Remove Capital Remove Exercises Remove Marketing Remove Security
article thumbnail

How to Set Your Strategic Planning Time Horizon

South State Correspondent

Banks consistently produce under their cost of capital. However, for the average bank, their cost of capital is between 9% and 14% depending on the bank’s equity liquidity with an average of 12.5%. As an industry, we misallocate capital. Securities add no long-term value while loans contribute about 10% ( HERE ) to value.

How To 195
article thumbnail

Measuring capital at risk in the UK banking sector

BankUnderground

The probability of an extreme stress event with losses above £91 billion (roughly 19% of CET1 capital) increased from 1% before the pandemic to 4.1% Measuring capital at risk. We derive two forward-looking measures of solvency risk (one year ahead) – a capital at risk measure (CAR) and a conditional capital at risk measure (CCAR).

Capital 96
Insiders

Sign Up for our Newsletter

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

article thumbnail

FTC files lawsuit against fuel card marketer

CFPB Monitor

The FTC has filed a lawsuit in an Atlanta federal district court against a company that markets fuel cards to operators of vehicle fleets in which the FTC alleges that the company violated the FTC Act’s prohibitions on unfair and deceptive acts and practices. AMG Capital Mgmt., The company’s CEO was also named as a defendant.

Cards 78
article thumbnail

Examining industries: The importance of industry analysis for financial institutions

Abrigo

Looking at how industries in your area perform allows you to see trends and assess potential market opportunities. By gauging an industry’s health as a whole, you could decide that the restaurant market in your area has remained stagnant while the technology industry is booming. Are there high capital or technological costs?

Analysis 195
article thumbnail

IMF Report: Banking Profits Might Not Exceed Cost Of Equity In 2025

PYMNTS

A large share of the banking sectors of nine advanced economies, by assets, may not be able to bring in profits higher than their cost of equity in 2025, according to a simulation exercise cited in the “Global Financial Stability Report” by the International Monetary Fund (IMF).

Report 161
article thumbnail

USAT Raises $43.1M In Underwritten Public Offering

PYMNTS

USA Technologies, the payment technology service provider of integrated cashless and mobile transactions in the self-service retail market, announced news Tuesday (July 25) of the closing of its underwritten public offering of 9,583,332 shares of its common stock at a public offering price of $4.50

Exercises 139
article thumbnail

A New Echo Hack Unearthed At Defcon

PYMNTS

Defcon , the annual hackers conference, has turned up a new security concern in smart speakers like the Amazon Echo. Amazon was warned about the security hole before the two programmers presented at Defcon, and there is already a patch in place for the security hole, according to reports in Wired.

Indiana 108