Independent Banker

MARCH 15, 2015

It also promised to provide qualified mortgage status to balloon loans originated and held in portfolio by “small creditors” operating predominantly in rural or underserved areas. Alternatively, ICBA also urged the CFPB to expand its “small creditor” and “rural” definitions. Clearly, the CFPB was listening.

Washington 70

Washington Community Bank Community Survey 70

Independent Banker

FEBRUARY 24, 2015

It also promised to provide qualified mortgage status to balloon loans originated and held in portfolio by “small creditors” operating predominantly in rural or underserved areas. Alternatively, ICBA also urged the CFPB to expand its “small creditor” and “rural” definitions. Clearly, the CFPB was listening.

Washington 70

Washington Community Bank Community Survey 70

FICO

MAY 18, 2020

Just as organisations were getting to grips with IFRS 9 and its implications, the impact of COVID-19 has created the “perfect storm” for collections as regulators, organisations and customers scramble to understand the economic and financial impact of this pandemic. This is a unique time. Before the Storm Broke…. What has Changed in Practice?

Regulation 52

Regulation Operations Management Data 52

PYMNTS

FEBRUARY 13, 2017

With old rules evolving into new ones, geographic boundaries and their own set of regulations are just some of the many complexities that add friction to the process of international business. Bullock discussed the compliance challenges of various payment scheme regulations that cross-border merchants often need to confront.

Compliance 100

Compliance Taxes Regulation Operations 100

Insights on Business

JULY 20, 2017

I wasn’t particularly inspired by the Wikipedia definition , so I’ll give you mine. Regulations, such as Payment Services Directive (PSD2), are forcing banks to “open up”, enabling customers to easily share data with third parties. It also creates its own products and has its own back-office operations.

Fintech 181

Fintech Mobile Examples Data 181

Insights on Business

JUNE 28, 2018

Banks operating on legacy architecture will find it increasingly difficult to compete in an API-driven business environment, says Hans Tesselaar, executive director at BIAN. These objectives will be achieved by facilitating market entry for regulated non-bank players and driving increased transparency and customer protection.

System 130

System Innovation Industry Technology 130

PYMNTS

FEBRUARY 8, 2018

B2B payments are an instrumental component of global trade and of setting the stage for currencies to operate as global instruments of cross-border trade. Three unnamed sources told Reuters that Chinese officials are opening up its large-value payment system to operate 21 hours a day, with the ability to process payments overnight.

Innovation 111

Innovation Payments blockchain Analysis 111

Jeff For Banks

APRIL 25, 2014

Investment bankers will tell you the definitive answer, which is of course their opinion. will provide greater capital resources and operational scale that will allow us to grow as part of a larger community bank." - Loralee Hutchinson, President of Alarion Financial Services, Inc. What is driving deal volume? Our combination.

Community 92

Community New York Indiana Connecticut 92

PYMNTS

APRIL 30, 2018

During the exchange, lawmakers raised the specter of regulating Facebook — which boasts more than 2.2 similar regulations are already being put to the test in other regions around the world. While such a move might be unprecedented in the U.S., DPAs can suspend or restrict how much data is transferred to the U.K.

Data 119

Data Compliance social media Regulation 119

NCR

JULY 27, 2016

The immediate aftermath was both shocking and predictable: Markets took a massive hit in many regions, the British pound fell to its lowest point since the mid-’80s, and even the UK’s perch as the world’s fifth-largest economy looked precarious. But there will definitely be consequences, and it would be wise to be prepared.

Survey 40

Survey Regulation Boston Industry 40

CB Insights

MAY 8, 2018

A drone or a UAV (unmanned aerial vehicle) typically refers to a pilotless aircraft that operates through a combination of technologies, including computer vision, artificial intelligence, object avoidance tech, and others. But drones can also be ground or sea vehicles that operate autonomously. Conservation.

Exercises 78

Exercises Data Technology Industry 78

NCR

SEPTEMBER 16, 2016

As our company has begun doing more and more business globally, we’ve come to believe that the answer is a definitive “NO.”. The credit union we spoke with has ATMs in each town, and offers online and mobile banking, but both locations are fully staffed and continue to operate as traditional branches.

Community 40

Community New York City Management US 40

CB Insights

SEPTEMBER 28, 2017

A drone or a UAV (unmanned aerial vehicle) typically refers to a pilotless aircraft that operates through a combination of technologies, including computer vision, artificial intelligence, object avoidance tech, and others. But drones can also be ground or sea vehicles that operate autonomously. Conservation.

Industry 60

Industry Technology Data Software 60

PYMNTS

SEPTEMBER 29, 2020

Consumers around the globe have moved their purchasing online during the pandemic, and those in the Middle East and North Africa (MENA) region are no exception. The region’s financial institutions (FIs) and merchants have needed to work swiftly to support unprecedented levels of digital payment and shopping growth. under the GDPR.

Payments 172

Payments Regulation Online Retail 172

PYMNTS

APRIL 10, 2017

So when large financial conglomerates ramp up operations in a single region, like Mastercard has recently done across Asia-Pacific (APAC), their approach will probably look a bit different than it would in another part of the world. “I definitely think they want to [adequately meet SMEs’ needs],” he said.

Fintech 101

Fintech Regional Technology Marketing 101

CB Insights

DECEMBER 4, 2019

Despite charging lower fees, the company failed to gain enough traction with merchants who feared giving Amazon detailed data on their overall business operations. The regions involved in the initial pilot included Colombia, Chile, Hong Kong, Kenya, Indonesia, Malaysia, the Philippines, Peru, Taiwan, and Thailand.

Cards 101

Cards Lending Strategy US 101

PYMNTS

FEBRUARY 22, 2019

Things aren’t so straightforward for those who create those innovations — which, as NovoPayment CEO Anabel Pérez told Karen Webster in a recent conversation, is a challenge for many banks in the Latin America (LATAM) region to fully grasp. Beauty In Banking Is More Than Skin-Deep. The term means something different in Europe, the U.S.

Innovation 153

Innovation Regional System America 153

PYMNTS

NOVEMBER 9, 2016

But the bitcoin and blockchain technology is only used as the interoperability layer of the social payment platform, which means it only comes into play if funds are being exchanged with a digital wallet in a market where Circle does not operate. We definitely want to build out a broader suite of consumer financial payments.

Payments 189

Payments blockchain User Experience Bitcoin 189

CB Insights

JUNE 11, 2018

In many ways, Apollo resembles Google’s Android Open Source Project (AOSP), Google’s open software platform for a mobile operating system (OS) that launched in 2007. In recent months, the Chinese government has increasingly eased regulations on autonomous vehicles in a number of cities to accelerate the path to commercialization.

Google 71

Google Industry Software Data 71

FICO

OCTOBER 26, 2017

This process was completed in February 2014 with an agreement on a common reporting format between IRS and OECD (Organization for Economic Co-operation and Development), FATCA reporting Form 8966. FATCA requires many more classification types than CRS and the definitions vary for some categories (e.g., financial institutions).

Taxes 53

Taxes Compliance Report US 53

FICO

JULY 6, 2020

Organisations need to look at how they secure that consent much earlier in the credit lifecycle and definitely at the point of early warning / pre delinquency. Tip 3 - What data do we need to collect to manage performance and regulations? Can you do so to the satisfaction of the regulator, the customer and your portfolio performance?

Analytics 52

Analytics Strategy Data Management 52

CB Insights

OCTOBER 31, 2019

Microsoft’s Satya Nadella referred to chat as the “third run-time” — an indispensable piece of operating a platform, second only to the operating system and the web browser. Chatbots could help mitigate some of these problems by streamlining patient engagement and increasing access to care in underserved regions.

Industry 78

Industry Examples Tools Retail 78

PYMNTS

NOVEMBER 14, 2017

With Europe just weeks away from PSD2 coming into effect, banks across the region are gearing up to get on-board with one of the regulation’s main objectives: to promote open banking and stir up competition and innovation in the financial services market. the banks weren’t having it.

Fintech 164

Fintech Regulation Regional Data 164

PYMNTS

JULY 15, 2019

And regulators in the U.S. Tomorrow, July 16, Marcus will go to Washington for the first of what will likely be an ongoing series of meetings with global regulators and legislators. But will regulators want to come to the table – or is it more likely they will want to shut it down? Regulators in first-world places like the U.S.,

Regulation 100

Regulation cryptocurrency Policies blockchain 100

CB Insights

FEBRUARY 16, 2018

On the other side of the world, Chinese researchers operate under a different regulatory framework. For example, cacao is becoming difficult to farm as growing regions get hotter and drier. Researchers did this by inserting a mouse gene into pig cells in order to better regulate body temperature. Credit: Zheng et al./PNAS.

System 78

System Study Industry Tools 78

CB Insights

FEBRUARY 16, 2018

On the other side of the world, Chinese researchers operate under a different regulatory framework. For example, cacao is becoming difficult to farm as growing regions get hotter and drier. Researchers did this by inserting a mouse gene into pig cells in order to better regulate body temperature. Credit: Zheng et al./PNAS.

System 40

System Study Industry Tools 40

CB Insights

OCTOBER 31, 2017

After Amazon announced in March that it was planning to shut down Diapers.com and all the other eCommerce sites operated by Quidsi, the company it acquired in 2010 — the online retailer has pulled all of the Quidsi apps from its app store. Title: ChaCha, unable to find financial answers, shuts down operations. Product: Quidsi.

Company 78

Company US San Francisco Capital 78

PYMNTS

APRIL 9, 2016

Jamie Dimon, on the other hand, clearly has a definitive opinion and clearly rather wishes that big banks — like the one he is CEO of at JPMC — were not quite so widely considered the economic system’s go-to villain. “In The resurgent credit is a good thing – but a thing that needs to be nurtured and controlled – with regulation.

Regulation 100

Regulation Lending Omaha America 100