Independent Banker

DECEMBER 31, 2021

Independent Banker ’s annual Community Bank CEO Outlook survey reveals how community bank leaders plan to leverage today’s deposit-laden banking environment to grow this year. Janet Silveria, Community Bank of Santa Maria. So, what’s at the top of community bank leaders’ to-do lists? What changes will 2022 bring?

Community Bank 144

Community Bank Community Lending Louisiana 144

PYMNTS

JANUARY 6, 2020

Community banks are pushing for a stronger role with their small business (SMB) customers. However, through an embrace of FinTech collaboration and industry consolidation, community banks appear poised to further dispel assumptions of a lack of digitization. A Consolidating Industry. Strengthening SMB Ties.

Community Bank 123

Community Bank Community Payments Fintech 123

PYMNTS

JUNE 21, 2018

KeyBank has acquired a digital lending platform for small businesses developed by Bolstr , the financial institution (FI) announced Wednesday (June 20). Bolstr’s technology transforms the small business lending process and allows us to more efficiently serve small businesses for their SBA and traditional lending needs.”. “We

Lending 108

Lending Innovation Fintech US 108

Abrigo

OCTOBER 20, 2020

Plan for new technology and innovations. From economic forecasts to company culture, there were important takeaways for all community financial institutions. . Hearing that information was really good confirmation to us on the things we’ve been doing as a bank.” Learn how to support company culture and hiring long-term talent.

Management 195

Management Lending Community Strategy 195

Perficient

DECEMBER 31, 2020

During most holiday seasons, the team volunteers at this food depository to connect with their community and make a positive impact on those in need. As a result, our Chicago team’s donation provided a whopping 4,576 meals to those struggling in the Chicago community. Our Chicago team was excited to lend a helping hand.

Chicago 309

Chicago Community Training US 309

Abrigo

DECEMBER 17, 2021

Takeaway 1 Having a cohesive vision from the top down is critical to a culture of innovation and the successful adoption of new software. . It’s great that more financial institutions are welcoming technological innovations, but banks and credit unions must consider the long-term impact of their partnerships. DOWNLOAD WHITEPAPER .

Fintech 195

Fintech How To Innovation System 195

South State Correspondent

APRIL 12, 2022

We feel that as community bankers, we can learn much from Jamie Dimon (Chairman and CEO of JPM) and from Warren Buffet. As usual, it was full of insight that every community banker should consider. Our focus is on information that pertains to the community banking industry. 3) Community Focused. 4) Employee Focused.

Community 195

Community Community Bank Leadership Lending 195

Independent Banker

JULY 31, 2022

Community banks are feeling the impact of the Great Resignation just like other industries, but with some significant differences. Innovations in technology, organizational culture, talent acquisition and retention are key factors in helping community bankers reengineer a workplace environment that revolves around human connection.

Community Bank 91

Community Bank Community Innovation Technology 91

Independent Banker

JULY 31, 2022

Community banks are feeling the impact of the Great Resignation just like other industries, but with some significant differences. Innovations in technology, organizational culture, talent acquisition and retention are key factors in helping community bankers reengineer a workplace environment that revolves around human connection.

Community Bank 91

Community Bank Community Innovation Technology 91

Independent Banker

NOVEMBER 30, 2021

La Plata County commissioner Marsha Porter-Norton champions First Southwest Bank’s innovative lending. First Southwest Bank is carving out new business models to address a need for credit and financial services through nonprofit lending programs and software that leverages its community development financial institution (CDFI) funding.

Colorado 119

Colorado Community Bank Community New Mexico 119

Independent Banker

OCTOBER 1, 2022

The West Virginia community bank is helping small-business customers get the financing they need while continually seeking new ideas to plan for its own future. Clear Mountain Bank is embracing flexibility, innovation and collaboration as it continues its ascent as a small-business connector in West Virginia. By Mindy Charski.

West Virginia 91

West Virginia Virginia Community Bank Community 91

PYMNTS

FEBRUARY 7, 2017

According to “Digital Disruption — Revisited: What FinTech VC Investments Tells Us About A Changing Industry,” Citi expects an influx in venture capital across the FinTech startup scape. The nation’s current market climate is ideal to fostering FinTech growth and innovation, and investors will fuel that growth through 2017.

Fintech 100

Fintech US Capital Lending 100

Bussman Advisory

SEPTEMBER 2, 2023

Join our community of 50,000+ subscribers and stay informed on the latest trends and news in the FinTech & AI world with the weekly newsletter provided by Bussmann Advisory. The event promises a deep exploration of innovation driven by generative AI and harmonized data. Don’t miss out – join our vibrant community today!

Google 52

Google US Fintech Payments 52

PYMNTS

MARCH 23, 2020

“Increasingly, many lenders have been starting to focus on [SMBs] and lending to [SMBs],” said Gabriele Sabato, who holds a doctorate in finance and is CEO and co-founder of SMB loan underwriting firm Wiserfunding , in a recent interview with PYMNTS. “[SMBs] are the only ones that can make us stand up again faster.”

Lending 188

Lending Data Analysis Tools 188

Independent Banker

JUNE 30, 2019

When I think about how the lending market has changed over the past decade, there is one consistent theme—community banks have been, and continue to be, the backbone of our nation’s financing. Despite regulatory hurdles and increased competition from nonbank providers, community banks thrive in both consumer and commercial lending.

North Dakota 105

North Dakota Community Bank Montana Community 105

South State Correspondent

JANUARY 4, 2023

In the past, you have seen us rank customer relevance and total experience as a top priority for banks – not in 2023. Mostly, this means getting innovative with deposit and payment products. Lending Focus – Interest Rate Sensitivity and Credit Accuracy. Develop a more innovative process. Now is that period.

Community Bank 195

Community Bank Capital Training Lending 195

Bobsguide

APRIL 13, 2022

London, UK – April 12, 2022 – Finastra today announced a Banking as a Service (BaaS) collaboration with Microsoft to bring new lending options to thousands of Small and Medium Enterprises (SMEs) – a sector severely underserved when it comes to accessing finance. Users will be able to unlock lending options within Dynamics 365.

Lending 112

Lending Community Leadership Capital 112

FICO

OCTOBER 4, 2016

The potential of alternative data in consumer lending decisions continues to be a hot topic in Washington, D.C., with the latest evidence seen in developments related to the Community Reinvestment Act (CRA). This development is welcome news for those here at FICO and for our many existing and prospective customers.

Lending 74

Lending Data Community FDIC 74

Independent Banker

AUGUST 31, 2022

Daniel Galindo, pictured, and Doug Schaeffer of Woodforest National Bank helped involve the community bank in providing funding for and access to affordable housing. We worked with the Texas Department of Housing and Community Affairs to jumpstart its down payment assistance program,” recalls Schaeffer. “We

Austin 91

Austin Texas Community National 91

Perficient

NOVEMBER 21, 2023

With nearly three decades of experience directing commercial lending, corporate finance, and insurance for leading brands, Perficient’s Insurance Principal, Brian Bell, stands at the forefront of our financial services practice. Explore why leading insurance carriers count on us to drive results.

Industry 221

Industry Conference Meeting Maine 221

PYMNTS

FEBRUARY 25, 2019

The panel, which traces its genesis back two years, is comprised of two groups, focused separately on lending and payments, and is in turn part of CSBS Vision 2020. “As The Fintech Industry Advisory Panel has developed actionable items for us; we embrace these recommendations, and we are now focused on implementation.”.

Regulation 147

Regulation Fintech Community Bank Community 147

Independent Banker

MARCH 31, 2022

Executive committee members tell us what advocacy issues they’ll be focused on during their terms, while board members share their words of wisdom for up-and-coming community bankers: themselves. To sum it up, these leaders are all in and all heart for community banking. We are not Wall Street banks—we are community banks.

Community Bank 239

Community Bank Community Industry Texas 239

Independent Banker

DECEMBER 31, 2022

We recently spoke with community bank CEOs from across the country to gain insights on how they’re proactively positioning to manage risks and take advantage of growth opportunities in the coming year. Following some respite in 2022, community bankers are bracing for a tougher economic landscape ahead in 2023. By Beth Mattson-Teig.

Community Bank 91

Community Bank Community Tampa North Carolina 91

PYMNTS

JUNE 24, 2019

Among this community is Novo , a mobile-first bank connecting entrepreneurs with bank account and debit card services. According to the company’s Co-founder Tyler McIntyre, the breed of entrepreneur that flocks to a digital-first bank is the type of business owner who uses digital payments over checks.

US 186

US Payments Data Fintech 186

Bussman Advisory

JULY 1, 2023

Join our community of 50,000+ subscribers and stay informed on the latest trends and news in the FinTech & AI world with the weekly newsletter provided by Bussmann Advisory. Don’t miss out – join our vibrant community today! Events & Networking Opportunities: Connect with industry experts and professionals.

Marketing 52

Marketing Fintech Leadership Community 52

Bobsguide

MAY 11, 2022

bank on the West Coast roll out its lending solution. It is also a commitment to our FMS multi-cloud strategy which enables us to support customers who value a choice of cloud vendor.”. Our open architecture approach brings together a number of partners and innovators. For further information please contact: Caroline Duff.

Management 113

Management Software Innovation Strategy 113

PYMNTS

NOVEMBER 16, 2017

Economic troubles also hit the Manchester community in the late 20th century, as several local banks closed during the recession of the early 1990s. According to Senus, the CU emphasized a “conservative approach” in its lending decisions to emerge successfully from the difficult economic environment. Membership to St.

Millennials 101

Millennials US New Hampshire Resources 101

PYMNTS

AUGUST 10, 2018

For an even faster experience, customers can tell us they are on their way using the Prime Now app and groceries will be ready as they arrive.”. The nation’s largest retailer by sales is partnering with Alert Innovation to build out a robotic fulfillment center in its Salem, New Hampshire store. pick up at 5:30 p.m.

Lending 100

Lending New Hampshire Sacramento Online 100

Abrigo

SEPTEMBER 11, 2023

While leaders must learn and stay informed about innovations, it’s helpful to remember in the process that they often result in life-changing improvements for our businesses and our consumers. Take the financial services industry as an example. Let us step back in time and look at the last 50 years.

Risk Management 195

Risk Management Data Technology Fintech 195

PYMNTS

FEBRUARY 5, 2019

I think it is pretty obvious when you read stories about the payday lending industry – and how it goes wrong for customers – that consumers need a better alternative,” Onward Financial Founder Ronnie Washington said. In an effort to innovate a solution to these cash flow challenges, Washington founded Onward Financial. ”

Washington 178

Washington Kansas City Lending Kansas 178

FICO

APRIL 5, 2017

Is small business growth slowing due to lack of innovation and initiative? FICO’s mid-market bank and credit union clients tell us that it remains difficult for entrepreneurs and small business owners to acquire the credit they need to fuel their growth plans. That seems unlikely. So what’s really standing in the way?

Lending 60

Lending Marketing Cleveland Survey 60

PYMNTS

DECEMBER 6, 2019

that are lending their attire for a monthly rate, Reuters reported. COS Managing Director Marie Honda said in a statement, according to the report, “It is important for us to try new approaches — testing and collaborating to achieve the best outcome for our customer and community — as well as the future of our business.”

Branding 101

Branding Groups US Lending 101

Banking 2020

SEPTEMBER 23, 2014

Question: Community branch, personal service, mobile banking—which is the odd one out? For some time now, there have been discussions about the future of community banks in the age of digital banking. By contrast, the very idea of digital communication seems cold and distant and impersonal. Answer: None.

Community 55

Community social media Community Bank Big Data 55

Independent Banker

APRIL 30, 2019

I was blown away by the incredible community banks that are featured, and I have a feeling you’ll feel the same way! Even after such a phenomenal ICBA LIVE and the ICBA Capital Summit, which may be happening as you read this, I can still draw such inspiration from our nation’s community bankers. Cloud, Minn.

Community Bank 70

Community Bank Tampa Community Washington 70

Banking 2020

FEBRUARY 1, 2016

Innovation requires understanding your client base and providing differentiated services that clients will find value in. Banks must innovate and be nimble to address emerging client needs in the neighborhoods they serve. As community banks, we must recognize and be responsive to what our clients are demanding of us.

Innovation 40

Innovation Missouri Kansas City Kansas 40

South State Correspondent

MAY 1, 2024

For inspiration in banking innovation, we often look to other industries. With financial hardship, competition from dominant players, and a startup budget, Gentle Monster faced many of the same challenges as a community bank. Being months away from bankruptcy, Kim launched a bold five-step plan driven by a strategy around innovation.

Innovation 195

Innovation social media Branding Marketing 195

Independent Banker

APRIL 30, 2022

Independent Banker’s annual listing top-performing community banks of 2021 alongside interviews with some of the winners. In true community bank fashion, each has its own story to tell and its own path to success. In true community bank fashion, each has its own story to tell and its own path to success. Philadelphia.

Community Bank 172

Community Bank Community Montana Taxes 172