PYMNTS

APRIL 14, 2016

How long should it take a brand to get its message across in a video advertisement? A predominant finding of the IAB study is that when it comes to mobile advertising (on both smartphones and tablets) for millennials, shorter is better. If one were to presume that there’s kind of a big difference between the two, one would be correct.

Video 100

Video Millennials Study Mobile 100

PYMNTS

OCTOBER 5, 2018

The reason private label works so well in stores, Bread CEO and Co-founder Josh Abramowitz told PYMNTS’ Karen Webster, is because they are so well-integrated with the physical retail environments for which they were created. This isn’t the case for retailers born in the online world, Abramowitz contends. What’s Next.

Cards 144

Cards Retail Online Millennials 144

Celent Banking

MARCH 16, 2015

This last week the American Banker Retail Banking Conference 2015 was going on in Austin, TX. P2P lending), and new payment schemes. The retailer combines the in-store and app experience to enhance the customer buying process. As expected, it was a great way to read the temperature of the banking industry.

Conference 100

Conference Retail Community Community Bank 100

PYMNTS

JULY 15, 2016

When Amazon, the largest retailer by market cap, says that it had its best day ever , it’s hard not to call that a sizzle – and then some. We understand that sometimes brands do things in an effort to get a little boost so that people notice. Lending Club Algorithms . Amazon Sellers . Our heart bleeds for those sellers.

Retail 100

Retail FDIC Bitcoin Lending 100

PYMNTS

APRIL 8, 2020

point-of-sale (POS) form of lending that’s become a retail sensation around the world in recent years. Remote workout brands like Bowflex and Peloton were well-positioned for COVID-19’s social distancing order from the get-go, with preexisting menus of live-streaming classes and, of course, their eponymous home gym hardware.

Exercises 173

Exercises Payments Millennials Retail 173

PYMNTS

MAY 28, 2019

Indonesian ride-hailing and online payment company GO-JEK , for instance, is expanding its financial technology services through partnerships with peer-to-peer (P2P) lending firms Dana Cita, Aktivaku and Findaya. Smartphones contributed one trillion dollars to overall retail sales in the United States during 2018.

Apple 159

Apple Mobile Fraud Branding 159

PYMNTS

JULY 21, 2017

Given that the debit and credit card share of total retail sales is at 77 percent, acceleration in contactless may be in the (virtual) cards. Consumers: UBS offers up what might be a canary in the lending mine: The poorest Americans voiced the least confidence in handling their debt loads and staying current on bills. billion pounds.

Millennials 100

Millennials Mobile Branding Retail 100

CB Insights

OCTOBER 10, 2018

Startups targeting retail and commercial banking have been emerging globally, spurred by favorable tech regulations, an uptick in mobile adoption, and shifting customer demographics. This year in the US, JP Morgan launched mobile banking app Finn and Goldman Sachs’ retail banking arm Marcus crossed 1.5M Incumbents Play Catch-Up.

Retail 78

Retail Cards Millennials Mobile 78

PYMNTS

FEBRUARY 20, 2018

Late payments and out-and-out defaults and charge-offs are on the rise across a few lending segments. A fair portion of that interest rate, according to the Fed, was an uptick in mortgage lending. Citibank’s store-branded card portfolio, for example, is expected to see a charge-off rate of about 4.6 Student Lending.

Lending 105

Lending Cards America New York 105

PYMNTS

MARCH 21, 2019

The Fashion Lending Platform. For the target market, Prew is focusing on millennial females in central London between the ages of 25 and 35. Overall, the company is focused on attaining a balance of vintage products, one-off items as well as mid- and high-end brands.

Retail 130

Retail Millennials Company Security 130

PYMNTS

FEBRUARY 14, 2018

It’s no secret: Millennials are saddled with student loan debt, and they’re facing more expensive rent. The company offers its consumers this value proposition: Give us about 10 percent of the cost to purchase the goods, and we’ll lend you the equipment. In the future, Joymode could work with brands to promote their products.

Los Angeles 109

Los Angeles Millennials Branding Company 109

PYMNTS

JULY 17, 2016

On face the fast fashion concept is backed by two such fundamentally good ideas that it seemed only natural that it would it would become the shape of things to come in clothing retail. A product of its times, fast fashion tapped into its millennial core audience’s two favorite things: saving money and novelty.

Retail 100

Retail New York Millennials Branding 100

CB Insights

SEPTEMBER 10, 2019

While the media often portrays millennials as preoccupied with the rising prices of festival tickets and avocado toast, their real financial concerns are a bit more practical. But millennials face significant headwinds in making those financial dreams a reality. get the REPORT on next generation investors. From big banks to big tech.

Millennials 77

Millennials Mobile Lending Cards 77

CB Insights

NOVEMBER 6, 2018

Search data helps brands understand shopper preferences. Beauty brands partner with Google Assistant and Home. Amazon’s next big move could be in beauty retail. Retail partnerships to add value for SMB clients. Retail partnerships to add value for SMB clients. Messenger taps brands for beauty bots.

Google 72

Google Apple Industry Branding 72

PYMNTS

FEBRUARY 3, 2017

Seventy-five percent of retailers in the country now accept mobile payments, 10 percent of domestic transactions use contactless payments, and overall, usage of the payment method is growing at a rate of roughly 1 percent a month. Users can also take advantage of the Flexible Rewards and Lending program via their mobile phones.

Payments 100

Payments Mobile Apple Study 100

PYMNTS

AUGUST 24, 2016

It’s one of many brands struggling to define and place itself in the mobile and digital era — and consistently finding itself not quite getting there. Such is the question underlying a recent piece in Bloomberg, wondering whether The Gap and its brand-wide focus on predictable staples might be its essential problem.

Trends 100

Trends Branding Millennials Conference 100

Insights on Business

JANUARY 31, 2019

Like millions of others, I enjoy having a cup of coffee at various retail coffee establishments. Coffee chains continuously evolve their branding, in-store design and the way they deliver their offerings to not just keep “the coffee experience” fresh, but also to appeal to the next generation of consumers.

Payments 107

Payments Fraud San Francisco social media 107

PYMNTS

DECEMBER 19, 2016

While they enjoy many FinTech innovations, most millennials don’t have a snowball’s chance of earning more than their parents — ever. It’s one thing for the millennial offspring of the billionaire hedge-fund scions to fall short of making a billion because they only manage to pull down $760 million a year. It’s a fact. population.

Millennials 100

Millennials Fintech Cards Groups 100

Banking 2020

FEBRUARY 2, 2016

There are lessons to be learned from experiences in retail. Regardless of how and why they hit the market, some technology-driven innovations seem to lend themselves to particular vertical markets and/or disciplines. Well, there’s no doubt about this one: retail. In fact, 38% of retailers say this is a top priority.

Retail 40

Retail Strategy Boston Industry 40

PYMNTS

NOVEMBER 13, 2019

Companies like Netflix and Blue Apron seem to grab the headlines, but while those brands are household names, streaming services and meal kits aren’t the biggest money-makers. Retail Subscriptions Rank High in Spending. annually on retail subscriptions to purchase beauty products, clothes and fragrances, among other items.

Retail 105

Retail Millennials Online Survey 105

PYMNTS

NOVEMBER 13, 2019

Companies like Netflix and Blue Apron seem to grab the headlines, but while those brands are household names, streaming services and meal kits aren’t the biggest money-makers. Retail Subscriptions Rank High in Spending. annually on retail subscriptions to purchase beauty products, clothes and fragrances, among other items.

Retail 100

Retail Millennials Online Survey 100

William Mills

MAY 11, 2016

Under the scenario the consumer can transfer much-needed cash as well get cash (that was earned, not paid yet) so no payday or online lending debt is added. Showing using a brand new device on a brand new connection. Peer lending meets machine learning, with LendingRobot. Peer lending solution that’s growing fast.

Video 40

Video Lending social media Analytics 40

Independent Banker

OCTOBER 29, 2014

A consensus says that the future banking customer relationships—particularly for millennial consumers—will orbit to one degree or another around mobile technology. Of course, then there is the ever-present coming generational shift as millions of technology-loving millennials—and those even younger than them—come of age.

Mobile 105

Mobile Community Bank Community Technology 105

William Mills

MAY 11, 2016

Portfolio outlooks, recommendation.Provide retail and advisory users the insight they need with Polly Portfolio. If you have a large retail investor base, and no resources to interact with them, then perhaps there some value? ^SR. Svyatoslav Ostrovsky (Head of Retail Digital Business). Retail for a piece.

Video 40

Video Mobile social media Analytics 40

PYMNTS

APRIL 11, 2016

It’s not as if a person making the request for a tissue, pain reliever or bandage was specifically asking for a Kleenex, Bayer Aspirin or Band-Aid brand item. But, over many decades, these three brand names achieved such dominance in their categories that they became the most natural way for people to refer to all products in that category.

San Francisco 100

San Francisco Operations Examples Branding 100

Fintech Labs Insights

MARCH 16, 2015

The company says it will monitize with margin lending, premium services, and, surprisingly, given its traction with youth, institutional investor services. This assumes, perhaps naively, that said acquirer would leave the Robinhood brand alone. And if Robinhood is too pricey, then banks could emulate its strategy with other partners.

Apple 12

Apple America Strategy Branding 12

PYMNTS

OCTOBER 30, 2019

One of the most recent examples of that movement comes from Walmart , the venerable retail chain locked in mortal combat with Amazon, and Green Dot, the 20-year-old payment services provider that has managed to not only survive in a cutthroat industry, but innovate and thrive. Retail FinTech Trends. Omnichannel Power.

Retail 110

Retail social media Fintech Study 110

Gonzobanker

DECEMBER 20, 2019

So many miles to go, retail bankers! In a mature credit cycle with a tough yield cure, Chase is still growing retail revenue a 7+% and mobile banking users by 12+%. The workplace a millennial will most confuse with Silicon Valley – Live Oak Bank in North Carolina. The Tech Award – Goes to Capital One. Might be time to.

Idaho 148

Idaho Conference Data Marketing 148

Gonzobanker

DECEMBER 22, 2015

In the age of Twitter, Apple Pay and Lending Club, it’s important to remember the shareholder performance delivered by Gleason and team when compared to the behemoths. To PNC , who at BAI Retail Delivery pointed to hiring a behavioral psychologist to review its origination process. Department Whose Brand Isn’t Improving Award.

Community Bank 60

Community Bank Apple Community Technology 60

Fintech Labs Insights

AUGUST 1, 2016

brandCrowder has developed an alternative investment platform focusing on branded franchises. It leverages 45+ years of franchise operations experience to help retail investors finance franchises, helping to bring them to market quicker. nanoPay offers a payments and loyalty solution for merchants.

How To 12

How To Analytics Millennials Data 12

William Mills

SEPTEMBER 7, 2016

Silver Fusion Retail Outlet: Where Snowbirds Shop”. Integrated with major retailer API’s like Amazon, eBay, Best Buy and several other aspirational brands. Most PFM solutions come from a bank-oriented side; this seems to be taking the model from both the retailer and the banking side. What do people aspire to purchase?”

Mobile 40

Mobile Cards Fraud Data 40

CB Insights

OCTOBER 10, 2017

An explosion of new consumer finance brands is transforming how people save, spend, and manage their money. Ninety-two million millennials will soon be in what Goldman Sachs calls their “prime spending years.” Robinhood’s clutter-free user interface design is flypaper for millennial audiences. trillion in annual spending.

Tools 78

Tools Millennials US Maine 78

PYMNTS

DECEMBER 11, 2017

That might not be a crazy assumption: Reports from Nielsen reveal that television viewership by that demographic has declined more than 40 percent since 2010 and is off 11 percent year over year for the older half of millennials aged 25 to 34. million visits, represent the seventh most-trafficked online retailer, ahead of Macy’s.

Millennials 109

Millennials Video Maine Operations 109

PYMNTS

MARCH 24, 2017

Live by the fickle consumer, and, if you’re a (very) aging retailer, possibly die by the fickle consumer. M&A in alt lending: In an industry that is not doing all that well in terms of investor sentiment and getting the gimlet eye of regulators, what’s alternative lending to do? Sizzle . And it’s been a long, hard fall.

Bitcoin 100

Bitcoin Maine Retail Lending 100

PYMNTS

APRIL 6, 2016

In a recent conversation, Richard Steggall, Co-Founder and CEO of Urban FT , and MPD CEO Karen Webster got philosophical as they addressed how technology’s impact in the banking space has begun to mirror what it’s already done in retail — in effect, “democratizing” the playing field for services of all sizes and scope.

Technology 100

Technology Innovation Course Security 100

Gonzobanker

DECEMBER 19, 2016

While this deal was announced late last year, the heavy lifting was done in 2016 as BBCN Bancorp and Wilshire Bancorp came together under a new brand to create the largest Korean American bank. Handy Handout – Tinker Federal Credit Union branded jumper cables given to board members at its strategic planning retreat. The take-away?

Utah 60

Utah System Community Marketing 60

Gonzobanker

DECEMBER 19, 2016

While this deal was announced late last year, the heavy lifting was done in 2016 as BBCN Bancorp and Wilshire Bancorp came together under a new brand to create the largest Korean American bank. Handy Handout – Tinker Federal Credit Union branded jumper cables given to board members at its strategic planning retreat. The take-away?

Utah 60

Utah System Community Marketing 60