South State Correspondent

AUGUST 8, 2022

Insights Based on 2Q Bank Earnings. Insight #1 – Deposit & Margin Management: Deposit runoff has started and will make it to community banks by October. For 2Q, larger community banks lost about 0.3% of their deposits, and small banks were either flat or continued to gain.

Trends 195

Trends Community Bank Community Retail 195

Celent Banking

MARCH 16, 2015

This last week the American Banker Retail Banking Conference 2015 was going on in Austin, TX. As expected, it was a great way to read the temperature of the banking industry. One of the presentations used non-FI examples to look at how banks can approach integrating omnichannel into customer interactions.

Conference 100

Conference Retail Community Community Bank 100

Independent Banker

DECEMBER 31, 2021

They share tips for how community banks can get started. Social media has made it easier for community banks to nurture connections with prospects, customers and the community. In its simplest form, it expands the reach of a community bank’s content. By Amy Geist. What is paid social?

Marketing Strategies 91

Marketing Strategies Strategy Marketing social media 91

ABA Community Banking

JANUARY 15, 2019

80% of its customers only visit PNC without visiting the other four major banks Bank Performance Financial Research Feature Management Retail Banking Customers Community Banking Big Data Feature3.

Branding 40

Branding Big Data Community Bank Report 40

PYMNTS

DECEMBER 11, 2020

Synctera Brings 'FinTech As A Service' To Community Banks. FinTechs want to offer compliant banking services, while community banks want new ways to grow deposits. Retail Will Play Major Role In Vaccine Distribution. PayPal has introduced QR code payments in iZettle’s point-of-sale app in the U.K.

Trends 175

Trends Fraud Millennials Community Bank 175

Jeff For Banks

APRIL 17, 2010

This reminds me when my daughter performed a soda taste test at the local swimming pool, pitting Coke, Pepsi, RC, and a generic brand against each other. The winner: generic brand. Without the labels, top-selling brands are difficult to pick out. So why can’t we achieve premium pricing in community banking?

Branding 60

Branding Management Community Bank Community 60

ForwardBanker

MAY 17, 2018

As anyone in banking will tell you, the days of free-wheeling deposit growth for community banks are grinding to a halt. The post The Battle for Retail Deposits appeared first on Deluxe FS. A coffer filled to the brim with low-cost deposits … ah, those were the days. The reason?

Retail 36

Retail Community Bank Community Branding 36

The Financial Brand

OCTOBER 31, 2021

A neobank CEO personally buys a tiny bank as the next step in building a financial super app targeting poorly-served megabank customers. The post Banking + Investing on One Slick Mobile App: Retail Banking’s Future? appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

Retail 42

Retail Mobile Banking Trends Analysis 42

ABA Community Banking

OCTOBER 5, 2015

Redneck Bank bucks tradition in an aim to make banking “funner” Retail Banking HowTo Channels Community Banking.

Branding 40

Branding Community Bank Community Retail 40

ForwardBanker

MAY 17, 2018

As anyone in banking will tell you, the days of free-wheeling deposit growth for community banks are grinding to a halt. The post The Battle for Retail Deposits appeared first on Deluxe FS. A coffer filled to the brim with low-cost deposits … ah, those were the days. The reason?

Retail 28

Retail Community Bank Community Branding 28

The Financial Brand

NOVEMBER 30, 2021

As part of a sweeping tech upgrade, a community bank brings retailing savvy to retail banking. The post Traditional Bank Borrows from Amazon to Build an App to Rival Neobanks appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

Community Bank 31

Community Bank Banking Trends Analysis Community 31

South State Correspondent

OCTOBER 28, 2022

Almost every bank and brand we spoke with will increase their investment in these two areas for 2023. This was followed by a focus on banking-as-a-service, embedded finance, open banking, Web 3.0, Any community bank that believes it can keep up and thwart millions of attacks per second is fooling itself.

Conference 195

Conference Technology Las Vegas Trends 195

Celent Banking

APRIL 28, 2017

As sharp-eyed Celent retail banking subscribers know, I'm an avid collector of good analogies. My favorite and I believe useful analogy for banking system engineering is that of automobile engineering, an industry that has a similarly colorful past and has been marked by fits and starts of innovation over the past 120 years.

Innovation 150

Innovation Detroit Community Bank Strategy 150

Independent Banker

OCTOBER 31, 2021

“I’m not sure how we would have processed all of the PPP loans and everything else in the last 18 months without some of the technology that we have implemented,” says Chris Jundt, senior vice president and chief lending officer at First State Bank & Trust. Northpointe Bank in Grand Rapids, Mich., Cashing in on efficiencies.

Lending 91

Lending Community Bank Community North Dakota 91

Abrigo

MARCH 6, 2017

See a similar list for the accounting profession: 15 Twitter accounts every accountant should follow 5) @rajeshkan – Rajesh Kandaswamy, research director at Gartner Group, focuses on mobile banking, mobile and cloud payments, channel convergence, digital strategy, big data analytics and outsourcing.

social media 150

social media Lending Community Community Bank 150

Celent Banking

APRIL 28, 2017

As sharp-eyed Celent retail banking subscribers know, I'm an avid collector of good analogies. My favorite and I believe useful analogy for banking system engineering is that of automobile engineering, an industry that has a similarly colorful past and has been marked by fits and starts of innovation over the past 120 years.

Innovation 134

Innovation Detroit Community Bank Strategy 134

Independent Banker

JANUARY 27, 2016

“It’s becoming more and more important for community banks to emphasize that they have the same products and services as large banks.” Eric Morse, Needham Bank. Eric Morse counters megabanks through judicious marketing and branding. Needham Bank. Retail locations: Eight. By Cheryl Winokur Munk.

Community Bank 70

Community Bank Community Boston Branding 70

William Mills

MARCH 30, 2017

This year’s Retail Banking conference took place at the Trump National Doral in Miami March 22-24. The first day was dedicated to credit unions with sessions about Best Practices for Credit Unions, Omni-Channel Banking – Is the Branch Dead or Is it the Future and How to Best use Branding.

Retail 40

Retail Conference Miami Strategy 40

Independent Banker

FEBRUARY 24, 2016

When Richard Bradshaw became president of specialized lending three years ago at United Community Bank in Blairsville, Ga., the bank’s three-person Small Business Administration department was lending about $10 million a year. billion community bank issued $140 million in SBA loan commitments. Marketing tools.

Community Bank 70

Community Bank Lending Community Georgia 70

Gonzobanker

NOVEMBER 18, 2014

With a focus on digital banking and branch transformation, it was interesting to see the attendee list with lots of sexy new customer experience and analytics titles. After Retail Delivery had some mushy general sessions a few years ago, this is the second year in a row we have seen some provocative stuff on the main stage.

Chicago 97

Chicago Retail Branch Design Training 97

South State Correspondent

MAY 31, 2023

Five: Last Mile Digital Conversions One of the more successful uses of modern branch strategy is to move non-mobile banking customers onto your bank’s mobile platform. The average community bank may have 30% to 50% on mobile, while the national banks are closer to 80%.

Data 195

Data Branch Strategies Strategy Mobile 195

Gonzobanker

DECEMBER 19, 2022

Hats off to Thomas Shara at Lakeland and Tony Labozzetta of Provident for architecting the new $25 billion super-community bank in New Jersey. Goes to Frank Sorrentino of Connect One Bank , who humorously and insightfully defined his bank’s move into Florida as the “6th Borough of New York.”. merges with Lakeland Bancorp.

Community 216

Community Fintech Industry Innovation 216

Independent Banker

OCTOBER 29, 2014

Big-brand megabanks, the Visa and MasterCard networks, and big-box merchants had signed up to become partners with Apple’s universal retail smartphone app that uses Near Field Communication and tokenization technologies. s entry into the payments business with Apple Pay. Ed Bachelder, payments consultant.

Mobile 105

Mobile Community Bank Community Technology 105

Independent Banker

JUNE 29, 2015

Interactive video ATMs draw attention as an alternative retail delivery option. ATMs with video connections to bank staff in a centralized back office have been getting a lot of buzz within the industry. But are the machines really taking off as a worthwhile retail delivery option? By Katie Kuehner-Hebert.

ATM 70

ATM Video Community Bank Community 70

Abrigo

APRIL 28, 2016

Small Business Administration (SBA) will recognize and honor the critical and life altering contributions of America’s moms and pops, manufacturing enterprises, Main Street retailers and entrepreneurs during National Small Business Week. Every business starts small. Today, I serve in the cabinet of the President of the United States.

National 150

National San Jose Los Angeles United States 150

Gonzobanker

DECEMBER 22, 2020

Banks and credit unions had to fundamentally change their delivery, support and relationship management models at scopes and speeds that were unheard of. And how did community banks and credit unions respond to the COVID craziness? Jill is continually demonstrating just how loud a $300 million community bank can roar!

Idaho 172

Idaho Community Industry Strategy 172

Jeff For Banks

JANUARY 11, 2014

So, if those involved in banking don''t have the time or inclination to do it, how about the engineer, retail store manager, or forklift operator? Others use very large financial institutions that can only loosely be called banks. Can we brand ourselves as the trusted advisor in our communities? Probably not.

Boston 84

Boston DC Community Community Bank 84

Abrigo

OCTOBER 20, 2020

Millennium Bank, like many community financial institutions, is heavily concentrated in commercial real estate (CRE). Of course, COVID-19 has greatly impacted CRE over the last six months, with lodging, retail, and office spaces suffering a significant blow amid stay-at-home orders and other social distancing measures.

Management 195

Management Lending Community Strategy 195

Jeff For Banks

JUNE 22, 2015

In a separate article, Jim Marous of The Financial Brand, opined that Mint, a PFM tool that "screen scrapes" financial information from various financial institutions and aggregates it into their tool, is a serious threat to banks, thrifts and credit unions. So my branch had a lot of retail deposits and loans.

Tools 60

Tools Branding Training Apple 60

Independent Banker

AUGUST 9, 2016

Community banks should evaluate solutions that align with their service-oriented traditions and bring value to customers throughout their communities. They should also consider the connection to and impact on their brand. A program that celebrates local shopping will encourage customers to spend more at local businesses.

Community 70

Community Millennials Community Bank America 70

Gonzobanker

APRIL 14, 2015

Looking around online, the closest competing offers I found were $300 from a couple of regional banks, but none from community banks or credit unions. I also noticed online that OnDeck was alongside Wells Fargo and Bank of America in the Top 5 search rankings for business loans. Welcome to new marketing muscle.

Marketing 60

Marketing Community Bank Branding Community 60

ABA Community Banking

OCTOBER 5, 2022

Here's what he learned about talent from one of America's fastest-growing and top-rated consumer brands. The post Podcast: Inspiring rising leaders to be part of something bigger appeared first on ABA Banking Journal.

America 52

America Branding Operations Resources 52

South State Correspondent

OCTOBER 4, 2023

Consider that many banks have one person in their marketing department, and then they task that person with managing events, merchandise, and brand building. With minimal effort, a community bank can rank at the top of the Google search page, where they would gain visibility from 100 to 1,000 searches per month per state.

Marketing 195

Marketing Taxes Training Management 195

ABA Community Banking

AUGUST 20, 2019

How the new generation of bank branch designs builds community, brand and emotional connections. The post Branching Out appeared first on ABA Banking Journal.

Branch Design 70

Branch Design Community Branding Community Bank 70

Gonzobanker

SEPTEMBER 15, 2014

Cheerily waving flags for the new “knight of Apple” were the dukes of Visa, MasterCard, American Express and Discover, and the earls of Chase, Wells Fargo, Bank of America and Capital One. In the world of issuers and card brands, there is now an innovator asking to take “just one thin wafer” of interchange revenue. No one really knows.

Apple 102

Apple Cards Mobile Community Bank 102

Gonzobanker

DECEMBER 20, 2019

. ————————————————————————— The ‘En Vogue’ Trend of the Year – Credit unions buying community banks. So many miles to go, retail bankers! The Tech Award – Goes to Capital One.

Idaho 148

Idaho Conference Data Marketing 148

Banking 2020

NOVEMBER 27, 2015

That’s why digital capabilities have revolutionized every industry from retail and healthcare to banking—if the same services can be had from half a world away, and for a lower cost, why not avail of them? Meanwhile, the large regional or national banks are the biggest losers, saying sayonara to 16% in this customer age group.

Millennials 40

Millennials Survey social media Online 40