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The top-performing community banks of 2021

Independent Banker

Independent Banker’s annual listing top-performing community banks of 2021 alongside interviews with some of the winners. In true community bank fashion, each has its own story to tell and its own path to success. In true community bank fashion, each has its own story to tell and its own path to success. Philadelphia.

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Food for Thought: A Policy on Credit Exceptions

Abrigo

and property tax payments. Of course, for this to work, there can be no references to exceptions in other credit policies in the institution. That has the benefit of causing the writer(s) to reflect mindfully when writing a policy that is succinct, clear, and free of references to exceptions.

Policies 195
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Remembering 9/11 – A Pivotal Day for BSA/AML Professionals

Abrigo

Before the September 11 attacks, the BSA did not refer to terrorist financing as part of the illicit activity that law enforcement was concerned with preventing. BSA was intended to detect illicit activity through cash and monetary instruments to catch tax evaders using secret foreign bank accounts. Before 9/11. BSA through the years.

Training 195
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Managing Stagflation Credit Risk in Banking – Part III

South State Correspondent

In a stagflation environment, as interest rates rise and cash flow (earnings before interest, taxes, depreciation, and amortization (EBITDA), or net operating income (NOI)) decreases, the borrower’s capacity to service debt as measured by the debt service coverage ratio (DSCR) decreases rapidly.

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Could The Future Of Fighting Fraud On The ‘Dark Web’ Actually Be Bright?

PYMNTS

First, let’s get some terms straight, at least for use among the payments and commerce communities. But criminals can “commit follow-on fraud with the rest of the ID information, like tax fraud and account takeover.” Dark Web Terms. Dark Web’ doesn’t mean anything,” Rogers told PYMNTS. Early Warning Value. Fullz’ Trend. Hitting Back.

Fraud 184
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Planning Ahead: Preparing to Apply for Your SBA Loan

FirstInternet

An influx of capital can allow greater expansion, secure new real estate for building or finance an upgrade of equipment. SBA makes funds available to non-profit, community-based lenders to extend to eligible borrowers. State/Federal tax returns : Both your personal and business tax returns for the last 3 years will be required.

Taxes 98
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Banking's Top 5 in Total Return to Shareholders: 2018 Edition

Jeff For Banks

As a point of reference, the SNL US Bank & Thrift index total five year return was 45%. But once they turned things around they took their deferred tax asset back onto their books and did three acquisition. is the parent company of Willamette Valley Bank, a community bank headquartered in Salem, Oregon. Oregon Bancorp, Inc.

Oregon 101