Insights on Business

DECEMBER 27, 2017

As we wrap up an unpredictable and sometimes tumultuous year in both the fintech industry and the world, we’re looking back at the last 12 months of IBM FinTech blogs to pick out some of the more popular and insightful posts of 2017. Some even say that blockchain will be the most influential FinTech technology of 2018.

Fintech 129

Fintech blockchain Fraud United States 129

Bank Innovation

FEBRUARY 6, 2017

INV Fintech, the sister accelerator to this site, is pleased to announce its inaugural episode of INV Unfiltered — a new monthly podcast series, which will cover current trends and intriguing topics in financial technology and beyond.

Fintech 150

Fintech Financial Technology Trends Technology 150

Bank Innovation

MAY 14, 2018

Most veterans of the financial technology space can confess to some cynicism about new technology and products. Consumers, especially those with genuine day-to-day financial struggles, don't seem to see much improvement. We're all still waiting for blockchain and mobile payments to transform the financial system.

Fintech 170

Fintech blockchain Financial Technology US 170

PYMNTS

MAY 28, 2018

It’s not exactly dogs and cats living together in harmony, but FinTechs and banks — the upstarts and the traditionalists — are certainly cozying up, a trend that looks certain to continue. The deal is newsworthy because the mainstream view still sees banks and FinTechs as adversaries, each competing for payment and financial services revenue.

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Fintech Examples Pennsylvania Lending 100

Bank Innovation

JANUARY 17, 2019

regulators have taken a greater interest over the last year in technology startups promising to reinvent finance. This newfound attention is compelling the biggest names in fintech to prioritize a part of their business that’s often ignored.

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Regulation Fintech Compliance Financial Technology 150

CFPB Monitor

JULY 17, 2019

As readers of our blog know, our consumer financial services group has been at the forefront of legal developments involving new technologies. Our Banking and Financial Services and Retail industry groups add further depth and specialized knowledge.

Fintech 60

Fintech United States cryptocurrency Groups 60

CB Insights

NOVEMBER 21, 2019

Finally, looking at Canadian “fintech” (financial technology) specifically, funding was up substantially in the first half of the year. Canadian fintech companies raised $251M through the end of H1’19, nearly double the $133M raised in H1’18. The 2019 Canadian fintech market map. APIs) directly to end-users.

Fintech 93

Fintech Marketing US Technology 93

Bank Innovation

MARCH 1, 2019

Strategic participation in fintech climbed in 2018, with 41% of all fintech financings containing either a corporate VC or strategic investor. This is up from 35% in 2017, and way up from 18% in 2013, according to Financial Technology Partners’ 2018 Annual Fintech Almanac.

Fintech 170

Fintech Financial Technology Technology Operations 170

Bank Innovation

AUGUST 27, 2018

Fintech funding this year has been on the rise. In the second quarter alone, funding for financial technology companies around the world reached $20.3 billion in nearly 400 deals. Right now, venture capital firms, banks, and investors are pouring funds into companies Artifical Intelligence, the clear flavor of the year.

Capital 210

Capital Financial Technology Fintech Technology 210

Gonzobanker

FEBRUARY 23, 2022

In this emerging landscape, financial institutions, often community banks, frequently “rent” their charter to financial technology firms (fintechs) that serve a specific consumer group as a means to grow non-interest income. Fintechs in need of charters are prompting new banks to enter BaaS seeking a “white whale.”

Community Bank 133

Community Bank Strategy Risk Management Fintech 133

Bank Innovation

JANUARY 2, 2019

All that is changing due to emerging technologies. The banking industry is facing many unprecedented challenges due to the rise of financial technology companies. For quite a long time, traditional brick and mortar banks only had to worry about making money and being profitable.

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Technology Financial Technology Operations Industry 282

Celent Banking

FEBRUARY 28, 2017

Lending Product — for the most impressive consumer or business lending or collections initiative. Capabilities include accelerated check clearing, enhanced mobile wallets, simplified fraud controls, and streamlined charitable donations. Open Banking — for the most impressive API strategy and results so far.

Innovation 100

Innovation Lending Boston Trends 100

Celent Banking

FEBRUARY 28, 2017

Lending Product — for the most impressive consumer or business lending or collections initiative. Capabilities include accelerated check clearing, enhanced mobile wallets, simplified fraud controls, and streamlined charitable donations. Open Banking — for the most impressive API strategy and results so far.

Innovation 100

Innovation Lending Boston Trends 100

Let's Talk Payments

SEPTEMBER 14, 2016

Embracing the Southeast Asian digital revolution in financial technology, FinTech seems to be exploding with quite a lot of startups having been established from 2009 onwards. The breadth and depth.

Fintech 40

Fintech Innovation Financial Technology Technology 40

Jessica Ellerm

NOVEMBER 26, 2015

And while financial technology is still a nascent industry, no doubt this sector will be subject to a little more of our Kiwi ingenuity over the coming few years. Semble – mobile payments. Harmoney – peer to peer consumer lending. I kid you not. Read more here. Did you enjoy reading this post?

Company 45

Company Fintech Lending Bitcoin 45

CFPB Monitor

MAY 18, 2016

In his April 2016 appearance before the Senate Banking Committee, Director Cordray made clear that FinTech companies are on the CFPB’s radar screen. Topics will include risk management and strategic planning, financial inclusion, consumer protection, supervisory expectations, and regulatory concerns. .”

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Innovation Washington Risk Management Fintech 68

Independent Banker

FEBRUARY 24, 2016

Community banks cannot afford to ignore the staggering pace of lending adoption by both individuals and businesses using digital-only platforms from various nonbank technology-based specialty lending firms. But community banks should not be without hope, nor should they underestimate the significance of customer relationships.

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Community Bank Community Lending FDIC 70

William Mills

SEPTEMBER 25, 2018

Demoing mobile banking app which has smart capability. Starting off the morning with lots of demos expanding the ability of the mobile banking app. ^KT. Very interesting to see what is coming to the mobile banking app. Mobile, not just for checking your balances any more? SME Lending for the Indian marketplace.

Mobile 78

Mobile Customer Experience Lending Analytics 78

William Mills

JANUARY 25, 2018

The report includes industry research about what technology, solutions and services U.S. Leading industry analysts, consultants, bankers and financial technology professionals also share commentary and their insights on trends for 2018. Mobile Developments. Mobile Payments. Branch Technologies. Introduction.

Report 40

Report Technology Innovation Atlanta 40

Let's Talk Payments

JUNE 17, 2016

India, with its own set of challenges and opportunities, stands out as a unique market for FinTech, especially payments. Keen interest from the government to reduce cash transactions is seen.

Fintech 40

Fintech Marketing Payments Financial Technology 40

Independent Banker

FEBRUARY 24, 2016

Three ways millennials could accelerate FinTech trends in 2016. When it comes to finance, millennials are a generation known to be conservative in spending and distrustful of financial institutions. Thus, it’s not shocking that millennials are a driving factor in the growing financial technology, or FinTech, movement.

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Millennials San Francisco Bitcoin cryptocurrency 70

PYMNTS

AUGUST 4, 2017

The report included several recommendations for banks, FinTechs and other financial services players — guidelines to establish an industry-driven framework for governing the system and encourage further research and investment in emerging financial technologies. faster payments system. faster payment system.

Community Bank 116

Community Bank Community Innovation Millennials 116

Fintech Labs Insights

AUGUST 24, 2016

It’s 2016, and the red hot fintech sector has evolved immensely since Finovate first launched 10 years ago. Financial services companies have to compete by offering more personalized services, real-time data and communication, and a user-friendly mobile features. Status quo is no longer an option. Collaboration.

Fintech 12

Fintech New York UX Lending 12

ZootBlog

NOVEMBER 11, 2015

There are several ways for banks to elevate their game—fintech houses, neobanks, alternative lenders, in-bank labs. Fintech Houses. There are now more than 8,000 financial technology companies in the United States with the potential to shake up traditional financial institutions. Alternative Lenders.

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Innovation Fintech social media Knowledge Base 60

Fintech Labs Insights

NOVEMBER 12, 2015

It was a quieter week in fintech fundings. Other than Blackstone’s $820 million bet on what is likely the oldest financial technology company on the planet, NCR founded in 1884 as National Cash Register, just $82 million flowed to the under-100-year-old crowd. ATMs, POS & financial technology.

New York City 12

New York City Company Fintech San Francisco 12

Banking 2020

DECEMBER 3, 2015

This is according to a new report by InnoTribe, which stated that financial technology pioneered in the country is set to change the way consumers around the world think about banking. “In western markets like the US and UK, FinTech innovation is focused on singular applications. A transformed environment. ”

Innovation 40

Innovation Payments Lending Financial Technology 40

Fintech Labs Insights

JUNE 6, 2016

Notable raises included Finovate alum Tagit which brought in nearly $9 million to supercharge its mobile application development platform. ——-. Fintech deals by size from May 7 to 13, 2016: Avant (AvantCredit UK). Payments technology. Mobile financial applications. Blockchain technology . Total raised: $1.92

Company 12

Company Fintech San Francisco New York City 12

Fintech Labs Insights

JULY 22, 2015

We published our first fintech unicorn list in April 2014 with a mere 11 companies. Time will tell whether these valuation bets are temporary insanity from private investors or the beginning of a long cycle of re-imagining financial services. Here is the breakdown by fintech sector: Sector. Real estate. Insurance. Investing.

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Fintech Lending Bitcoin Software 12

Fintech Labs Insights

DECEMBER 28, 2015

But if there’s one in the fintech sector, the dozens of investors in these 23 companies didn’t get the memo. In the last full non-holiday week of the year, $685 million poured into fintech companies worldwide. FinTech Group. Diversified financial technology provider. Person-to-person lender .

Company 12

Company Fintech North Carolina California 12

William Mills

MAY 11, 2016

Employer has new benefit; PayActiv” Two of three families are living under extreme financial distress. Showing mobile application, very easy to view, PayPal and other interfaces. Under the scenario the consumer can transfer much-needed cash as well get cash (that was earned, not paid yet) so no payday or online lending debt is added.

Video 40

Video Lending social media Analytics 40

William Mills

FEBRUARY 4, 2016

This year’s report has an emphasis on the “invisible” customer, who has been created as financial institutions do more and more business with customers through digital and contact center channels rather than through face-to-face interactions. The report also includes research and articles about what technology, solutions and services U.S.

Report 40

Report Big Data Analytics Strategy 40

Fintech Labs Insights

NOVEMBER 2, 2015

In total, 23 fintech companies raised more than $121 million including Finovate alums Spreedly which brought in $2.5 Mobile giftcard & coupon redemption . Financial reporting software. Expense-splitting mobile application. Tags: Expense management, PFM, payments, mobile. mil), iSignThis ($10.5 million Series B.

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Los Angeles New York City San Francisco Company 12

Fintech Labs Insights

JULY 22, 2015

Are you building new financial technology? Be sure to register soon for the only event exclusively for fintech developers, FinDEVr 2015 , Oct 6-7 in San Francisco. Industry news: Let’s Talk Payments highlights 29 APIs to consider before building any fintech product; many are FinDEVr alums.

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San Francisco Leadership Lending Fintech 12

William Mills

MAY 11, 2016

As well as texting OTP to mobile phone when purchasing items. Race Data brought bank client on stage who is thrilled with the product, he also states that the technology gives context to bank call center employees as well. ^KT. From Website: brandCrowder is a mobile, web-based “equity” crowdfunding platform. Robert Armiak (CEO).

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Video Mobile social media Analytics 40

Fintech Labs Insights

AUGUST 19, 2015

Are you building new financial technology? Be sure to register soon for the only event exclusively for fintech developers, FinDEVr 2015 , Oct 6-7 in San Francisco. Developer news: CIO of UBS asserts the blockchain will heavily impact financial services. Inc: Why Fintech Is One of the Most Promising Industries of 2015.

San Francisco 12

San Francisco Bitcoin blockchain Fintech 12

Fintech Labs Insights

OCTOBER 21, 2015

Are you building new financial technology? We’re taking the fintech developer tool showcase to New York March 29 & 30, 2016. Thomson Reuters and Samsung to collaborate on mobile security, intelligent IT for the enterprise. Banking Technology features multiple FinDEVr alums Readers Choice Awards.

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San Francisco Conference Samsung Lending 12

William Mills

MAY 10, 2016

The bot can be accessed via chat, mobile, email, and other channels. ^SR We enable FIs to record everything that goes on with the customers transactions on mobile, online, social and let the FI validate interactions on that site. OurCrowd is bringing a fintech solution to the process of sourcing and managing deals.

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San Jose Customer Experience Mobile social media 40