Independent Banker

NOVEMBER 30, 2021

“Hi Jim, this is Charlie Brown with Community Trust Bank. How are things at the community bank?”. “I Yes, but that’s because of some events that aren’t likely to repeat themselves next year. ICBA Securities and its exclusive broker Vining Sparks have concluded a successful Community Banking Matters webinar series.

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Community Community Bank Taxes Security 126

Independent Banker

FEBRUARY 28, 2022

We asked several banking leaders how they’ve employed fintech to ramp up their marketing campaigns, hone their analytic strategies and gain new patrons in the process. The digital world has opened vastly broader avenues for community banks to attract new customers—especially if they partner with fintechs in their endeavors.

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Fintech Marketing Community Bank Community 136

NCR

MARCH 7, 2018

Another area is large retailers, with the likes of Walmart and Amazon able to gain deep insights into their users through factors such as purchase history and loyalty programs. However, these firms have long been barred from offering full financial services in the US due to regulations mandating the separation of commerce and banking.

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Regulation Retail Community Bank Community 53

Gonzobanker

SEPTEMBER 14, 2023

In a country with thousands of options, the challenge for a bank to stand out is mighty and existential at its core. We’re gearing up for Smarter Bank LIVE , and your 325+ RSVP responses to our upcoming online event make one thing clear: You want your bank to become more than the branch next door. Saddle up, GonzoBankers.

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How To New Hampshire Oklahoma Fintech 109

South State Correspondent

JANUARY 4, 2023

Now that deposits are back to generating more value than loans, every bank is refocused on keeping deposit volume high, beta low, and cost of funds benign. Bankers have never seen this confluence of events, and as a result, it is creating new challenges. Sectors like office, retail, and hospitality, are even worse. Conclusion.

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Community Bank Capital Training Lending 195

Abrigo

MARCH 6, 2017

See a similar list for the accounting profession: 15 Twitter accounts every accountant should follow 5) @rajeshkan – Rajesh Kandaswamy, research director at Gartner Group, focuses on mobile banking, mobile and cloud payments, channel convergence, digital strategy, big data analytics and outsourcing. Learn more here.

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social media Lending Community Community Bank 150

Independent Banker

DECEMBER 31, 2022

The skills needed to succeed in the workplace are changing, with companies placing greater value on soft skills like communication and leadership. In response, community banks have an opportunity to revisit hiring policies and training programs. Being a community bank, our customers are our neighbors.

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Training Community Bank Community Knowledge Base 98

ABA Community Banking

SEPTEMBER 19, 2023

Whether sponsoring large-scale events or supporting local-level initiatives, banks can strengthen their brand presence and attract new customers while demonstrating a genuine commitment to the well-being of their communities. The post Taking your brand on the road appeared first on ABA Banking Journal.

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Branding Community Community Bank Marketing 52

Independent Banker

APRIL 28, 2016

Ruby Valley National Bank is not much different from other community banks, except our risk threshold is probably higher than most. Serving a marketplace with a population of 7,800, where cows outnumber people by five to one, our community bank has developed strong agricultural lending expertise. By Ken Walsh.

Community Bank 70

Community Bank Community National Lending 70

Independent Banker

FEBRUARY 24, 2016

To reduce fears and boost the use of online services, community banks should consider an educational campaign for customers that spotlights efforts to safeguard personal data and reinforce a commitment to secure online practices. Videotape the event and post the highlights on your bank’s website.

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Security Community Bank Community Chicago 70

Jeff For Banks

JULY 5, 2022

Firstly, commercial banks are significantly funded with retail deposits. Secondly, millennials own businesses that we want to bank.' 'So, Here is what I think successful banks will do.' Both businesses, by industry types, and retail, by retail demographic types. I'm bullish on community banking.

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Millennials Community Pennsylvania Community Bank 78

Independent Banker

APRIL 28, 2016

We strive for teamwork and encourage them to be involved in the communities in which they live. Customers see them at Little League games, community events and the grocery store. First Bank & Trust East Texas. Retail locations: 17. Everyone is operating from the same playbook. Diboll, Texas. ROAE in 2015: 12.76

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Texas Community Community Bank Meeting 70

Jeff For Banks

JUNE 2, 2023

In the late 90s, low interest rates made speculative equity investments more attractive than bonds, and at the same time, innovative internet companies grew in popularity among retail investors, professional traders, venture capitalists, and the like (familiar?). In 2006, the then $686 million in asset bank made $8.8

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FDIC Community Bank Regulation Lending 78

Independent Banker

OCTOBER 29, 2014

The latest twists came in September, when one of the biggest technology and payments events of the year featured the announcement of Apple Inc.’s Tying community bank relationships with mobile banking is like peanut butter and jelly—it adds lots of stickiness and feeds the relationship.”. —Ed

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Mobile Community Bank Community Technology 105

Abrigo

APRIL 28, 2016

Small Business Administration (SBA) will recognize and honor the critical and life altering contributions of America’s moms and pops, manufacturing enterprises, Main Street retailers and entrepreneurs during National Small Business Week. Tune in all week for live-streaming , beginning at 7:30 p.m.

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National San Jose Los Angeles United States 150

Independent Banker

NOVEMBER 24, 2014

Merchants & Planters Bank. Bank assets: $250 million. Retail outlets: 11. When Gowen first arrived at Merchants & Planters in 1983 to serve as its president and senior lending officer, the bank had two branches and $47 million in assets. In 1998, the bank became one of the first financial institutions in the St.

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St. Louis Community Bank Community Leadership 105

Gonzobanker

DECEMBER 22, 2020

Banks and credit unions had to fundamentally change their delivery, support and relationship management models at scopes and speeds that were unheard of. And how did community banks and credit unions respond to the COVID craziness? Jill is continually demonstrating just how loud a $300 million community bank can roar!

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Idaho Community Industry Strategy 181

Independent Banker

NOVEMBER 24, 2014

We let our actions speak for the bank.” Mark Zaback, Jonah Bank of Wyoming. Under the big Montana sky, Mark Zaback helps lead a community bank with a cowboy code. Mark Zaback , Jonah Bank of Wyoming. Bank assets: $280 million. Retail locations: Three. We let our actions speak for the bank.”.

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Wyoming Kansas City Community Bank Community 94

Abrigo

OCTOBER 20, 2020

Millennium Bank, like many community financial institutions, is heavily concentrated in commercial real estate (CRE). Of course, COVID-19 has greatly impacted CRE over the last six months, with lodging, retail, and office spaces suffering a significant blow amid stay-at-home orders and other social distancing measures.

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Management Lending Community Strategy 195

Gonzobanker

MARCH 24, 2021

Events in the last year have pushed the conversation about digital transformation to a new level of focus for senior executives at financial institutions. Executives at the financial institution who have responsibility for customer service, digital banking and retail sales have one perspective. This is the war room.”

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Customer Experience Strategy Community ATM 144

Jeff For Banks

DECEMBER 28, 2023

I work for The Kafafian Group, a community bank consulting firm based in Bethlehem, Pennsylvania. Many of my readers might not know what my firm does, so I want to dedicate this post to the problems we help community bankers solve. We offer an online portal where clients can view their reports down to the general ledger level.

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Groups Capital US Community 85

Independent Banker

FEBRUARY 24, 2016

Welcome to the Crescent City, where the largest educational gathering of community bankers convenes this month. It’s Community Banking LIVE 2016 in New Orleans. For the most current information about Community Banking LIVE 2016. One thing I think is really important for community banks is customer experience.

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Community Bank Community Innovation Customer Experience 70

Independent Banker

MAY 2, 2016

Retail location: One. Bank VI was founded in 2005 upon these sets of values: character, integrity and trust. Our bank is a direct result of the changes going on within the banking industry toward consolidation and mergers, and emerging larger banks. Salina, Kan. ROAA in 2015: 2.48 ROAE in 2015: 24.49 Employees: 13.

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Lending Community US Operations 70

Independent Banker

APRIL 28, 2016

We also financed several hotels, restaurants, cruise parking lot owners and other retailers that depend heavily on our tourism trade. IB: Tell us about HomeTown Bank. The big news for our bank is we will be celebrating our 50th anniversary in June and have numerous promotions and events planned through the year.

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Dallas Texas Houston Community 131

Gonzobanker

JUNE 30, 2016

An unfortunate turn of debit card events is happening for financial institutions unregulated by the Durbin Amendment (assets under $10 billion, which is most banks and credit unions). As the liability for fraud shifted in October 2015, it was a non-event with the exception of the largest financial institutions.

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Payments Cards United States Fraud 107

Independent Banker

APRIL 28, 2016

They are visionaries and stay involved; at the same time, they don’t meddle in the day-to-day operations of the bank. It’s a fine line, but they are active in trade association events, participate in ongoing education and are active in grassroots governmental lobbying trips, just to name a few. Goodfield State Bank.

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Marketing Illinois Community Lending 70

Long Lasting Ideas

JANUARY 5, 2015

Believe it or not, this is a slice of the market that in some cases has never opened the doors of a bricks-and-mortar branch bank or learned how to write a check. And at a micro level, how do community banks reach a generation overwhelmed with debt that inhibits wealth? My son did the same with no plans to return.

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Marketing Millennials Community Bank social media 40

Jeff For Banks

MAY 4, 2020

Readers note: You can also view this post on Penn Community Bank's website. Gatherings and events were all cancelled to slow the spread of the virus. Dorothy has been with Penn Community Bank and its predecessor since November, 2004. Click here. Coronavirus Pandemic Life as we know it changed in March, 2020.

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Marketing Philadelphia Community Bank US 78

Jeff For Banks

JULY 27, 2011

I learn a lot from bankers as I visit their offices, speak to them on the phone or at industry events. The context was a discussion surrounding how community banks used to pilfer previously trained employees of large banks. Once those training programs went away, community banks never filled the void.

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Training Community Bank Community ATM 71

South State Correspondent

APRIL 10, 2023

CRE Risk Background While ten years ago, community and regional banks use to make up some 55% of the CRE market, in 2023, these banks now compose approximately 72% (below). The risk here is that community banks continue to take on an above-average amount of CRE credit exposure. touched off a wave of bankruptcies.

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Community Bank Community Los Angeles Regional 195

Gonzobanker

JANUARY 17, 2020

California CCPA), it’s hard to imagine just how far techies will be able to upend the nuts and bolts of the banking industry. Community banks and credit unions do not fear each other. Here’s a great question for community bank executives: What would it take for your local competitors to fear you as much as a Top 5 player?

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Customer Experience Fintech Regional Cards 127

Gonzobanker

DECEMBER 19, 2017

THE BANKING AWARDS. Rainbolt has quietly built a community bank in the past 20 years that is closing in on $2 billion of market cap. GonzoBanker of the Year – Large Banks. Credit Union Merger of the Year – Goes to Lake Michigan Credit Union and its CEO Sandy Jelinski for acquiring Florida-based community bank Encore.

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Conference Industry Community Bank Community 101

Banking 2020

FEBRUARY 12, 2015

Retail subletting has existed between big box stores and smaller retailers for years, but economics and a diversifying workforce are dictating the need for more flexible and mobile working conditions. Fortunately, this is compatible with the general direction banking is taking, that of the branch-as-community-lounge concept.

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Community Retail Mobile Community Bank 40

Independent Banker

JULY 31, 2022

Fallout from recent global events presents an obstacle to generating revenue for community banks. It’s certainly an interesting time to be a community bank, but there are still plenty of ways to make efficiencies with an eye on profitability. ? If there were no risk, there would be no banks.”.

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Strategy Community Bank Louisville Community 135

Jeff For Banks

SEPTEMBER 3, 2012

I learn a lot from bankers and industry experts as I visit their offices, speak to them on the phone or at industry events. Since I estimate my Twitter community only reads about 10% of their tweet stream, and so many of my blog readers do not follow Twitter, below are selected quotes that I tweeted since version 3. Sad, but true.

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Community Retail Industry Community Bank 66

Gonzobanker

SEPTEMBER 14, 2016

We consult to the mid-size and community banking space. Like you, we make our livelihood from this industry and have deep respect for the banking business and the people in it. The bank that Warren Buffet bought for his portfolio. To the senior team at Wells Fargo: We write to you today on behalf of the GonzoBanker team.

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Management Community Bank Community US 60

South State Correspondent

MAY 1, 2024

With financial hardship, competition from dominant players, and a startup budget, Gentle Monster faced many of the same challenges as a community bank. How Banks Can Leverage: Niche markets abound in banking, and community banks are in the perfect position to create a following on a national level should they desire.

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Innovation social media Branding Marketing 195