PYMNTS

OCTOBER 6, 2020

Shoppers in the United States will have the capacity to easily and safely pay for their purchases in the stores of participating retailers in four installment payments without having to pay upfront charges or interest or get a traditional loan. CEO Nick Molnar said in a past PYMNTS panel. And there's a huge opportunity.

Millennials 200

Millennials Retail United States National 200

PYMNTS

JULY 13, 2018

Women’s relationship with money in the United States has been something of an evolving area in the 242 years since Thomas Jefferson declared America’s independence with the phrase “all men are created equal.”. Millennial women are evolving into very [a] different relationship with money,” said Reilly. The Emerging Changes.

Millennials 111

Millennials Tools Connecticut Study 111

PYMNTS

NOVEMBER 26, 2018

percent of consumers, this customer base may represent a marketing opportunity for C-stores. According to Thorntons, the ability to provide consumers with a loyalty-focused mobile solution has “changed the game for our marketing efforts.”. As it stands, 122,000 C-store locations sell gas in the United States.

Marketing 153

Marketing Mobile Millennials United States 153

PYMNTS

APRIL 3, 2020

BNPL solutions are the fastest-growing online payment methods in the United States as well as Australia, Brazil, the United Kingdom and more, and their market share is projected to grow at a compound annual growth rate of 28 percent over the next five years.

Exercises 165

Exercises Payments Millennials Cards 165

PYMNTS

FEBRUARY 7, 2020

Robinhood , the investment app that upended its market by elimination of commissions on stock trades is bringing its brand of disruption to the United Kingdom. It chiefly attracts millennials interested in trading stocks and cryptocurrency. As they grow and that comes to an end, they will just become another brokerage.”.

United States 150

United States FDIC Millennials cryptocurrency 150

PYMNTS

APRIL 9, 2020

More vexing still is the market potential of mobile wallets when compared to actual performance. The latest Mobile Wallet Adoption 2020 study notes that while penetration is good and the market potential for mobile wallets is estimated at $2.3 Et tu , Millennials? percent in 2020,” the report states. percent in 2019.”.

Mobile 140

Mobile Apple Cards Millennials 140

PYMNTS

MARCH 24, 2020

The payment platform currently handles a few different kinds of bank cards. Those include SPDB’s and Guangfa Bank’s credit cards in addition to Minsheng Bank’s, SPDB’s and Guangfa Bank’s savings cards. In large markets such as China, the United States and India, mobile payment is very popular.

Mobile 108

Mobile Payments United States Cards 108

PYMNTS

MAY 4, 2017

In the latest webinar series, PYMNTS’ Karen Webster jumped into the findings of the Global Cash Index, gaining a sense of the story behind the numbers in the United States and the Americas in general. Cards are perhaps proving a sticking point in the move toward electronic payments.

ATM 192

ATM Millennials United States Study 192

PYMNTS

OCTOBER 13, 2020

Shoppers can use Afterpay to buy items in select retail stores using their Afterpay card, a virtual, contactless card stored in their digital wallet,” the firm said in a Tuesday (Oct. Afterpay has announced its in-store buy now, pay later (BNPL) service is being offered by major retailers at locations across the country.

Retail 130

Retail United States Millennials Branding 130

PYMNTS

FEBRUARY 5, 2020

If pre-season estimates were correct, this holiday season was worth $1 trillion in the United States alone. And, Garg noted, as millennials and Gen Z consumers are aging into their prime spending years, he believes it will push them to an ever-greater global scale going forward. Fighting the Credit Card Fear .

Cards 143

Cards Millennials Regulation United States 143

PYMNTS

OCTOBER 8, 2019

Three months away from the end of 2019 and the dawn of the 2020s, the state of the credit union is stable, due to a healthy foundation that is already in place, according to Charles E. The Millennial Challenge. Now the relationship has moved beyond writing checks to credit and debit cards. Chuck) Fagan, CEO of PSCU.

United States 102

United States Millennials Course Lending 102

PYMNTS

JULY 23, 2020

Flexible in-store payment plans that can help consumers handle both everyday and big-ticket purchases are gaining popularity in the United States, where the pandemic’s economic effects are causing consumers to temper their spending. A recent study sheds light on these subjects, polling approximately 1,200 U.S.

Payments 181

Payments Report Retail Millennials 181

PYMNTS

AUGUST 10, 2020

The funds can then be deposited into any type of account, including a bank account, prepaid card or digital wallet. Most United States payees cannot access their funds immediately. We also identified existing market gaps across specific disbursement categories. . We surveyed more than 5,000 U.S. This is what we found.

Report 228

Report Payments Millennials Cards 228

CB Insights

JULY 25, 2019

Fintech is often associated with digital tools targeted at tech-savvy millennials. But there is a growing market of fintech companies serving the unique financial needs of Baby Boomers and older retirees — and for good reason. Baby Boomers (those born between 1946 and 1964) represent a massive market opportunity.

Millennials 73

Millennials Fintech Tools Fraud 73

PYMNTS

MARCH 5, 2017

Americans have more payment options than ever before, from the digital payment info stored in mobile wallets to credit and debit cards in their physical wallets. market, they are still far from replacing cash. But even with these new choices, Americans still cling to cash when making many purchases. Paid in cash, pay in cash.

Technology 100

Technology San Francisco Analysis United States 100

PYMNTS

JUNE 26, 2018

When the Great Recession kicked off a decade ago, for a brief but memorable time, it seemed as though credit in the United States was never going to recover. Debt, Kapfidze noted, is up over a trillion dollars in the last decade, as the market has recovered and shot past its previous highs. A Different Economy.

Millennials 116

Millennials Lending United States Comparison 116

PYMNTS

DECEMBER 28, 2018

There were plenty of tailwinds that pushed the segment forward: A strong economy, healthy consumer interest in credit and advances in credit scoring technology were all instrumental in pushing more consumers into the market, particularly in the first half of the year. Resetting Mortgage Services. They are becoming homebuyers.”

Millennials 145

Millennials Lending System Data 145

PYMNTS

AUGUST 12, 2019

A study by eMarketer shows that most people, especially millennials , prefer to chat or message instead of calling on the phone. After the first payment, participants can get a $5 Starbucks gift card. The program is available in the United States, but there are plans to expand it internationally. The program costs $4.99

Cards 100

Cards United States Online Chicago 100

PYMNTS

SEPTEMBER 4, 2019

On its eCommerce website, the company accepts credit cards, PayPal and Google Pay at checkout. Beyond its website, the company’s products are in brick-and-mortar retailers such as Whole Foods and Gelson’s Market, among others. The Market. Each of the company’s bars uses its upcycled SuperGrain+ flour as the main ingredient.

social media 148

social media United States Millennials Branding 148

PYMNTS

SEPTEMBER 15, 2017

As LendUp CEO Sasha Orloff and Beneficial State Bank Co-CEO Kat Taylor told PYMNTS in a recent interview, banks and FinTechs need each other, and a very large segment of the population living on the margins of financial services in the United States need these two groups to work together as well. “I percent to 29.99

Fintech 198

Fintech System Lending Cards 198

PYMNTS

MAY 28, 2019

The company integrated GO-PAY into the GO-JEK app, which lets customers store money on their mobile phones, much like a digital debit card. billion – of funds were lost to card fraud in 2018, up from $1.4 Smartphones contributed one trillion dollars to overall retail sales in the United States during 2018.

Apple 159

Apple Mobile Fraud Branding 159

Abrigo

OCTOBER 15, 2014

Offering convenient ways to bank can be an appealing option to draw in those new customers, particularly for the millennial generation. The customer then links the app – which will house their financial information such as their credit card number they wish to use – to their Twitter account.

social media 150

social media Apple United States Innovation 150

PYMNTS

SEPTEMBER 18, 2018

But a standstill in the credit markets created a vacuum for a bit, at least along traditional lending conduits. Yes, the government(s) stepped in around the world, and here in the United States, $1.5 Mortgages and Credit Cards and Student Debt…. The median household income in the U.S. That’s adjusted for inflation.

Lending 148

Lending Innovation Fintech Cards 148

PYMNTS

APRIL 19, 2016

Credit cards are a way of life for consumers, for the businesses that rely on them and for small business owners dealing with the volatility of day-to-day cash flows. But the traditional credit markets are showing some troubling trends for people in the U.S. with relatively lower risk scores and, by extension, small business creation.

Cards 100

Cards Regulation United States Lending 100

PYMNTS

MARCH 28, 2017

He also strongly advised that people take out as many credit cards as they could and marry someone with good credit before officially telling the Federal Department of Education (DoE) to get lost. Millennial Troubles. About 44 percent of millennials hold student debt — or about 33 million people. Which, of course, they won’t do.

Millennials 100

Millennials Lending Policies United States 100

PYMNTS

APRIL 4, 2019

After hitting a peak a little north of $12 trillion in 2008, household debt began contracting in 2008 and kept falling through 2012, according to the Federal Reserve Board ’s Financial Accounts of the United States. The trigger, of course, was the Great Recession and consumers and banks pulling the credit levers back and hard.

US 116

US New York Trends United States 116

PYMNTS

JULY 16, 2018

So much so that P97 will go live this week with one of the largest fuel retailers in the United States, across 10,000 U.S. The firms are eyeing a confluence of mobile commerce, digital marketing and ease of payments. So, if we look at millennials,” he said, “they have $400 billion in buying power today. trillion.”.

Millennials 109

Millennials Boston Retail Mobile 109

PYMNTS

JANUARY 25, 2018

This includes checks, brick-and-mortar bank branches, ATM cards and, yes, cash. In the most recent PYMNTS Global Cash Index, United States Analysis found that Americans spent $2.5 Once the code is entered at an enabled ATM, he or she can access the cash without using a debit card. commerce today. Postal Service (USPS).

ATM 100

ATM Millennials FDIC New Jersey 100

PYMNTS

DECEMBER 27, 2019

Gov’t Fights States’ Bid To Block Sprint, T-Mobile Merger Saying Move Would Slow 5G. A group of state attorneys is joining together to fight a merger of Sprint and T-Mobile that the United States Justice Department supports. Behind Sysco’s Spend Management Switch To Cards. Trackers and Reports.

Taxes 101

Taxes Mobile Management blockchain 101

FICO

DECEMBER 19, 2018

As far as industry predictions go, perhaps surprisingly, one of mine actually came true: “ 2018 will be the beginning of the end for physical credit cards. However, their functionality will become even more omnipresent in our lives as more cards migrate to consumers’ mobile phones.”. Use the city’s transit app.

Fraud 80

Fraud Payments Mobile Cards 80

PYMNTS

FEBRUARY 23, 2018

percent in 2017, Taco Bell has been drawing in customers with new food items, a Live Más marketing campaign and new nacho fries for $1. billion in domestic sales — More and more McDonald’s markets are lovin’ it as the iconic American burger chains continues to expand its delivery efforts. Market Differentiation. McDonald’s $37.5

Online 101

Online US Payments Mobile 101

PYMNTS

JULY 21, 2017

Finance said this past week that a third of card payments were done the contactless way, and this was up 18 percent year on year to 4.5 Given that the debit and credit card share of total retail sales is at 77 percent, acceleration in contactless may be in the (virtual) cards. billion pounds.

Millennials 100

Millennials Mobile Branding Retail 100

CB Insights

SEPTEMBER 10, 2019

While the media often portrays millennials as preoccupied with the rising prices of festival tickets and avocado toast, their real financial concerns are a bit more practical. But millennials face significant headwinds in making those financial dreams a reality. get the REPORT on next generation investors. From big banks to big tech.

Millennials 77

Millennials Mobile Lending Cards 77

FICO

JUNE 14, 2021

For many options, borrowers first create an account with each BNPL firm they want to use, providing their debit card or bank information as the payment mechanism. The company says that over half of Afterpay’s customers in the United States are millennials, aged 25 to 40 years old. customers more than double to 6.5

Fraud 52

Fraud Cards Millennials Utah 52

MyBankTracker

JULY 3, 2020

Typically, stock trading begins at 9:30 AM each weekday and ends at 4 PM, but now, investors can participate in after-hours trading, making transactions before or after the market opens or closes. There is also a pre-market trading session between 8 AM and 9:30 AM, when normal trading begins.

Marketing 52

Marketing United States Security Examples 52

PYMNTS

JUNE 29, 2020

So, Zogo designed its modules to attract Generation Z and millennial users for whom the promise of a more stable retirement in 40 years isn’t much of a motivator. Then get enough pineapples to receive a low-value gift card as a reward. They also set up a fund to pay for the gift cards that users within a firm’s ZIP code earn.

Millennials 263

Millennials Taxes Cards Fintech 263

PYMNTS

NOVEMBER 19, 2020

Eighty-six million restaurant customers (43 percent) across the United States now use eateries’ loyalty and rewards programs, with millennials being the heaviest users of all. At least one facet of the food ordering experience does not seem to be changing much: Restaurant customers still like being rewarded for their patronage.

Data 183

Data United States Study Meeting 183