PYMNTS

APRIL 30, 2018

It’s a thought that was triggered recently after reading and reflecting on recent developments across three innovations heralded as FinTech’s poster children — disruptors out to change the world and eat the proverbial lunches of incumbents they say are too big and too unmotivated to change. Blockchain. Marketplace lending. Blockchain.

Fintech 183

Fintech blockchain Lending Digital Banking 183

FICO

AUGUST 1, 2018

Luckily, Decision Management (DM) technology has been invented and has come a long way since AC/DC released this epic anthem in 1975. With solutions like the FICO Decision Management Platform (DMP), the journey from novice to rockstar can be faster than a speed metal riff. trillion. Merchant Onboarding: The need for speed.

Management 58

Management DC Examples Customer Experience 58

Insights on Business

JULY 30, 2019

The offering is built on the IBM Workspace Analyzer platform, an in-memory platform that aggregates and manages data across multiple sources in real-time. Explore these ideas in more depth in the IBM white paper A new era of technology-enabled financial risk management. Waiting will not work.

Risk Management 70

Risk Management Analytics Technology Management 70

Insights on Business

AUGUST 6, 2019

Time and again, it has proven to be a catalyst for transformation that has fueled innovation. Recently, IDC published a white paper, sponsored by IBM, outlining the ten hard realities that FIs and payments services providers must overcome to benefit from modernization, and how they can turn these perceived threats into opportunities.

Payments 96

Payments Risk Management Innovation Analytics 96

Insights on Business

AUGUST 6, 2019

Time and again, it has proven to be a catalyst for transformation that has fueled innovation. Recently, IDC published a white paper, sponsored by IBM, outlining the ten hard realities that FIs and payments services providers must overcome to benefit from modernization, and how they can turn these perceived threats into opportunities.

Payments 70

Payments Risk Management Innovation Analytics 70

Insights on Business

NOVEMBER 12, 2018

As these regulations are constantly evolving and changing, complicated legacy systems have been developed over time that became hugely expensive to manage, incompatible with one another, and, as massive number of fines continue to be imposed, are being rendered ineffectual. Increasing your ROI with IBM OpenPages with Watson.

Compliance 107

Compliance Technology User Experience Analytics 107

PYMNTS

MARCH 10, 2017

In a world where convergence is coming faster than any white paper can articulate, O’Connell said it’s more important than ever for payments players to ensure their payments networks are responsible, safe, secure and fair. When you have that consortium data, fraud becomes much easier to manage and stay ahead of,” O’Connell noted.

Payments 168

Payments Innovation Security Community 168

PYMNTS

MARCH 1, 2017

Needless to say, banks are feeling the pressure on all fronts to get their capabilities aligned with what the innovators around them are already providing. Managing costs and finding revenue opportunities within a low-interest rate environment is a huge challenge for banks, many of which can’t afford to take on the cost of innovation.

Payments 100

Payments System Fintech Regulation 100

Insights on Business

FEBRUARY 11, 2019

In the beginning of the cloud computing era, “private clouds” promised the scalability, flexibility and manageability of public clouds, combined with the security and control of on-premises data center environments. But some early private clouds, in fact, were neither private nor clouds.

Compliance 87

Compliance Security Big Data Analytics 87

Gonzobanker

OCTOBER 16, 2017

JHA had been searching for a processing partner for over a year because its platform was lacking in product innovation. However, with this added revenue stream, PSCU should come to market even faster with increased innovation for its platform. Or, how about combined analytics using the Visa Data Manager product?

Omaha 95

Omaha Cards Fraud Innovation 95

Insights on Business

SEPTEMBER 8, 2016

Revenue and profits are stagnating while investment in fintechs is surging. The difficulty in extending wealth management services for only the ultra-rich out to the mass affluent typically has been one of scale. And it’s a much needed influx of innovation. Cognitive computing also can help expand a bank’s reach.

Study 70

Study social media Compliance Operations 70

William Mills

MAY 11, 2016

This approach makes a lot of sense– but not sure if it would meet the governance and compliance considerations of most banks and investment management firms. ^SR 01:15 pm 10 Reasons Why Fintech Startups Fail. Download our latest white paper that discusses what it really takes to develop a successful Fintech startup.

Video 40

Video Lending social media Analytics 40

CFPB Monitor

APRIL 19, 2022

At the end of last year, we completed a months-long project in updating and expanding a 2017 White Paper addressing bank-model lending—programs involving partnerships between banks (or savings associations) and fintech or other nonbank companies in the interstate delivery of loans.

California 78

California Innovation Utah United States 78

William Mills

MAY 11, 2016

CreditHQ helps businesses manage cashflow. Managing cash flow – targeted at small business in partnership with banks. ^KT. Here’s another solution for document management and origination. ^SR. Presenting a programmable cloud – a fintech platform. ^KT. Katerina Frolovicheva (MD, Technologies Innovations).

Video 40

Video Mobile social media Analytics 40

William Mills

MAY 10, 2016

OurCrowd is bringing a fintech solution to the process of sourcing and managing deals. Interesting take on managing customer experience, a big topic nowadays. This is car-title lending updated by fintech. ^SR Some of the top companies in fintech are gathered for the Spring Finovate conference in San Jose.

San Jose 40

San Jose Customer Experience Mobile social media 40

William Mills

SEPTEMBER 9, 2016

An App Store for FinTech applications. Auto-financing is ripe for innovation. Demo: Customer Insight Dashboard for Regional Manager who can view their forward looking metrics such as customer attrition and look forward several quarters. Built the platform for networking, data management and analytics and reporting.

social media 40

social media ATM Mobile Customer Experience 40

Gonzobanker

DECEMBER 14, 2023

Meanwhile, technology changes continued at a breakneck pace, with generative AI the biggest topic around management tables. Importantly, Huntington has continued to focus on digital investments and its strong legacy of product management to remain a progressive regional bank. Nobody is quite sure which side this seesaw will land on.

Fintech 195

Fintech Community Regional Technology 195

CB Insights

MAY 15, 2019

As fintech plays a larger role in the financial ecosystem, companies are looking for ways to use tech to solve problems and find new opportunities in the space. One popular approach: in-house financial innovation labs. We’ve written about corporate innovation theater before — and how sometimes corporate innovation goes wrong.

Innovation 78

Innovation blockchain Technology Groups 78

Gonzobanker

DECEMBER 22, 2015

Bank Innovation named Jill one of the 10 most innovative CEOs in banking for 2015, and we doubt that Bank Innovation would know who Jill is if not for her presence on Twitter. Bank project management offices. Roboadvisor Future Advisor acquired by establishment asset management giant BlackRock for $150M.

Community Bank 60

Community Bank Apple Community Technology 60

William Mills

SEPTEMBER 7, 2016

Data and Analytics are a profit center rather than something that just needs to be managed. Demo: A Wealth Management Company (ACME)– GoodData can embed analytics directly in ACME’s dashboard. Their API is already integrated in a few core systems and other fintech necessitates. Turning Data into Insight and further into Action.

Mobile 40

Mobile Cards Fraud Data 40

Insights on Business

DECEMBER 14, 2016

However, in light of macroeconomic challenges, increased regulation, and competition from fintechs (particularly for the highest value retail, product, and payments opportunities) revenue growth has remained sluggish. Banks have been closing branches at an unprecedented rate while cutting their workforces and delayering management.

social media 70

social media United States Regulation Operations 70

Bussman Advisory

DECEMBER 13, 2017

Cryptocurrencies will continue to grow, fueled by traditional asset management players and techniques. In fintech, the two most promising use cases remain payments (where there are $50–60 billion of potential savings to be had) and trade finance (which stands to save some $15 billion). New business models. for high-value assets.

blockchain 40

blockchain cryptocurrency Industry Examples 40

Gonzobanker

FEBRUARY 9, 2017

or more times tangible book, management teams will need to build confidence in top-line revenue growth, sustainable operating efficiencies, and continued control of credit costs to remain independent. This pressure might lead to a focus on managing Wall Street optics rather than managing transformation of the bank’s business model.

Arizona 60

Arizona Conference Technology Washington 60

Gonzobanker

FEBRUARY 9, 2017

or more times tangible book, management teams will need to build confidence in top-line revenue growth, sustainable operating efficiencies, and continued control of credit costs to remain independent. This pressure might lead to a focus on managing Wall Street optics rather than managing transformation of the bank’s business model.

Arizona 60

Arizona Conference Technology Washington 60

PYMNTS

JUNE 18, 2019

After that it is Facebook’s vision that the rails will become permissionless and open to all to encourage broad participation, innovation and application development. The Libra Association, headquartered in Geneva, Switzerland will be governed by a Council and a Board of Directors, led by a Managing Director with a three-year term.

Payments 246

Payments Regulation blockchain cryptocurrency 246