Abrigo

NOVEMBER 18, 2016

In a survey of community banks and credit unions at the 2016 Sageworks Risk Management Summit, 42 percent of respondents said Commercial Real Estate, or CRE, lending was their primary focus for loan portfolio growth. Learn more about the Sageworks Credit Risk Management Solution.

Community Bank 150

Community Bank Handbook Lending Risk Management 150

Abrigo

NOVEMBER 19, 2015

Bank Director’s 2016 Bank M&A Survey , sponsored by Crowe Horwath, was recently released and offers insight on current M&A trends in the banking industry. The survey comprised 260 current and former directors, CEOs and other senior bank executives, with 76 percent having greater than $250 million in total assets.

Survey 150

Survey Risk Management Industry Compliance 150

Abrigo

DECEMBER 2, 2021

Two years ago, more bankers surveyed for that report named core deposit growth as their greatest challenge than any other issue. But this year, only 15% described core deposit growth as a “very important” risk. It's "business as usual" as far as expectations for compliance staff to remain alert for illicit financial activity.

Conference 195

Conference San Antonio Lending Fraud 195

PYMNTS

JUNE 21, 2016

According to a survey conducted by the chamber, there are negative effects of such legislative efforts , with businesses noting that they have been forced to increase prices for their customers as a result of regulatory impacts or have had to delay or cancel investments for growth. Last week, reports emerged that the U.S.

Survey 101

Survey Regulation Compliance National 101

PYMNTS

JULY 4, 2018

“Because of these challenges, it seems that financial institutions will be busy focusing on little more than internal issues — compliance, security and the bottom line — leaving little room for new customer-facing initiatives that could improve the experience,” CEO Mark Gazit had written.

Survey 101

Survey Risk Management Compliance Security 101

Gonzobanker

JULY 6, 2021

Only one in five bank executives surveyed for What’s Going On In Banking think their core vendors have made significant contributions to their digital transformation efforts. It also requires both top-down and bottom-up commitment as the institution will be breaking down departmental siloes and developing new ways of managing risk.

Strategy 155

Strategy System Risk Management Technology 155

Abrigo

AUGUST 4, 2015

The most senior risk management executives at these institutions are under the spotlight, both in the industry and in the media. So when late last month Bank of America announced a management overhaul that directly impacted this important review, it left some in finance scratching their heads.

Resources 150

Resources America Compliance Michigan 150

PYMNTS

OCTOBER 10, 2016

Whether it’s getting paid by corporate buyers with the sluggish paper check or facing the stamp of rejection on a bank loan application, SMEs aren’t in the easiest of spots to invest in new technology and human capital as the final quarter of 2016 commences. Its latest survey of small U.S.

Big Data 100

Big Data Analytics Data Survey 100

Insights on Business

AUGUST 2, 2018

The report draws primarily on the results of two surveys, respectively completed by Basel Committee member authorities and by banks (54 respondent banks from across 24 countries, including 20 global systemically important banks). It is clear that banks need to act to improve their capabilities for risk data aggregation across the enterprise.

Risk Management 70

Risk Management Data Analytics Resources 70

PYMNTS

SEPTEMBER 26, 2016

Last fall, Capgemini released a report, “ Privacy Please: Why Retailers Need to Rethink Personalization ,” which showed that 93 percent of more than 220,000 consumers surveyed expressed serious doubts over retailers’ abilities to protect consumer data in the event of a cyberattack.

Report 100

Report Payments blockchain Security 100

Independent Banker

DECEMBER 31, 2021

Independent Banker ’s annual Community Bank CEO Outlook survey reveals how community bank leaders plan to leverage today’s deposit-laden banking environment to grow this year. Leading the challenges for bankers responding to this year’s survey are increasing loans (56.1%) and increasing earnings (54%). What changes will 2022 bring?

Community Bank 144

Community Bank Community Lending Louisiana 144

Independent Banker

FEBRUARY 24, 2016

A whopping 95 percent of ICBA members are active commercial real estate (CRE) lenders, according to the latest ICBA Community Bank Lending Survey. Risk-management practices “that cause concern,” the regulators wrote, include “a greater number of underwriting policy exceptions and insufficient monitoring of market conditions.”.

Community Bank 70

Community Bank Lending Community Regulation 70

Independent Banker

JANUARY 28, 2016

IB: The Office of the Comptroller of the Currency has been citing a survey of national banks in relation to its most recent warnings about rising credit risks. Regulators issued a statement with reminders about prudent risk-practices related to concentrations in commercial real estate lending. Thomas: That’s right.

Community Bank 70

Community Bank Community Regulation Lending 70

FICO

AUGUST 29, 2017

Don’t be too reassured by surveys that project estimated ranges of allowance impact under CECL. If yours is a smaller institution and/or you have higher risk portfolios or segments, you need to dig deeper. Examine the true cost of capital for each slice of your business so you can think clearly about ROI and ROE.

Risk Management 40

Risk Management Analysis Capital Comparison 40

Independent Banker

JUNE 30, 2022

But as they always do, they came through for individuals and businesses in their communities with a combination of personalized service and prudent risk management practices. We’re surveying consumers about what they need; that’s how we came up with the secured credit card. First Capital Bank. TriState Capital Bank.

Community Bank 172

Community Bank Community National Philadelphia 172

Jeff For Banks

FEBRUARY 3, 2017

Third, the explosion in regulations over the past eight years has served to hinder businesses, especially new small business formation, and has drained valuable resources as compliance costs soared. The latest Bloomberg survey, released in January, 2017, has GDP in 2017 at 2.3% Maybe change will be coming. What Will Change Look Like?

Marketing 60

Marketing Taxes Regulation US 60

Gonzobanker

DECEMBER 22, 2015

To those community bankers claiming their growing Compliance departments say no to everything. How about fighting harder with better examples and holding compliance officers as accountable as everybody else. Take the survey today and find out how your concerns compare with others in the industry. Did we hear a whaaaa?

Community Bank 60

Community Bank Apple Community Technology 60

FICO

MAY 18, 2020

Those in collections and recovery needed this forensic-level insight on how customers arriving in collections need to be managed and what the outcomes are likely to be. Anything less and organisations faced the risk of hemorrhaging customers and losses. Immediate Modelling Considerations with COVID-19. by Bruce Curry.

Regulation 52

Regulation Operations Management Data 52

PYMNTS

FEBRUARY 22, 2017

Nearly 80 percent of businesses surveyed in that report said they have taken some type of measure to make up for the cost of compliance, with Basel III cited as having the greatest negative impact for businesses. “For us, it’s more about combining this with other payment, reporting and receipt management.

Compliance 135

Compliance Regulation Management Fintech 135

PYMNTS

JUNE 20, 2017

Every year, source-to-pay technology firm Zycus releases its Pulse of Procurement report, a survey of procurement professionals to understand where they are in their efforts to strengthen their organizations’ procurement processes and to explore changes in how procurement fits in the overall enterprise.

Survey 125

Survey Data Analytics Meeting 125

PYMNTS

JULY 11, 2017

Its Global Survey on Trade Finance, which surveyed financial institutions across 98 countries, found that 61 percent of banks say they face greater demand for trade finance than they can supply. In many ways, collaboration with FinTechs has become a key part of risk mitigation for banks, with researchers finding that only 1.4

Analytics 109

Analytics Risk Management Fintech Data 109