Gonzobanker

AUGUST 17, 2022

Lending Tech With Almost Steady Grades (Even With Rough Semesters). Mortgage services provider ICE acquired mortgage services provider Black Knight bringing together the two largest providers in the space.

Fintech 184

Fintech Lending Software Compliance 184

PYMNTS

MAY 21, 2020

Open banking initiatives and bank-FinTech collaborations continue to expand in an effort to improve financial services offerings for small and medium-sized businesses (SMBs). Based in Denmark, Billy offers small business accounting solutions that loop into SMB bank account data via open banking.

Fintech 173

Fintech Compliance Risk Management Lending 173

PYMNTS

NOVEMBER 9, 2020

The FinTech lender Tide is scrambling to secure the funding necessary to offer BBL top-ups to its customers. Lending decisions under the bounce-back loan scheme are fully delegated to the accredited lenders. Tide was founded by banker George Bevis in 2015; London venture capitalist Eileen Burbidge serves as the bank's chair.

Fintech 177

Fintech Lending Digital Banking Capital 177

PYMNTS

JANUARY 19, 2021

The collaboration is part of Eedenbull’s efforts to expand globally after having secured 65 banking partnerships across Europe, according to a report. Italy’s BNL , part of BNP Paribas Group , has debuted its multi-banking solution developed in conjunction with open banking FinTech Tink , according to a press release.

Fintech 341

Fintech National Groups Tools 341

Gonzobanker

DECEMBER 8, 2021

. #267 on the list is Thought Machine , a company started only six years ago that recently announced signed core system deals with Chase and Arvest Bank. Bank CEOs are looking at fintech investment rounds. Mark Cuban is tweeting about Jill Castilla’s fintech efforts with lending system startup Teslar. Digital Security.

Fintech 210

Fintech Los Angeles Lending Analytics 210

PYMNTS

DECEMBER 1, 2019

Peer-to-peer (P2P) lender Zopa will secure a £130 million ($1.67 million USD) investment that it needs to become a challenger bank. The news comes days before its conditional banking license is set to expire on Tuesday (Dec. based fund, and its U.K. investment vehicle Silverstripe. since its inception.

Digital Banking 142

Digital Banking Capital Regulation Lending 142

Gonzobanker

MAY 31, 2019

Financial institutions that want to play in the small business lending sandbox need to bring their digital toys. article , former Small Business Administration administrator Karen Mills said community banks with strong small business customer bases that don’t find new ways to serve them digitally are going to face a “reckoning.”

Lending 126

Lending Community Bank Community Data 126

PYMNTS

APRIL 16, 2020

Although the Federal Reserve Board signaled its willingness to allow non-banks to participate in the Paycheck Protection Program (PPP) as part of the $2.2 It didn’t help that the SBA’s online loan platform couldn’t handle the lending software the companies used. PayPal and Square. . PayPal and Square. .

Fintech 160

Fintech Lending Software Training 160

PYMNTS

FEBRUARY 27, 2020

Small businesses continue to embrace digital banking. At the same time, digital banks are looking to capitalize on their growing small and medium-sized business (SMB) customer base, with open banking and bank-FinTech collaborations an important part of that strategy. As part of the U.K.’s

Fintech 192

Fintech Fraud Data Lending 192

PYMNTS

APRIL 30, 2018

Marketplace lending. Digital banks. It’s said to be the answer to the world’s food safety and digital identity problems. The blockchain can even end world poverty and transform society by making it safer for total strangers to lend each other money — without any third-party intermediary — and without any risk.

Fintech 183

Fintech blockchain Lending Digital Banking 183

PYMNTS

DECEMBER 7, 2020

You’d be forgiven for thinking that, in banking, the deal is dead. NCR Digital Banking Senior Vice President and General Manager Doug Brown told Karen Webster there will be an acceleration of deal making on the other side of the pandemic, particularly as financial institutions (FIs) recalibrate and expand their digital efforts.

Google 282

Google Examples Regional Lending 282

PYMNTS

SEPTEMBER 27, 2019

A summer lull in B2B venture capital appears to have given way to an impressive start to the fall season. This week, two massive deals landed with B2B payments innovators at Fundbox and Tipalti, but they were far from the only players to have secured new funding. said this week. ZenBusiness.

Payments 149

Payments Capital Taxes Lending 149

PYMNTS

NOVEMBER 22, 2019

Talk of a decelerating FinTech venture capital market continued to mount this week with reports that digital banking startup Aspiration is struggling to raise money. Venture Capital Funding. raised $10 million from SEB Bank and Seed Capital for its commercial card technology. Funding Xchange secured $10.3

Strategy 109

Strategy Fintech Capital Lending 109

Gonzobanker

JUNE 11, 2018

Attendance at American Banker’s Digital Banking conference has grown significantly since I was here in 2016, reflecting the obvious interest levels in digital, yet the vibe remained largely the same as two years ago…. See you can align your business and digital strategy. And yes, you can humanize digital banking.

Conference 70

Conference Digital Banking Austin Digital Strategies 70

PYMNTS

OCTOBER 5, 2020

Nexi , the Italian digital payment company, agreed Sunday (Oct. The transaction will create a company with a combined market capitalization of around 15 billion euros ($17.6 billion) to acquire Ingenico Group , the Paris-based technology provider of secure electronic transactions to create a FinTech dynamo. billion euros ($5.4

Company 151

Company San Francisco Payments Fintech 151

PYMNTS

AUGUST 31, 2020

“Numerous CUs are also working to support microbusinesses and small to mid-sized businesses (SMBs) during the ongoing health crisis by providing swift, digitally focused access to much-needed funding.”. Advanced Banking Tech for Small Operators. Leaning Into Community-First Lending.

Community 152

Community Lending Community Bank Innovation 152

PYMNTS

JULY 12, 2019

digital bank Starling, several senior executives — including Julian Sawyer, Starling’s co-founder and chief operating officer — have left this year. Sawyer, who was also head of banking services, stepped down July 11 following Product Director Ben Chisell’s departure last week. Amid expansion efforts of U.K. years at Starling.

Lending 115

Lending Digital Banking Capital US 115

PYMNTS

MAY 18, 2018

B2B startups in the small business banking, expense management and analytics sectors led this week’s investment roundup, securing more than half of the $108 million raised. But it’s a startup in Africa that not only secured the largest investment round of the week, but set a new record in the process, raising $47.5

Fintech 134

Fintech blockchain Analytics Capital 134

Bobsguide

AUGUST 30, 2022

Fusion Mortgagebot is Finastra’s end-to-end cloud-based lending platform that maximizes operational efficiency and mortgage opportunities for lenders. Combined, Finastra and FormFree’s technologies and shared vision for fair and inclusive access to home financing will help lenders deliver an elevated borrower experience.”.

Lending 74

Lending Fintech US Data 74

Gonzobanker

DECEMBER 14, 2023

GonzoBanker of the Year (Mid-Size Bank) – goes to David Findlay, CEO of Lakeland Financial. Anyone who follows the industry knows this focused institution led by Findlay is all about executing the timeless principles of capital management, credit quality, efficiency and customer service. Paul Murphy, founder of Murphy & Co.

Fintech 194

Fintech Community Regional Technology 194

Bobsguide

MAY 25, 2022

Mukund Rao, Chief Business Officer for Banking, Financial Services and Insurance at Mindtree, said, “Finastra offers best-of-breed payments solutions and, alongside our deep expertise and cloud capabilities, we are excited to join hands with them to support banks in transforming payments and making them real-time, convenient and secure.

Management 113

Management Payments Innovation Technology 113

CB Insights

OCTOBER 21, 2018

Top VC Investor: Ribbit Capital is the top investor in Fintech 250 companies, having backed companies on the list including new 2018 unicorns, Nubank, Revolut, and PolicyBazaar as well as returning Fintech 250 companies Robinhood , Wealthfront , Gusto , Coinbase , Cross River Bank , and Upgrade. Business Lending & Financing.

Fintech 78

Fintech Lending Capital Analytics 78

PYMNTS

MAY 2, 2016

Reuters reported Monday that the giant bank, known for its super-wealthy clients and inside track to the highest echelons of power in finance and government, may look to link up with smaller brokerages and smaller wealth management outfits in an effort to lend money to their clients. and possibly outside the U.S.)

Lending 100

Lending Capital Branding Course 100

Gonzobanker

AUGUST 24, 2023

High interest rates have forced many banks to pay more to retain deposits (often via brokered deposits), while many institutions have seen deposits flee to higher-yielding money market funds. Rising interest rates depress the value of low-rate securities and loans. Bond losses. Commercial real estate loans.

Innovation 146

Innovation United States Industry Technology 146

Gonzobanker

DECEMBER 19, 2022

2022 was the year the fintech industry and venture capital firms figured out that banking is harder than everybody thought. SoFI gets a commercial bank that brings deposits, compliance, AND business lending. Seacoast Bank is at it again… and this time it is blowing past $10B in a big way.

Community 216

Community Fintech Industry Innovation 216

Bobsguide

SEPTEMBER 23, 2022

It serves institutions of all sizes, providing award-winning solutions and services across Lending, Payments, Treasury & Capital Markets and Retail & Digital Banking for banks to support direct banking relationships and grow through indirect channels, such as embedded finance and Banking as a Service.

Case Study 74

Case Study Innovation Payments Study 74

Bobsguide

JUNE 22, 2022

“Capacity to build and run treasury systems at many banks is a challenge, and with increasing regulations to comply with, an automated solution that fills operational gaps can be ideal,” said Monica Summerville, Head of Capital Markets, Celent.

Capital 60

Capital Technology Operations Regulation 60

PYMNTS

JANUARY 14, 2020

But drilling down a bit, to get a sense of the state of the consumer, retail banking saw fourth-quarter profit rise by about 5 percent to $4.2 Management said on the conference call with analysts following the earnings release that average total loans, excluding loan sales in home lending, were up 3 percent year over year.

Cards 131

Cards Data Training Community Bank 131

PYMNTS

JANUARY 14, 2020

But drilling down a bit, to get a sense of the state of the consumer, retail banking saw fourth-quarter profit rise by about 5 percent to $4.2 Management said on the conference call with analysts following the earnings release that average total loans, excluding loan sales in home lending, were up 3 percent year over year.

Cards 130

Cards Data Training Community Bank 130

CB Insights

JUNE 3, 2020

Banking & Lending. Wealth & Capital Markets. Banking and Lending. short term: PPP represents easy money for big lenders, while online lenders & challenger banks suffer. Lending activity has collapsed, with LendingClub estimating a 90% reduction in loan volume in Q2’20. Real Estate.

Lending 75

Lending Capital Online Marketing 75

South State Correspondent

OCTOBER 28, 2022

Many of the new banking and payment technologies have now far eclipsed traditional cores’ capabilities. For banks, this means creating products that accomplish a task and then integrating banking in the background. While no presenter touched on it, it was all digital bankers could talk about.

Conference 195

Conference Technology Las Vegas Trends 195

Fintech Labs Insights

APRIL 12, 2024

Long before fintech was a thing (1995), I launched the first, and by most measures the biggest, newsletter during the first two decades of online/digital banking. It was called Online Banking Report and was read by a sizable portion of major industry players.

Innovation 15

Innovation Fintech Online Mobile 15

CB Insights

NOVEMBER 21, 2019

Qualifying top five venture capital investors (e.g. venture capital, growth equity, and super angel) and corporates (e.g. corporations and corporate venture capital) must have made equity investments into fintech companies listed on this market map. Capital markets. Digital banking and financial infrastructure.

Fintech 93

Fintech Marketing US Technology 93

Independent Banker

DECEMBER 31, 2022

“What’s interesting to me is the macro environment,” says Marilena Lakoumentas, senior vice president and chief digital officer at $3.3 billion-asset Bank of Tampa in Tampa, Fla. We’ve got capital market resets that are potentially happening, technology advancements and continued heightened digital expectations.

Trends 140

Trends Payments Community Bank Texas 140

PYMNTS

FEBRUARY 14, 2020

The wholesale bank will be divided into a separate investment bank that has a capital markets focus and a commercial bank providing back-end services for companies. The consumer bank will be divided into one section focused on consumer lending, and the other on branches and small businesses.

Retail 141

Retail Cards Millennials Fraud 141

PYMNTS

FEBRUARY 21, 2019

In an interview with PYMNTS, McBride outlined the particular small business banking pain points that the company will aim to address, and challenged the notion that small businesses rely on the physical branch for advisory services. A Narrow Focus. small businesses. ” While the U.K.

Operations 135

Operations Strategy Industry Lending 135

Gonzobanker

DECEMBER 22, 2020

And how did community banks and credit unions respond to the COVID craziness? Financial institutions went from having no PPP lending program at all to funding their first loan in 90 days – and this with literally last-minute regulatory guidance. You know that dog either has Capital One or Delta Amex.

Idaho 172

Idaho Community Industry Strategy 172