Abrigo

MAY 5, 2022

Other podcasts might be internationally based and of little interest to community financial institutions or credit unions based in the U.S. Main Street Banking: A Podcast for Community Bankers 8. It also examines how community banks are different than other types of financial institutions, along with strategies for optimal operations.

Community 195

Community Lending Maine Resources 195

Independent Banker

MARCH 31, 2022

Executive committee members tell us what advocacy issues they’ll be focused on during their terms, while board members share their words of wisdom for up-and-coming community bankers: themselves. To sum it up, these leaders are all in and all heart for community banking. We are not Wall Street banks—we are community banks.

Community Bank 239

Community Bank Community Industry Texas 239

South State Correspondent

JANUARY 4, 2023

In contrast, experienced bankers will be worried about volume, beta, and training both the customer AND employee to be more rate sensitive. Worst of all, it trains the customer to expect higher rates and the employee to solve problems in the future with rate. Lending Focus – Interest Rate Sensitivity and Credit Accuracy.

Community Bank 195

Community Bank Capital Training Lending 195

Gonzobanker

MAY 4, 2022

Every year, Cornerstone Advisors conducts a survey of community-based financial institution CEOs that asks what their top concerns are. The only thing worse than training your employees and having them leave, is not training them and having them stay. The 2022 survey produced the biggest one-year change we have ever seen.

Training 154

Training Survey System Data 154

Abrigo

FEBRUARY 8, 2022

Consumers are looking for speed without the hassle of mounds of paperwork and lengthy approval processes, whether with deposit or lending accounts. It is more important than ever that NBFIs understand the BSA/AML requirements regarding their industry to ensure the safety and soundness of their business, their communities, and our country.

Compliance 195

Compliance Training Regulation Fraud 195

Abrigo

AUGUST 9, 2019

Modernization of the Community Reinvestment Act. The ThinkBIG Conference combines MainStreet Technologies’ National CECL Conference and Sageworks’ Lending & Risk Summit. ThinkBIG features two tracks for attendees: CECL + Portfolio Risk and Lending + Credit Risk. a coaching and training corporation. See Details.

Management 150

Management Conference Lending Training 150

Independent Banker

JULY 29, 2016

The demand for professional development opportunities for community bankers has never been greater. Last year Community Banker University’s eight certification programs provided more than 4,000 community bankers with highly tailored training.

Minneapolis 70

Minneapolis Community Bank Community San Antonio 70

Independent Banker

AUGUST 31, 2021

This year’s winners: Left: Central Valley Community Bank, People’s Choice Award; Middle: Kennebec Savings Bank, Exceptional Community Bank Service Award; Right: Cross River Bank, Emerging Service Program Award. Exceptional Community Bank Service Award. Instead, we give those dollars to the community.”. Asset size: $1.36

Community Bank 196

Community Bank Community National Fresno 196

Independent Banker

FEBRUARY 24, 2016

Georgia bank propels major growth through niche SBA lending. When Richard Bradshaw became president of specialized lending three years ago at United Community Bank in Blairsville, Ga., the bank’s three-person Small Business Administration department was lending about $10 million a year. By Howard Schneider.

Community Bank 70

Community Bank Lending Community Georgia 70

PYMNTS

OCTOBER 8, 2019

Trust is also an issue, particularly for consumers coming from nations where banking services are far less reliable and trusted than in the U.S.,” Different diasporas have completely different sets of needs, and this is where our community integration plays a big role,” he said. For $5 per month, Majority members in the U.S.

Community 126

Community United States Meeting Houston 126

PYMNTS

OCTOBER 8, 2019

Trust is also an issue, particularly for consumers coming from nations where banking services are far less reliable and trusted than in the U.S.,” Different diasporas have completely different sets of needs, and this is where our community integration plays a big role,” he said. For $5 per month, Majority members in the U.S.

Community 116

Community United States Meeting Houston 116

Abrigo

AUGUST 5, 2020

is officially in a recession, according to the National Bureau of Economic Research. The national effects remain opaque and will continue to change – do not get complacent. Solid loan grading systems must be carefully considered and defined, effectively communicated, and steadfast in both good and bad times. Learn More.

Management 195

Management Risk Management Trends Industry 195

Independent Banker

SEPTEMBER 21, 2015

imberly Anderson, senior vice president and chief administrative officer of Cañon National Bank in southern Colorado, became her community bank’s loan compliance officer in 2003. Over the next three years, Anderson enrolled in all three of Community Banker University’s in-depth compliance certification training programs.

Compliance 70

Compliance Community Bank Community Training 70

Gonzobanker

JUNE 22, 2017

Commercial lending/banking training progression – We see too many banks that over-rely on a “steal the talent” approach to commercial and business lending expertise (that’s essentially outsourcing). First, despite the development of big bank lending talent that happened in the last 20 years, the pool is starting to dry up.

Training 89

Training Lending Customer Experience Tools 89

Independent Banker

NOVEMBER 30, 2021

Premium benefits packages, professional development and TLC during the pandemic—this year’s winners do everything in their power to keep their community bankers happy and fulfilled. We asked both leaders and staffers to tell us what makes their community banks stand out as employers. Key Community Bank: Leading by example.

Community Bank 164

Community Bank Community Texas Leadership 164

Gonzobanker

DECEMBER 22, 2020

And how did community banks and credit unions respond to the COVID craziness? Financial institutions went from having no PPP lending program at all to funding their first loan in 90 days – and this with literally last-minute regulatory guidance. Jill is continually demonstrating just how loud a $300 million community bank can roar!

Idaho 181

Idaho Community Industry Strategy 181

PYMNTS

MAY 7, 2020

And often, drilling down into business segments and management commentary provides insight into just how we as a nation are faring, depending on where you look. All eyes may be trained on Wall Street now, and Main Street too as the latest tranche of business lending gets underway.

Maine 141

Maine Online Capital Retail 141

CFPB Monitor

NOVEMBER 8, 2022

The National Community Reinvestment Coalition (NCRC) recently filed two complaints against appraisers with the Department of Housing and Urban Development asserting different treatment based on race in violation of the Fair Housing Act. Require fair lending training in the licensing process for appraisers.

Report 148

Report Baltimore Lending Training 148

Independent Banker

SEPTEMBER 25, 2014

Anticipating what’s new for your community bank’s next field examination. This is particularly true for community banks preparing to undergo their next regulatory safety and soundness or compliance examination. As Barr points out, most community banks—close to 75 percent—are now growing their loan portfolios. By Karen Hoffman.

Compliance 101

Compliance Regulation Community Bank Community 101

Independent Banker

SEPTEMBER 26, 2014

Awareness of elder financial abuse is growing, and community bankers are often relied upon as the front line of defense in the protection of their customers, including as providers of crime prevention education and information. Buhrmaster, president of 1st National Bank of Scotia, in Scotia, N.Y. “As What is the SHCPF?

Community 101

Community Resources Community Bank Video 101

Independent Banker

SEPTEMBER 26, 2014

Resurging real-estate markets around the country are prompting more community banks to re-emphasize home lending. Recently, ICBA Mortgage expanded its product menu to help community banks meet more of their customers’ needs—including often their most profitable ones. National mortgage services provider LenderLive Network Inc.

Community Bank 70

Community Bank Community Denver Compliance 70

PYMNTS

MAY 16, 2016

The alternative lending market is showing signs of defeat against traditional bank loans, and SMEs are strengthening their demands for more than the typical solutions currently offered by traditional FIs. Those services include bitcoin and peer-to-peer lending, analysts said. 65% of U.K. percent of borrower applications.

Fintech 108

Fintech Lending Fraud Cards 108

CFPB Monitor

MAY 19, 2021

NALCAB argues that it is impaired by the 2020 Rule because the absence of the ATR provisions makes it harder for NALCAB to assist organizations seeking to develop financial capability programs since NALCAB is called upon to provide extra training and technical assistance “on strategies specific to [no-underwriting] loans.”.

Texas 78

Texas Training Resources Community 78

Independent Banker

FEBRUARY 25, 2015

Community banks, which will continue to face a growing number of senior customers with everyday cash needs and built-up home equity, should explore this niche lending opportunity, two community bankers providing these specialty loans suggest. Consumer Lender Life Lending Web Exclusives'

Trends 70

Trends Community Lending Community Bank 70

Filene

MAY 3, 2016

To recognize entrepreneurs and the impact they have on the heartbeat of our economy, we join millions of Americans celebrating National Small Business Week in May. And as we honor the large economic contributions of our nation’s small business community, it’s worth noting a growing trend in its development.

Trends 28

Trends Marketing Community Lending 28

Jeff For Banks

JUNE 4, 2018

Their conversation goes something like this: pretend that your non-core and wholesale funding dries up, and you are unable to attract local funds via rate promotion because of our restrictions on rates paid above the national rate cap. The national average rate for a money market account at the end of last year was 0.09%.

FDIC 60

FDIC System Regulation Conference 60

Fintech Labs Insights

MARCH 2, 2017

Franchise owners will work with local small business owners in their community to support their needs for working capital. The Salt Lake City-based company will support franchisees by giving them access to Lendio’s marketplace and technology, training, marketing tools, national advertising, and partnerships.

Lending 12

Lending Community Training Capital 12

Filene

APRIL 4, 2016

Over the next several months we’ll establish new platforms to identify and cultivate communities of testing credit unions, with renewed efficiency to bring greater impact to consumers. Data Mined Auto Loans for non-prime borrowers - National Credit Union Foundation. billion to members with credit scores under 640.

Lending 28

Lending Community Data Washington 28

Lex Sokolin

DECEMBER 25, 2019

Ethereum’s decentralized lending and trading are floating around 2,500 daily users. The lending product above is a bit more complicated. If you withdraw your Ether, you get charged an interest rate determined by an open governance community. Other things like Compound are essentially a securities lending marketplace?

blockchain 52

blockchain Bitcoin Software Lending 52

Abrigo

MAY 8, 2024

Another example of using predictive AI is small business lending software that incorporates AI-driven lending intelligence. Abrigo Small Business Lending Intelligence powered by Charm provides loan rating risk scores, the probability of default, and how the score was calculated.

Examples 195

Examples Fraud Resources Risk Management 195

South State Correspondent

MAY 9, 2023

Over the last ten years, banks have reduced the differences in deposit rates between different areas, and now with the rise of technology and more national bank platforms, we see less and less geographical sensitivity to rates. Banks should be careful not to train non-rate-sensitive customers to be rate sensitive.

Data 195

Data Training National System 195

Abrigo

JULY 1, 2022

Human trafficking has long been a global concern and has officially become one of the eight national anti-money laundering and counter-terrorism priorities for the United States. The United Nations reports that there are approximately 40.3 This horrific crime enslaves men, women, and children of any age, race, or nationality.

Training 195

Training Fraud National Exercises 195

FirstInternet

FEBRUARY 24, 2021

Here are some critical questions that borrowers should ask of potential lending partners, and details they should know about the process: 1. The financial institution you select should be aware of the specifics of the surrounding communities (tax ramifications, etc.), What are the fees associated with Commercial Lending?

Lending 52

Lending Community Training Taxes 52

CFPB Monitor

JUNE 25, 2020

On May 20, 2020, the OCC issued a final rule to “strengthen and modernize” its existing Community Reinvestment Act (“CRA”) regulations. Until compliance with the final rule, national banks and federal savings banks must comply with the OCC’s current rule. This is the second in a series of five blog posts about the final rule.

Community 97

Community Lending Meeting Retail 97

South State Correspondent

OCTOBER 28, 2022

Instead of promoting a commercial lending product, a bank will roll out augmented reality that overlays maximum loan values and indicative rates on buildings to help potential buyers decide when they drive areas looking for locations. Any community bank that believes it can keep up and thwart millions of attacks per second is fooling itself.

Conference 195

Conference Technology Las Vegas Trends 195

PYMNTS

DECEMBER 23, 2019

Visner of the National Cybersecurity Federally Funded Research and Development Center ( FFRDC ). In this case,” he said, “nation-states are looking to gain power by corroding the influence of other countries.”. Scott Sanborn, CEO Lending Club. They do, in fact, put their pants on one leg at a time. You know they’re there.

Lending 131

Lending National System Management 131

Jeff For Banks

MARCH 29, 2014

Lending services include commercial loans to small to medium-sized businesses and professional concerns as well as consumers. We believe we can effectively compete as a community bank in our market area and the niche markets we serve. We focus our marketing efforts in three areas. Department of Agriculture.

Strategy 101

Strategy Texas San Antonio Fort Worth 101