PYMNTS

MAY 25, 2016

In a statement, Gary Fearnall, country manager of OnDeck Canada, said: “Small business owners need financing at every stage of their business’ lifecycle, whether to take advantage of growth opportunities, like buying inventory, investing in major equipment purchases or managing cash flow.

Lending 100

Lending United States Capital Management 100

PYMNTS

SEPTEMBER 29, 2020

They’re not equipped to manage the operational risks associated with these smaller businesses,” Shoihet told PYMNTS, especially when it comes to extending short duration credit lines, debt products or factoring. It’s very difficult for a bank to justify [accounts receivable] AR financing that effectively puts capital at risk,” he said.

United States 286

United States Regional America Trends 286

PYMNTS

NOVEMBER 13, 2018

To that end, news came earlier this week in the United States that a dozen community and regional banks have formed a group aimed at exploring the opportunities amid FinTech offerings. The group, to be known as Alloy Labs Alliance, according to a press release , is being managed by FinTech Forge. Here In The States.

Community Bank 183

Community Bank Community Fintech Arizona 183

BankUnderground

OCTOBER 19, 2023

Simon Lloyd, Daniel Ostry and Balduin Bippus How much capital flows move exchange rates is a central question in international macroeconomics. Moreover, in comparison to lending in other financial centres, cross-border lending by UK-resident banks stands out, as Chart 1 shows. Source: BIS Locational Banking Statistics.

Capital 106

Capital Lending Policies Data 106

PYMNTS

JULY 27, 2020

Davies is leaving Revolut to take over the Allica Bank, which specializes in lending to businesses, according to the FT. The investor was TSG Capital Partners, according to TechCrunch. The company recently expanded into the United States. In February, Menlo, California-based TCV led a $500 million round.

United States 140

United States Leadership Risk Management California 140

PYMNTS

JUNE 19, 2018

Rent-A-Center ‘s decision to sell itself to Vintage Capital comes amid a continuing expansion of so-called “alt lending” options for consumers, which could make it more difficult for the chain to reinvent itself as it becomes a private company under its new ownership.

Lending 103

Lending United States America Industry 103

PYMNTS

DECEMBER 5, 2016

On this day 83 years ago, the United States government pulled the plug on one of the great failures of social engineering in American history — prohibition. server products, including Primavera project portfolio management software.”. But the world is full of unexpected costs — just ask the team at CAN Capital.

Capital 100

Capital San Francisco Bitcoin United States 100

PYMNTS

APRIL 17, 2017

Fifth Third Bank is focusing its SME lending reach through a new partnership with nonprofit lender Accion. Reports late last week said the bank will work with SME lending portal Accion, a nonprofit company, to facilitate the financing of these companies across five states: Florida, Indiana, Illinois, Michigan and Ohio.

Indiana 109

Indiana Lending Resources Michigan 109

PYMNTS

JUNE 28, 2016

not really that surprising, given that it is the country that the United State declared independence from. A few years ago marketplace-based online lending was being hailed as the the signature innovation that was going to upend tradditional bank based lending for consumers and small businesses everywhere.

Lending 100

Lending National Marketing Online 100

Bank Innovation

MARCH 7, 2018

In 2017, in the United States, overall VC funding -- a barometer of startup activity and appeal.Read More. At this time last year, fintech was in a downturn. Fintech venture funding was down more than 9% year-over-year; valuations seemed stuck. But the fintech market has rebounded.

San Francisco 236

San Francisco Fintech United States Marketing 236

PYMNTS

OCTOBER 1, 2020

More than 40 percent of United States businesses received at least some of their invoices in 2019 via a form of communication that many younger generations may have trouble identifying, let alone using: fax. This statistic is emblematic of a larger problem in the world of B2B payments. Around The BaaS World.

Payments 169

Payments Fintech Trends United States 169

PYMNTS

NOVEMBER 29, 2019

The company’s platform offers insurance for general liability, management liability, cybercrime and a range of other coverage. On a longer arc, I could certainly see us operating in geographies outside the United States,” Hodges told PYMNTS, noting that many tech markets are global, as are their labor pools.

Policies 191

Policies California United States Management 191

PYMNTS

AUGUST 12, 2016

Then, there was the announcement of Square Capital’s partnership with Upserve , a restaurant management system (the same one that also acquired Breadcrumb from Groupon in May) to extend working capital to restaurants. Online Lending. After a one-week hiatus, Lending Club finds its way back onto the Fizzle list.

Lending 100

Lending Apple Cards Study 100

PopularBank

APRIL 3, 2024

As the youngest baby boomers approach retirement, the number of retirees in the United States keeps growing, with many of them retiring as middle-income seniors. Operators and owners are managing many moving parts, from delivering the right experience for current residents to handling operating cost pressures.

Community 52

Community Operations Arizona United States 52

Celent Banking

NOVEMBER 17, 2015

In the US, small business customers get bounced around like Goldilocks—they are too small to be of interest to commercial relationship managers and too complex to be easily understood by retail branch staff. After all, in the United States small businesses comprise 99.7% of all firms.

Report 100

Report FDIC Lending Fintech 100

Abrigo

NOVEMBER 2, 2016

Analysts examined banks with at least 25 percent of deposits held in oil- and gas-dependent counties in order to investigate the impact of direct lending to local oil and gas firms and indirect lending to companies servicing the sector. Lower energy prices have had only a modest effect on banks’ profitability and capital adequacy.”

Comparison 150

Comparison Regional Study Risk Management 150

Gonzobanker

AUGUST 24, 2023

Holding these assets can impact profitability because banks can’t lend those funds out or invest them at higher rates. The Credit Card Competition Act of 2023 could negatively impact banks’ ability to generate interchange fees and reduce the amount of capital they issue, however. Commercial real estate loans.

Innovation 148

Innovation United States Industry Technology 148

Gonzobanker

MAY 4, 2020

All the capital flowing into the digital fintech space is helping to solve banking industry challenges. As the industry’s appetite for digital technology grows, the capital that’s been flowing into mostly digital-focused fintech is solving real industry challenges right now. SoFi/Galileo: This $1.2 customer impact.

Fintech 109

Fintech FDIC Capital Community Bank 109

CB Insights

OCTOBER 5, 2017

Of these, the United States has taken the largest share of the world’s most valuable private companies, with 127 US-based startups reaching unicorn status since 2013. This year to date, China has been home to more than a third of unicorn births, closing in on the United States (at only 41%).

US 59

US United States Capital Company 59

Celent Banking

JULY 24, 2015

The earnings allowance is then used to offset the cost of cash management services. In the United States, corporates got the option of earning interest in money market accounts with the repeal of Req Q by Dodd Frank. Operational deposits include working capital and cash held for transactional purposes.

United States 100

United States Operations Management Capital 100

Jeff For Banks

JUNE 2, 2023

The early 1980s was a difficult time for the United States, as consumers faced rising prices, high unemployment, and the effects of a supply shock—an oil embargo—which caused energy prices to skyrocket. The old borrow short, lend long strategy. To you, manage your interest rate risk. credit default swaps anyone?).

FDIC 78

FDIC Community Bank Regulation Lending 78

Gonzobanker

SEPTEMBER 10, 2019

Third Time’s Finally the Charm for Temenos in the United States? While growing outside the United States for many years and mopping up on the international core system competition, the U.S. If the Kony acquisition is similar to Akcelerant and Avoka acquisitions thus far, disruption at Kony should be manageable.

United States 89

United States Texas Austin Kansas City 89

Ublocal

JUNE 5, 2023

Working capital is the lifeblood of any business, but it can be challenging for small business owners and entrepreneurs to get conventional financing. SBA loans offer a variety of benefits, such as more flexible lending terms, and they can be a gateway to obtaining conventional financing in the future.

New Hampshire 98

New Hampshire Vermont Resources Taxes 98

Independent Banker

AUGUST 31, 2022

When two executives at Woodforest National Bank noticed a dearth of affordable housing options in southeast Texas, they decided to do something about it, partnering with several housing and community groups to launch an innovative mortgage lending product aimed at underserved clients. By Aileen McDonough. Name: Woodforest National Bank.

Austin 91

Austin Texas Community National 91

Independent Banker

DECEMBER 31, 2022

We recently spoke with community bank CEOs from across the country to gain insights on how they’re proactively positioning to manage risks and take advantage of growth opportunities in the coming year. Building a defensive balance sheet and maintaining our low to moderate risk profile is the key to managing through the upcoming challenges.

Community Bank 91

Community Bank Community Tampa North Carolina 91

Jeff For Banks

DECEMBER 29, 2020

Total return includes two components: capital appreciation and dividends. First Capital, Inc. Silvergate Capital Corporation (NYSE: SI) Here we are. leverage ratio combined with their internal profit generation tells me they will be extending the proverbial hat to investors for more capital to support their growth.

North Carolina 147

North Carolina Capital Community Bank Wisconsin 147

CFPB Monitor

JUNE 13, 2022

The Bank Merger Act already calls for a competitive analysis and provides that the applicable regulatory agency should not approve: (A) any proposed merger transaction which would result in a monopoly, or which would be in furtherance of any combination or conspiracy to monopolize or to attempt to monopolize the business of banking in any part of (..)

FDIC 78

FDIC Groups Community Meeting 78

Ublocal

OCTOBER 6, 2022

We’ve been a Small Business Administration Preferred Lender since 1987 and have been recognized throughout the years for lending to small businesses. That could mean buying real estate to open up a store or restaurant, making essential equipment purchases, or even getting a jumpstart on working capital. Ready to get started?

New Hampshire 52

New Hampshire Vermont Community Lending 52

Fintech Labs Insights

APRIL 12, 2024

Innovations from 1995 to 2014 (with launch dates) Note: Ranking as of Jan 2014 Wells Fargo is first in the world to offer Web-statement access (launched May 1995) Security First Network Bank launches first full-service Internet bank brand (Oct 1995, disbanded 2002) PayPal launches first online optimized payment system (Nov 1999, bought by eBay in 2003) (..)

Innovation 15

Innovation Fintech Online Mobile 15

PYMNTS

MARCH 17, 2017

The money flow — between, say, the United States and Mexico, or as remittances evolve in newly (almost) cashless India — may be embracing technology, but interactions between banks, wires and processors are still required. Lending, Lending Everywhere, With Quite a Lot to Think. It’s a big problem.

Innovation 103

Innovation Lending Boston Security 103

PYMNTS

JUNE 9, 2017

The enterprise players have teams of people and tech budgets to manage that — even larger medium-sized businesses don’t have that, and so they missed out. Also important to the “Mighty Middles,” Prager added, is that these businesses don’t have developed treasury resources to manage vendor relationships and payments options.

Payments 122

Payments Cards Tools Management 122

Fintech Labs Insights

FEBRUARY 2, 2021

The first, Divvy, is a corporate credit card and expense management firm in the same category with Brex, Expensify, and others. But given it’s position as powering alternative energy lending at the POS, it seemed to be more the former. United States. United States. United States. United States.

United States 15

United States Fintech Utah Lending 15

Fintech Labs Insights

DECEMBER 7, 2020

United States. United States. United States. United States. United States. United States. United States. United States. United States. United States. United States. United States.

United States 15

United States Fintech Portland Oregon 15

PYMNTS

DECEMBER 28, 2018

Capital One and Discover have both announced that they will be tightening their underwriting standards in the new year, and Goldman Sachs has gone from plans of expanding its online consumer credit product Marcus to plans of reining it in somewhat next year. It’s easy to lend money. When rates go low, those are tailwinds.

Millennials 145

Millennials Lending System Data 145

Fintech Labs Insights

FEBRUARY 2, 2021

The first, Divvy, is a corporate credit card and expense management firm in the same category with Brex, Expensify, and others. But given it’s position as powering alternative energy lending at the POS, it seemed to be more the former. United States. United States. United States. United States.

United States 15

United States Fintech Utah Software 15

PYMNTS

FEBRUARY 28, 2017

SoFi, the San Francisco–based lending startup, has by all reasonable metrics hit the ground in 2017 running. SoFi, in recent years, has also expanded into asset management and life insurance. To open the month of February, SoFi announced it had acquired online banking startup Zenbanx. The company, however, is still pretty small.

San Francisco 100

San Francisco Delaware United States Groups 100

Lex Sokolin

SEPTEMBER 19, 2019

That’s partly due to the Ant Financial outlier last year, partly due to the collapse of the P2P digital lending industry, and partly (I think) due to the rise of crypto assets (e.g., And that managerial optimization of legacy finance is something that the United States is really good at doing. Revolut, N26).

Fintech 40

Fintech Lending United States Data 40