Bussman Advisory

FEBRUARY 21, 2018

There should be no doubt by now that initial coin offerings – token sale fundraisings by startups – have established themselves as new and very compelling forms of capital raising. This has begun to disrupt above all the traditional venture capital model by providing a compelling alternative fundraising mechanism for startups.

Capital 67

Capital Cyber Security blockchain cryptocurrency 67

Jeff For Banks

MAY 31, 2022

Stock markets hit new highs in January and quickly began a long and painful sell-off that has continued into May. High mortgage rates will begin to affect the housing markets. I’m sure you’ll enjoy his insights on the markets and the economy as much as I have. I’m very happy to introduce our guest writer for this quarter.

Marketing 78

Marketing Community Bank Community Management 78

Gonzobanker

DECEMBER 14, 2023

Not the financial industry’s “Troublemakers ” – those regional and community banks, credit unions and supporting fintech entrepreneurs who continue to engage customers and communities and find niches that keep the grassroots of our country’s financial system alive and kicking. We are in awe. Seriously in awe.

Fintech 194

Fintech Community Regional Technology 194

PYMNTS

SEPTEMBER 24, 2018

What can you say about a cryptocurrency that shows a meteoric rise, surging more than 80 percent in a day? Beyond that, we’re talking about cryptocurrencies, so the question must be posed, as always, when separating hope from hype: Is it different this time? That maybe … you wished you had some in hand? How do we circumvent banks?’”

cryptocurrency 190

cryptocurrency Marketing Strategies Bitcoin blockchain 190

PYMNTS

JUNE 19, 2019

The world has gotten its first good look at Libra — Facebook ’s long-anticipated move into cryptocurrency and global payments. Some of the more notable members include Mastercard, Visa, PayPal, Stripe, PayU, Andreessen Horowitz, Union Square Capital, Coinbase, Xapo, eBay, Uber, Lyft, Farfetch, Mercado Pago, Spotify and Vodafone.

cryptocurrency 149

cryptocurrency Bitcoin blockchain Regulation 149

PYMNTS

AUGUST 29, 2018

CNBC , citing Dominic Williams, the founder and chief scientist at Dfinity , reported the funding came from Andreessen Horowitz and crypto hedge fund Polychain Capital, among other investors. The venture capital community has been paying close attention to Dfinity, with some thinking it could eventually take on Amazon Web Services.

blockchain 101

blockchain Capital cryptocurrency Community 101

Gonzobanker

DECEMBER 19, 2022

2022 was the year the fintech industry and venture capital firms figured out that banking is harder than everybody thought. TD has been a player that maintained its acquired market share so we are hoping this one doesn’t get messed up like other Canadian banks that have struggled in the Southwest. Well, except for the ones who didn’t.

Community 216

Community Fintech Industry Innovation 216

PYMNTS

FEBRUARY 15, 2019

challenger banking market saw a flurry of venture capital (VC) activity this week, as FinTech firms aim to disrupt small business (SMB) financial services (FinServ). Compliance startup Chainalysis works with law enforcement officials and financial institutions (FIs) to ensure that their cryptocurrency operations are within regulations.

Capital 122

Capital cryptocurrency Operations Financial Technology 122

PYMNTS

JANUARY 13, 2021

billion planned acquisition of Plaid after objections stemming from a Department of Justice (DOJ) antitrust lawsuit, which said it would put Visa in a position to maintain a monopoly in the online debit card market. 13) on the Nasdaq Global Select Market and the Nasdaq Capital Market under the symbols “BTRS” and “BTRSW,” respectively.

Analytics 145

Analytics Fraud Payments Capital 145

PYMNTS

APRIL 13, 2018

Blockchain Capital. Blockchain heavyweight Ripple made headlines this week when it announced a $25 million investment in Blockchain Capital, a venture capital firm focused on backing blockchain startups. The funding comes in the form of Ripple’s own cryptocurrency and will be used to fund startups selected by Blockchain Capital.

Lending 129

Lending blockchain Capital Software 129

Vitalik Buterin

APRIL 20, 2018

Recently I had the fortune to have received an advance copy of Eric Posner and Glen Weyl’s new book, Radical Markets , which could be best described as an interesting new way of looking at the subject that is sometimes called “ political economy ” - tackling the big questions of how markets and politics and society intersect.

Marketing 76

Marketing Taxes blockchain System 76

Gonzobanker

JANUARY 4, 2022

Capital One said it will eliminate overdraft and non-sufficient funds (NSF) fees for all bank customers, foregoing $150 million in annual revenue. In 2022, community banks and credit unions will have to revisit and overhaul their overdraft policies and strategies. They don’t necessarily have to eliminate the fee altogether, however.

Trends 188

Trends Fintech social media Strategy 188

South State Correspondent

JULY 25, 2022

Whether it is an earnings call, quarterly shareholder letter, or employee update, these are concerns the market has, and as a bank leader, you should be prepared. Uncertainty over higher rates, greater market volatility, and the threat of a looming recession, investors now suspect of growth. It is time to play a little defense.

Trends 195

Trends Lending Marketing Capital 195

BankUnderground

AUGUST 9, 2022

The metaverse is in its early stages of development, and there is disagreement on whether it should be built by major tech companies in a centralised format, or in a community-owned manner – the open-metaverse. Types of cryptoasset include non-fungible tokens (NFTs), cryptocurrencies, utility and security tokens.

System 132

System blockchain cryptocurrency Lending 132

Gonzobanker

DECEMBER 1, 2022

At its core, an ATM-as-a-service (or “outsourcing”) model looks to consolidate the vendors within the channel and manage the implementation, software, marketing, transaction processing, and day-to-day servicing of a bank’s ATMs, with the goal of allocating resources to other areas. Let’s Add One More as-a-Service.

ATM 153

ATM Resources Management Capital 153

PYMNTS

JUNE 19, 2019

The world has gotten its first good look at Libra — Facebook’s long anticipated move into cryptocurrency and global payments. Some of the more notable members include Mastercard, Visa, PayPal, Stripe, PayU, Andreessen Horowitz, Union Square Capital, Coinbase, Xapo, eBay, Uber, Lyft, Farfetch, Mercado Pago, Spotify and Vodafone.

cryptocurrency 100

cryptocurrency Bitcoin Regulation blockchain 100

PYMNTS

JULY 31, 2019

The firms will work together to develop best practices and standards within the digital assets community. Through our efforts, we have infinite faith in promoting the development of this industry while addressing major issues surrounding market integrity, compliance, practice standards and business models.

Bitcoin 100

Bitcoin blockchain cryptocurrency Groups 100

PYMNTS

JULY 1, 2016

Singapore is on a mission to build up a Smart Nation by utilizing innovation and technology to create opportunities and strengthen communities. percent in 2014 to nearly 148 percent just 10 years later in 2014, it’s no surprise that the mobile market is a significant piece of Singapore’s tech landscape.

National 133

National Training Bitcoin Samsung 133

PYMNTS

JANUARY 25, 2019

Despite raising over $125 million in venture funding from the likes of Greycroft, ACME Ventures (formerly known as Sherpa Capital), Menlo Ventures, e.Ventures, Cota Capital, M13 and others, it seem Munchery couldn’t quite serve up the business needed to stay a going concern. Crypto daily fraud: As much as $2.5

Los Angeles 122

Los Angeles San Francisco Fraud Seattle 122

Lex Sokolin

JANUARY 14, 2021

If you are a financial advisor or a trust company, you have missed out on $1 trillion in capital appreciation for your customers. They have not been distributed by fiduciaries to the mass market. Selling a diversified, cheap asset allocation as your core investment is a stable market equilibrium. It is logic. It is statistics.

America 52

America Wyoming National Capital 52

Lex Sokolin

JANUARY 14, 2021

If you are a financial advisor or a trust company, you have missed out on $1 trillion in capital appreciation for your customers. They have not been distributed by fiduciaries to the mass market. Selling a diversified, cheap asset allocation as your core investment is a stable market equilibrium. It is logic. It is statistics.

America 52

America Wyoming National Capital 52

CB Insights

AUGUST 26, 2021

SoftBank’s capital firepower has helped it become the #2 unicorn investor in the world. It has also backed companies like Perch and GlobalBees that acquire and scale third-party brands on Amazon and other retailer marketplaces, also known as “ Amazon market jockeys.”. Clearco provides growth capital for small businesses.

Regional 94

Regional Fintech Analysis Company 94

Lex Sokolin

AUGUST 25, 2020

Software companies are realizing that monetizing through financial products can double or triple their total addressable market. corporations, companies, communities) are making markets for value exchange. When billionaire Ray Dalio begins to promote the idea that capitalism needs to be reformed , it is time to listen.

Community 52

Community Fintech US cryptocurrency 52

CB Insights

FEBRUARY 20, 2020

Two of the most recent unicorns are vertical payments processor Flywire , which raised a $120M Series E from Goldman Sachs, Temasek, Tiger Global, and Adage Capital Management in February 2020 at a $1B valuation, and point-of-sale payments startup Pine Labs, which closed a corporate minority round from Mastercard in January 2020 to reach a $1.6B

Fintech 80

Fintech US Lending Cards 80

Accenture

AUGUST 26, 2019

In addition, a number of revolutionary ideas have recently hit the financial services industry, including digital and cryptocurrencies, as well as distributed ledger technology and blockchain. A number of these developments do not sound particularly exciting.

Industry 174

Industry Payments System Guidelines 174

PYMNTS

DECEMBER 13, 2017

The commentary reflects the surging value of cryptocurrencies and how eager investors are to take part in the industry. Chicago-based derivatives exchange Cboe Global Markets launched its bitcoin futures on Sunday, and CME Group is expected to launch its own on Dec. Just two days after the first bitcoin futures launched on the U.S.

Bitcoin 123

Bitcoin cryptocurrency Data Community Bank 123

CB Insights

OCTOBER 26, 2020

In the US, legislation emerged to forbid investment banks from prop trading, or trading with their own capital, and forcing them to keep more capital on hand. Taking a hefty fee mitigates the investment bank’s risk by insulating it from the stock’s actual performance in the market. Source: Getty. STAYING PRIVATE.

Management 78

Management Capital Company Marketing 78

Lex Sokolin

JULY 1, 2019

Goldman Sachs entered and dominated personal digital lending, runs a neobank and roboadvisor, bought a large digital wealth footprint in United Capital, launched a credit card in partnership with Apple, and is now looking into cryptocurrency stablecoins ?—?something But when you look at market cap and activity, Tether remains top dog.

Bitcoin 40

Bitcoin System Software blockchain 40

PYMNTS

APRIL 30, 2018

Anyone in a regulated industry — and that’s just about all of them — are also plenty dubious about using cryptocurrencies as the processing rails for supporting those pilots and incorporating them into their longer-term plans should their pilots show promise. And to learn. Take Goldman Sachs and Marcus.

Fintech 183

Fintech blockchain Lending Digital Banking 183

Lex Sokolin

DECEMBER 25, 2019

If you withdraw your Ether, you get charged an interest rate determined by an open governance community. you get paid some market-clearing interest rate to loan out assets like Bitcoin, which someone is borrowing for a trading or hedging purpose. Nothing like some good old financial engineering to lever up a small market!

blockchain 52

blockchain Bitcoin Software Lending 52

Lex Sokolin

AUGUST 19, 2020

To a venture capital investor, the embedded option is more attractive given a portfolio structure that requires unicorns. The massive digital payments volumes figures and money market amounts eclipsed all expectations. But that in turn yields better venture capital metrics, i.e., revenue multiples that look like 30x.

Comparison 52

Comparison Fintech Lending Analysis 52

Fintech Labs Insights

JUNE 13, 2016

Swirlds enables developers to create distributed apps – permissioned and non-permissioned – with high throughput, fairness, and community consensus.The Swirlds platform differs further from the blockchain in that it has the ability to provide a timestamp of events as well as an evidentiary record.

blockchain 12

blockchain Colorado User Experience Denver 12

PYMNTS

NOVEMBER 14, 2018

It might be easy to look at that 5 percent year-on-year price decline and conclude that perhaps the world’s best-known cryptocurrency is getting more stable. By mid-December, the price was approaching $20,000 — and people were openly speculating that 2018 would be the year the market would meet the $100,000 bitcoin.

Bitcoin 108

Bitcoin Lending cryptocurrency Taxes 108

PYMNTS

MARCH 2, 2018

The most accepted answer comes from cryptocurrency tracking site Digiconomist , which estimates bitcoin mining eats up about 3.4 Frankly, whenever miners arrive, communities aren’t so willing to roll out a red carpet — because, as neighbors go, miners are kind of a fizzle. Exactly how much constitutes “a lot” is a bit of a debate.

Bitcoin 104

Bitcoin cryptocurrency Taxes Community 104

Fintech Labs Insights

MARCH 28, 2016

Edgewater Markets. Connects marketplace lenders to institutional capital. Tags: SMB, expense management, expense reports, debit card, prepaid, accounting, bookkeeping, Y Combinator (investor), Community Federal Savings Bank (issuer). Automated lending solutions for financial institutions. Latest round: $40 million. CrowdStreet.

Company 12

Company Fintech San Francisco New York City 12

Fintech Labs Insights

DECEMBER 16, 2015

One of the challenges facing broader adoption of bitcoin is having a safe, ready, and convenient way to store, send and receive your cryptocurrency. “Most of the benefits (of bitcoin) will come out of emerging markets,” he said. “They kinda get the technology,” Lee said.

Bitcoin 12

Bitcoin Security New York Technology 12

Vitalik Buterin

AUGUST 26, 2018

Decentralized application platforms often need continued reductions in confirmation time, payments need fast confirmations, low transaction costs, privacy, and many other built-in features, exchanges are appearing in many shapes and sizes including on-chain automated market makers , frequent batch auctions , combinatorial auctions and more.

Innovation 52

Innovation blockchain System Examples 52