Fintech Labs Insights

JUNE 17, 2021

With Brex’s arrival on the scene in 2018 followed by a meteoric rise to multi-unicorn status, there has been considerable attention to, and investment in business credit/charge cards ( see definition below ). Here is a list of the 15 challenger business credit cards currently active in the United States. HQ: Boston. FunnelDash.

Cards 15

Cards Utah Online Austin 15

Fintech Labs Insights

JUNE 17, 2021

With Brex’s arrival on the scene in 2018 followed by a meteoric rise to multi-unicorn status, there has been considerable attention to, and investment in business credit/charge cards ( see definition below ). Here is a list of the 15 challenger business credit cards currently active in the United States. HQ: Boston. FunnelDash.

Cards 15

Cards Utah Online Austin 15

PYMNTS

JANUARY 7, 2021

Online FinTech startup SoFi announced Thursday (Jan. billion, and also expanded internationally by purchasing Hong Kong-based investment app 8 Securities. 7) that it was merging with publicly-traded Social Capital in an $8.6 Earlier this year, SoFi acquired payments firm Galileo for $1.2

Capital 150

Capital Los Angeles Boston Lending 150

PYMNTS

MARCH 19, 2018

After all, Boston managed to have a St. Each basis point shaves off roughly 11 cents of earnings per share, said Don Fandetti of Wells Fargo Securities. This behavior, he noted, is even observable among Amex’s corporate partners Delta and Hilton, who are looking for more favorable terms in the cards they are jointly rolling out.

Data 108

Data Cards Online Retail 108

Independent Banker

SEPTEMBER 30, 2021

Building trust in your institution has a lot to do with technology, from implementing strong data security practices to humanizing your online customer interactions. With much banking moving online or to smartphones, interactions with customers can be less frequent. Illustration by Ahoy There. By Ed Avis & Elizabeth Judd.

Community 139

Community Community Bank social media Security 139

PYMNTS

DECEMBER 21, 2020

And you can see it in the hustle by retailers and brands large and small to pivot their businesses and business models — and the disclaimers on just about every retail site starting a week or more ago that orders placed online might not make it in time for Christmas. Take PayPal, for example. And the Pays still haven’t. 25-31, 2020.

Apple 227

Apple Study Innovation Survey 227

PYMNTS

NOVEMBER 29, 2019

The data did not reportedly include password information, Social Security numbers or financial information. 25) that it secured $1 billion in new funds from Japan’s SoftBank and China’s Alibaba affiliate Ant. Amazon has opened an online store , establishing a presence on Chinese online shopping site Pinduoduo.

Google 129

Google Mobile Data Capital 129

PYMNTS

OCTOBER 13, 2016

NanoPay is finding that for mobile payments to take off, even among early adopters, using a phone to pay must be much more rewarding and convenient than tapping a card. Carrier billing allows uses to make online payments. Samsung Pay provides gift cards from Dunkin’ Donuts, and users earn money with its own rewards prepaid card.

Mobile 100

Mobile Payments Apple Samsung 100

Independent Banker

DECEMBER 13, 2015

In a Federal Reserve Bank of Boston survey of mobile banking and payment services released in August, roughly three-fourths of about 600 community banks and credit unions in five Federal Reserve districts that were polled were offering some kind of mobile service. View credit card balances, transaction history. Stop payment requests.

Community Bank 70

Community Bank Boston Community Iowa 70

PYMNTS

JANUARY 25, 2019

At the same time, it was reported that Target — and other brick-and-mortar retailers — were introducing online and exclusive brand offerings as younger shoppers default to digital-first brands. Then, in 2018, Pop-In@Nordstrom partnered with Casper to bring pop-up stores to select Nordstrom locations and online.

Apple 109

Apple Branding San Francisco New York City 109

Independent Banker

NOVEMBER 24, 2015

In a Federal Reserve Bank of Boston survey of mobile banking and payment services released in August, roughly three-fourths of about 600 community banks and credit unions in five Federal Reserve districts that were polled were offering some kind of mobile service. View credit card balances, transaction history. Stop payment requests.

Community Bank 70

Community Bank Boston Community Iowa 70

PYMNTS

JULY 16, 2018

It’s Boston. It’s February (or maybe it’s May, because it’s still snowing in Boston). With AI, he surmised, “not only can we know when they wash their car, but … let’s just say that they went online and bought their movie tickets. Picture this. It’s snowing. A driver has to pull over and get gas.

Millennials 109

Millennials Boston Retail Mobile 109

PYMNTS

OCTOBER 20, 2018

The traditional gift for a ninth anniversary is pottery, and our offices are in Boston – but, you know, no pressure.). and was followed by the great cybercriminal migration to the web and card-not-present transactions. I’ve watched the credit card industry almost from the beginning, and we got in early. True in 2009.

Innovation 177

Innovation Payments Cards Retail 177

PYMNTS

AUGUST 12, 2016

What CVS says is unique about CVS Pay (clearly not the name) is that it enables HSA and other co-pay information to be stored in the app so that the proper amount is charged to the user’s registered card at checkout. Its pitch to the family is to use their local Mastercard branded credit or debit card to make those payments.

Lending 100

Lending Apple Cards Study 100

PYMNTS

JANUARY 15, 2018

For 50 years, consumers have been trained to produce a plastic card of some kind at the point of sale to pay for something. They know they can do that anywhere they shop – the biggest of the big stores and the smallest of the mom-and-pop shops – and that their card will be accepted and will work.

Innovation 109

Innovation Payments Google Training 109

NCR

FEBRUARY 23, 2018

This is a message that US banks appear to be hearing loud and clear, at least according to the findings of a recent study by the Federal Reserve Bank of Boston. One of the main reasons given for this was continued worries about the security of mobile payments. Mobile banking everywhere, payments less so.

Mobile 72

Mobile US Payments Study 72

Independent Banker

OCTOBER 29, 2014

Community banks will continue to have representation in the mobile payments field through the Visa and MasterCard networks, and ICBA Bancard, ICBA’s electronic payments services program for community banks, is working closely with the card networks on the launch of Apply Pay as well as on other digital developments. Fees follow.

Mobile 105

Mobile Community Bank Community Technology 105

PYMNTS

AUGUST 4, 2016

The Department of Transportation will use the back-end support of Cubic Transportation and, in collaboration with Passport, will change the EASY Card revenue management system to allow travelers to buy fares using contactless, check balances on the cards, view account history and manage accounts through a new app.

Samsung 100

Samsung Google Mobile Millennials 100

PYMNTS

SEPTEMBER 3, 2018

The charges came three months after a previous legal action, where Holmes was on the receiving end of a civil lawsuit from the Securities and Exchange Commission (SEC), amid allegations of “massive fraud.” Mexico and the Philippines — two of the world’s top remittance corridors — are the first two markets out of the gate.

Branding 100

Branding Cards Fraud Marketing 100

William Mills

MAY 9, 2018

HQ: Boston, MA. Fiserv is highly regarded for its leadership and innovation, and award-winning solutions for mobile and online banking, payments, risk management, data analytics and core account processing. Covered Security , coveredsecurity.com @CoveredSecurity. Website: projectfinance.io. Twitter: @yourfinanceapp.

Security 40

Security Samsung Strategy San Jose 40

PYMNTS

JUNE 1, 2017

An annual report by RSA shows how consumers perceive the security of their digital experience, where those perceptions are well (or poorly) founded and how organizations can capitalize on opportunities to distinguish themselves in the market by providing stellar security. Is your information secure online? Are you sure?

Security 180

Security Report Fraud social media 180

PYMNTS

JUNE 21, 2016

Also, Mintel’s Foodservice Trends 2016 report found that 77 percent of Americans said they would use online food delivery services. According to Mintel, one-third of online delivery users would even be willing to accept higher delivery fees if it meant receiving their food faster. That’s a hearty slice of the delivery pie.

Resources 102

Resources Operations Technology Boston 102

PYMNTS

APRIL 16, 2018

And not because everyone who touches the consumer shouldn’t consider data privacy and security part of the deal they must have with their consumers if they want those consumers — their crown jewels — to keep coming back. Law” or “CSI” or reading The Boston Globe or The Wall Street Journal all more or less liked the same things.

Google 121

Google Data social media Branding 121

William Mills

MAY 11, 2016

Credit cards offer rewards but over 60% of payments are made on debit cards. It’s all done through the smartphone, with bank-level security. Chip card reader for when customers are shopping online to improve security. Integrate with any online merchant site. Adds in Social security.

Video 40

Video Mobile social media Analytics 40

Fintech Labs Insights

MARCH 28, 2016

HQ: Boston, Massachusetts. Online foreign exchange services. Debit card with company-driven expense rules. Nigerian online credit card processor. Tags: SMB, merchants, acquiring, credit/debit cards, acquiring, Y Combinator (investor). Source: Crunchbase. Maxwell Health. Payroll & beneifts platform.

Company 12

Company Fintech San Francisco New York City 12

Fintech Labs Insights

AUGUST 8, 2016

Online automobile insurance. HQ: Boston, Massachusetts. Lost/stolen credit & debit card solution. Tags: SMB, merchants, credit/debit cards, acquiring, bitcoin, crypto-currency, blockchain, point of sale. Latest round: $14.4 million Debt. Total raised previously: Unknown. HQ: New York City. Source: Crunchbase.

Company 12

Company Fintech New York City blockchain 12

Fintech Labs Insights

JANUARY 18, 2016

Online marketplace for real estate investing. Blockchain technology for securities. Online consumer lending. HQ: Boston, Massachusetts. Tags: Enterprise, investing, trading, risk management, security, compliance. Total raised: $136.7 HQ: San Francisco, California. Source: Finovate. RealtyMogul. Latest round: $18.4

Company 12

Company New York City Fintech San Francisco 12

PYMNTS

APRIL 6, 2018

With more than $95 million in financing placed, startups across eProcurement, cybersecurity, logistics, alternative finance, blockchain and supply chain management secured support. The company provides an online marketplace for small businesses (SMBs) in the country to procure raw materials and negotiate with larger suppliers.

blockchain 116

blockchain Capital Seattle Lending 116

CB Insights

MARCH 13, 2019

New York, Boston, Chicago, and Nashville, among other cities, all played host to newly minted unicorns last year. Company Description: Circle Internet Financial is a Boston-based cryptocurrency company offering a crypto exchange platform, money transfers, and investment services. Circle Internet Financial. Valuation: $3B.

San Francisco 77

San Francisco Company US California 77

CB Insights

JULY 23, 2020

Beyond the office: cybersecurity and at-home network security. Biometrics — which measure a person’s physical characteristics, such as fingerprints or voice patterns — are often more secure than other authentication options, more convenient for customers, and more cost-effective for businesses. Bathrooms: autonomous cleaning solutions.

Meeting 101

Meeting Tools Survey Company 101

Fintech Labs Insights

AUGUST 1, 2016

Online payroll system. HQ: Boston, Massachusetts. Credit card with consumer controls. Online accounting. Tags: Consumer, billpay, personal financial management, PFM, budgeting, spending, credit/debit cards. Total dollars raised YTD is now $17.4 billion, more than double the $8.4 Latest round: $45 million.

Company 12

Company Fintech New York City Lending 12

CB Insights

MAY 10, 2018

Before Bruce Doolin Henderson opened the doors of Boston Consulting Group on July 1, 1963, the concept of “competition” barely existed in American business culture, let alone the concept of strategy. From one perspective, the position of management consulting as an industry has never seemed more secure. Those companies made plans.

Strategy 78

Strategy Management Analytics Tools 78

Fintech Labs Insights

JULY 17, 2015

Online alt-lender. Source: Boston Business Journal. Tags: Payments, prepaid cards, digital banking, mobile, global payments. Source: Finovate. Merchant-issuer collaboration software. HQ: Toronto, Ontario, Canada. Latest round: $45 million. Total raised: $45 million. Source: FT Partners. RealtyMogul. Latest round: $35 million.

Fintech 12

Fintech Company San Diego Los Angeles 12

CB Insights

NOVEMBER 9, 2017

The startup, which was established in 2008, privately raised $185 million before its $100 million initial public offering was blocked by the Australian Securities Exchange last year. So its secured lender, which [founder Scott] Jones didn’t name, recently emptied ChaCha’s bank accounts. via Beta Boston.

Capital 78

Capital Company San Francisco Operations 78

Fintech Labs Insights

AUGUST 23, 2016

Online exchange (AQUSH) for consumer loans. HQ: Boston, Massachusetts. Online invoicing platform. Tags: Institutions, developers, storage, IT, security, compliance, HSBC (investor). Total raised: $30 million. HQ: Shanghai, China. Source: Crunchbase. Exchange Corporation. Latest round: $15 million Series B. Qwikcilver.

Company 12

Company Los Angeles Fintech Fort Worth 12

PYMNTS

JANUARY 7, 2019

Payments are and will be embedded in each of these experiences, enabled by an intermediary that will authenticate the user or the user’s device and enable secure, private and interoperable commerce experiences. Paying for things will happen online for pickup in the store later. Today, some 59 percent of POS terminals in the U.S.

Mobile 205

Mobile Innovation Apple Study 205

PYMNTS

OCTOBER 9, 2017

The modern-day department store, the intermediary that’s aggregated brands and buyers in a single physical location for more than 160 years, and the modern-day shopping mall, which has done the same for the last six decades, has steadily lost foot traffic, sales and profits to online competitors since about 2010.

Online 128

Online Google Branding Retail 128