CFPB Monitor

DECEMBER 5, 2022

Additionally, CarMax is prohibited from directly or indirectly stating in marketing, advertising, or during sale (including vehicle labeling) that a vehicle is “safe” or has been repaired for “safety issues.” . CarMax has 180 days to implement these practices, and has agreed to compliance monitoring for a period of five years.

Rhode Island 78

Rhode Island West Virginia South Carolina North Carolina 78

CFPB Monitor

SEPTEMBER 10, 2020

Thereafter, “using its existing lending operations and personnel, LoanMart commenced ‘marketing’ and ‘servicing’ auto title loans purportedly made by CCBank, a small Utah-chartered bank operating out of Provo, Utah.” The DOB indicated that such loans have interest rates greater than 90 percent.

Utah 78

Utah California FDIC West Virginia 78

PYMNTS

JANUARY 28, 2019

Yet now the ban on the surcharge ban – made possible by regulatory changes – means that companies must be in full compliance with the rules. The sea change may have the impact of lowering interchange fees, boosting credit card acceptance and even benefiting payments service providers with new revenue streams, Razi said. population.

Cards 125

Cards New York Oklahoma Connecticut 125

PYMNTS

DECEMBER 18, 2018

To better understand charter schools’ challenges, PYMNTS spoke with Marco Rafanelli, CEO and co-founder of BuyQ , a group purchasing organization that specifically caters to the charter school market. Rafanelli said BuyQ was inspired by his own experience of working with charter schools in Colorado. Charter School Spending Lessons.

District of Columbia 122

District of Columbia Cards Colorado Management 122

Independent Banker

SEPTEMBER 25, 2014

A community bank’s practical guide to compliance cost control. When it comes to reducing compliance costs, recommendations typically fall into complicated territory. Few community banks have the luxury of ripping and replacing their entire compliance management strategy, leaving many executives on the hunt for practical tips.

Community Bank 105

Community Bank Compliance Community Resources 105

Independent Banker

OCTOBER 1, 2022

But as the prevalence of security breaches grows, so do the opportunities for community banks to position themselves as guardians of their customers’ personal data through compliance, technology and relationship building. Balancing marketing personalization with data privacy. By Katie Kuehner-Hebert.

Data 91

Data How To Community Bank California 91

PYMNTS

APRIL 7, 2017

This week, the two countries were the only markets that landed on the B2B venture capital board, with funding landing at SaaS, Big Data and procurement startups across a range of industries, from corporate social media management to marijuana procurement. B2B FinTechs in the U.S. and India seem to be an unshakable force these days.

social media 109

social media Big Data Capital Data 109

PYMNTS

MARCH 22, 2017

Voters in Colorado amended their state constitution with Colorado Amendment 64, which essentially legalized the recreational consumption of marijuana for adults over 21. Coley, Regulatory & Compliance Principal and Former Fed Bank Examiner Dante Tosetti and Green Bits CEO Ben Curren. Higher Risk Than Necessary.

Payments 123

Payments Taxes Colorado District of Columbia 123

PYMNTS

MARCH 8, 2018

Last month we saw an uptick, and now this month we saw it come back down again,” said Paychex Vice President of Risk, Compliance and Data Analytics Frank Fiorille in a statement. Still, ADP’s report signals a strengthening in SMB hiring from January to February, while Paychex’s analysis concludes a weakening of hiring activity.

Analysis 100

Analysis San Francisco Trends Kansas 100

CFPB Monitor

MARCH 15, 2022

Given such continuing threats, non-bank participants would be well-advised to revisit their vulnerability to “true lender” challenges and their compliance with state licensing laws. Maryland, New York, North Carolina, Ohio, Pennsylvania, West Virginia, and Colorado. The DFPI is not alone in asserting a “true lender” claim.

California 78

California Innovation Utah West Virginia 78

Independent Banker

SEPTEMBER 21, 2015

ICBA’s in-depth certification programs vault compliance officers to the highest standards. imberly Anderson, senior vice president and chief administrative officer of Cañon National Bank in southern Colorado, became her community bank’s loan compliance officer in 2003. By Ed Avis.

Compliance 70

Compliance Community Bank Community Training 70

Independent Banker

JUNE 30, 2022

These experts share nine tips and credit risk best practices to offer stability in an ever-changing market. Judith Sears is a writer in Colorado. Effects of the pandemic and other factors creating unpredictability have changed how community banks approach their credit and lending operations. By Judith Sears.

Management 103

Management Community Bank Community Regulation 103

Fintech Labs Insights

MARCH 22, 2016

million for its compliance tools. HQ: Denver, Colorado. Stock market charting tools. Compliance tools for digital interactions. HQ: Aurora, Colorado. Tags: SMB, lending, compliance, security, construction loan, home improvement, mortgage. million for its P2P lending platform for small businesses.

Company 12

Company New York City Fintech Colorado 12

Gonzobanker

DECEMBER 19, 2017

Seriously, sit back with a pocket flask of Pappy Van Winkle, smoke a cigar (or your combustible of choice if you live in Colorado, California, Washington, Oregon, Nevada, Main or Massachusetts) and enjoy the 2017 GonzoBanker Awards. It will never regain its IPO value and it trades at one-third the market cap of LendingTree.

Conference 91

Conference Industry Community Bank Community 91

Fintech Labs Insights

DECEMBER 14, 2015

BankersLab received an undisclosed investment towards its commercial lending training & compliance tools. HQ: Denver, Colorado. Market data communications platform. Lending training & compliance platform. Tags: Consumer, lending, student loan, youth market, credit, Dwolla (partner). CBANC Network.

San Francisco 12

San Francisco Company Fintech New York City 12

PYMNTS

NOVEMBER 16, 2018

The reality is 99 percent of banks don’t want to mess with them, [because] there’s a lot of internal compliance if you’re going to serve the cannabis industry,” noted Jim Marty of Bridge West CPAs, a Colorado accounting firm that represents roughly 250 cannabis businesses and license holders nationwide. billion seen last year.

Taxes 177

Taxes Payments District of Columbia Alabama 177

Jeff For Banks

MARCH 29, 2014

The Bank offers a wide range of deposit services including demand deposits, regular savings accounts, money market accounts, individual retirement accounts, and certificates of deposit with fixed rates and a range of maturity options. We believe we can effectively compete as a community bank in our market area and the niche markets we serve.

Strategy 101

Strategy Texas San Antonio Fort Worth 101

PYMNTS

AUGUST 11, 2020

But more recently, the pandemic has spurred firms to address pain points in various markets through digital shifts. One firm, tZERO Group , is betting that blockchain can help disrupt capital markets themselves. The private markets are relatively opaque, and relatively less liquid than might be seen on public exchanges.

blockchain 314

blockchain Marketing Capital Colorado 314

Independent Banker

JUNE 30, 2022

He sensed the family’s passion and liked their idea of starting with selling milk at farmers’ markets, roadside shops and small grocery stores. In each new market opened in 2021, the community bank found an experienced ag lender who was seeking a new position. First Colorado National Bank. Bunnell listened. Southern Bank.

Community Bank 172

Community Bank Community National Philadelphia 172

Fintech Labs Insights

OCTOBER 3, 2016

Named one of the top 100 tech companies in Colorado by Built in Colorado. Added to its Compliance Document Management Solution, CertCapture. Enlisted to Marketo for new marketing solutions. Introduced compliance solution to help meet new FRTB requirements. Debuted first eBook, A Better Financial Life.

San Francisco 18

San Francisco Taxes Lending Colorado 18

Fintech Labs Insights

SEPTEMBER 1, 2016

Middle market capital matchmaker. HQ: Denver, Colorado. Fixed income markets enterprise software. Tags: Institutions, analytics, BI, compliance, security. Total raised: $14.75 HQ: Berlin, Germany. Incubator: FinLeap. Source: Crunchbase. AxialMarket. Latest round: $14 million Series C. Total raised: $44.7 VaultInvesting.

New York City 18

New York City Company Fintech Comparison 18

Fintech Labs Insights

AUGUST 1, 2016

HQ: Sydney, Australia & Broomfield, Colorado. Crowdforecasting future events for financial markets. Tags: SMB, entreprise, leasing, accounting, managment, compliance. Source: Crunchbase. Digital sales & account opening. Latest round: $12 million. Total raised: $12 million. Source: Finovate. i3 Verticals. Cindicator.

Company 12

Company Fintech New York City Lending 12

Gonzobanker

DECEMBER 19, 2016

Or the need to take market share in a slowest growth region? Acquisition of the Year – Guaranty Bank and Trust Company in Colorado for its acquisition of Home State Bank. A wonderful franchise and team picked up by Guaranty in-market at a decent price. It’s time for banks to focus hard on marketing and the borrower experience.

Utah 60

Utah System Community Marketing 60

Gonzobanker

DECEMBER 19, 2016

Or the need to take market share in a slowest growth region? Acquisition of the Year – Guaranty Bank and Trust Company in Colorado for its acquisition of Home State Bank. A wonderful franchise and team picked up by Guaranty in-market at a decent price. It’s time for banks to focus hard on marketing and the borrower experience.

Utah 60

Utah System Community Marketing 60

Independent Banker

OCTOBER 1, 2022

While the legal status of banking cannabis-related businesses remains fuzzy at the federal level, community banks in some states are finding that, with proper controls, they’re able to enter this niche market and offer banking services to these local businesses. decided to take a close look at that market. “We By Judith Sears.

Marketing 113

Marketing Compliance Community Community Bank 113

PYMNTS

FEBRUARY 14, 2019

In 2018, consumers in Colorado bought some $1.55 market for legal weed. Two of the speakers at the hearing — Colorado Rep. Without access to legitimate banking services, the people who run those cannabis shops are forced into “connections” with unsavory people from the black market. SAFE Banking Act. Fear of Punishment.

Oregon 230

Oregon Colorado Operations Washington 230

PYMNTS

FEBRUARY 13, 2019

In 2018, consumers in Colorado bought some $1.55 market for legal weed. Two of the speakers at the hearing — Colorado Ed Perlmutter and Washington state Rep. Without access to legitimate banking services, the people who run those cannabis shops are forced into “connections” with unsavory people from the black market.

Oregon 115

Oregon Colorado Operations Washington 115

CFPB Monitor

OCTOBER 13, 2020

Supporters point out the Proposed Rule would result in strong and consistent supervision of bank-fintech partnerships across the country, ensuring fairness and compliance with applicable laws, and note the Proposed Rule would keep the costs of credit down and encourage innovation.

Lending 60

Lending Colorado FDIC National 60