Gonzobanker

MARCH 22, 2023

It’s a good time to surround the executive team with a diversity of smart advisors and capital market players. Capital – Losses on bonds on banks’ held-to-maturity portfolios have reduced bank tangible equity by roughly 200 basis points. With the current situation, updates from leadership should be coming out at least weekly.

social media 78

social media Capital Risk Management Strategy 78

Abrigo

MAY 5, 2022

Thankfully for bank and credit union executives, lenders, risk managers, and Bank Secrecy Act (BSA) Officers, banking podcasts and podcasts for credit unions are plentiful, and options are growing. Listen to the podcast episode, " How To Sleep Easier at Night About Capital and Risk Levels.". keep me informed. Whitepaper. CECL Models.

Community 195

Community Lending Maine Resources 195

Abrigo

FEBRUARY 23, 2022

Another option is to make small business lending more efficient and borrower-friendly so that the financial institution can win, process, and manage more loans without big increases in staffing or other expenses. That leaves two options: purchasing custom software or modifying one-size-fits-all software to fit their circumstances.

How To 195

How To Lending Software Survey 195

Gonzobanker

JULY 10, 2020

Regardless of their viewpoints on capital recovery, now is the time for banking leaders to reevaluate their planning strategies. In a recent Fortune survey, 55% of corporate executives said they expect to return to 2019 capital spending levels sometime in 2021. What businesses need capital in the interim? Risk Management.

Risk Management 88

Risk Management Capital Strategy social media 88

Gonzobanker

MAY 8, 2020

25% 140 banks will have capital levels that have fallen below 8%. So far, bankers have taken comfort in the soundbite that “this crisis is different” because of the strong capital levels and risk management rigor that has developed since the Great Recession. Proactively manage vendor contracts. costs can be reduced.

Lending 103

Lending Analytics Analysis Capital 103

Gonzobanker

DECEMBER 14, 2023

Meanwhile, technology changes continued at a breakneck pace, with generative AI the biggest topic around management tables. Importantly, Huntington has continued to focus on digital investments and its strong legacy of product management to remain a progressive regional bank. Nobody is quite sure which side this seesaw will land on.

Fintech 194

Fintech Community Regional Technology 194

Gonzobanker

DECEMBER 19, 2022

2022 was the year the fintech industry and venture capital firms figured out that banking is harder than everybody thought. There’s nothing more Gonzo than a CEO who simply bleeds the soul of front-line relationship managers, and Brager could write a bestselling book on this topic. with Coinbase alone attracting $86 billion.

Community 216

Community Fintech Industry Innovation 216

Gonzobanker

DECEMBER 20, 2019

The company’s market capitalization, which after declining to less than $600 million in the 2009 recession, has now grown to almost $3 billion. billion of assets under management. Yet the Gonzo team has to give a shout out to the late entry of Texas Capital and Independent Bank. Best of luck in the next chapter, Chris!

Idaho 148

Idaho Conference Data Marketing 148

Perficient

MAY 21, 2021

While it was a challenge for her to learn about computers and applications from a developer perspective, her app earned rave reviews from Bright Paths students, Perficient colleagues, and Hackbright leadership. . After receiving her MBA in Business from Dartmouth, Gabriella began a career focused on banking and venture capital.

Milwaukee 348

Milwaukee Software Course Detroit 348

Independent Banker

DECEMBER 31, 2022

We recently spoke with community bank CEOs from across the country to gain insights on how they’re proactively positioning to manage risks and take advantage of growth opportunities in the coming year. Building a defensive balance sheet and maintaining our low to moderate risk profile is the key to managing through the upcoming challenges.

Community Bank 91

Community Bank Community Tampa North Carolina 91

Gonzobanker

DECEMBER 17, 2021

Congrats to Randy and a great management team. After leading a great and vibrant organization at Andrews Federal Credit Union, Jim and his family have taken on a new adventure, and the Gonzo team is confident Jim’s ambition and transparent leadership style will be welcome in Raleigh, N.C. Lifetime Leadership Achievement Awards.

Fintech 142

Fintech Strategy Leadership Lending 142

PYMNTS

MAY 22, 2017

In addition, the rollout of a new and improved rewards program has been accelerated to capitalize on the most effective elements of the 365 Rewards and pilot programs, which have been driving bigger baskets as core customers realize a more personalized and relevant experience. “No percent or better.

Idaho 100

Idaho Illinois Retail New York 100

CB Insights

FEBRUARY 13, 2020

This growth has created major opportunities in the payments space, and companies like Stripe — the payments unicorn valued at a masive $35B — are hungry to capitalize on them. Stripe’s early success in acquiring customers was largely due to its mass appeal to the developer community. Leadership and board members. Source: Finix.

Online 98

Online Company Retail Payments 98

Gonzobanker

FEBRUARY 7, 2018

Big announcements like JP Morgan Chase’s to hike the pay of 22,000 workers and build 400 new branches certainly had bankers inspired to show some level of investment and even civic leadership from the tax break. Many banks are at or past the regulatory “suggested” 300% of total capital and can’t pull this revenue lever any more.

Taxes 75

Taxes Video Analytics Arkansas 75

Gonzobanker

DECEMBER 22, 2020

Banks and credit unions had to fundamentally change their delivery, support and relationship management models at scopes and speeds that were unheard of. You know that dog either has Capital One or Delta Amex. Remember that? Then, in 90 days, COVID-19 turned everything on its head. Everything. Drum roll please…. Nicely done!

Idaho 170

Idaho Community Industry Strategy 170

Bussman Advisory

SEPTEMBER 11, 2017

Services tend to be splintered across multiple channels, making for a disjointed customer experience. In a world of trillions of nanosecond micropayments and smart contracts, we think banks will increasingly be seen as trusted providers and fraud risk managers, for instance. Be ready for next-generation business models.

Industry 64

Industry Innovation Fintech Leadership 64

Cisco

MAY 5, 2021

Earlier this year Cisco completed its acquisition of imimobile, adding an enterprise-grade, digital-first client interaction management platform to Cisco’s industry-leading collaboration and contact center solution portfolio. Meeting customers where they are has been a common phrase and goal that customers share with us.

Customer Experience 126

Customer Experience Branding Tools Strategy 126

PYMNTS

FEBRUARY 7, 2020

As enterprise digitization initiatives permeate beyond IT departments and into corporate finance functions, executives are exploring new approaches to modernizing the ways they manage money. With its close ties to payments and cash management, the AR function can drive revenue growth and cost savings. ” Customer Relationship.

Customer Experience 142

Customer Experience Survey Operations Management 142

CB Insights

DECEMBER 19, 2017

Summary: Another victim to financial woes and a leveraged buyout (by Bain Capital in 2010), Gymboree filed for Chapter 11 protection in June 2017. The company recently rebranded as “Gander Outdoors” and has noted plans to relaunch in 2018 with a revamped customer experience for outdoors enthusiasts. Date: June 2017. RadioShack.

Retail 78

Retail Branding Company Capital 78

CB Insights

SEPTEMBER 14, 2017

Waite, a Growth Strategy & Investments Manager at Juniper Networks. Advancements in AI over the last decade are presenting opportunities for companies to automate business processes, transform customer experiences, and differentiate products offerings. A record $6.5B deployed across almost 1000 deals in all of 2016.

Strategy 78

Strategy Company Training Tools 78

CB Insights

OCTOBER 16, 2018

And nowhere is Bezos’ philosophy of business, technology, and leadership better articulated than in his annual shareholder letters, which he has written every year since the company’s IPO in 1997. When you abstract a task into a process, it’s easy to start managing to the process rather than to the outcome you want.

Customer Experience 78

Customer Experience Innovation Company Technology 78

PYMNTS

JUNE 7, 2019

the tool combines an AI-driven dialog manager with an advanced dialog simulation engine that automatically generates synthetic training data. In the past, developers scripted every potential turn, built an interaction model, managed dialog rules, wrote back-end business logic, and analyzed logs to test and iterate.

Arkansas 109

Arkansas Training Las Vegas Kansas City 109