Abrigo

JUNE 7, 2021

Risks ALM Addresses Will Affect Performance and Strategy Asset/liability management models and processes address credit risk, liquidity risk, and interest rate risk. . Would you like other articles on ALM in your inbox? Good asset/liability management, he says, “is knowing how much risk do we take.” recovery to date.

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Management Risk Management Capital Regulation 195

Perficient

DECEMBER 27, 2023

Manage third-party risks, especially for relationships involving higher-risk or critical activities. Once published by regulators, Perficient’s Risk and Regulatory CoE will be here to walk our clients through the changes. Contracts should explicitly address potential default and termination.

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Compliance FDIC Regulation Fraud 221

Abrigo

JANUARY 11, 2022

Asset/liability management basics In part 1 of this "Introduction to ALM" blog series, learn the goals of asset/liability management and how it can help financial institutions. Takeaway 1 ALM in banking means managing the cash flows of assets and liabilities to increase profitability, manage risk, and maintain safety and soundness. .

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Abrigo

DECEMBER 22, 2023

Takeaway 2 Management reports, probability of default, and model validation topics were found in the top blogs for risk professionals. Takeaway 3 Updates on interest rate forecasting and best practices for managing CRE risk were among the most-read blogs. The FASB’s description of proposed changes can be found here.

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Abrigo

DECEMBER 22, 2023

Takeaway 2 The top lending and credit blog posts focused on the benefits of banking technology, interest rate management, and developing risk ratings. Takeaway 3 Articles specific to small community banks were among the most-read blogs, with best practices for construction lending at the top of the list.

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Lending Risk Management Community Management 222

Perficient

DECEMBER 1, 2023

Immediately following the Silicon Valley Bank (SVB) failure, Perficient’s Financial Services Risk Management and Regulatory Capabilities Center of Excellence (CoE) swiftly analyzed publicly available documents, providing readers with a comprehensive breakdown of the bank’s failure.

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FDIC Risk Management Regulation Leadership 221

Abrigo

APRIL 15, 2022

ALM & Measuring Liquidity Risk at Banks and Credit Unions Regulatory agencies expect financial institutions to manage liquidity risk using processes and systems commensurate with the complexity, risk profile, and scope of operations. Would you like other articles like this in your inbox? This is the fourth post in a series. .

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Abrigo

FEBRUARY 24, 2022

Would you like other articles like this in your inbox? As described in the first post of this series , a key component of effective asset/liability management (ALM) is managing risks. ALM 101: Introduction to Asset/Liability Management. Earnings at Risk. Measuring interest rate risk accurately.

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Management Analysis Strategy Policies 195

South State Correspondent

MAY 7, 2024

On April 26, 2024, Republic First Bank (DBA Republic Bank) was seized by state regulators and the long running bank drama came to an end. A slew of articles have been published explaining the reason for this bank’s failure. The Root Causes It appears to us that Republic Bank did not properly manage its duration and interest rate risk.

Risk Management 195

Risk Management Security Management Groups 195

Abrigo

OCTOBER 23, 2019

The following article was first published in ABA Banking Journal on October 17, 2019. In a marketplace where data is shared and distributed at record speeds, third-party or vendor risk management is a challenge for most businesses. The banking industry is no stranger to this. This is a big misconception.

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Abrigo

MARCH 25, 2022

Would you like other articles like this in your inbox? ALM 101: Introduction to Asset/Liability Management. As discussed in part 2 of the asset/liability management (ALM) blog series, EAR measures short-term changes to the income statement from interest rate movements. It is the third in a series. . Measuring VAR/EVE.

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Management Analysis Examples Strategy 195

Perficient

MARCH 3, 2023

In our last article, Starting Down the Road to Supply Chain Visibility , we discussed Perficient’s recommendations regarding processes to provide supply chain visibility. Perhaps regulators will want/need access to satisfy their inquiries. Do internal/external auditors need to know?

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blockchain Management Regulation Resources 275

Abrigo

OCTOBER 21, 2019

The following article was first published in ABA Banking Journal on October 17, 2019. Cybersecurity | 4 minute read Key Takeaways Third-party/vendor risk management is becoming increasingly challenging with more cloud-based providers. 6 key areas of due diligence to consider before signing a contract. Cyber Due Diligence.

Risk Management 150

Risk Management Management Lending Fraud 150

Abrigo

DECEMBER 22, 2023

Abrigo's top AML/CFT articles The FinCrime blogs banks and credit unions are reading Cannabis legislation, check fraud, and exam-proof best practices are hot topics that anti-money laundering/countering the financing of terrorism (AML/CFT) and fraud professionals will be tracking in the coming months.

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Fraud Training Compliance Trends 222

Perficient

DECEMBER 6, 2023

The objective is clear: encouraging compliance with consumer protection regulations they deem important before punitive measures are implemented broadly. Whether managing medical debt collections in-house or outsourcing to third-party agencies, companies need to exercise vigilance.

Industry 221

Industry Compliance Exercises Regulation 221

American Banker

JUNE 1, 2023

Curt Farmer, CEO of the Dallas company, defends its management of a Treasury Department program that provides federal benefits on prepaid cards.

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Dallas Cards Management Company 36

Bobsguide

AUGUST 30, 2017

The European Union’s new data protection regulation, the GDPR, gives EU citizens ultimate control over their personal data. In the first of a two-article series Ben Gould, Managing Director, EMEA & APAC, Opus Global, outlines the aims of GDPR. But when did we lose control?

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Regulation Data Management 117

Abrigo

DECEMBER 28, 2022

Abrigo's top AML/CFT articles. Abrigo, a leading technology provider of software solutions for financial institutions, published more than 85 unique articles on its industry-focused blog in 2022. Click on the link next to the number to access each article. The blogs your FinCrime peers are reading. This checklist can help.

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Fraud Training Compliance Regulation 195

Abrigo

JANUARY 1, 2015

American Banker recently touched on a potentially interesting trend within their roundup of the 10 big ideas for banking in 2015 – the concept of financial institutions developing their own regulatory management and advisory offices. Creating a team dedicated to compliance will likely foster trust with regulators. Blog Bank'

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Management Compliance Regulation Data 150

South State Correspondent

APRIL 23, 2023

Analysts, regulators, legislators, and bankers have been attributing the root cause of SVB’s failure in the past month. Some blame the dilution of the Dodd-Frank provisions, others the lack of oversight by regulators, and others still blame social media for exacerbating the deposit run.

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Abrigo

MAY 8, 2024

WATCH Takeaway 1 Understanding generative AI and how peers are using AI and genAI helps financial institution leaders and management vet the technology and related risks. Takeaway 3 Regulators are closely watching expanded uses of AI and generative artificial intelligence. GenAI is seeing varied use cases in banking.

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Examples Fraud Resources Risk Management 222

Abrigo

APRIL 12, 2016

The FDIC is offering a fresh take on how a bank’s board of directors should understand and manage risk. The regulator’s April edition of Supervisory Insights provides what the FDIC called a “refresher” on its Pocket Guide for Directors, the 1988 booklet outlining the basic duties and responsibilities of a bank’s board of directors.

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Management FDIC Risk Management Community Bank 150

Abrigo

JULY 27, 2023

Would you like other articles on fraud and AML/CFT compliance in your inbox? Regtech is simply the use of technology such as AI, machine learning, natural language processing, and blockchain to improve the way businesses manage regulatory compliance. That’s where regtech for banks can help.

Technology 195

Technology Fraud Compliance Regulation 195

Abrigo

JULY 27, 2023

Would you like other articles on fraud and AML/CFT compliance in your inbox? Regtech is simply the use of technology such as AI, machine learning, natural language processing, and blockchain to improve the way businesses manage regulatory compliance. That’s where regtech for banks can help.

Technology 195

Technology Fraud Compliance Regulation 195

Perficient

DECEMBER 14, 2020

Serverless functions eliminate the need for server software and hardware management, allowing developers to focus on optimizing application code. In the previously cited article, it is projected that an additional 20% of enterprises will prepare for IT workload disruptions by protecting data in the public cloud.

Technology 348

Technology Trends Software Resources 348

Abrigo

DECEMBER 23, 2022

Blog posts to help your asset/liability management (ALM) staff strategize for the future These ALM posts were the most popular in 2022. Our top ten blogs were created by Abrigo's team, which includes former bankers, regulators, and industry experts. Would you like other articles like this in your inbox? For rookies and experts.

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Resources Risk Management Study Strategy 195

Abrigo

MAY 19, 2023

Introduction A few good men and women In previous articles, we have explored the objectives of a loan review and credit risk review system in general. In addition, they should be familiar with pertinent laws and regulations affecting credit and lending activities. Then they told me nobody’s perfect, so I stopped practicing.”

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Training Lending Risk Management Guidelines 195

The Financial Brand

FEBRUARY 21, 2023

This article Crypto & Banks: Federal Regulators Shouldn’t ‘Just Say No’ to a Whole Industry appeared first on The Financial Brand. Viewpoint: Managing many types of risk is what banks are about. Regulatory zeal to bar them from crypto-related activity is misplaced.

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Regulation Industry Branding Management 36

Perficient

MARCH 16, 2023

In this article, we’ll take a step back and review how to run a successful client remediation program.

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Analysis Resources How To Regulation 275

Abrigo

OCTOBER 23, 2014

But how can this growth be managed appropriately? CEIS Review , a New York-based bank consulting firm, highlights the shift in a recent article. Community banks certainly want to remain conservative with risks and follow regulations. According to Sageworks’ Tim McPeak, there are three keys to effective loan review.

Risk Management 186

Risk Management Management Lending Resources 186

Abrigo

JUNE 11, 2021

Would you like other articles on asset/liability management in your inbox? Takeaway 1 Regulators stress sound risk management practices that include the ability to identify and measure interest rate risk (IRR). FDIC) noted in its 2021 Risk Review.

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How To Risk Management Analysis Kansas City 195

Abrigo

AUGUST 8, 2021

Independent Loan Review Systems in Banking Banking regulators have outlined expectations for effective, independent loan review and credit risk review. . Would you like other articles on loan review in your inbox? This article is substantially updated from a 2013 blog post.

System 195

System Lending Policies Regulation 195

Abrigo

MARCH 11, 2022

Expert insights on 10 regulatory topics that NBFIs should consider this year Review this list of what regulators are looking for in 2022 to help your NBFI pass exams with flying colors. Takeaway 2 Planning now and informing executive management of expected changes will enable NBFIs to move forward with anticipated rules and guidance.

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Regulation cryptocurrency Policies Management 195

Abrigo

DECEMBER 29, 2023

Aside from formal training, one way that banks and credit unions can ensure staff are attuned to the latest regulations and best practices is by routinely sharing lending and credit risk resources. Another helpful loan policy resource is this on-demand webinar, “ Fortify your loan policy to effectively manage credit risk.”

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Resources Lending Risk Management Policies 222

Abrigo

JUNE 4, 2023

Introduction Prioritizing AML compliance resources The regulations laid out in the Bank Secrecy Act (BSA) are intended to promote financial transparency and identify those who misuse the financial system. Civil penalties vary, with regulators authorized to penalize between $5000 and $1,000,000 per violation for each day the breach occurs.

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Compliance Training Resources Regulation 195

Abrigo

DECEMBER 19, 2022

Checklists, guides, and more to help you and your AML-CFT staff Thousands of FinCrime professionals have accessed these guides, checklists, and other resources produced in 2022 by Abrigo's team, which includes former bankers, BSA officers, and regulators. . Would you like other articles like this in your inbox? Keep me informed.

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Resources Training Fraud Compliance 195

Abrigo

DECEMBER 1, 2021

Would you like other articles like this in your inbox? Takeaway 2 It's imperative that FI senior management demonstrate commitment to a robust loan review program. . This article is substantially updated from a 2013 blog post. Commitment from senior management. Learn how to analyze and approve loans more quickly.

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