PYMNTS

JUNE 12, 2019

The myth of the lone (and possibly mad) scientist died out a long time ago, as the industrial age led to teams of researchers working together (or at healthy cross purposes) to enable innovation. LISNR Case Study. Science and invention are collective pursuits. The basic idea behind LISNR is to send data securely via audio.

Innovation 192

Innovation Retail Metro Case Study 192

PYMNTS

NOVEMBER 23, 2020

Retailers, too, had to respond and revise their checkout experiences when fears over the new coronavirus lingering on surfaces led to consumers becoming reluctant to exchange cash with store clerks or insert payment cards into point-of-sale (POS) terminals. Around The New Merchant Business Models Ecosystem. About The Playbook.

Report 192

Report Case Study Payments Strategy 192

PYMNTS

AUGUST 7, 2020

The scenario of frazzled buyers negotiating extended payment terms — in many cases having to choose who gets paid and who doesn’t — has made the whole “invoice to check to envelope to swirling vortex of the unknown” thing absurd. A Case Study In Digital Journeys. Who has the time for this anymore?

Case Study 182

Case Study Study Survey Cards 182

Payments Source

OCTOBER 25, 2016

Card Forum is the only event built exclusively for card and payment executives at the industry’s leading issuers, networks and retailers. The 2017 program features in-depth case studies and networking to ensure that you’re making the most of your time away from the office and coming back with actionable strategies.

Cards 60

Cards Case Study America Study 60

Chris Skinner

JULY 5, 2017

In this growing and dynamic market, payments have been one of the major drivers of growth and innovation. Fifteen years ago, only 9 per cent of total household consumption was through cards. Today, Turkey is the largest market in terms of total number of cards and point-of-sales (POS) machines[1].

National 300

National Cards Innovation Payments 300

Chris Skinner

JULY 20, 2017

You will all know by now that I love the innovations in retail banking in Turkey, and Gürhan didn’t disappoint. With fastPay you can do send money to a mobile phone, withdraw cash from ATM without a card, shop with fastPay businesses and top-up cash for prepaid cards. First, there is the fastPay Wallet.

social media 292

social media ATM Innovation Digital Banking 292

Tomorrow's Transactions

JUNE 24, 2016

In Europe, we have a very interesting case study unfolding in front of us right now. Rich Germans and people smugglers might well keep their cash in 500 euro notes, but poorer law-abiding Germans use debit cards and direct debits. must determine how they will mitigate the risk of new financial services innovations.

Case Study 34

Case Study Study America Security 34

PYMNTS

JULY 22, 2019

Others are still relying on card networks to create more support for faster payments over mobile channels. Spanish bank BBVA Group has just created a mobile payment platform with the help of card networks Mastercard and Visa, which will allow customers to make payments without inputting sensitive customer information.

Payments 165

Payments Case Study Google Mobile 165

South State Correspondent

OCTOBER 26, 2023

The topics were perfect, and there were some great case studies, but the substance was standard, bordering on underwhelming. Identity management, ID proofing, preventing account takeovers, limiting card-not-present risk, the rise of social engineering on remote workers, and more cyber-crime-as-a-service offerings had most of the buzz.

Conference 221

Conference Las Vegas Fraud Case Study 221

PYMNTS

JANUARY 30, 2020

Another improvement is what BMO calls “easy PIN authentication,” in which customers use their debit cards — rather than driver’s licenses or state-issued IDs — to verify their identities. BMO rolled out both the check-scanning and easy PIN authentication innovations to more than 500 branches at the end of 2019.

Operations 152

Operations ATM Cards Case Study 152

FICO

NOVEMBER 20, 2019

The only way is to innovate, learn and adapt. That is how UBS Card Center, which processes some 25% of card transactions in Switzerland, keeps fraud rates down and cardholders happy. UBS Card Center’s success has been recognized in the industry. UBS Card Center also won a FICO Decisions Award for their accomplishments.

Video 40

Video Fraud Cards Analytics 40

Chris Skinner

MAY 18, 2017

Banking and innovation doesn’t go together. Innovation creates risk and risk is unacceptable in a financial marketplace. The idea is to innovate outside the markets. That’s all good, but then how do you internalise the innovations after you’ve tested them? Something like that anyway. We don’t want to start new things.

Innovation 261

Innovation Financial Technology Marketing Examples 261

PYMNTS

FEBRUARY 19, 2019

“It’s much more straightforward for a criminal to compromise someone’s payment account that could be linked to a credit card than for them to try to steal or gain access to use that credit card,” Endler said, adding that the tools that make these attacks possible are “accessible to people who don’t necessarily have a lot of technical acumen.”.

Retail 118

Retail Fraud Case Study San Francisco 118

South State Correspondent

MAY 13, 2024

More states require greater disclosure and control over what banks and card processors can charge. Non-sufficient funds (NSF) fees and credit card late fees are also under pressure and are expected to be curtailed. Replacing checks, wires, and card transactions with instant payment rails was a hot topic at the conference.

Conference 195

Conference Payments Fraud Data 195

PYMNTS

MARCH 10, 2020

What instant lending innovation have shoppers fallen in love with? For an important BNPL case study, we look to Australia, where Sydney-based market leader Afterpay has made such a splash that it’s changing the economy (sort of). Here’s a hint: We’ll tell you now … and you can thank us later. It’s a bona fide phenomenon.

Case Study 135

Case Study Retail Millennials Branding 135

FICO

JUNE 5, 2019

Credit Card Growth - Response Rates Up, Costs Down. China Minsheng Bank Credit Card Center has used FICO® Blaze Advisor® decision rules management system to help grow its business by creating an intelligent, automated marketing system that delivers targeted offers, which have seen a 10 to 15 percent jump in response rates.

Management 40

Management Cards Case Study Marketing 40

Tomorrow's Transactions

DECEMBER 3, 2014

What’s the big picture around banking, payments and innovation? Maybe the new paradigm will be the bank as facilitator of innovation rather than innovator. From Co-Dependence Between Banks and Their Technologists: Hampering Innovation — Payments Views from Glenbrook Partners ]. Here’s what I mean.

Innovation 63

Innovation Case Study Payments Leadership 63

PYMNTS

JANUARY 9, 2020

Issuers sent cards to consumers and providers sent point-of-sale (POS) devices and terminals to merchants. In the webinar, case studies will show how merchants can differentiate themselves by successfully bridging digital and physical retail settings.

Payments 151

Payments Case Study User Experience Millennials 151

PYMNTS

MARCH 27, 2019

To maximize the availability of its bikes and scooters throughout the 15 countries in which it operates, Lime accepts a wide variety of different payment methods, ranging from cards to mobile wallets. Case Study: How Car-Sharing Platform Getaround Provides Vehicle Owners with a Safety Net. About the Playbook.

Payments 145

Payments Case Study Lending Study 145

Celent Banking

JANUARY 23, 2017

Consumer Banking Channel Innovation – for the most creative use of consumer channels, or the most effective channel integration. Branch Transformation – for the most compelling branch transformation initiative, including branch format innovations and creative use of live agents.

Risk Management 100

Risk Management Innovation Case Study Boston 100

Chris Skinner

MARCH 9, 2018

Hashing data is taking the source information which may be your account details or card information and shortening it into a machine-readable link that doesn’t share the original data. I’m having lots of discussions about tokenisation and cryptocurrencies, and it often boils down to hashing the data.

cryptocurrency 223

cryptocurrency Data Cards Case Study 223

PYMNTS

MARCH 11, 2016

Among the advantages are the ability to offer installments, offering local-based credit cards (that don’t even use the Visa or MasterCard brand), the option to offer better approval ratings locally, avoiding international charges for the consumer, and superior fraud management. Approval rates can also improve when a provider operate locally.

America 100

America Payments Fraud Case Study 100

Chris Skinner

MAY 30, 2017

In order to load funds to your account, you need to buy a scratch card from an agent or at a telco branch (agents are people, whom you can find near almost any bus stop or shopping centre).

Mobile 334

Mobile ATM Fintech Conference 334

Fintech Labs Insights

MARCH 15, 2024

Here’s why it thinks you should attend (full disclosure, #10 is mine): Stay Updated : Learn the latest AI trends reshaping the financial services industry Network : Connect with industry peers, thought leaders, and potential partners.

Conference 15

Conference Las Vegas Fintech Case Study 15

PYMNTS

OCTOBER 8, 2016

But, the studies indicate the effects aren’t just limited to the activity spent fixing what was there before. For innovation. But the innovations that swim to the surface aren’t all engineering relates – in fact one of the most beloved financial services innovations ever came as the result of a natural disaster.

Alaska 185

Alaska Study ATM Florida 185

PYMNTS

MAY 16, 2018

Like many innovations, travel firm Priority Pass grew from a problem its founder had for himself. The Collison Group was born in 1991, as was its ancillary product, Priority Pass: an international lounge access product that did not require customers to fly a particular airline, hold a specific credit card or buy a first-class ticket.

Cards 100

Cards Case Study Groups United States 100

FICO

FEBRUARY 27, 2023

15 companies recognized for successful innovation in AI, machine learning and decision management Saxon Shirley Mon, 02/27/2023 - 08:09 by Nikhil Behl expand_less Back To Top Mon, 02/27/2023 - 08:00 2023 FICO Decisions Award Winners - Decisions That Matter It's with great enthusiasm that I reveal the victors of the 2023 FICO® Decisions Awards !

Meeting 98

Meeting social media Management Analytics 98

FICO

FEBRUARY 9, 2022

This shift has created significant opportunities for local banks, however with this growth comes the inevitable threat of increased fraud, exacerbated by the Covid pandemic and the explosion in ecommerce and card-not-present fraud. Most Latin American card networks rely on chip and PIN fraud detection technology.

Fraud 52

Fraud Cards Analytics System 52

Celent Banking

APRIL 18, 2016

Last week many of us at Celent were in New York attending our Innovation and Insight Day on April 13th. The theme of this year's event was "Financial Services Reborn", and the Museum of American Finance on Wall Street provided an inspiring setting to celebrate innovation in financial services. Digital Payments and Cards.

US 100

US Case Study Risk Management America 100

Celent Banking

MARCH 16, 2015

Home Depot was an interesting case study. US Bank discussed Peri , its eCommerce app developed in cooperation with Monitise, while other presenters spoke about card-linked and MFR propositions. One of the presentations used non-FI examples to look at how banks can approach integrating omnichannel into customer interactions.

Conference 100

Conference Retail Community Community Bank 100

FICO

SEPTEMBER 28, 2017

These “credit invisibles” don’t have credit cards, bank accounts or credit history — so how can a lender assess their risk? Check out more case studies here. Lenders are looking for new ways to connect with the estimated 3 billion people worldwide who fall outside the credit mainstream.

Case Study 74

Case Study Analytics Study Exercises 74

Tomorrow's Transactions

JANUARY 19, 2017

Naturally, as is the case for most forward-looking of retailers, they do not take cash, so I paid with one of the many cards about my person. From Sweetgreen Is Going Fully Cashless In 2017 | Fast Company | Business + Innovation. As the payment becomes invisible, so does the card reader. Back to BA. Quick as you like.

Retail 30

Retail Case Study Cards Boston 30

Fintech Labs Insights

JUNE 23, 2016

Showcasing the latest tools, technologies, APIs, platforms, case studies and tutorials, we help CTOs, developers, software architects, UX designers, engineers, product managers and other technologists create the next wave of fintech innovation. Its mission is to serve the financial services developer community.

UX 15

UX Case Study California Conference 15

Tomorrow's Transactions

DECEMBER 7, 2016

Tarvi kindly contributed a case study on the scheme to my 2007 book “ Digital Identity Management ” (available from all good bookstores). . Forum friend Tarvi Martens presented a case study from Estonia on population-scale identity cards. From Still practising | Consult Hyperion.

blockchain 30

blockchain Case Study Cards Bitcoin 30

Fintech Labs Insights

MAY 25, 2016

Showcasing the latest tools, technologies, APIs, platforms, case studies and tutorials, we help CTOs, developers, software architects, UX designers, engineers, product managers and other technologists create the next wave of fintech innovation. Garner press recognition and gather feedback on innovations.

UX 15

UX Case Study Leadership California 15

Fintech Labs Insights

APRIL 24, 2016

Garner press recognition and gather feedback on innovations. By showcasing the latest tools, technologies, APIs, platforms, case studies and tutorials, we hope to help CTOs, developers, software architects, UX designers, VPs of engineering, product managers and other technologists create the next wave of fintech innovation.

UX 12

UX Case Study Leadership California 12

Fintech Labs Insights

JANUARY 12, 2016

And on March 29 & 30, these companies will showcase their latest tools, technologies, APIs, platforms, case studies and tutorials for creating the next wave of fintech innovations in 15-minute, TED-style presentations. We’ve just added 10+ new presenting companies to an already impressive list.

New York 12

New York UX Case Study Bitcoin 12