” for an IPO.

Los Angeles 101

Los Angeles Exercises San Francisco Miami 101

PYMNTS

MAY 19, 2020

The mayor, who is also a table games manager at a local casino and hotel, said per the report that he has come across people traveling from states that are close by as well as those that have come from Florida, Texas, New Mexico and New York. The state has earned $24.3 million from online gaming since the summer of last year. And, while U.S.

Online 130

Online Louisiana South Dakota Mississippi 130

PYMNTS

JULY 16, 2019

A group of Venezuelan nationals filed a fraud suit in Florida federal court claiming they were duped into a Ponzi scheme involving cryptocurrency purportedly backed by diamonds. Of the 90 cryptocurrency cases pursued by the SEC, regulators have only tracked down $36 million for investors.

cryptocurrency 115

cryptocurrency Florida Fraud Groups 115

PopularBank

DECEMBER 7, 2022

Recently, Florida passed SB 4-D, a new safety regulation for condominium and cooperative association buildings. Building inspections are required for community buildings in all 67 counties in Florida that are three or more stories in height. The new legislation, SB 4-D, primarily focuses on the following requirements.

Community 52

Community Florida Study ATM 52

American Banker

JUNE 28, 2016

The question of whether bitcoin is actually money is at the heart of a case of a man charged with selling $30,000 worth of the virtual currency to an undercover police officer.

Bitcoin 53

Bitcoin Florida blockchain Technology 53

Insights on Business

MAY 19, 2017

In the area of regulatory compliance, however, simply keeping up with the volume and variety of new and changing regulations is high on the priority list of virtually all organizations. 300 million pages of regulations. That’s where Watson Regulatory Compliance Analytics comes in.

Compliance 160

Compliance Analytics Regulation Training 160