PYMNTS

AUGUST 14, 2019

In Southeast Asia, FinTech InstaReM recently released a new platform of its own. The platform, which relies on InstaReM’s existing global digital ecosystem that supports payments and remittances, enables companies to more easily issue branded cards without having to obtain multiple licenses. About the Smarter Payments.

Fintech 168

Fintech Payments Cards Regional 168

Chris Skinner

MAY 12, 2017

Further to my recent trip to Pakistan Business Recorder (their version of The Financial Times) interviewed me in depth about what is happening in FinTech. Chris has been voted one of the most influential people in banking by The Financial Brand. CS: That is one of the main differences.

Regulation 255

Regulation Capital Fintech Innovation 255

PYMNTS

APRIL 21, 2020

The stage is being set, then, for consumers to pivot away from legacy banking toward trusted brands that, increasingly, are building out financial services. But, in truth, account aggregation is largely an activity that simply moves data from financial institution (FI) to FinTech. You can reward people in non-cash ways.”.

Branding 232

Branding Innovation Regional Fintech 232

PYMNTS

APRIL 4, 2019

FinTech firms may not be the only ones that traditional financial institutions (FIs) need to keep an eye on. About six in 10 consumers have said they would be open to banking with non-FIs if they could — especially with big-name brands like Amazon , PayPal and Walmart. Not all merchants are perceived the same way, though.

Survey 168

Survey Branding Retail Fintech 168

PYMNTS

APRIL 30, 2018

They’re prepaid accounts that run on network-branded rails that come with a network-branded plastic card that its customers can use just like they would a debit card to make purchases. There are literally hundreds of digital banks — all targeted at people who reportedly don’t like banks for one reason or another.

Fintech 183

Fintech blockchain Lending Digital Banking 183

PYMNTS

OCTOBER 22, 2018

Despite the rise of FinTech firms and challenger banks hoping to offer small businesses (SMBs) a better banking experience, large traditional financial institutions (FIs) continue to hold the dominant position in the SMB financial services (FinServ) space. Yet, the report also shows the limitations of the U.K.’s

Fintech 155

Fintech Maine Survey Regulation 155

PYMNTS

JUNE 15, 2016

YouTube alone would be almost impossible for any but the world’s largest brands to take on, and once all those other channels are in, well, user-generated content (UGC) might represent a great opportunity for brands, if only there were a place for brands to easily separate the wheat from the chaff.

Branding 100

Branding Video Mobile Bitcoin 100

PYMNTS

SEPTEMBER 24, 2020

24) announced a $50 million Series D investment round and the purchase of two companies: Inspyrus, a Silicon Valley FinTech that specializes in AP, and Regal Software, the Atlanta-based provider of B2B disbursement software. Trading FinTech Robinhood Markets Inc. MineralTree Inc., Robinhood Raises $460M One Month After Raising $200M.

Company 137

Company Payments Atlanta Massachusetts 137

South State Correspondent

OCTOBER 28, 2022

Gartner focused on technology infrastructure, while Money 20/20 was around fintech and payments. Almost every bank and brand we spoke with will increase their investment in these two areas for 2023. Once the intent is discovered, banks and brands then deliver a micro-targeted promotion or process. Big Idea – Trends.

Conference 195

Conference Technology Las Vegas Trends 195

Chris Skinner

JUNE 11, 2017

This week’s main blog headlines are … Digital banks are Copernicus banks (incumbents are with the Flat Earth society) Twenty years ago, I was working on re-engineering projects. Most of the time I was getting exasperated because the banks wouldn’t take on the big projects, like the mortgage process, as it went across too many divisions.

Google 178

Google Meeting Innovation Maine 178

Chris Skinner

JULY 23, 2017

This week’s main blog headlines are … Why FinTech start-ups think they can beat the banks There’s an old joke about the guy who’s lost driving in the countryside who stops to ask a pedestrian how to get to the city.

Boston 171

Boston Bitcoin Innovation Conference 171

NCR

APRIL 20, 2017

There’s been a lot of talk in the financial sector in recent years about the impact that non-traditional fintech players will have on the market. However, it seems that in some areas, the benefits of an established brand and a trusted name are still strong, especially when it comes to small business banking.

Fintech 45

Fintech Comparison New York Online 45

PYMNTS

AUGUST 8, 2020

But many questions remain, the main one being the exact scope of the executive order. If “any subsidiary of that entity” means the order impacts Tencent’s holdings outside of WeChat , the ramifications for the gaming industry, the payments industry, FinTechs, BigTech and any tech company operating in China could potentially be huge.

US 276

US social media Apple Video 276

PYMNTS

APRIL 10, 2019

With more consumers than ever interested in fulfilling all their financial needs on mobile, both legacy banks and FinTech firms are focusing on creating digital-only banking services, designed to catch and keep customers using their smartphones to bank. Deep Dive: Challenger Banks Versus Legacy-Backed Digital Brands. About the Tracker.

Mobile 185

Mobile Digital Banking social media Strategy 185

Celent Banking

FEBRUARY 1, 2017

A number of customer experience submissions this year focus on building out separate digital subsidiary brands within traditional institutions. These brands are basically separate products that offer a digital-first experience to a certain demographic, but are closely tied to the main bank.

Customer Experience 100

Customer Experience Branding Boston Innovation 100

PYMNTS

NOVEMBER 23, 2020

Small and medium-sized businesses (SMBs) got their clocks cleaned by the pandemic, and turning to their traditional lending sources, they’ve encountered sclerotic systems and outdated policies not conceived for the needs of the recovering Main Street merchants of 2021. Meanwhile, for many, their primary banking relationships went fallow.

Data 143

Data User Experience Fintech Lending 143

PYMNTS

DECEMBER 19, 2016

While they enjoy many FinTech innovations, most millennials don’t have a snowball’s chance of earning more than their parents — ever. Besides that, they’re the ideal credit risk and perfect target to stake the future of FinTech, payments and retail. It’s a fact. population. Here’s what that looks like, by the numbers.

Millennials 100

Millennials Fintech Cards Groups 100

PYMNTS

JUNE 29, 2020

When Bolun Li was in high school, a local bank came in and offered a heavily branded PowerPoint presentation about financial services and money management to students who reacted pretty much the way one would expect. Instead, CUs and FinTechs pay licensing fees up front to use the platform.

Millennials 263

Millennials Taxes Cards Fintech 263

PYMNTS

NOVEMBER 14, 2018

His comments come as Ant Financial recently unveiled a new brand that is aimed at selling technology services to financial firms, including banks. Jing told CNBC that over the long-term technology services will be the main business for the company, but that Alipay will remain the flagship product for consumers.

Technology 146

Technology Company Regulation Maine 146

PYMNTS

JUNE 17, 2019

Purdue is said to lead product development for the brand and become chief product officer, according to reports. Purdue is also said to report to Mark Bailie, who is the CEO of Bó and was reportedly the “main champion for Loot within RBS” per one unnamed source.

Digital Banking 101

Digital Banking Maine Report Operations 101

PYMNTS

OCTOBER 30, 2018

Maybe it’s the reputation of a brand that lowers the mental resistance to inputting payment and personal details on a mobile device to complete a transaction. The main ideal message, at least in its most simplified form? And that means “old banks need to partner with FinTech to create innovation,” Oosthuizen noted. “If

Mobile 184

Mobile UX Security Fintech 184

Chris Skinner

JULY 15, 2017

This week’s main blog headlines are … Homogenizing the world I’ve pretty much been travelling the world on business non-stop for thirty years, and something has fundamentally changed during that period. Obviously, the internet and mobile and global connectivity, but also the homogeneity of globalisation. What did Jack Ma say?

Case Study 164

Case Study Meeting Maine America 164

PYMNTS

AUGUST 21, 2019

In the latest Digital Banking Tracker , PYMNTS examines how legacy banks are approaching innovation among the rising tide of challenger banks and smaller FinTech startups, as well as how they’re approaching authentication and security as customers continue to demand more convenience and speed. Around the Digital Banking World.

Trends 194

Trends Digital Banking Innovation Regional 194

PYMNTS

MARCH 28, 2019

The inaugural edition — based on input from 3,813 consumers, 102 CU executives and 49 FinTech executives — examines over 190 data points on how CUs pursue innovations related to data security, fraud and anti-money laundering. As they pursue their innovation goals, many CUs are working with FinTech firms. In fact, 81.3 In addition, 80.6

Fraud 139

Fraud Innovation Fintech Security 139

PYMNTS

MAY 23, 2019

Digital banking is not the main element that drives consumers toward using a credit union. Yet, if one looks at FinTech innovators in the field, there are ways to work through that, and break up the process of onboarding to smooth the flow dramatically.

Online 123

Online Millennials Digital Banking Maine 123

PYMNTS

SEPTEMBER 16, 2020

He said that means the task facing PayPal and the FinTech and financial services ecosystem is making it possible for businesses to thrive through this transition. It’s like, you see the Main Street merchant, you see the High Street merchant, you see the big box merchant as we are all going through this.”.

Survey 233

Survey Maine Meeting Payments 233

PYMNTS

APRIL 1, 2019

At the end of the day, he noted, trust is the critical element at credit unions, and the main differentiator between credit union customers and other banking customers. And that thirst for innovation, Lynch noted, creates fertile ground for credit unions and FinTechs to work as collaborators going forward, though with caution.

Innovation 141

Innovation Fintech Fraud Security 141

PYMNTS

OCTOBER 31, 2019

Whatever they are called, they all more or less work the same way — the customer builds them up through brand interactions and gets to spend them on rewards. Points-based loyalty programs are relatively easy to set up and many brands have leveraged them to great effect. Why Rewarding A Customer Means Meeting Them Where They Are .

Branding 104

Branding Strategy Management Data 104

PYMNTS

JANUARY 24, 2019

Zelle has outperformed Venmo with volume, but not with PayPal’s branded money transfers. One main thing that stands out the most about Zelle is its average transaction amount, which hovers around $258. Also, 135 million transactions were processed during that same time.

Payments 174

Payments Community Bank Maine America 174

PYMNTS

MAY 3, 2019

Small businesses (SMBs) are rarely early adopters of new financial technology (FinTech). However, with business owners and entrepreneurs often taking a page out of their personal lives as consumers, the eventual adoption of emerging solutions is an inevitable part of FinTech innovation.

Payments 151

Payments Fintech Customer Experience Technology 151

Chris Skinner

FEBRUARY 5, 2017

A summary of the main blogs of the week … The Semantic Regulator (#RegTech Rules) A bank has to make a regulatory change every 12 minutes. I guess that’s because there are a lot of FinTech startups focused on the B2B2C structures like Leveris, Thought Machine, Solaris, RailsBank, ClearBank, CBW and more. That’s some task.

Regulation 150

Regulation Millennials Conference Maine 150

PYMNTS

NOVEMBER 25, 2020

For Lee Barnes, head of data insights at FinTech Paytronix, there’s a three-step process to loyalty in the new dining. Second, focus on the brand benefits that make sense,” Barnes told PYMNTS. A recent PYMNTS survey shows that the main reason consumers are not using loyalty programs is because they do not exist,” the report stated.

Survey 211

Survey Study Online Mobile 211

PYMNTS

FEBRUARY 21, 2018

The London-based FinTech firm — which uses AI and machine learning to help young consumers avoid overdrafts, cancel unwanted or unused subscriptions and increase savings — was recently approved and registered with the Financial Conduct Authority (FCA) under the Payment Services Regulations 2017 for the provision of payment services.

Digital Banking 163

Digital Banking Fintech Software Operations 163

PYMNTS

AUGUST 21, 2020

Brands and marketplaces now make it simple to auto-refill all sorts of products such as pet food and paper towels. New Report: Slow Loan-Approval Processes Drive SMBs To FinTechs. PYMNTS explores why SMBs find that FinTech’s quicker approval times are worth their often-higher rates. The Rise Of The Auto-Refill Economy.

Payments 158

Payments Samsung Maine Report 158

PYMNTS

FEBRUARY 19, 2019

But, he told Webster, this seems to reflect the main challenge banks now face in an era where consumer expectations are only going up and the competition has become more intense. The FinTech on the Corner . Because, DeRosa noted, time is of the essence — as banks of all sizes are no longer only competing with other banks.

Innovation 160

Innovation Fintech Marketing Study 160

Alex Jimenez

NOVEMBER 4, 2023

Money 20/20 USA has become the biggest FinTech gathering in the US. Attendees didn’t face rows of small booths with small branding to get lost in. FinTech Revolution and AI: The overarching trend was the continued evolution and revolution in the FinTech industry, including the adoption of AI and emerging technologies.

Conference 84

Conference Meeting Trends Fintech 84

PYMNTS

AUGUST 3, 2020

Consumers turned to Facebook and its family of properties to keep in touch with family and friends, get information about the virus, support first responders, share pictures, discover new brands and buy from them, send and receive messages, and sell stuff they no longer wanted on the Marketplace.

Apple 234

Apple Google Online Maine 234