CFPB Monitor

JUNE 3, 2021

Ballard Spahr Senior Counsel Alan Kaplinsky hosts the conversation. Click here to listen to the podcast.

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blockchain Technology cryptocurrency Maine 60

PYMNTS

JULY 5, 2019

The Bank of Japan ( BOJ ), Japan’s central bank, has joined in with other regulators and officials around the world in its worry over Facebook’s proposed cryptocurrency Libra , according to reports. . They also talked about how Libra could operate as a brand new global currency. “It monetary policy and the dollar.

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Regulation cryptocurrency United States Policies 102

BankUnderground

AUGUST 9, 2022

Widespread adoption of crypto in the metaverse, or any other setting would require compliance with robust consumer protection and financial stability regulatory frameworks. Types of cryptoasset include non-fungible tokens (NFTs), cryptocurrencies, utility and security tokens. The role of cryptoassets.

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System blockchain cryptocurrency Lending 132

Bank Innovation

AUGUST 1, 2017

Blackmoon Financial Group, which current operates a marketplace lending platform, today launched a service for making Initial Coin Offerings, or ICOs. Another company is jumping into facilitating ICOs.

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PYMNTS

AUGUST 20, 2018

The survey stretched across 77 C-level executives, IT managers and others — and of that tally, 76 percent of firms are not currently in compliance with their own information governance policies. As many as 85 percent of firms are boosting budgets over the previous year’s, tied to data privacy and compliance.

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PYMNTS

FEBRUARY 15, 2019

Compliance startup Chainalysis works with law enforcement officials and financial institutions (FIs) to ensure that their cryptocurrency operations are within regulations. Furthermore, Open Financial operates its own application programming interfaces (APIs) to integrate banking data into these workflows, reports noted.

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Capital cryptocurrency Operations Financial Technology 122

PYMNTS

OCTOBER 9, 2019

Because threat actors often get recipients’ emails from password breach lists, they sometimes include passwords to lend authenticity,” Hunter Johnson, Cofense Professional Services at Cofense, wrote in a blog post. Ransom is demanded in bitcoin, upon threat of releasing damaging information to family, friends, and co-workers. percent rate.

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PYMNTS

JANUARY 17, 2019

It’s also about accounting for the industry in which a business operates, and what kind of back-end systems are already in place, even geographic location — all of which impact the way small businesses want to manage and pay their employees. ” In the U.S.,

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PYMNTS

JANUARY 26, 2018

It reveals that Mulvaney won’t s hutter the CFPB entirely — possibly because he is prevented by statute from doing so — but will instead change the way it operates going forward. percent related to prepaid cards and 2 percent to payday lending. Data like that should, and will, guide our actions.” .

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PYMNTS

JUNE 27, 2016

“Over the past few years, the rise of new financial marketplaces, globalized eCommerce, cross-border payments, international remittances, and cryptocurrencies have become significant opportunities for banks,” Caldera wrote in a recent report. Not if you ask Jose Caldera, IdentityMind Global’s VP of Product.

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Regulation Guidelines Risk Management Operations 101

Gonzobanker

DECEMBER 14, 2023

The Grow-a-Cool-Niche-Award – goes to Bank Newport for creating a national marine lending business and investing to win with more talent, partnerships and technology. Word: Community banks don’t lend on $400 million office buildings in Manhattan and San Francisco. Sounds like a cool strategy to build a smarter bank.

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Fintech Community Regional Technology 194

Gonzobanker

DECEMBER 19, 2022

SoFI gets a commercial bank that brings deposits, compliance, AND business lending. Goes to MoneyLion for lots of obvious inappropriate behavior including violating the Military Lending Act regarding capped lending rates. Acquisition of the Year: The No Time to Breathe Award. The Appropriate CFPB Target Award.

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Community Fintech Industry Innovation 216

PYMNTS

NOVEMBER 29, 2017

When verifying client identity for know your customer (KYC) and anti-money laundering (AML) compliance, Jiko does not pull customer data and check it against regulators’ do-not-serve lists. In the future, Lintner hopes to bring his bank’s services to an arena he sees as a natural extension: cryptocurrency security.

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Digital Banking Trends Security Regulation 108

CB Insights

FEBRUARY 8, 2018

But this very loud and public backlash against cryptocurrencies from banks begs the question: What do banks have to be afraid of? We’ll provide the definitions and analogies you need to know for bitcoin, blockchain, cryptocurrencies, and more. Other cryptocurrencies, like Bitcoin Cash, already have low-priced transactions.

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blockchain Bitcoin cryptocurrency Security 78

Urs Bolt

OCTOBER 17, 2018

Fintech has advantages in facilitating operational efficiency, advancing customer experience and boosting products and services updating, and innovations, which are in line with the ultimate goal of traditional financial institutions, said Ao Yifan, a vice president of the Bank of Hangzhou. Compliance. Cryptocurrencies.

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System Fintech blockchain Innovation 28

CB Insights

MAY 8, 2018

While the prices of cryptocurrencies and cryptoassets have fallen from their 2017 peaks, equity investment into blockchain startups is on pace to hit all-time highs in 2018. In still other cases, accredited investors buy tokens via cryptocurrency purchase agreements. The encrypted messaging service raised $1.7B End of story.”

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blockchain Trends Technology cryptocurrency 75

Lex Sokolin

JULY 1, 2019

fee on Binance, $600M of Tether printed, $200M in DeFi lending This is what it looks like, this change in the atmosphere, the fireflies all lighting up as the night comes in. Not from a Bitcoin speculation point of view, but from an operating, business model perspective. Finance in motion— $1B moved for $0.02 We are here. We are in it.

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Bitcoin System Software blockchain 40

Lex Sokolin

DECEMBER 25, 2019

Ethereum’s decentralized lending and trading are floating around 2,500 daily users. The lending product above is a bit more complicated. Other things like Compound are essentially a securities lending marketplace?—?you But being a leader doesn’t yet mean celebrating industry victory?—?Ethereum’s all Fintech unicorns?—?that

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blockchain Bitcoin Software Lending 52

Bank Innovation

SEPTEMBER 27, 2017

What is the state of banking innovation today? Each year, we poll the industry to find out. Fintech funding has grown tougher for startups, but banks’ balance sheets are looking stronger– what does it mean for innovation?

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Bank Innovation

NOVEMBER 15, 2017

EXCLUSIVE- Bank Innovation has released the agenda for its seventh annual fintech conference, and it is completely overhauled to enhance the event experience for attendees.

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Bank Innovation

JANUARY 22, 2019

IBM, one of the world’s largest technology companies, has agreed to sponsor Bank Innovation Ignite, which explores new ideas and technologies needed to push banking forward. Bank Innovation Ignite, March 11-12 in Seattle, offers high-level discussions and networking around the future of what’s next in banking.

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Bank Innovation

JANUARY 24, 2019

INV Fintech, the technology accelerator run in partnership with Fiserv, has opened its Demo Day event to financial institution executives attending Bank Innovation Ignite. Previously, only INV Fintech members were permitted to attend Demo Day on March 11 in Seattle.

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Fintech Labs Insights

DECEMBER 30, 2015

Tags: SME, lending, alt-credit, underwriting, sub-prime, loans, P2P, investing.

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Company New York City Fintech Kentucky 12

PYMNTS

OCTOBER 21, 2019

As Nan Siler, head of payment and financial operations at Kabbage, noted, it’s been a pretty wild ride, thus far. We’ve watched the payments industry address changes in customer behavior, shifts in compliance rules (GDPR, UBO, CCPA, EMV), the introduction of cryptocurrencies and the race to move money faster.

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CB Insights

MAY 15, 2019

With recent advances in blockchain, cryptocurrency, contactless payments, and more, finance is primed for disruption. DBS leaders expect to see more than 5,000 people actively innovating DBS’ services and operations at DAX each year. Get the entire 43-page PDF. One popular approach: in-house financial innovation labs.

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