Independent Banker

FEBRUARY 28, 2022

We asked several banking leaders how they’ve employed fintech to ramp up their marketing campaigns, hone their analytic strategies and gain new patrons in the process. The digital world has opened vastly broader avenues for community banks to attract new customers—especially if they partner with fintechs in their endeavors.

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PYMNTS

AUGUST 16, 2019

With more than $200 million in venture capital funding landing with B2B FinTechs this week, investors had their eyes set on a variety of pain points in corporate finance. Small business finserv was a popular target this week, with startups securing funding for their SMB banking, lending and accounting tools.

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PYMNTS

JULY 16, 2019

FinTech Lendbuzz has announced Monday (July 15) that it has secured an additional $150 million in debt and equity financing led by 83North, with participation from existing investors. credit history to help them secure financing for auto loans. credit history to help them secure financing for auto loans.

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PYMNTS

SEPTEMBER 18, 2020

Next Insurance , the online insurance provider for small businesses, is negotiating a deal to raise new capital in a round that would value the FinTech startup at $2.25 Google’s parent company, is in talks to lead the $250 million funding round for the Palo Alto, California-based insurer, the news service reported.

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Security California Capital Policies 175

PYMNTS

APRIL 28, 2017

venture capital sphere this week: VC funding for FinTech startups in Q1 alone hit $1.2 leads the rest of the world in the total value of FinTech investment due to the large amount of funds available to invest in the market, with investors focusing on late-stage, clear front-runner FinTech companies,” said KMPG U.S. “The

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PYMNTS

JULY 19, 2020

Plaid is facing a lawsuit which alleges that it has violated users’ privacy and used customers’ private data in inappropriate manners for years, affecting over 200 million individual accounts, according to a court filing with the northern district of California. billion, PYMNTS reported.

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California Data Software Report 207

PYMNTS

MAY 27, 2020

And, they said, traditional players can find competitive strength by linking up with firms that had previously been viewed as foes (that would be FinTechs). HMBradley offers FDIC-insured accounts through Hatch Bank based in California, and rates of about 3 percent on its savings accounts.

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PYMNTS

FEBRUARY 8, 2019

Growth of FinTech funding seems unstoppable, with the latest analysis from Hampleton Partners finding enterprise financial services and integration, online financial services, enterprise financial software and Software-as-a-Service (SaaS) risk management as some of the hottest spots for investors this year.

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PYMNTS

JANUARY 2, 2020

Banks and FinTechs in the European Union have settled into a period of harmony with the revised Payment Services Directive (PSD2). Regulators are looking to PSD2 as a blueprint as they seek to innovate the way they treat online consumer data, privacy and security in their own regions. Around the Data Protection and Security World.

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PYMNTS

AUGUST 14, 2020

million in combined funding, B2B FinTechs remain resilient in today’s current market. India-based ZipLoan secured $2 million in debt funding from Stride Ventures, the Economic Times of India said this week. Real-time cross-border B2B payment FinTech Vitesse has announced $8.3 million in Series A funding.

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PYMNTS

JANUARY 25, 2019

-based Apruve landed funding for their solutions, signaling continued interest by venture capitalists (VCs) in not only alternative finance, but in FinTech firms looking to address B2B companies’ pain points of delayed and unpaid invoices.

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PYMNTS

JANUARY 7, 2021

In today’s top news in digital-first banking, California FinTech Green Dot is rolling out the GO2bank mobile banking to help cash-strapped individuals, while stimulus checks are reportedly posing challenges for some users of H&R Block and TurboTax. Green Dot Introduces GO2bank To Help Cash-Strapped Consumers.

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PYMNTS

DECEMBER 4, 2020

That’s why we introduced a new, secure way to accept payments through websites, and we have enabled customers without an online presence to get paid fast through secure payment links,” said Revolut CEO and Founder Nik Storonsky. banking license in California. with interstate agreements, according to the unnamed source.

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PYMNTS

FEBRUARY 28, 2020

Credit unions’ emphasis on member relationships is one of the main factors that distinguishes them from large banks and FinTechs. Credit unions possess vast troves of personal information such as credit card data and Social Security numbers that could devastate members if leaked. CUs’ Tools To Secure Member Privacy .

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PYMNTS

MAY 18, 2018

B2B startups in the small business banking, expense management and analytics sectors led this week’s investment roundup, securing more than half of the $108 million raised. But it’s a startup in Africa that not only secured the largest investment round of the week, but set a new record in the process, raising $47.5

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PYMNTS

JULY 10, 2020

As financial institutions (FIs) work with FinTechs, they need to know that these tech-nimble startups are not only enabling access to customers’ account data but also in a manner that embraces KYC and AML. For instance, he pointed to statewide initiatives in California and Illinois that have focused on biometrics. Checks And Balances.

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PYMNTS

MARCH 16, 2018

This week’s B2B FinTech venture capital roundup is all about data, and, as investors showed, there’s more than one way to offer data services for the enterprise. ClearSky Security led an $11 million Series A funding round for California-based Solebit to bolster growth of the company’s cybersecurity solutions. Cybersecurity.

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PYMNTS

APRIL 28, 2020

FIs and FinTechs are promoting social distancing by providing online card applications and virtual payment cards to help customers avoid using cash or visiting bank branches. Creating compelling online and mobile services is no simple task, however, and FIs must find ways to make their offerings convenient and secure.

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PYMNTS

AUGUST 6, 2020

6) rolled out its new Zero Card , a touchless, pre-paid, digital corporate expense card that the California FinTech is hoping will give the traditional corporate expense card a run for its money. Goodbye, corporate expense cards and hello, “Zero Card?”. Paystand on Thursday (Aug.

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Cards California blockchain Payments 240

PYMNTS

AUGUST 27, 2019

One of the largest factors that sets credit unions (CUs) apart from large banks and FinTech providers is their emphasis on member relations. The scrutiny isn’t stopping mergers, however, as two of the largest CUs in Southern California are set to become one early next year. billion in assets.

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Data Report Los Angeles California 122

PYMNTS

APRIL 2, 2019

Last month, the company secured $2 million in funding from Canopy Rivers, with the option to secure an additional $6 million from the company, while Canopy obtained an 18 percent stake in the firm as well.

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Fintech Compliance Industry California 176

The Paypers

SEPTEMBER 30, 2016

(The Paypers) California-based fintech startup Kyriba has announced it has successfully secured USD 23 million during its recent Series D.

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Security Fintech California 28

BankInovation

MARCH 10, 2023

Silicon Valley Bank was taken over by regulators today following a week of abnormality that included a sale of securities on Wednesday, capital raising efforts on Thursday and a stock plummet of nearly 70% this morning.

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California Data Capital Regulation 52

PYMNTS

JULY 27, 2020

Installment payment platform Sezzle is partnering with Plaid , which works with digital tools to help companies enact FinTech solutions, in order to give customers more control over how their data is used in payments, according to a press release. According to data from Plaid, around one in four people with a U.S.

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PYMNTS

JANUARY 27, 2017

is no longer the world’s largest market for FinTech investment, according to the latest report from Citigroup, released this week. Analysts found that, in the first nine months of 2016, China held the top spot for FinTech investment, with funding raised for that period doubling compared to the same period in 2015. France and India.

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PYMNTS

JUNE 25, 2020

This fear of cybercrime comes at a time when banks are exploring open banking systems en masse, which is only exacerbating security concerns. Building Consumer Trust With Open Banking Security. The application programming interfaces (APIs) that fuel open banking are popular targets for cyberattacks, with 473.5

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PYMNTS

JUNE 18, 2018

The Asia Securities Industry and Financial Markets Associates said that it wants to see more know your client (KYC) checks that would help companies reduce costs tied to those efforts. On domestic shores, it seems that in California, a relatively small regulatory setting may have broader implications.

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Groups California Fintech Regulation 101

PYMNTS

JANUARY 17, 2020

With Tradeshift securing a nine-figured fundraise, the supply chain payments company was the undoubted leader of this week’s B2B venture capital fundraise. But the company wasn’t the only B2B FinTech to secure fresh funding. The company secured the new investment from Marchmont Ventures, according to Insider.co.uk

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Payments Capital California Security 131

PYMNTS

NOVEMBER 3, 2020

Lingering economic uncertainty and growing fraud rates in multiple markets are prompting consumers to sharpen their focus on privacy and security. It also details how open banking’s expansion can help businesses build trust with new or existing customers seeking more secure ways to shop. The Pandemic And The Privacy Question .

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Study Data Regulation Digital Banking 192

PYMNTS

JUNE 6, 2018

To enable its customers to trade securities, for example, Circle is reportedly seeking to register with the U.S. Securities and Exchange Commission as a brokerage and trading venue. The move comes as FinTech firms seek to grow their offerings with inexpensive and accessible products. to transfer money at no cost. this summer.

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PYMNTS

JUNE 27, 2019

For better authentication, financial institutions (FIs) are experimenting with artificial intelligence (AI) and biometrics, attempting to create security measures that don’t frustrate consumers. In the latest Digital Banking Tracker™ , PYMNTS examines how banks are innovating to address these security vulnerabilities.

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Customer Experience Digital Banking Innovation Security 109

PYMNTS

OCTOBER 11, 2019

The firm, based in California, offers businesses and their IT departments an integration-Platform-as-a-Service (iPaaS) solution to support corporates’ shift to the cloud, and integrate various back-office applications into each other. challenger bank Tide secured $54.3 FinTech company.” Canada, the U.S.,

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CFPB Monitor

MAY 4, 2022

California, of course, passed the California Consumer Privacy Rights Act (CPRA) via ballot initiative in 2020. This language was likely drafted with Connecticut’s fintech and payment processing industries in mind. Data Minimization and Security. All of these laws will become effective in 2023. Biometrics.

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PYMNTS

FEBRUARY 26, 2020

JPMC CEO: Bank Plans FinTech, Other ‘Very Creative’ Acquisitions. How One Nevada Credit Union Secures Its Self-Service Innovations. Credit unions (CUs) are increasingly making extensive changes to self-services to meet consumer demand, but they face challenges in keeping members’ data private and secure.

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PYMNTS

NOVEMBER 23, 2020

Yet it is also important to note that familiar institutions also do not inspire confidence when it comes to privacy protections among consumers, as only 17 percent of consumers agreed they felt more at ease sharing private data with these entities compared to FinTechs or third-parties.

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PYMNTS

JUNE 25, 2019

Cross River Bank has partnered with a range of FinTech startups since its 2008 launch, including collaborations with Stripe , Coinbase and Affirm , reports said. Its takeover of Seed strengthens its position in the small business FinTech market. reports said.

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PYMNTS

SEPTEMBER 24, 2020

The category has also been moved by the late August announcement that Discover and Car IQ, a California FinTech, have partnered to create a payment platform for v-commerce payments beginning with automotive fleets. This implies, says The Motley Fool , that Tesla’s upcoming subscription service won’t be cheap.

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Risk Management California Payments Conference 249