PYMNTS

OCTOBER 23, 2017

Although some customers ( millennials : cough, cough) may value convenience above all else, that youthful sense of fiscal invincibility does not extend to their elders, who place a higher premium on transaction security. Millennials may be less concerned with risk. Trust is not always based on facts.

UX 116

UX Security User Experience Millennials 116

PYMNTS

FEBRUARY 18, 2019

I hosted a digital discussion last week with an executive from Sift with more than 15 years of experience building trust and safety organizations for some of the biggest digital brands in the world – including Google , Facebook and Square. own voice-activated speakers, as do more than a third of the 30- to 40-year-old bridge millennials.

Cards 169

Cards Course Study New York 169

Accenture

SEPTEMBER 22, 2019

Neo-challenger banks have several advantages over their traditional counterparts—including having lower operational costs, because their tech stacks are cheaper to run, and offering a tailored online experience that appeals to Millennials. The biggest hurdles are around profitability, UK regulation, customer growth and cybersecurity.

Innovation 150

Innovation Metro Apple Marketing 150

PYMNTS

FEBRUARY 11, 2019

The youngest of the bridge millennials – those 30- to 40-year-olds who today represent the first generation of connected consumers with spending power – will be having their mid-life crises at the age of 50. Consumers won’t be walking up to a cashier after standing in a checkout line to swipe a card when they visit a store.

Online 197

Online Retail Mobile Branding 197

CB Insights

DECEMBER 10, 2020

The pandemic has also accelerated recent trends in banking, especially among the millennial demographic, which tends to favor digital banking and online brands over traditional banks. However, both brands have expanded to additional products, such as Venmo’s credit card and Cash App’s stock investing offering. .

America 101

America Lending Cards San Francisco 101

Insights on Business

FEBRUARY 27, 2019

To ensure success in 2025, however, the focus should be on customers who use newer models in digital channels: Generation Y, Z, and Alpha, too—the children of millennials. Use case: Focus on the millennial market with mobile. And people in China prefer this app over their plastic cards. With no card, there is no brand intimacy.

Customer Experience 107

Customer Experience Mobile Millennials Examples 107

PYMNTS

JUNE 14, 2018

At the end of the ride, neither the driver nor the rider wanted to be responsible for giving, receiving or holding onto the kind of personal information needed for a credit card transaction or a digital peer-to-peer (P2P) transfer. But the driver was more than happy to accept Brisker’s American $20 bill. From the Ground Up. Growth Trajectory.

Tools 118

Tools Virginia Cards Payments 118

PYMNTS

SEPTEMBER 3, 2018

Throw out everything you’ve ever learned about what makes a consumer loyal to a brand.” – Loyalties New One Percenters. It’s not driven by the trend setting millennials and Generation Z shoppers or by the affluent — it seems to be age, generation and income-independent and geography-independent.

Innovation 100

Innovation Branding Retail Regulation 100

CB Insights

OCTOBER 10, 2018

Startups targeting retail and commercial banking have been emerging globally, spurred by favorable tech regulations, an uptick in mobile adoption, and shifting customer demographics. The core product is a digital-first app that tracks spending from a linked card issued by either MasterCard or Visa. Millennials.

Retail 78

Retail Cards Millennials Mobile 78

Celent Banking

MARCH 16, 2015

With interest rates low and new regulations following the financial crisis, banks are running incredibly thin margins, and traditional revenue sources are no longer viable. A recent study found that despite problems with megabank perception, 73% of those asked said a recognizable brand was important in choosing a financial institution.

Conference 100

Conference Retail Community Community Bank 100

PYMNTS

JANUARY 31, 2020

For Chinese consumers, the partnership will allow any UnionPay consumer to link their card credentials to a PayPal wallet — and start transactions with PayPal’s 24 million merchants worldwide. That is a lot more than the card networks have right now.”. It depends a little on how this plays out.

Bitcoin 100

Bitcoin Payments Los Angeles blockchain 100

Gonzobanker

DECEMBER 20, 2019

Second Curve analyst Zack Maxfield opened a TD Bank checking account on his phone in nine minutes while he waited to speak with a teller at one of the bank’s branches, but waited an hour to fund the account and order a debit card. The workplace a millennial will most confuse with Silicon Valley – Live Oak Bank in North Carolina.

Idaho 148

Idaho Conference Data Marketing 148

PYMNTS

DECEMBER 30, 2020

Robinhood offers an easy-to-use app to trade stocks commission-free, making the company popular with millennials. The industry thinks, ‘If we can just get this payment on ACH or card, the problem goes away.’ Surprisingly, the pandemic has actually boosted Petco’s business as many housebound Americans get pets.

Marketing 198

Marketing Company Online Management 198

PYMNTS

AUGUST 26, 2016

We have a sense of how much of its funds are funneled into legal challenges as it takes on the regulated taxi industry, but losing money outright month after money is a lot different than showing losses as a result of plowing profits back into the company. Citi/Costo. What was a rocky beginning continues as a rocky middle.

Bitcoin 100

Bitcoin Innovation blockchain Industry 100

Gonzobanker

DECEMBER 19, 2016

While this deal was announced late last year, the heavy lifting was done in 2016 as BBCN Bancorp and Wilshire Bancorp came together under a new brand to create the largest Korean American bank. Maybe a regulator was out sick or on maternity leave, but this is one crawling bureaucratic nightmare. Merger of the Year – Hope Bancorp.

Utah 60

Utah System Community Marketing 60

PYMNTS

JULY 15, 2016

We understand that sometimes brands do things in an effort to get a little boost so that people notice. And, when it comes to how loan proceeds are being used, it was discovered that borrowers were using their cards more, rather than paying them off, which was typically the stated reason for taking the loan in the first place.

Retail 100

Retail FDIC Bitcoin Lending 100

Gonzobanker

DECEMBER 19, 2016

While this deal was announced late last year, the heavy lifting was done in 2016 as BBCN Bancorp and Wilshire Bancorp came together under a new brand to create the largest Korean American bank. Maybe a regulator was out sick or on maternity leave, but this is one crawling bureaucratic nightmare. Tom Fishburne at Financial Brand Forum.

Utah 60

Utah System Community Marketing 60

Gonzobanker

DECEMBER 20, 2018

Leveraging the Virtual Wallet brand it built years ago, it will be worth watching how PNC fares in 2019. This award goes to Capital One for making bold moves on exiting the mortgage and online brokerage businesses and refocusing efforts on its core card and banking businesses. The Millennial Over-Transparency Award.

Fintech 101

Fintech Conference Innovation Community 101

Gonzobanker

DECEMBER 22, 2015

Now, to avoid any cue card and teleprompter issues, we’ll just go with the written list again this year. Department Whose Brand Isn’t Improving Award. Regulator Award. Diebold seizes the merger moment with fledgling Wincor Nixdorf to change its already well-known brand. Financial Brand Forum. Millennials.

Community Bank 60

Community Bank Apple Community Technology 60

PYMNTS

JULY 9, 2018

The intent of the regulation is to level the playing field for innovators by offering consumers an expanded number of point solutions that are different than what’s offered now by their existing bank. Credit is being unbundled from the traditional line-of-credit, card-based products.

Strategy 105

Strategy Millennials Online Branding 105

PYMNTS

NOVEMBER 18, 2019

Smart, too, because instead of trying to be the bank, Google is leveraging the brand name, banking infrastructure and reputation for trust and stability of two banks, one of which is among the world’s largest global financial institutions, to acquire new users for that product and for Google Pay. Google’s Android operating system in the U.S.

Google 177

Google Study Payments Branding 177

Fintech Labs Insights

AUGUST 1, 2016

brandCrowder has developed an alternative investment platform focusing on branded franchises. Dynamics offers issuers and their cardholders interactive payment cards and an authorization-based, real-time loyalty processing system. ebankIT’s platform offers financial institution clients an omnichannel experience.

How To 12

How To Analytics Millennials Data 12

PYMNTS

MARCH 19, 2018

That Apple uses its closed ecosystem and the power of its brand to disadvantage others by denying access or imposing frictions on competing services like Spotify. How about Facebook gift cards? I’ll betcha my new, fancy, sparkly Italian shoes that the regulators in the EU don’t use Bing either. A slam dunk for Facebook, right?

Google 148

Google Apple Retail Millennials 148

Fintech Labs Insights

JULY 22, 2015

Why it’s a must-see: Most FinTechs still need banks because of regulation and processing. Fidor Bank provides both regulative support and strong technology. If you see AppSHIELD SDK in action (in 95+ financial institutions), you’ll want it in your banking app to protect your consumers and your brand.

San Francisco 12

San Francisco Video Fintech Data 12

CB Insights

JUNE 17, 2020

In the case of telemedicine, government entities eased privacy regulations to facilitate more comprehensive remote diagnostics. Tech giants aren’t the only companies that have spotted the opportunity in remote diagnostics — some biotech companies have moved quickly to demonstrate value and capitalize on the eased regulations as well.

Industry 101

Industry Technology Online Video 101

PYMNTS

JANUARY 7, 2019

For bridge millennials, those consumers between the ages of 30 and 40 who are the first generation of connected consumers with spending power, those percentages are even higher: 31 percent own a voice-activated device, 55 percent of whom used it to make a commerce purchase in the week we asked them to report on their purchasing experiences.

Mobile 205

Mobile Innovation Apple Study 205

PYMNTS

MARCH 7, 2016

Big brands are closing stores right and left because shoppers don’t visit them as much as they once did. Prepaid plastic cards delivered an opaqueness that cash in their physical wallets never did. Then there’s the digital banking movement and the land grab for the bank accounts of millennials. Take physical retail.

Payments 100

Payments Innovation Software Mobile 100

PYMNTS

JANUARY 2, 2017

Millennials Are In For Some Hard Times. The data is grim — 2017 and beyond don’t bode well for the financial future of the millennial generation. While they enjoy many FinTech innovations, most millennials don’t have a snowball’s chance of earning more than their parents — ever. Contextual Commerce 2.0

Millennials 119

Millennials Apple Retail Mobile 119

PYMNTS

JULY 22, 2019

Had I been in town, I might have used Google to find a store near me in Boston that carried the brand I wanted so I could try before I bought. The season takes place in the year 1985 – 10 years before eCommerce and Amazon, and seven years before today’s 27-year-old millennials were born.

Innovation 170

Innovation US Maine Google 170