PYMNTS

JANUARY 2, 2020

Gaming company Razer is going after a Singapore digital banking license, along with China’s largest online monetary platform Ant Financial , according to reports on Wednesday (Jan. Razer FinTech will own a 60 percent majority stake Razer Youth Bank, which will be headquartered in Singapore. .

Digital Banking 130

Digital Banking Capital Google Cards 130

Insights on Business

DECEMBER 10, 2017

The dominant story is that fintech startups and banks are better off as friends than foes. Fintech, once seen as a disruptor, is now becoming a mainstream and also a collaborating partner. Banks provide trust and infrastructure to a partnership with fintech. Banks are also innovators.

Fintech 115

Fintech social media Apple Google 115

PYMNTS

APRIL 30, 2018

It’s a thought that was triggered recently after reading and reflecting on recent developments across three innovations heralded as FinTech’s poster children — disruptors out to change the world and eat the proverbial lunches of incumbents they say are too big and too unmotivated to change. Digital banks. Digital Banks.

Fintech 183

Fintech blockchain Lending Digital Banking 183

PYMNTS

DECEMBER 5, 2019

The funding, led by DST Global, is the largest individual equity investment for a challenger bank, surpassing NuBank’s $400 million, which was also led by DST Global, according to CB Insights. DST Global led the Chime’s previous funding round that closed in March, which valued the digital bank startup at about $1.5

Digital Banking 144

Digital Banking Chicago Google Fintech 144

CB Insights

SEPTEMBER 10, 2020

After a difficult first quarter, fintech funding rebounded in a big way in Q2’20. Free Download: State of Fintech q2’20. Fintech funding rebounded in Q2’20 but deal activity continues to fall. Below, we answer some of our readers’ most pressing questions from the webinar on the state of fintech. First name.

Fintech 46

Fintech Innovation Lending Regional 46

CB Insights

JULY 10, 2018

Today, there are over 25 fintech unicorns across four different continents. Using CB Insights data, we dug into which investors have backed the most billion-dollar fintech startups — and which are poised to gain the most if their portfolio companies manage exits on par with their huge private market valuations. First Name.

Fintech 64

Fintech Comparison Trends Capital 64

PYMNTS

APRIL 21, 2020

The rise of open banking (and account aggregation) has shaped the conventional wisdom that banking will pivot toward innovation and service-oriented offerings. But, in truth, account aggregation is largely an activity that simply moves data from financial institution (FI) to FinTech. You can reward people in non-cash ways.”.

Branding 232

Branding Innovation Regional Fintech 232

PYMNTS

FEBRUARY 24, 2017

This week’s voice-activated tracker is all about the banks, baby. In recent weeks, a number of financial institutions and FinTech providers have begun testing, introducing or adding upgrades to voice navigation functionalities for their banking customers. Banks have a few options when it comes to adapting voice.

Mobile 135

Mobile Fintech Google User Experience 135

PYMNTS

OCTOBER 23, 2020

All-in-one banking app Lili , which is typically used for freelancers, has raised $15 million in a funding round, a press release says, bringing its total raised to $25 million. The new capital will be used to help Lili boost its ever-growing expansion and add to its product and engineering teams and boost customer adoption, the release says.

Capital 170

Capital Leadership Taxes Google 170

Bank Innovation

FEBRUARY 11, 2019

Cambr, a cloud-based platform powered by investment firm StoneCastle and digital banking software provider Q2 Holdings, is helping neo-banks and fintechs launch and scale up through a network of 850 community banks.

Community Bank 170

Community Bank Community Software Innovation 170

PYMNTS

AUGUST 6, 2020

Rick Roberts , analyst and portfolio manager at Vulcan Capital , joined Karen Webster to discuss Disney ’s big digital win, the latest stimulus debate and the week’s other major developments. “I Digital Banking’s Growth Spurt (And Diverse Future). But will they continue to surge? Here’s what he and Webster foresee.

Payments 151

Payments Digital Banking Google Technology 151

PYMNTS

SEPTEMBER 25, 2019

FairMoney recently raised $11 million in venture capital funding in a Series A round led by Flourish, a venture of The Omidyar Group, with DST Global and existing backers Newfund, Speedinvest and Le Studio VC also participating. There is no Pan-African digital bank,” Hainy said. “So Services Growth. That’s not all.

How To 130

How To Lending Digital Banking Examples 130

CB Insights

JULY 25, 2019

Fintech is often associated with digital tools targeted at tech-savvy millennials. But there is a growing market of fintech companies serving the unique financial needs of Baby Boomers and older retirees — and for good reason. Fintech services for seniors are targeting a range of sub-categories. Source: Capital One.

Millennials 73

Millennials Fintech Tools Fraud 73

PYMNTS

OCTOBER 29, 2018

Google … and Ad-Supported Search . The category that Google innovated 20 years ago – ad-supported search – now appears to be one of its scariest things. This is happening at the same time that Amazon’s earnings report showed triple-digit increases, quarter over quarter, in the category that includes its ad-supported revenue.

Payments 196

Payments Google Apple Innovation 196

Lex Sokolin

SEPTEMBER 19, 2019

Fintech is expensive. Fintech is everywhere. Fintech is the global competition for regulation, talent, and macroeconomic supremacy. Fintech is the trade war between the US and China. Fintech is the trade war between the US and China. Fintech is Facebook and Amazon. Fintech is the next bubble to burst.

Fintech 40

Fintech Lending United States Data 40

PYMNTS

JULY 1, 2016

For weeks the FinTech industry has been managing fears and anxieties over the future of the novel alternative finance space. Find out which alt lenders secured $77 million in venture capital, as well as the other startups across the U.S., Commercial Banking. D3 Banking. Alternative Lending.

Lending 101

Lending Analytics Capital Industry 101

CB Insights

JULY 11, 2019

get the building the bank of the future report. Download the free report to find out about the rise of digital banking, challenger bank strategies and how incumbents are fighting back. oVER 20 Fintech startups with 1m+ customer accounts. fintech startups are Changing the consumer experience.

Fintech 64

Fintech cryptocurrency Examples Cards 64

Accenture

SEPTEMBER 22, 2019

As our research shows, their net promoter score averages 62 compared to just 19 for traditional banks—a differential reflected both by their rapid customer adoption and also their ability to attract venture capital funding. It’s equally certain that incumbent banks will keep fighting back with investments in technology.

Innovation 150

Innovation Metro Apple Marketing 150

PYMNTS

FEBRUARY 14, 2020

The wholesale bank will be divided into a separate investment bank that has a capital markets focus and a commercial bank providing back-end services for companies. The consumer bank will be divided into one section focused on consumer lending, and the other on branches and small businesses.

Retail 141

Retail Cards Millennials Fraud 141

PYMNTS

FEBRUARY 8, 2017

3 tallied up $361 million in investments, dominated by the FinTech space at $283 million of that total. The FinTech sector saw a strong pull of banking activity as Atom Bank raised roughly $126 million and said that it would announce within the next few weeks the names of the investors who put up the capital.

San Francisco 100

San Francisco Mobile New York Fintech 100

NCR

MARCH 5, 2018

The banking sector is currently going through one of the most fundamental changes since the creation of the internet. He recently told the Economist that efforts by the likes of Facebook, Amazon and Google to move more into the financial services market will be one of the biggest threats to the established banking sector.

Technology 84

Technology Company social media Examples 84

Gonzobanker

MAY 31, 2019

article , former Small Business Administration administrator Karen Mills said community banks with strong small business customer bases that don’t find new ways to serve them digitally are going to face a “reckoning.” Source: DeBanked ) Square Capital lent about $1.6 In a recent American Banker. Taking Stock.

Lending 126

Lending Community Bank Community Data 126

CB Insights

FEBRUARY 13, 2020

This growth has created major opportunities in the payments space, and companies like Stripe — the payments unicorn valued at a masive $35B — are hungry to capitalize on them. Stripe went on to raise a seed round from Sequoia Capital, Andreessen Horowitz, SV Angel, and PayPal founders Peter Thiel and Elon Musk in 2011.

Online 98

Online Company Retail Payments 98

Fintech Labs Insights

NOVEMBER 16, 2016

The largest Tennessee-based bank, First Tennessee Bank, has gone live with a digital banking platform from D3 Banking. The deployment will provide a personalized banking experience for almost half a million digital customers while lowering costs for First Tennessee Bank.

Tennessee 12

Tennessee Digital Banking Memphis Omaha 12

Fintech Labs Insights

SEPTEMBER 9, 2021

Its first outside capital was from the Barclays Techstar accelerator in 2017 ( see Techstars demo here ). SMB digital banks. The banking partner is Middlesex Savings Bank , a Natick, MA-based community bank with $5.7B Google Cloud ($3k credit; though it says $300 on Google’s website).

Boston 15

Boston Cards ATM Community Bank 15

Celent Banking

OCTOBER 21, 2016

At OpenWorld, Larry shared how Oracle was extending its original SaaS business to embrace both the Platform as a Service (PaaS) and Infrastructure as a Service (IaaS) models — putting AWS, Google, and Microsoft all squarely in Oracle's competitive sights. Banks can roll their own code, spool up a VM, and off they go.

Chicago 100

Chicago San Francisco Cleveland Data 100

American Banker

AUGUST 24, 2020

Banks can capitalize on Amazon’s ambitions by teaming up to launch financial products and services aimed at coveted customer segments. But they should beware the legal and regulatory pitfalls.

Capital 45

Capital Google Digital Banking Management 45

CB Insights

AUGUST 23, 2018

Learn about the playbooks of today’s top banks as they digitally re-position their consumer products. Today, JPMorgan (JPM) is using its capital and scale to build an entirely digital bank. JPM leads banks in active digital customers. JPM’s evolving suite of digital banking apps.

Cards 76

Cards Mobile Strategy Branding 76

Fintech Labs Insights

SEPTEMBER 22, 2015

One area that’s long been marked “needs improvement” on most banks’ digital report cards is site search. banks (BofA, Wells, Citi, Capital One, PNC) now offer “autocomplete suggestions” something even Google didn’t fully implement until 2008. Five of the 10 largest U.S.

San Francisco 12

San Francisco Capital Google ATM 12

Gonzobanker

MAY 30, 2017

The busiest expo booths were one-off specialists like lending analytics campaign provider Intuvo and digital banking provider Alkami talking about applying data. Even the much-vaunted Capital One tests and learns across a variety of analytics initiatives. The more specific and applied the use case, the better. So … how about it?

Analytics 71

Analytics Data System social media 71

Gonzobanker

DECEMBER 20, 2019

There is an understanding that technology and fintech are going to cause radical change, but the how, how big and when are still very unclear. Chris Myers, President & CEO, Citizens Business Bank – During a tumultuous time for West Coast banks, Myers kept his sights on being a top commercial relationship bank.

Idaho 148

Idaho Conference Data Marketing 148

Bobsguide

JULY 7, 2022

Paris, France – June 28, 2022 – At a flagship award ceremony, Finastra , Sia Partners, Google Cloud, HSBC Continental Europe, Pépite France and Manaos announced the winners of the Finance and Innovation for Good competition. The initiative invited entrepreneurial students in France to tackle a major challenge around finance for good.

Innovation 68

Innovation social media Capital Digital Banking 68

Fintech Labs Insights

FEBRUARY 1, 2017

It’s just called AI, spending management, or nothing at all since it’s now baked into many digital banking offerings. Hossein Azari , Chief Data Scientist and formerly of Google Research. While the term PFM is dead, the concept, employing software to watch over your finances, is more widespread than ever.

FDIC 12

FDIC Mobile Apple Google 12

Fintech Labs Insights

JUNE 9, 2016

That’s the option that lowers development costs, simplifies tech support, and just makes digital banking easier to manage. Bank of America : 9 (4 BofA branded, 5 Merrill Lynch branded). Capital One : 8 (7 branded, 1 CreditWise). TD Bank : 3 (all branded). Google Wallet : 1. Citibank : 10 (all branded).

Mobile 12

Mobile Branding US Cards 12

Fintech Labs Insights

FEBRUARY 4, 2022

Since size is an obvious leading indicator, we’ve assigned the companies a score, Fintech Attention Barometer (FAB), that is a proxy of their size using publically available info (funding, website traffic, number of employees, and so on). Related: Top 17 Online Digital Corporate Credit Cards for Small Businesses (Feb 2022). Top 12 U.S.

Fintech 15

Fintech Payments UX United States 15

PYMNTS

NOVEMBER 17, 2020

Friction in financial services, just a few years ago, was a matter of banks competing with FinTechs, with real-time payments. Now for banks, that means exploring the delicate balancing act of customer satisfaction and battling fraudsters. They thrive in times of chaos and disarray.”. Admittedly, the U.S. What Lies Ahead.

Fraud 195

Fraud Mobile social media Security 195

William Mills

SEPTEMBER 9, 2016

An App Store for FinTech applications. Getting ready to show how someone might use a connector, in this case Google, now in a design environment to drop the widget in the application and can preview how it looks in different devices. Andrew Barnett – Principal Digital Banking and Payments Consultant and Elizabeth Santorelly.

social media 40

social media ATM Mobile Customer Experience 40