Insights on Business

APRIL 6, 2017

As Jim Marous notes in his article, Top 10 Retail Banking Trends and Predictions for 2017 , “APIs were not even listed as a 2016 trend, but was #4 in 2017.”. They want a user experience that is designed, simple, easy to use, and innovative.

Las Vegas 194

Las Vegas Fintech User Experience Trends 194

Perficient

SEPTEMBER 30, 2020

Refer to this article as a guide for using color within your graphs. Stay away from analogous colors – colors next to each other on the color wheel – as the difference between them may not be noticeable to everyone. Uniformity is Useful: Adding too many colors distracts the viewer from the real meaning of the data.

Data 322

Data Branding Guidelines Community 322

Celent Banking

DECEMBER 1, 2014

Curiously, the article is titled, “ TD Bank helps its customers pinch pennies with new app.” Kudos to TD for taking a leap here in an effort to innovate and try something new. The Canadian mobile landscape has been pretty quiet, with the most recent “innovation” being the launch of mobile remote deposit capture by some of the banks.

User Experience 173

User Experience Mobile Innovation United States 173

South State Correspondent

APRIL 27, 2022

Banks that focus on the customer experience have come to learn that it is not the forward-facing customer experience that matters, but the “total experience” that now counts. Total experience is the business strategy for creating superior customer AND employee experience. What Is Total Experience?

Customer Experience 195

Customer Experience eBook User Experience Policies 195

Insights on Business

JULY 20, 2018

IBM RegTech Innovations. Since the acquisition in 2010, IBM has continued to drive innovation and leadership in risk and compliance and industry leaders have taken note. Media coverage of the milestone release was very positive including high profile articles in Forbes and American Banker. Wheeler, Jie Zhang, Earl Perkins.

Risk Management 96

Risk Management Management Compliance New York City 96

Insights on Business

OCTOBER 11, 2018

Media coverage of this milestone release was very positive, and included high profile articles in Forbes and American Banker. Learn more about IBM’s innovations and investment in governance, risk and compliance by visiting ibm.com/regtech. With the release of OpenPages with Watson 8.0,

Risk Management 70

Risk Management Management Compliance Innovation 70

Insights on Business

JULY 18, 2018

IBM RegTech Innovations. Since the acquisition in 2010, IBM has continued to drive innovation and leadership in risk and compliance and industry leaders have taken note. Media coverage of the milestone release was very positive including high profile articles in Forbes and American Banker. Wheeler, Jie Zhang, Earl Perkins.

Risk Management 70

Risk Management Compliance New York City Innovation 70

Gonzobanker

APRIL 26, 2023

This article defines the critical nature of payment systems along a financial institution’s transformation journey and explores when a payment hub makes sense as a solution to an oft-fragmented collection of systems for processing ACH, wires, checks, P2P, and instant payments. What Should Banks Do Now, Now That the Fed Is Launching FedNow?

Payments 148

Payments System Fraud Resources 148

South State Correspondent

APRIL 24, 2023

This article gives bankers a background on what it is, its risks, and how it will change everything from your infrastructure to your hiring practices. Imagine an experience where customers and employees can get a 1:1 concierge service via a generative AI-driven chatbot.

social media 195

social media Data Marketing Technology 195

Celent Banking

FEBRUARY 26, 2015

Consider three articles published in the past week: Bank Innovation covering Associated Bank branch closures to fund digital channel initiatives. And, in some cases, the user experience is poor. Rare is the retailer of any size that does not have a digital presence designed to conduct commerce.

FDIC 100

FDIC Retail Digital Banking User Experience 100

South State Correspondent

JULY 19, 2023

Even if you are not a bank marketer, this article is worth a read to understand AI’s capabilities. If you ever complained that your bank marketing department was under-resourced, this article is your pathway to explosive productivity. Bank marketing AI is ground zero to showcase the transformation that is already taking place.

Marketing 195

Marketing Training Video Tools 195

PYMNTS

APRIL 30, 2018

It’s a thought that was triggered recently after reading and reflecting on recent developments across three innovations heralded as FinTech’s poster children — disruptors out to change the world and eat the proverbial lunches of incumbents they say are too big and too unmotivated to change. Blockchain. Marketplace lending. Digital banks.

Fintech 183

Fintech blockchain Lending Digital Banking 183

Gonzobanker

JULY 6, 2021

As information technology departments move from being the provider of all technology services to orchestrator of technology innovation, chief information officers are rightfully asking, “How do we reinvent ourselves in this digital age when we’re saddled with legacy tech debt of 30-year-old, difficult-to-integrate, flat-file-based core systems?”.

Strategy 155

Strategy System Risk Management Technology 155

PYMNTS

JANUARY 14, 2019

Aided and abetted by mobile devices, apps and payments and logistics innovations have substantially improved the consumer’s digital shopping experiences. At the same time, their in-store experiences have gotten less reliable. And it did so via a channel that was not at all conducive to a digital shopping experience.

Retail 198

Retail Online Mobile Data 198

NCR

NOVEMBER 15, 2016

In this article, we explore the business value of implementing a mobile banking app in regard to helping to tackle community banks’ everyday challenges. With this, mobile banking can drive revenue through carefully selected, relevant functionality and engaging user experience. A way to outcompete?

Community Bank 40

Community Bank Community Mobile Rhode Island 40

Lex Sokolin

OCTOBER 14, 2020

We think that Wells Fargo, and Bank of America, and the Federal Reserve, and the rest of “them”, whoever “they” are, are centralized monoliths running on papyrus and holding back innovation. The clearest formulation on this topic comes in the article The Fifth Era of Recorded Music , from Bill Rosenblatt. Where do *you* bank exactly?

Lending 52

Lending User Experience Google United States 52

William Mills

JUNE 16, 2016

It has moved us all to this truly fantastic crossroads where innovation and mass technology adoption have taken financial services by storm. A recent TechCrunch article postures that, “For now, the banks that get it love the fintech startups more than you’d guess.” Some call it a threat; others are seeing it as opportunity.

Fintech 40

Fintech Industry User Experience US 40

Banking 2020

AUGUST 27, 2015

According to a recent article in ATMMarketplace.com, card skimming accounted for more than $2 billion in losses. Thus if banks are truly interested in using mobile phones as a primary form of authentication for ATMs, they will need to sell their customers on a better, more secure user experience.

ATM 40

ATM User Experience Fraud UX 40

William Mills

JUNE 16, 2016

It has moved us all to this truly fantastic crossroads where innovation and mass technology adoption have taken financial services by storm. A recent TechCrunch article postures that, “For now, the banks that get it love the fintech startups more than you’d guess.” Some call it a threat; others are seeing it as opportunity.

Fintech 40

Fintech Industry User Experience US 40

Insights on Business

MAY 2, 2019

Tom Osborn is his article entitled Op risk capital: looking back in anger (Risk.Net article, March 15, 2019) argues that “by simply setting capital primarily according to a bank’s size and crudely scaling it to reflect past losses, risk-weighted assets will inherently not reflect a firm’s current risk profile.”

Compliance 98

Compliance System Analytics Data 98

William Mills

SEPTEMBER 12, 2017

VERY Cool mobile, user experience. YUKKA Lab AG detects market sentiments and transforms them into innovative tools for the finance and communications industry. A leading data aggregation and analytics platform powering dynamic, cloud-based innovation for digital financial services. Cool name and branding. finnforbanks.

Samsung 69

Samsung Mobile User Experience Google 69

Fintech Labs Insights

JUNE 18, 2015

The company provides payments services with flexibility and user experience control that platforms seek. For more detail on how we’re using machine learning, I’d direct people to our recent blog article on the topic: [link]. WePay focuses on helping platforms with their payments. Finovate: In general, what’s next for WePay?

Security 12

Security Payments San Jose Fraud 12

PYMNTS

MAY 5, 2016

Like any hotbed of technological innovation, many competitors have emerged and crowded the marketplace with options. However, when it comes to making purchases at the point of sale, mobile payments users of the world (and, more specifically, the U.S.) as of March 2015, only 6 million of Android’s total users and 14.4

Mobile 100

Mobile Samsung Payments Apple 100

Gonzobanker

DECEMBER 19, 2016

see https://www.bloomberg.com/news/articles/2016-06-01/this-is-how-a-banker-in-brooklyn-makes-money-on-millennials ). What are you doing to try to be more proactive and innovative with R&D?”. The FinTech Partner Best Practice Award – Goes to Cambridge Savings Bank and SigFig for their digital investment platform partnership.

Utah 60

Utah System Community Marketing 60

FICO

MARCH 6, 2020

In this excerpt from that article, Jürgen elaborates on the importance of compliance. . Our partnership with Visma Connect is aimed at helping all kinds of payment providers meet rising regulatory demands with less effort and expense, by using the innovations we are bringing to our compliance solutions.

Compliance 81

Compliance Technology Fraud Analytics 81

PYMNTS

OCTOBER 1, 2018

The innovation touted 10 years ago, that has garnered billions of dollars of venture capital (VC) funding, hasn’t turned out to be the “internet of money” as advertised. In those pieces, I acknowledged bitcoin as an interesting, even fascinating, innovation. Innovation By Any Other Name. It isn’t because it won’t.

Bitcoin 214

Bitcoin blockchain cryptocurrency Innovation 214

CB Insights

OCTOBER 31, 2017

But overpriced, over-hyped hardware products weren’t the only “innovations” we said goodbye to: we also recently witnessed the deaths of startups working in mobile AR, e-commerce, digital media, and more. Title: Alberta Health Services shuts down innovative meal-sharing system. The clock kept ticking. Product: Scarf.

Company 78

Company US San Francisco Capital 78

CB Insights

NOVEMBER 16, 2017

This idea grew out of USV’s investing thesis: Invest in large networks of engaged users, differentiated by user experience, and defensible through network effects (the fact that networks become exponentially more valuable and unassailable as they grow larger). Then came 2004, and the consumer internet was in full swing.

Lending 78

Lending Capital Company Google 78

CB Insights

DECEMBER 14, 2017

For each company, we combed through CB Insights data, public interviews, product sites, financial documents, news articles, and user reviews to understand just how these companies have built million-dollar, loyalty-inspiring brands in 10 years or less. That’s what we’re after.” That’s central to their D2C nature.

Video 78

Video Branding Company Strategy 78