PYMNTS

JUNE 24, 2019

Razer, a gaming hardware company based in Singapore, has partnered with Visa to offer a prepaid card that will let the company’s 60 million users make payments all over the world, according to reports. The region is also the home to more than 213 million millennials.

Company 100

Company Online San Francisco Payments 100

PYMNTS

OCTOBER 30, 2018

Regionally speaking, the United States saw 9 percent growth year on year to $442 billion in gross dollar volume, while the rest of the world saw faster growth, at 15 percent to just over $1 trillion. Cards at the end of the quarter stood at 2.4 ” As for a timeframe, he stated that “it’s going to be a run.

Payments 179

Payments Community Regional United States 179

Gonzobanker

MAY 17, 2022

For regional and community banks there has never been a more frustrating time to be a buyer versus a builder of financial technology. unemployment rate in the United States is nothing compared to the striking 1.3% We are just scratching the surface with internal talent in some of the most critical areas of expertise.

Technology 145

Technology Regional Community Bank Community 145

PYMNTS

OCTOBER 7, 2019

Years were spent building up the content and community. To that end, the platform has tens of thousands of campgrounds listed on its platform through the United States, with a combination of federal campgrounds, state parks, national parks, BLM land, private campgrounds and private landowners. The Booking Experience.

Hawaii 123

Hawaii Resources Video Community 123

PYMNTS

OCTOBER 8, 2019

Three months away from the end of 2019 and the dawn of the 2020s, the state of the credit union is stable, due to a healthy foundation that is already in place, according to Charles E. Pairing those strengths with robust credit card offerings, he said, helps CUs market a full suite of financial offerings that are comparable to marquee FIs. “As

United States 102

United States Millennials Course Lending 102

Gonzobanker

JANUARY 17, 2020

In the soon to be released What’s Going On In Banking study, Cornerstone ’s Ron Shevlin shows that both bank and credit union execs are most fearful of big tech (Amazon Prime, Venmo, Apple Card) primarily because of their great data reach and ability to drive customer experience. Community banks and credit unions do not fear each other.

Customer Experience 127

Customer Experience Fintech Regional Cards 127

CFPB Monitor

JUNE 15, 2020

On May 20, 2020, the OCC issued a final rule to “strengthen and modernize” its existing Community Reinvestment Act (“CRA”) regulations. of Community Development Fund Advisors. The preamble to the OCC’s final rule states that covered banks “conduct a majority of all CRA activity in the United States.”

Community 60

Community FDIC Lending Examples 60

PYMNTS

MAY 29, 2020

The lockdown of the United States economy quickly and radically changed the way consumers browsed, shopped and paid for services as well as goods — and not all small and medium-sized businesses (SMBs) were prepared. SBA reports show that $510.5 billion in the net amount of approvals on Thursday (May 28) — approximately $2.7

Maine 130

Maine ATM Innovation Millennials 130

Gonzobanker

MARCH 23, 2020

The United States started responding about two months late, and widespread testing only become available in the last week. Cornerstone Advisors has been a broken record telling the story of a community banking industry that’s falling behind in online and mobile capabilities.

Community Bank 135

Community Bank Tools Case Study Online 135

NCR

MARCH 17, 2016

Skimming, shimming, sniffing …no they’re not symptoms of the latest flu bug but this outbreak is equally as unhealthy for the ATM community. We have seen card skimming attacks nearly triple in the United States. While common in many markets, some regions have lagged in their interest to deploy anti-skimming solutions.

ATM 40

ATM Trends Security Cards 40

Gonzobanker

FEBRUARY 16, 2016

In 2015 we saw some major payments themes come to fruition with EMV/chip cards and tokenization. Front of the card”: In 2015, according to Digital Transactions, both Visa and MasterCard spent approximately $6.75 billion on incentives to card issuers and merchants. So what will be the next thing to revolutionize the industry?

Management 60

Management Payments Cards Regional 60

Independent Banker

NOVEMBER 25, 2015

Even with technology’s increasing influence on retail banking, it’s not typical for a community bank to have one of its most senior and trusted executives concentrate primarily on leading consumer product and payments innovation. billion-asset, 85-branch community bank based in Rockland, Mass., Photo by Ken Richardson. is not typical.

Innovation 70

Innovation Community Bank social media Community 70

PYMNTS

MARCH 24, 2016

The world of mobile payments news this week started out in the one region of the world that doesn’t often make much news when it comes to what U.S. The remittance flows can be advantageous to several countries, Schulman explained, who noted that $2 billion is sent from the United States to Cuba on an annual basis.

Mobile 100

Mobile US Apple Payments 100

PYMNTS

MARCH 5, 2018

By offering QR-based digital payments, smaller retailers can achieve these goals and create greater customer stickiness with little to no investment beyond the phone they already have,” said Jorn Lambert, EVP, Digital Channels and Regions, Mastercard. In spring 2018, participating U.S. In spring 2018, participating U.S.

Regulation 108

Regulation Data Regional America 108

FICO

AUGUST 23, 2017

Student loan debt in the United States has reached about $1.34 It’s greater than the aggregate of credit card debt. One can assume that this difference is related to the size difference of the average balance in the prior table as well as, potentially, the differing consequences associated with defaulting on a credit card.

Groups 66

Groups United States Regional Cards 66

Gonzobanker

NOVEMBER 29, 2016

Centralized locations can also be strategically placed for the benefit of recruiting and retaining better talent than might be available in certain branch locations/geographic regions (e.g., Teller cash and check transactions are on the downturn and are inversely following the growth of debit and credit cards across the United States.

Video 60

Video Strategy Branch Strategies ATM 60

Gonzobanker

NOVEMBER 29, 2016

Centralized locations can also be strategically placed for the benefit of recruiting and retaining better talent than might be available in certain branch locations/geographic regions (e.g., Teller cash and check transactions are on the downturn and are inversely following the growth of debit and credit cards across the United States.

Video 60

Video Strategy Branch Strategies ATM 60

PYMNTS

MARCH 9, 2020

There is good news, and there is bad news with regards to the path to addressing the unbanked and underbanked in the United States. In a recent interview with PYMNTS, Michael Coghlan, CEO of banking technology provider Verdigris Holdings , explored the challenge of banking the underbanked small business community.

Community Bank 188

Community Bank Community Innovation Regional 188

Abrigo

MARCH 3, 2021

Financial institutions can help their communities by keeping EIP fraud top of mind and using a risk-based approach when monitoring transaction accounts for suspicious activity. Fraudulent, altered, counterfeit, or stolen EIP checks, Automated Clearing House (ACH) deposits, and prepaid debit cards. FinCrime monitoring.

Fraud 195

Fraud Payments ATM Trends 195

PYMNTS

SEPTEMBER 30, 2016

That was the date that lives on in payments history since it was the date that Target announced it had been the victim of a massive POS breach that exposed the card data of some 40 million consumers. Not surprising, since there are more than 700 million chip cards in circulation in the U.S. There’s plenty of positive data to look at.

Fraud 100

Fraud Cards United States Payments 100

Gonzobanker

DECEMBER 14, 2023

Not the financial industry’s “Troublemakers ” – those regional and community banks, credit unions and supporting fintech entrepreneurs who continue to engage customers and communities and find niches that keep the grassroots of our country’s financial system alive and kicking. billion bank in the Mid-Atlantic region.

Fintech 195

Fintech Community Regional Technology 195

Abrigo

JANUARY 13, 2021

Within the United States, human trafficking is widely unreported for a variety of reasons, including fear or immigration status, but the ILO estimates that approximately 403,000 persons are trafficked here at any one time. Human trafficking is known to be widespread in certain regions of the world, such as Africa, China, and Russia.

Training 195

Training Fraud National United States 195

PYMNTS

JANUARY 1, 2021

Many businesses are finding that newer digital payment tools, like virtual cards, offer key advantages to optimizing their B2B processes during the health crisis. “We The year-over-year increase in cross-border online sales was even more dramatic in other regions. Credit Union.

Trends 259

Trends Video Retail Payments 259

CB Insights

AUGUST 20, 2017

Zoona uses technology to provide financial services to underserved and financially excluded communities across Africa. Using Frogtek’s Tiendatek software, a tablet, and a barcode scanner, shopkeepers can register transactions, track business metrics, and charge credit cards. Total Disclosed Funding: $8.7M. Sparrow Mobile.

Company 60

Company Community Capital Mobile 60

PYMNTS

SEPTEMBER 27, 2019

Consumers in states with legalization regimes can buy marijuana without fear of arrest — and merchants can sell it with similar confidence — but those transactions all must happen in cash. Most agree that this new law, which mostly is pitched at regional players, will not have much effect on the card networks or large-multi state banks).

Taxes 151

Taxes Compliance District of Columbia Industry 151

PYMNTS

AUGUST 14, 2017

credit card processing company Vantiv to buy Worldpay, was finalized for $10.4 citizens” and should be rejected by the Committee on Foreign Investment in the United States (CFIUS). On the regulatory front, last week saw a bit of news about mergers – actually, more than a bit. Specifically, the agreement for U.S.

Fintech 100

Fintech Regulation United States Lending 100