Independent Banker

DECEMBER 31, 2022

Community banks can help prevent, identify and report financial elder abuse. A number of ICBA solutions provide community bankers with the tools they need to assist customers who may be experiencing financial exploitation. ICBA Community Banker University courses. How to respond to elder financial abuse. CRA Partners.

Training 91

Training Community Resources Course 91

Independent Banker

SEPTEMBER 25, 2014

Anticipating what’s new for your community bank’s next field examination. This is particularly true for community banks preparing to undergo their next regulatory safety and soundness or compliance examination. As Barr points out, most community banks—close to 75 percent—are now growing their loan portfolios.

Compliance 101

Compliance Regulation Community Bank Community 101

PYMNTS

NOVEMBER 3, 2017

Small companies have limited financial resources and often lack the technical sophistication to effectively protect data,” wrote Bloomberg BNA in its coverage of the helpline. All organizations have to get ready for the new data protection rules, but we recognize that the 5.4 million small organizations in the U.K. based SMBs.

Data 108

Data Compliance Security Regulation 108

PYMNTS

FEBRUARY 8, 2019

The emails were reportedly only sent to certain anti-money laundering (AML) contacts, leading some to question if the National Credit Union Administration (NCUA)’s non-public data had been accessed, Krebs On Security reported. In a reported phishing campaign that began last month, Bank Secrecy Act (BSA) officials at credit unions in the U.S.

FDIC 134

FDIC Community Community Bank National 134

Independent Banker

SEPTEMBER 30, 2021

Changing customer banking habits means it’s more important than ever for community banks to use every tool at their disposal. Community banks may have longstanding relationships with their core vendors, but that doesn’t always mean they keep up to date on all the latest features and functionalities. “But billion-asset community bank.

Community Bank 91

Community Bank Community Milwaukee Jacksonville 91

PYMNTS

JULY 7, 2020

The letter, from RILA President Brian Dodge , was addressed to National Governor’s Association Chair Lawrence Hogan (MD) and Vice Chair Andrew Cuomo (NY), asking them to push for specific and consistent mask mandates. RILA has finally had enough of the trend, and asked two governors for help in a letter released on Tuesday morning (July 7).

Retail 151

Retail Groups social media Policies 151

PYMNTS

JUNE 26, 2018

In a press release issued on Monday (June 25), the SBA announced a strategic alliance with the American Institute of Certified Public Accountants (AICPA) to help small businesses (SMBs) facing regulatory compliance and enforcement issues. The SBA and AICPA have been working together since 2008, the entities noted.

Groups 101

Groups National Compliance Lending 101

Abrigo

SEPTEMBER 10, 2021

The role of BSA staff was typical compliance and very task-oriented. See Part I: Implications for Community Financial Institutions. October 26 is now nationally recognized as BSA/AML Day.) After a few years of court battles over specific privacy laws, the Currency Transaction Report (CTR) became mandated by the BSA in 1976.

Training 195

Training Risk Management Pennsylvania Resources 195

Abrigo

FEBRUARY 27, 2020

Mosier will oversee FinCEN’s work to protect the financial integrity and national security of the United States by advancing the agency’s engagement with new technologies within the financial industry. So, what exactly is machine learning in the context of AML compliance? Be at the forefront of innovation in BSA/AML. learn more.

Innovation 195

Innovation Software United States Compliance 195

Abrigo

JUNE 19, 2022

And while regulators said some institutions would find the ELE tool useful for CECL, they acknowledged it did not represent a preferred method of regulators or a “safe harbor” method for GAAP compliance. Are you using national data or local? They said it would not change examiner reviews of CECL allowance components. keep me informed.

Tools 195

Tools Regulation Data Resources 195

Perficient

JANUARY 28, 2021

Enable 2FA: Use two-factor authentication for managing access to resources. You can get involved at home, at work, and in your community. Learn more about Data Privacy Day , including Privacy Tips for Parents and the chance to quiz yourself with the National Privacy Test and Google Phishing Quiz. READY TO GROW YOUR CAREER?

Data 535

Data Security Software Community 535

Abrigo

DECEMBER 20, 2021

Now is the time for community financial institutions to pay attention. The CBOT penalty is a solid reminder to all community financial institutions that a robust AML program is critical in guarding against money laundering and terrorist financing risks regardless of size and risk. Fundamentals of BSA. CommunityBank of Texas' citations.

Resources 195

Resources Texas Analysis System 195

South State Correspondent

JANUARY 4, 2023

Moving all customers to digital statements, restructuring compliance reviews and employee onboarding are just some of the more popular efforts that banks are undertaking in 2023. Banks need to spend more resources to ensure their credit view is accurate. As a result, national banks are eroding the customer base of the community bank.

Community Bank 195

Community Bank Capital Training Lending 195

FICO

NOVEMBER 29, 2018

This issue was discussed at the NAGGL 2019, National Association of Government Guaranteed Lenders, conference where hundreds of SBA lenders gathered to learn about policy changes, SBA online application submission solutions, how to create successful sales reps, and other trends in the industry impacting SBA lenders. Or visit our website.

Community 67

Community Community Bank Policies Leadership 67

Independent Banker

JULY 29, 2016

The demand for professional development opportunities for community bankers has never been greater. Last year Community Banker University’s eight certification programs provided more than 4,000 community bankers with highly tailored training.

Minneapolis 70

Minneapolis Community Bank Community San Antonio 70

CFPB Monitor

JANUARY 19, 2022

federal district court has granted the motions filed by the CFPB and the Consumer Financial Services Association (CFSA) to dismiss the lawsuit brought by the National Association for Latino Community Asset Builders (NALCAB). (The The CFSA had intervened in the lawsuit.)

Resources 78

Resources Compliance Lending Industry 78

PYMNTS

APRIL 8, 2020

As the nation’s traditional financial institutions struggle to cope, alternative lending platforms and other B2B FinTechs are exploring how to put their own technologies to good use. With a focus on compliance, Wolters Kluwer revealed its new solution to enable financial institutions issue PPP loans to small businesses.

Lending 245

Lending Fintech America Technology 245

Independent Banker

OCTOBER 1, 2022

But as the prevalence of security breaches grows, so do the opportunities for community banks to position themselves as guardians of their customers’ personal data through compliance, technology and relationship building. By Katie Kuehner-Hebert. Data privacy and security is a hot topic and is only getting hotter. Bob Hickok.

Data 91

Data How To Community Bank California 91

PYMNTS

OCTOBER 9, 2018

Analysts warned that the requirements are likely to place a greater burden on staff, and may force some businesses to allocate more resources to remain compliant. However, small community banks without such resources are sounding their concerns.

Community Bank 153

Community Bank Community Report Lending 153

PYMNTS

SEPTEMBER 5, 2017

But that doesn’t mean these legislative efforts endure without disruption to the business community at large. 5), The Workforce Institute at Kronos published its latest research that aims to put a price tag on regulatory changes for the business community. Today (Tuesday, Sept.

Compliance 118

Compliance Survey Training Regulation 118

PYMNTS

FEBRUARY 15, 2019

As noted in this space late last year, five federal agencies spoke out, and presented a statement that detailed how credit unions and banks could share resources to make Bank Secrecy Act compliance efforts more streamlined. The company has since said it would sue the FT. Department of State out of Ukraine, officials at U.S.

Compliance 122

Compliance Fraud United States FDIC 122

Abrigo

JULY 15, 2015

The transition from compliance to consulting makes sense: tax season is just that, a “season,” and nearly 60 percent of respondents to a Sageworks survey indicated they saw an increase in total revenue by adding financial services to their accounting practice. The advantage of working capital is obvious to some degree.

Management 150

Management Resources Capital Taxes 150

Independent Banker

SEPTEMBER 21, 2015

ICBA’s in-depth certification programs vault compliance officers to the highest standards. imberly Anderson, senior vice president and chief administrative officer of Cañon National Bank in southern Colorado, became her community bank’s loan compliance officer in 2003. By Ed Avis. I think that’s very important.”.

Compliance 70

Compliance Community Bank Community Training 70

Abrigo

APRIL 26, 2022

The Financial Crimes Enforcement Network ( FinCEN ) has profiled this global issue by naming corruption one of the eight national security priorities. Kleptocrats steal the public’s wealth for personal gain and use their positions of power and access to state-owned resources for their benefit. Even at the community level, U.S.

Training 195

Training Regulation System National 195

Abrigo

JUNE 13, 2022

These crimes can result in significant loss of financial resources for the victims and often greatly impact their quality of life. According to the National Council on Aging (NCOA), this heartless crime is most likely under-reported due to victims' embarrassment. Banking Cannabis – Finding More ROI in Your Compliance Department.

Fraud 195

Fraud Training United States Survey 195

Independent Banker

JANUARY 31, 2022

Here’s how four community banks are thriving in this environment. There’s a lot of energy in the southern half of Texas, and it’s not just the resources that power our homes and cars. We spoke with four community banks in the southern half of Texas to learn how they are serving this buzzing region. By Mindy Charski.

Texas 182

Texas San Antonio Community Bank Community 182

Gonzobanker

MAY 17, 2022

For regional and community banks there has never been a more frustrating time to be a buyer versus a builder of financial technology. Executives routinely compare conversions to heart surgery, and the pain threshold must be high for banks to spend precious resources on a technology change-out. Mandate #3: Build a next-gen I.T.

Technology 145

Technology Regional Community Bank Community 145

PYMNTS

DECEMBER 30, 2019

In recent months, the council has expanded its membership roster to include heavyweights such as the Federal Reserve and electronic payments and banking solution provider ACI Worldwide , boosting the council’s mission of developing a national faster payment system. Real-Time Payments Make The Grade in Higher Education. About the Tracker.

Payments 130

Payments System Maine Fintech 130

Abrigo

DECEMBER 16, 2019

Ours, who is Senior Vice President and Director of Credit Administration of Summit and its 32-location bank subsidiary, Summit Community Bank Inc., said financial institutions must devote the appropriate resources to the CECL process. “We Ours said Summit Community ran into that issue. Start on CECL early.

West Virginia 195

West Virginia Virginia Data Community 195

Independent Banker

FEBRUARY 24, 2016

“I know that unnecessary regulation saps the strength of community banks.” Having said that, I believe very strongly that community banks have a bright future, and they don’t need to ease or lower their standards to build market share. IB: What is the OCC doing to help reduce excessive regulatory burdens on community banks?

Community Bank 70

Community Bank Community Regulation Compliance 70

Independent Banker

NOVEMBER 30, 2021

Premium benefits packages, professional development and TLC during the pandemic—this year’s winners do everything in their power to keep their community bankers happy and fulfilled. We asked both leaders and staffers to tell us what makes their community banks stand out as employers. Key Community Bank: Leading by example.

Community Bank 164

Community Bank Community Texas Leadership 164

Independent Banker

SEPTEMBER 26, 2014

Resurging real-estate markets around the country are prompting more community banks to re-emphasize home lending. Recently, ICBA Mortgage expanded its product menu to help community banks meet more of their customers’ needs—including often their most profitable ones. National mortgage services provider LenderLive Network Inc.

Community Bank 70

Community Bank Community Denver Compliance 70

Jeff For Banks

DECEMBER 15, 2013

What about paying for that army of operations, IT, compliance, finance, and executives back there at home office? If you are consolidating a branch into another in the next town over, select your best people to run the consolidated branch, ideally with residents from each community. But hold on. Those are my ideas. What are yours?

How To 89

How To Community New Jersey social media 89

Independent Banker

SEPTEMBER 30, 2021

But for most community banks, building a trustworthy brand isn’t a conscious effort. So first, we’ll look at how two community banks have become trusted pillars of the community through charity work and good old?fashioned billion-asset community bank. Build your community. It’s in their DNA.

Community 139

Community Community Bank social media Security 139

Abrigo

NOVEMBER 11, 2021

The June 2021 release of the Financial Crimes Enforcement Network ( FinCEN) Priorities makes this clear in naming cybercrime as one of the eight national anti-money laundering and countering the financing of terrorism (AML/CTF) priorities. This may include community financial institutions and credit unions. financial institutions.

Fraud 195

Fraud cryptocurrency System Trends 195

Abrigo

NOVEMBER 11, 2021

The June 2021 release of the Financial Crimes Enforcement Network ( FinCEN) Priorities makes this clear in naming cybercrime as one of the eight national anti-money laundering and countering the financing of terrorism (AML/CTF) priorities. This may include community financial institutions and credit unions. financial institutions.

Fraud 195

Fraud cryptocurrency System Trends 195

Independent Banker

SEPTEMBER 22, 2015

Security Officer and Appraisal Compliance Coordinator Manager. The First National Bank and Trust Co. IB: What does your job as a security officer for The First National Bank and Trust entail? IB: What advice do you have for other community bankers involved with managing bank security? For the $510 Million-Asset.

Video 70

Video Security Policies Compliance 70