PYMNTS

AUGUST 3, 2017

Dianrong has also gained backing from Standard Chartered and Tiger Global Management, though this funding round surpasses its 2015 fundraising of $207 million. The company launched in 2012 and operates across both consumer and business financing markets. “We’re also going to speed up some of the R&D projects.”

Risk Management 101

Risk Management Lending Management blockchain 101

PYMNTS

JUNE 10, 2016

“What we’re seeing is that [FIs] are putting in place a more rigorous process to make sure suppliers that are onboarded also have very strict and rigorous risk management protocols in place,” Cotter said. Whereas, for a lot of FIs, risk management has definitely become a board-level issue.”

Management 100

Management Risk Management Software Analytics 100

PYMNTS

AUGUST 10, 2017

From user interface technology to security and risk management, the only constant in the financial space is that nothing stays the same for long. Apart from significant investments in marketing, there are two critical components for the long haul: technology and working capital.

How To 136

How To Risk Management Technology US 136

PYMNTS

SEPTEMBER 20, 2018

Regulations are driving the trucking and logistics industry to adopt cutting-edge technologies. As Lopez explained, recent regulatory changes have shifted the responsibility of chassis management from steamship lines to chassis pool companies.

Industry 158

Industry Tools Regulation Management 158

PYMNTS

NOVEMBER 17, 2017

As part of that evolution, technology comes into play, as does the opportunity to deepen relationships to the advantage of both the banks and their customers. We have definitely seen instances where community banks are innovating to meet the unique needs of their customer base,” he told PYMNTS.

Community Bank 115

Community Bank Community Cards Lending 115

PYMNTS

FEBRUARY 28, 2020

credit unions have invested in anti-malware, firewalls and other technologies to protect members’ personal data, but such measures are reactive. Larger banks and well-funded FinTechs can create dedicated security operation centers staffed by experts, but CUs often do not have the budgets to offer round-the-clock active protection.

Data 131

Data California Security Pennsylvania 131

Independent Banker

OCTOBER 1, 2022

But as the prevalence of security breaches grows, so do the opportunities for community banks to position themselves as guardians of their customers’ personal data through compliance, technology and relationship building. The need to keep operating systems and other applications current with software security patches and updates.

Data 91

Data How To Community Bank California 91

PYMNTS

SEPTEMBER 11, 2017

B ut once the secrets are public knowledge, you clearly cannot trust that information anymore — by definition, it is no longer a secret.” . Other lines of defense include using mobile network operator data, said Hall. In an interview with PYMNTS’ Karen Webster, ID.me Those things are immutable and true facts and identifiers.

Fraud 136

Fraud Data Course Security 136

PYMNTS

JUNE 7, 2018

It’s not enough to be very good at one element of the business – firms have to be good at operational functions, risk management, capital management, compliance and product to keep from being dragged down by bad loan performance. Factoring is a tough product and hard to manage entirely online,” he noted.

Lending 124

Lending Tools Management Risk Management 124

CFPB Monitor

JUNE 11, 2019

Regulatory sandboxes are laboratories for the development of innovative technologies in an environment that is free from onerous government restrictions. Notably, Utah’s definition expressly includes blockchain technology. The sponsor of Utah’s legislation, Rep.

Utah 60

Utah Arizona Regulation Innovation 60

Gonzobanker

FEBRUARY 11, 2015

Here’s today’s question: Which of the following is the correct definition of a profitability system at a bank? Important technology and marketing dollars will be invested based on these answers. Gonzo denizens, all of us like nothing better than a little test to start the day. As always, we are here to help. The other area is payments.

System 60

System Risk Management Management Lending 60

Jeff For Banks

AUGUST 1, 2015

Instead of focusing on small and medium sized, closely held businesses and the personal banking/wealth needs of their owners (note: Cobiz Financial ), we choose to be everything to everyone in towns where we operate. In sports, you can never be the hero without the risk of being the goat. What is your winning aspiration?

Strategy 60

Strategy New Jersey System Risk Management 60

PYMNTS

DECEMBER 24, 2018

And we’re definitely sure it is very unfair to accuse digitization of killing conversation entirely, especially when it has given us so many interesting new things to talk about. The real challenge in making the omnichannel leap is the ball and chain of legacy technology holding the industry back.

Data 151

Data Payments System social media 151

Abrigo

MAY 8, 2024

WATCH Takeaway 1 Understanding generative AI and how peers are using AI and genAI helps financial institution leaders and management vet the technology and related risks. Nevertheless, understanding the technology is crucial. Even if a financial institution isn’t yet using the technology, it can learn from peers.

Examples 195

Examples Fraud Resources Risk Management 195

PYMNTS

JUNE 6, 2018

It’s not enough to be very good at one element of the business – firms have to be good at operational functions, risk management, capital management, compliance and productto keep from being dragged down by bad loan performance. Who They Serve. Small business” as phrases go is pretty vague, Lifshitz told Webster.

Lending 100

Lending Tools Management Risk Management 100

FICO

AUGUST 3, 2022

The Role of Data in Managing Fraud and Financial Crime Today was a session I had the pleasure to chair. Julie and I covered a range of topics, kicking off our discussion with two essential questions: “How does the pandemic change the way banks operate, from a fraud perspective?” Global Fraud Trends: What’s Happening and What’s Next?

Fraud 52

Fraud Analytics Trends Innovation 52

FICO

FEBRUARY 12, 2023

The most popular posts in our Customer Development category dealt with digital banking, optimizing credit line increases, loan pricing and machine learning for credit risk models. It’s difficult, but embracing new technology means that we have the opportunity – nay, the imperative – to focus on humanizing the customer experience.

Digital Banking 52

Digital Banking eBook Analytics Customer Experience 52

Tefkin

MAY 6, 2015

Oscar’s mobile experience not only reduces its operational cost but helps redefine the link between carrier, customer and physician and potentially affect risk levels. It also provides a flexible platform that can adapt to emerging new technologies such as wearables. Oscar’s partnership with Misfit. Wikipedia).

Industry 50

Industry Examples Google Big Data 50

PYMNTS

NOVEMBER 2, 2017

“And when you go onto the web, you face purely technical risks, when you have to be sure your systems are protected and secure, and you have the proper checks and balances in order to see and move money.”. Risk, of course, is a broad term, and Davey added that there are additional risks like financial, liquidity, operational and more.

Innovation 100

Innovation Risk Management Security System 100

FICO

MARCH 26, 2018

Understand and envision the impact of your policies across channels – Do your rules and strategies have a complete view into all your products and operating channels? Can you seamlessly blend technology that automates customer management with your human-led customer engagement to drive the best possible outcomes?

Fraud 86

Fraud Management Strategy Analytics 86

Insights on Business

DECEMBER 7, 2016

With the rapid mass adoption of digital, mobile and other innovative technologies, fintech is forcing banks and other financial service organizations to modernize and to keep up with technology advancements that are accepted in other industries. Joanne Friedman , PhD., CEO at ConneKted MInds Inc. Joanne Friedman , PhD.,

System 70

System Fintech Innovation Industry 70

Gonzobanker

AUGUST 17, 2016

With an increasing industry focus on finding opportunities for revenue growth, BI comes up all the time in conversations of both strategy and technology. Anyone running a BI team knows that managing technology is easier than setting specific priorities across the enterprise. The technology solutions available are ever changing.

Leadership 60

Leadership Tools Big Data Risk Management 60

Gonzobanker

DECEMBER 22, 2014

and Operations center in a building they recently purchased as they look to double in size over the next five years: Cornerstone: Do you think you should build out your I.T. EVP: I definitely think we should build here as long as we can be assured that we can get the talent that we need long term. THE TECHNOLOGY AWARDS.

Los Angeles 101

Los Angeles Apple Risk Management California 101

FICO

JANUARY 19, 2022

Trade-based money laundering (TBML) is a growing risk, as seemingly legitimate transactions are exploited by criminal groups to launder funds and finance terrorist activity. In its simplest definition, trade-based money laundering is the process of disguising the proceeds of crime and moving value (i.e.,

Fraud 52

Fraud Cards Report Analytics 52

Insights on Business

AUGUST 28, 2019

Start by ensuring your operating environment is collecting all the data that might help in future fraud detection, and ensure the environment leaves enough time for fraud detection before a transaction is committed. Side note: You might need to tell some fraud horror stories to management or IT to convince them the fraud system is important.

Fraud 93

Fraud Training Cards Data 93

Insights on Business

AUGUST 28, 2019

Start by ensuring your operating environment is collecting all the data that might help in future fraud detection, and ensure the environment leaves enough time for fraud detection before a transaction is committed. Side note: You might need to tell some fraud horror stories to management or IT to convince them the fraud system is important.

Fraud 70

Fraud Training Cards Data 70