South State Correspondent

APRIL 19, 2023

For example, while banks in the Southeast and Mid-Atlantic regions of the U.S. Some small banks, for example, do nothing more than have their CEO call the largest depositors twice per year to check in and thank them. This is one of the great mysteries of community banking.

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Independent Banker

JANUARY 31, 2022

Here’s how four community banks are thriving in this environment. This region has the kind of energy that draws people to a place and helps them and their businesses thrive. We spoke with four community banks in the southern half of Texas to learn how they are serving this buzzing region. By Mindy Charski.

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Gonzobanker

FEBRUARY 8, 2022

Maybe instead of Acquire or Be Acquired, this conference should be called Evolve or Be Acquired,” observed Eric Sprink, CEO of Coastal Community Bank in Everett, Wash., and a trailblazer in the world of banking as a service (BaaS). price/book multiple. The difference could be seen in what alpha bankers bragged about.

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American Banker

JANUARY 17, 2020

People's United in Connecticut is letting the loans run off its books as it invests in higher-yielding commercial loans.

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South State Correspondent

JANUARY 4, 2023

Building out the ever-important treasury management suite, targeting deposit-rich customer segments, and creating new savings products are all examples of how banks can build deposit balances at low cost, low-rate sensitivity, and high deposit convexity. Remember all those five-year fixed-rate loans you booked at 4%? Conclusion.

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Gonzobanker

NOVEMBER 2, 2023

That’s the new DNA we need to increase across the banking industry. At the same time, tomorrow’s leadership will have little to do with “book smarts.” Banks and credit unions that are successfully transforming today tend to skeptically analyze new industry trends and conduct the hard work to dig into the details.

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Jeff For Banks

APRIL 4, 2010

Community banks tout themselves as better than national and regional banks because of how close they are to their communities. The bank closed during the national bank holiday that was ordered by President Roosevelt in 1933. Over the course of the bank’s history, that has changed remarkably.

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South State Correspondent

MAY 3, 2023

How FTP Changes Decision Making We were not on the board of FRB, and we did not participate in that bank’s ALM meetings, but we interact with banks that get into the same pickle by not employing FTP. In fact, we had a conversation just last week with the head of a lending division at a large regional bank.

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South State Correspondent

MAY 2, 2023

How FTP Changes Decision Making We were not on the board of FRB, and we did not participate in that bank’s ALM meetings, but we interact with banks that get into the same pickle by not employing FTP. In fact, we had a conversation just last week with the head of a lending division at a large regional bank.

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South State Correspondent

MAY 2, 2023

How FTP Changes Decision Making We were not on the board of FRB, and we did not participate in that bank’s ALM meetings, but we interact with banks that get into the same pickle by not employing FTP. In fact, we had a conversation just last week with the head of a lending division at a large regional bank.

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Lending Capital Management Tools 195

Jeff For Banks

APRIL 9, 2019

And we can measure this by looking at a financial institution's cost of interest bearing deposits, and yield on loans, compared to other regional players that have similar balance sheets. Spread is usually 80%-85% of a community bank's revenues. I kept it regional, and the same asset size range. i.e. brand.

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Independent Banker

FEBRUARY 24, 2016

Welcome to the Crescent City, where the largest educational gathering of community bankers convenes this month. It’s Community Banking LIVE 2016 in New Orleans. State/Regional Partners Reception*. State/Regional Affiliate Associations & Exhibitor Receptions*. The book prioritizes the need for reinvention.

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Community Bank Community Innovation Customer Experience 70

Jeff For Banks

FEBRUARY 26, 2023

for $234 million for 162% of tangible book when regional targets were selling for 146% of tangible book. OTC Markets offers a diverse network of 90+ broker-dealers, including some of the largest community bank trading brokers such as Raymond James, DA Davidson, Janney Montgomery Scott, Piper Sandler, and KBW Stifel.

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Conference CA Arizona Case Study 78

Independent Banker

NOVEMBER 24, 2014

We let our actions speak for the bank.” Mark Zaback, Jonah Bank of Wyoming. Under the big Montana sky, Mark Zaback helps lead a community bank with a cowboy code. Western Region Award Recipient. Mark Zaback , Jonah Bank of Wyoming. Bank assets: $280 million. Casper, Wyo. Title: CEO. Employees: 70.

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Jeff For Banks

JUNE 10, 2022

He was also a portfolio manager of mutual funds, hedge funds, and institutional portfolios focused on the banking sector over that period. Prior to Wellington, he was a US regional bank analyst with Lehman Brothers and Bear Stearns. He currently serves on the board of Bermudian bank The Bank of N.T. Technology?

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Conference Taxes Strategy Community Bank 78

Gonzobanker

MARCH 23, 2020

Cornerstone Advisors has been a broken record telling the story of a community banking industry that’s falling behind in online and mobile capabilities. Our long novels about slowly losing ground to the mega banks just became an audio book to be played on high speed while walking between the kitchen and home office to refill on coffee.

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Community Bank Tools Case Study Online 135

South State Correspondent

JANUARY 20, 2023

2022 will go down as one of the worst years for community bank loan mispricing when viewed on a spread basis. Rapidly rising rates crushed performance as many banks held a fixed rate constant and/or booked a fixed rate loan at a misguided level. The result is a credit-skewed portfolio to the negative.

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NCR

MARCH 23, 2016

Since its inception, First GREEN Bank, has led an impactful and successful charge to show people there is a better way to do business—one that is financially, environmentally and socially responsible. First GREEN Bank CEO and founder, Ken LaRoe, has been dedicated to the economic well-being of Central Florida for more than 30 years.

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American Banker

OCTOBER 18, 2016

posted higher third-quarter earnings after booking more loans across several lending categories. Synovus Financial in Columbus, Ga.,

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American Banker

APRIL 27, 2016

BOK Financial continued to diversify its lending, booking strong increases in health care, manufacturing and commercial real estate credits. Progress on that front, however, was overshadowed by ongoing deterioration in its energy portfolio.

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Lending Community Bank Regional National 28

American Banker

APRIL 19, 2016

Several small and midsize banks generated large year-over-year loan growth despite a belief by some outsiders that a slowdown was looming. Bankers may have to spend coming months assuring investors that they can keep booking loans while adequately managing risk.

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Management Community Bank Regional National 28

American Banker

APRIL 25, 2016

Cutting-edge jobs — think chief innovation, strategy and data officers — are on the rise at banks and other lenders, and they are drawing free-thinking, tech-savvy candidates from inside and outside of financial services.

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Innovation Strategies How To Strategy Innovation 28

Independent Banker

NOVEMBER 30, 2021

Many hotels and other hospitality businesses haven’t fully bounced back from COVID-19 travel and safety restrictions, but community banks have been by their side through the challenges. MainStreet Bank has a sizable hotel loan portfolio with roughly $100 million in loans on 15 properties. Sushil Patel, State Bank of Texas.

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South State Correspondent

MAY 31, 2023

Five: Last Mile Digital Conversions One of the more successful uses of modern branch strategy is to move non-mobile banking customers onto your bank’s mobile platform. The average community bank may have 30% to 50% on mobile, while the national banks are closer to 80%.

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South State Correspondent

APRIL 6, 2022

For the average community bank, the cost of capital is currently hovering around 11.83%, which means banks need to produce above that amount in risk-adjusted return on capital (RAROC) to stay in business. Finally, others use this data from their state or region and get the statistics below.

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Capital Training Management Atlanta 195

Jeff For Banks

DECEMBER 12, 2016

billion in asset company headquartered in West Virginia, providing community banking services primarily in the Eastern Panhandle and South Central regions of the state, and the Northern and Shenandoah Valley regions of Virginia. This has resulted in a tangible book value per share at September 30th of $22.51.

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Gonzobanker

DECEMBER 20, 2019

. ————————————————————————— The ‘En Vogue’ Trend of the Year – Credit unions buying community banks. It looked effortless, but ecosystem alignment like that takes real work. .

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Idaho Conference Data Marketing 148

Gonzobanker

DECEMBER 14, 2023

Not the financial industry’s “Troublemakers ” – those regional and community banks, credit unions and supporting fintech entrepreneurs who continue to engage customers and communities and find niches that keep the grassroots of our country’s financial system alive and kicking. billion bank in the Mid-Atlantic region.

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Gonzobanker

DECEMBER 19, 2022

Hats off to Thomas Shara at Lakeland and Tony Labozzetta of Provident for architecting the new $25 billion super-community bank in New Jersey. David Brager, Citizens Business Bank (Ontario, Calif.). Look for her just-released book Suits and Skirts.). The Smarter Bank Innovation Award. merges with Lakeland Bancorp.

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Gonzobanker

FEBRUARY 7, 2018

Robert Sarver of Western Alliance Bancorporation said he started his company after being “unemployed” for two years after selling a previous bank – his wife was just plain tired of him wandering the house in his PJs. Sarver grew Alliance from a small $700 million community bank acquisition to a $20 billion powerhouse in less than 15 years.

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Taxes Video Analytics Arkansas 76

Jeff For Banks

APRIL 22, 2018

The Federal Reserve Beige Book is released in advance of the Federal Reserve meetings. The recent March, 2018 report for our Philadelphia Region was overall quite positive; the words “modest” or “moderately” were used 16 times on two pages. Dorothy has been with Penn Community Bank and its predecessor since November, 2004.

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Marketing Philadelphia social media Taxes 60

Independent Banker

FEBRUARY 16, 2015

Sherrod Brown (D-Ohio), two lawmakers tapped to lead the Senate Banking Committee for their respective parties, are both independent-minded senators who hold positive views on several priority community banking issues. Richard Shelby (R-Ala.) So I would say he’s open to things we are concerned about.”.

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Community Bank Alabama Ohio Community 70

PYMNTS

AUGUST 14, 2017

The merger, of course, spotlights a trend of consolidation within the payments space, and to be sure, in terms of size and scope, the Vantiv deal is one for the record books. But turning the page in that book begs the question about a smaller deal, at $1.2 As was noted late last month in the New York Post , Republican Rep.

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