PYMNTS

MARCH 26, 2020

Though there has been an increasing spirit of cooperation between FinTechs and traditional FIs, there’s still a lot of ground to cover. Dig into that infrastructure, she said, and there can be a range of different vendors across core operations, mobile banking, online banking and payments processing. Davis told PYMNTS.

Community 247

Community Community Bank Mobile Cards 247

PYMNTS

JUNE 17, 2019

Instant collections from bank accounts via open banking rails provides a significantly lower cost alternative to cards for eCommerce merchants, as an example, and hence merchants can use incentive options at their disposal as one way to promote user adoption. API Aggregation.

User Experience 196

User Experience Examples Innovation Cards 196

PYMNTS

OCTOBER 18, 2019

Mastercard is collaborating with four eCommerce retailers — WHSmith.co.uk, Funky Pigeon, Cult Pens and The Card Gallery — to offer the Pay by Bank app to online shoppers, Mastercard announced in a press release on Friday (Oct. ’s Faster Payments service to give users the option of paying for goods with their bank account.

Retail 116

Retail User Experience ATM Security 116

PYMNTS

MARCH 17, 2020

Small businesses, particularly those launched by younger entrepreneurs, are often assumed to be a key driver of B2B FinTech innovation as business owners seek sophisticated, automated technologies to run their businesses. One of the biggest lessons would perhaps come as a surprise to many in the SMB FinTech space.

Millennials 168

Millennials User Experience Alabama Tools 168

PYMNTS

MARCH 3, 2020

Silicon Valley payments FinTech Brex opened its first international office, a technology hub in Vancouver, Canada with a 40-person workforce, the company announced on Tuesday (March 3). The new hub will target software engineering and user experience processes. They previously founded the online payments company Pagar.me.

New York City 131

New York City User Experience New York Capital 131

PYMNTS

JUNE 23, 2016

In a statement, Triumph Business Capital President and CEO Steve Hausman said the trucking and fleet industry is in need of a FinTech boost. “Online FinTech lenders have raised service-level expectations, even in trucking,” he said.

Industry 110

Industry User Experience Software Capital 110

PYMNTS

DECEMBER 4, 2020

Banking as a Service (BaaS) is poised to change the end user experience of corporates as they navigate the daily challenges of cash flow management, supply chain activity and the need to become digital-first. The banks signing on to the new offering include marquee names such as Goldman Sachs, Barclays and Citigroup.

Lending 224

Lending Meeting User Experience Innovation 224

PYMNTS

APRIL 12, 2017

Zeta, the FinTech startup that offers digital employee benefits for tax optimization, announced Tuesday (April 11) has inked a deal with National Payments Corporation of India’s (NPCI) payment platform, RuPay. We are happy to extend RuPay card platform for salaried individuals across sectors through Zeta.

Taxes 100

Taxes User Experience Cards Payments 100

NCR

JANUARY 17, 2017

Given the prevalence of financial services across the globe – in both emerging and developed markets – the disruption opportunity for fintech startups is massive. As fintech startups battle it out to get their share of the business, the drive for innovation is spreading well beyond traditional tech hubs and basic banking products.

Fintech 40

Fintech Trends Industry Compliance 40

Fintech Labs Insights

AUGUST 24, 2022

Small-business-expense-manager Jeeves has been climbing the ranks of our SMB card list this year, hitting #3 at the beginning of the summer after landing a $180M round in March. million) and Ramp (1 million), but still the fourth highest among the digital challenger cards. The lounges have mixed reviews online, with a 3.4

Cards 15

Cards User Experience Digital Banking Online 15

Gonzobanker

JANUARY 17, 2020

In the soon to be released What’s Going On In Banking study, Cornerstone ’s Ron Shevlin shows that both bank and credit union execs are most fearful of big tech (Amazon Prime, Venmo, Apple Card) primarily because of their great data reach and ability to drive customer experience. This must change from the top.

Customer Experience 127

Customer Experience Fintech Regional Cards 127

PYMNTS

JULY 24, 2019

Conventional wisdom seems to hold that challenger banks will eat traditional financial institutions’ collective lunch in the race for deposits, for checking, even for credit cards. Big Tech is good at promoting, designing and improving the user experience, he said. But legacy FIs, he said, do have a significant weapon at hand.

Digital Banking 160

Digital Banking UX Online Innovation 160

PYMNTS

SEPTEMBER 23, 2020

This population represents a sizable source of remittances as well, according to Sam Tay , CEO of FinTech Aptiv8 , which offers a support app for foreign workers in partnership with MOM. This could also open up a new customer base for digital financial services like payment cards and eWallets.

Policies 132

Policies Security User Experience Tools 132

PYMNTS

SEPTEMBER 26, 2016

EMV payments have made it more difficult for criminals to steal using fake credit cards or by hacking into payment terminals software. But criminals are trying to find ways to take advantage of “card-not-present transactions,” where a user pays online or over the telephone.

Security 100

Security Fraud System User Experience 100

PYMNTS

NOVEMBER 26, 2019

PYMNTS’ Credit Union Innovation Index found that CU members may not prioritize the latest technologies as much as bank and FinTech customers do, but they still value easy-to-use mobile apps and online capabilities. Meeting customers’ expectations and desires is a key goal for all enterprises, and credit unions (CUs) are no exception.

Marketing 131

Marketing Sacramento Data Mobile 131

PYMNTS

OCTOBER 4, 2019

With the recent launch of the Apple Card , Apple has sent a signal that they seek to offer a better user experience than banks. In fact, their slogan for the card is “Created by Apple, Not a Bank?.” And the card is no longer just a payment instrument; it’s more than the card itself.”.

Apple 198

Apple Cards User Experience Examples 198

PYMNTS

FEBRUARY 7, 2020

The rates refer to the rates that United States-based merchants pay to accept Visa cards. Lightspeed , the Canadian global point-of-sale (POS) and eCommerce company, is teaming up with Silicon Valley payments platform Stripe to advance in-store and online payments for retailers and restaurants in the U.S. and Canada.

Google 123

Google Retail United States Online 123

PYMNTS

MAY 11, 2017

For example, some businesses are turning to APIs to offer eCommerce solutions to help them tap into the online market which, by some accounts , is expected to be worth $1.3 With such a staggering amount of money up for grabs, it’s little wonder that SMBs are seeking solutions to tap the online market’s potential. In 2015, U.S.

Innovation 143

Innovation Mobile ATM Tools 143

Lars Markull

JULY 10, 2022

Xero, on the other hand, could (at the same time) allow users to create Xero branded accounts or cards for the benefit of creating separate virtual accounts for each client for easier reconciliation or cards for a better user experience (Embedded Banking). But they do want embedded banking.

Lending 83

Lending Branding Examples Regulation 83

Fintech Labs Insights

OCTOBER 5, 2016

And one of the easiest ways to do that is when a merchant refund appears on a credit or debit card account. And there is a huge button at the bottom to check out the transaction online (not that you’d really need to). Discover Card merchant refund notification email (29 Sep 2016). Netflix credit is nowhere to be seen.

Cards 16

Cards UX User Experience ATM 16

PYMNTS

JULY 1, 2020

This week’s look at the latest open banking and bank-FinTech collaborative initiatives reveals financial services firms continue to focus on elevated functionality, with data security seemingly more of a background priority. And with our new client portal, our customers can self-serve and manage their trade finance products online.”.

Fintech 141

Fintech Strategy Fraud User Experience 141

PYMNTS

NOVEMBER 25, 2019

Banks and credit unions are certainly not on their way out, even as they face more pressure from challenger banks, FinTechs and Big Tech in the coming decade. By providing a streamlined user experience, they can add value to the financial institution and the cardholder, putting themselves into the commerce stream.”.

Google 272

Google Fintech Payments Apple 272

Fintech Labs Insights

AUGUST 4, 2016

A look at the companies demoing live to 1,500+ fintech professionals on September 8 & 9, 2016. Daon’s IdentityX Platform provides convenient, fast, secure, multi-factor authentication in any channel using biometrics, verifying users in less than 3 seconds and improving the customer experience. Register today.

User Experience 12

User Experience Customer Experience America Security 12

Fintech Labs Insights

AUGUST 4, 2016

A look at the companies demoing live to 1,500+ fintech professionals on September 8 & 9, 2016. Daon’s IdentityX Platform provides convenient, fast, secure, multi-factor authentication in any channel using biometrics, verifying users in less than 3 seconds and improving the customer experience. Register today.

User Experience 12

User Experience Customer Experience America Security 12

Fintech Labs Insights

SEPTEMBER 17, 2015

The result is increased satisfaction, reduced confusion, and an improved user experience whereby customers always know what to expect and when to expect it. Omni-Channel to Encap means truly uniting all channels for customers: telephone, card, ATM, in-branch, online/mobile or anything else. Product Launch: 2014.

UX 12

UX Security CA User Experience 12

William Mills

MAY 11, 2016

Credit cards offer rewards but over 60% of payments are made on debit cards. Presenting a programmable cloud – a fintech platform. ^KT. This is a leading bank in Russia, with a track record of fintech innovation. Chip card reader for when customers are shopping online to improve security.

Video 40

Video Mobile social media Analytics 40

Fintech Labs Insights

JULY 6, 2016

The Spanish crypto-currency company will use Jumio’s NetVerify to validate applicant identities for its new PoolMiner’s card, an online-only prepaid debit card for crypto-currencies. The new card is available to users in Spain, Portugal, Italy, Switzerland, South America, Russia, and will soon be open to U.S.

User Experience 16

User Experience America Compliance Cards 16

Fintech Labs Insights

FEBRUARY 22, 2016

Whether in service of greater security or lesser friction in e-commerce – or both – companies are busy leveraging sound and voice to improve the user experience in fintech. SwipeSonic provides ultrasound-based encryption that is inaudible to the human ear to secure online transactions.

San Jose 12

San Jose Payments User Experience Online 12

Fintech Labs Insights

JANUARY 8, 2016

Avoka : demoed a three-minute loan application that delivers a fast onboarding experience. December: Named one of the top 50 Emerging Stars in the KPMG and H2 Ventures global Fintech 100 report. October: Named FinTech Forward 2015 Company to Watch. December: Introduces bank account deposits using POLi online payment service.

Innovation 12

Innovation Mobile Fintech Cards 12

PYMNTS

JUNE 27, 2019

This offering is the latest set of APIs made available to issuers and FinTech firms via the Visa Next “digital-first” platform offering. The goal is to create a consistent and ubiquitous user experience across the channels they shop by leveraging the credit and debit relationships already in place with their banks.

Lending 188

Lending User Experience Cards Fintech 188

PYMNTS

OCTOBER 1, 2020

Hamilton said FinTechs as a group have made a name for themselves over the past decade by unbundling the bank — taking one specific service and doing it very well. One’s concept involves building an online checking/savings/credit experience that’s designed to make it easier for customers to meet all of their financial needs in one place.

Cards 284

Cards Meeting User Experience Examples 284

Fintech Labs Insights

MAY 18, 2016

household billers with credit, debit, or prepaid cards. TIO acquired Chargesmart in 2014 and Jake Cunningham, VP of Consumer Payments describes the rebrand as a “natural progression” to improve the user experience across touchpoints. billion in online payments. billion in online payments.

User Experience 17

User Experience Branding Payments System 17

Fintech Labs Insights

NOVEMBER 8, 2016

But it was practically a digital no-show for more than a decade, offering just a minimum level of functionality online. It has Capital One Labs , it runs an innovation centre in the Bay Area, and now offers the most advanced set of mobile apps in the card-issuing business. Another thing I really appreciated.

UX 17

UX Capital Mobile User Experience 17

Fintech Labs Insights

MARCH 30, 2017

Bhalla added NuData Security’s combination of “session and biometric information” will better help defend against a wide variety of online and device-targeting threats, “enabling us to deliver even greater trust and peace of mind.”

Security 12

Security User Experience Conference Analytics 12

PYMNTS

OCTOBER 6, 2020

In explaining the relationship amid the parties, she said Monneo acts as the “bridge” that serves up the infrastructure that can help other stakeholders handle the continuing surge of online payments while handling some of the regulatory and compliance processes tied to PSD2. But eCommerce, she said, is a different story.

Compliance 236

Compliance Online User Experience Payments 236

Fintech Labs Insights

APRIL 14, 2016

This year’s show, May 10 & 11 in San Jose, will be our biggest show yet with 72 winning ideas pitched to more than 1,500 fintech execs. May 2015 demo: Avoka showed Transact for Financial Services , which combines social, cloud services, and crowdsourcing into the world’s fastest credit card application. HQ: Broomfield, CO.

Las Vegas 12

Las Vegas San Jose Video New York 12

PYMNTS

JULY 14, 2016

Large, prominent banks typically have more resources, bigger customer bases and more experience working with consumers and financial markets. But big banks don’t hold all the cards when it comes to the new digital landscape. One of those online banks finding success – due in large part to its digital roots – is German bank Number26.

User Experience 100

User Experience Digital Banking Customer Experience Innovation 100