Abrigo

SEPTEMBER 5, 2023

and property tax payments. a significant capital injection into the borrower, or other collateral such as liquid assets). Abrigo’s credit risk software automates loan administration processes like managing ticklers and tracking loan document and credit exceptions. A guarantee generally should be unlimited and continuing.

Policies 195

Policies Lending Risk Management Examples 195

PYMNTS

SEPTEMBER 6, 2017

In a survey of treasurers across more than 200 companies in various parts of the globe, Deloitte found that the corporate treasurer continues to be positioned as a risk-management function of organizations: 97 percent said that the treasurers’ role in liquidity risk management is important.

Risk Management 108

Risk Management Survey Management System 108

PYMNTS

MARCH 16, 2018

Remlinger, Project Manager — Solutions for Business at foreign exchange technology firm OANDA. Because APIs facilitate integration between two services, the technology allows FinTechs to innovate in their niche markets, rather than attempting to be a jack of all trades. “I It’s a sentiment echoed throughout the B2B FinTech market.

Risk Management 134

Risk Management Survey Management Fintech 134

PYMNTS

FEBRUARY 14, 2018

Coming off an apparent change in the tide for the business, Breslow told investors the firm is expecting to drive double-digit loan growth in 2018 – buttressed by increasing demand, improved risk management and a “focus on scaling responsibly.”.

Taxes 101

Taxes Lending Risk Management Report 101

PYMNTS

JUNE 7, 2016

Drilling down a bit, the key areas of lending, said Arora, “would be the working capital needs” of small businesses and a sweet spot tied to those needs, where $150,000 to $250,000 loans would be used to furnish inventory, equipment or ramp up staffing.

Online 100

Online Lending Course Risk Management 100

Abrigo

MAY 22, 2024

Recent stats and dynamics of the small business lending market Understanding the small business lending landscape and potential efficiencies can help banks and credit unions grow their portfolios. Takeaway 2 Several small business lending processes can tax both borrowers and staff. The market surged to as high as $2.4

Lending 195

Lending St. Louis Community Marketing 195

Abrigo

APRIL 22, 2024

Recent dynamics of the small business lending market A deep understanding of the small business lending landscape and potential efficiencies can help banks and credit unions grow their portfolios. Takeaway 2 Several small business lending processes can tax both borrowers and staff. The market surged to as high as $2.4

Lending 244

Lending St. Louis Community Marketing 244

Jeff For Banks

JANUARY 19, 2013

more “promises,” and a constant flow of new money into the markets. The biggest beneficiary of all this Fed activity has been the stock market—which ended the year at some pretty good “handles,” with the Dow above 13,000, S&P 500 above 1,400, and the Nasdaq above 3,000. Oh, wait, our Congress!

Taxes 70

Taxes Philadelphia DC New Jersey 70

Jeff For Banks

MAY 20, 2017

They need a marketing person to title their reports. To summarize, banking institutions exceeding the concentration levels should have in place enhanced credit risk controls, including stress testing of CRE, and may be subject to further supervisory analysis. Risk mitigants tend to lag growth, especially fast growth.

Lending 60

Lending Regulation Community Community Bank 60

Jeff For Banks

JULY 9, 2012

On June 28th, the Supreme Court upheld the Affordable Care Act as constitutional, calling penalties on individuals for failing to purchase health insurance a “tax.” This decision sets in motion a series of steps to implement the law over the next few years along with the estimated $813 billion in taxes and levies over the next ten years.

Taxes 65

Taxes Washington Risk Management Marketing 65

Gonzobanker

DECEMBER 17, 2021

For the past four-plus years, Chesler has guided Glacier through continued growth and successful acquisitions across the West, all while staying true to Glacier’s local market culture. Congrats to Randy and a great management team. Goes to the growing cacophony of low-code and no-code software promises in the bank tech market.

Fintech 143

Fintech Strategy Leadership Lending 143

Jeff For Banks

JUNE 2, 2023

Finally, resolution of failing financial institutions requires that the deposit insurance fund be strongly capitalized with real reserves, not just federal guarantee.” To you, manage your interest rate risk. Before becoming desperate and trading interest rate risk for credit risk. What caused it?

FDIC 78

FDIC Community Bank Regulation Lending 78

Jeff For Banks

JANUARY 18, 2014

She will continue your zero rate policy and will “taper” your QE 3 program, because the markets have already dismissed its impact and tightened long term rates despite your wishes. Mortgage rates rose just as much and they may potentially damage the housing market recovery. Stocks are supposed to have more risk. once again.

Philadelphia 81

Philadelphia Policies US Marketing 81

PYMNTS

OCTOBER 25, 2019

Yet, small business (SMB) banking wasn’t the only highlight of this week’s B2B venture capital roundup, with the two largest fundraises showcasing China’s rising B2B FinTech ecosystem in areas like expense management and invoicing. Cybersecurity startup Firedome announced $10 million in new funding this week.

Capital 101

Capital Fintech blockchain Management 101

Independent Banker

DECEMBER 31, 2021

is facing increased competition in its home market from other banks, nonbanks and even credit unions that are aggressively pricing loans to businesses, says president and CEO Steve Dehnert. In 2022, existing staff—Dehnert included—will continue to wear multiple hats until labor market conditions ease. Ponce Bank, a $1.5

Community Bank 144

Community Bank Community Lending Louisiana 144

South State Correspondent

MARCH 15, 2023

It turns out that confidence is more valuable than capital. While we wrote about the root cause of the failure of Silicon Valley Bank (SVB) HERE , the lessons of the current banking crisis go beyond interest rate risk management. The ratio would provide a bank’s current core capital position to risk-adjusted assets.

social media 195

social media FDIC Branding Management 195

Jeff For Banks

OCTOBER 21, 2010

What are the Markets Thinking? Bond markets have been the big winners in the third quarter. Rates have fallen to incredible lows; Pimco, a large money manager, has referred to them as “Eisenhower” lows because they were prevalent in the 1950s. As the outlook improves, these companies will seek higher returns through investments.

Taxes 60

Taxes Marketing Capital Policies 60

Lex Sokolin

DECEMBER 25, 2019

you get paid some market-clearing interest rate to loan out assets like Bitcoin, which someone is borrowing for a trading or hedging purpose. Having interest rates native to the crypto economy is very helpful, but we are still shy of lending based on actual underwriting and off-chain risk. well, we know what 2008 looks like.

blockchain 52

blockchain Bitcoin Software Lending 52

Jeff For Banks

OCTOBER 19, 2012

First of all, if they continue to buy securities, they are removing many of the high quality securities from the marketplace, possibly causing a disruption or shortage in the markets. We may be skeptical, but the markets keep telling us: Don’t fight the Fed! I know I risk sounding like Charles Plosser, but so be it.

National 78

National Security US Massachusetts 78

Jeff For Banks

OCTOBER 11, 2011

Another Volatile Quarter I know I risk sounding too negative, but we cannot seem to shake the crisis mentality that keeps whipsawing bond and stock markets. Liquidity is becoming a problem for these banks, and with their stocks battered daily, they have no ready sources of capital. This does not happen often. per gallon.

DC 65

DC Security Washington Risk Management 65

Abrigo

MARCH 31, 2017

Commercial real estate lending continues to receive regulatory scrutiny and reminders for financial institutions to practice solid risk management. Eberley, director of the FDIC's Division of Risk Management Supervision wrote in the publication. Image credit: Benjamin Child via Unsplash.

FDIC 186

FDIC Risk Management Analysis Lending 186

Fintech Labs Insights

MAY 19, 2016

Income tax service. Private tech stock market to sell pre-IPO shares. AI for capital markets news. Tags: Consumer, SMB, accounting, bookkeeping,, tax returns, tax prep. On-demand insurance. Latest round: $25.5 million Series C. Total raised: $37.8 HQ: Danville, California. Source: FT Partners. million ($5.82

San Francisco 18

San Francisco Company Fintech California 18

Fintech Labs Insights

OCTOBER 30, 2016

My Virtual Strongbox ( F14 ) introduced the kind of secure document storage technology that can help FIs better manage customer documentation. Global Debt Registry , another F14 presenter, provides compliance and risk management solutions to the account management industry. Mobile payments gets another huge player.

blockchain 12

blockchain Trends Fintech social media 12

Abrigo

JUNE 29, 2022

Net cash farm income is not a comprehensive measure of profitability since it excludes changes in non-cash income, including adjustments in accounts payable, accounts receivable, farm inventory, the imputed rental value of operator dwellings, and capital consumption. Property taxes/fees: 1.4% Commodity Prices Surge. Seed purchases: -0.3%

Kansas City 195

Kansas City Kansas Lending Oklahoma 195

Abrigo

JANUARY 29, 2020

“This advisory reminds financial institutions engaged in agricultural lending to maintain sound underwriting standards, strong credit and administration practices, effective risk management strategies, and appropriate allowances for losses and capital levels through the credit cycle,” the FDIC statement said.

Lending 195

Lending How To FDIC Survey 195

South State Correspondent

JUNE 13, 2022

Banks that are looking to enhance their risk management practices should consider incorporating the concept of the velocity of risk into their enterprise-wide risk management practices. Some risks occur slowly; others strike quickly and hard. Optimizing Risk. Consider the risk above.

Risk Management 195

Risk Management Examples social media Management 195

Fintech Labs Insights

JULY 16, 2015

DAVO Technologies’ automated technology solution solves small-to-mid-sized merchants’ sales tax pain points. ID Analytics brings patented analytics and real-time behavioral insight to consumer risk management. RMS distributes its referral and rewards platform consumer channels online, and via a mobile app.

Company 12

Company Mobile Software Big Data 12

Jeff For Banks

FEBRUARY 3, 2017

His election has already brought change to the financial markets, sending stocks rising 6%, as measured on the S&P 500 index, and sending interest rates to their highest levels in years. Clearly, the markets expect change. The markets must think that GDP growth will soar on January 21 st. Maybe change will be coming.

Marketing 60

Marketing Taxes Regulation US 60

PYMNTS

APRIL 11, 2018

Tax season lurches to its end, and thoughts turn to who spends what and where and how. The bill, among other things, would boost the threshold that helps define which banks are “big” and how they might be tied to stricter capital requirements. In regulatory land, spring has sprung, to borrow a seasonal phrase.

Regulation 108

Regulation Capital Leadership Maine 108