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Chinese P2P Lender Blames Gov’t For Growth Decline

PYMNTS

While the industry has expanded quickly to a large and complex scale over the years, regulatory directions keep changing and different regions have different rules.”. However, though the company expanded quickly in 2017 and 2018, Beijing’s crackdown on certain lending practices forced Dianrong to decline in the second half of 2018.

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How Loan Size Impacts Commercial Loan Profitability

South State Correspondent

When we analyze the same size/ROA relationship using banks’ efficiency ratios, it is not surprising that community banks (under $10B in asset size) have, on average, a 5% higher efficiency ratio than regional banks ($10B to $50B in asset size) as shown in the graph below. Larger loans have lower credit risk, all else equal.

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How Loan Size Impacts Commercial Loan Profitability

South State Correspondent

When we analyze the same size/ROA relationship using banks’ efficiency ratios, it is not surprising that community banks (under $10B in asset size) have, on average, a 5% higher efficiency ratio than regional banks ($10B to $50B in asset size) as shown in the graph below. Larger loans have lower credit risk, all else equal.

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CECL Extensions One Step Closer to Final Approval

Abrigo

Under the revised timeline, SEC filers that do not fit the SEC’s definition of an SRC would still be required to implement CECL under the original deadline of January 2020, while the CECL deadline would be January 2023 for other public business entities, SRCs, and privately held banks and credit unions. Lending & Credit Risk.

Meeting 150
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Application Modernization: Reviving a Technical Coding Challenge

Perficient

Each team’s fleet is assigned to a region of the battlefield. The game requires a fleet to be set within a 20 x 20 region. If a player positions a ship outside the region, the player will be kicked out of the game. This should provide the necessary information for a player to determine which regions of the board to attack.

Regional 332
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It’s Dreadful Being a Buyer of Bank Technology

Gonzobanker

For regional and community banks there has never been a more frustrating time to be a buyer versus a builder of financial technology. Community banks, regional players, and credit unions are all in the fight of their lifetime with the need to transform their business. Tech companies trying to support a bank stack have no easy task.

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Washington Watch

Independent Banker

Alternatively, ICBA also urged the CFPB to expand its “small creditor” and “rural” definitions. The latest ICBA salvo was the association’s January 2015 release of its Community Bank Lending Survey, which detailed the tangible impact of the current rules on community banks. Clearly, the CFPB was listening.