Gonzobanker

MAY 4, 2020

All the capital flowing into the digital fintech space is helping to solve banking industry challenges. As the industry’s appetite for digital technology grows, the capital that’s been flowing into mostly digital-focused fintech is solving real industry challenges right now. SoFi/Galileo: This $1.2

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Fintech FDIC Capital Community Bank 109

Abrigo

MAY 5, 2022

Podcasts for Bank & Credit Union Execs & Staff Are Plentiful; Here Are 10 Good Ones These banking podcasts discuss current events, strategic and policy issues, competition, digitalization advice, and more. Would you like other articles like this in your inbox? And all release a new episode at least monthly.

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Community Lending Maine Resources 195

Gonzobanker

JANUARY 25, 2019

Fiserv acquiring First Data Corporation is a huge deal in the fintech world. Whether you are a community bank or a fintech provider, that makes sense. Thanks to Ron Shevlin, Jim Burson, Ryan Rackley and Terence Roche for their input to this article. . Diversification versus Concentration. So, put the coffee on.

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Data Fintech Community Bank UX 128

Abrigo

MARCH 6, 2017

Following the right people or organizations on Twitter, for example, can generate a steady stream of informative articles and news alerts. Sageworks (which is also on Twitter at @Sageworks ) has identified 15 must-follow Twitter accounts for banking professionals. It often Tweets columns tied to breaking news and statistics.

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social media Lending Community Community Bank 150

Abrigo

APRIL 22, 2024

Recent dynamics of the small business lending market A deep understanding of the small business lending landscape and potential efficiencies can help banks and credit unions grow their portfolios. You might also like this guide for smarter, faster small business lending.

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Lending St. Louis Community Marketing 243

The Financial Brand

DECEMBER 8, 2022

This article How Banks Can Help Customers Tame Credit Card Debt appeared first on The Financial Brand. Community banks and credit unions can unlock lending opportunities by helping customers get a grip on credit card debt.

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Cards Community Bank Branding Lending 37

PYMNTS

JULY 31, 2017

According to the FinTech’s latest “ Performance Against Customer Expectations (PACE) Report ,” SMEs are unhappy with a lack of options for high-tech products and services, and as more small businesses switch banks, analysts say this discontent could accelerate bank-switching among the nation’s small business community.

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Survey Community Bank Community Regional 112

FICO

OCTOBER 2, 2019

I would like to examine what I think ‘small banks’ (community banks, regional banks, and credit unions) can do to capture more market share of the small business lending market. I may use the bank for my checking and deposit bank or have previous lending experience with them.

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Lending Marketing Community Bank Online 40

NCR

DECEMBER 1, 2017

It’s an interesting time to be a community financial institution (FI) right now. There are plenty of challenges to face up to, from regulatory changes in Europe and fintech disruption, to the startlingly rapid evolution of technology and consumer expectations. “They get better service. . “They get better service.

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Community Community Bank Michigan Lending 56

South State Correspondent

SEPTEMBER 20, 2022

Most banks will target around 6% of revenues next year for their marketing budget, and banks with strong brands and marketing programs target above 7%. We brought back tons of bank input on budget allocations, so look for a future article on how banks plan to spend their marketing budgets next year.

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Conference Marketing social media Data 195

FICO

APRIL 21, 2020

Banking will be different from now on, as audiences demand embedded features and more electronic services. Community banks need to take these concepts and move them into reality. Digital banking technologies are becoming more automated and less visible. On a typical day, community banks may not like the idea of startups.

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Community Bank Community Lending Fraud 75

Jeff For Banks

MARCH 1, 2020

Last week an American Banker reporter called for my opinion on WSFS Bank's strategy to deploy much of the cost savings from its recent Beneficial Bank merger into technology. Read the resulting article here. The article carried two quotes from me. Such as hiring lending teams. The reporter e-mailed his questions.

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Resources Charlotte Strategy Technology 78

Abrigo

AUGUST 25, 2021

Takeaway 2 A consumer loan origination system can help FIs offer a fully digital retail lending experience. How can FIs overcome retail lending challenges? In today's competitive – and increasingly digital – consumer lending environment, financial institutions will need to find ways to adapt to changing customer expectations.

Lending 195

Lending System Community Retail 195

South State Correspondent

AUGUST 10, 2023

In this article, we argue why banks should consider a modern core system in the form of a sidecar as part of their long-term strategy. Understanding A Core System In its purest form, a bank’s core system is a ledger to keep track of accounts and balances. A typical community bank may pay $1.5M

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System Examples Operations Data 195

William Mills

JANUARY 25, 2018

Community Banks. Lending/Risk Technologies. Contributed Articles. Sample findings include: James Van Dyke, CEO of Futurion, says that large Customer Experience (CX) projects take 21.5 Mobile Payments. Faster Payments. Fraud Prevention. Compliance. Branch Technologies. Future Innovations. Artificial Intelligence (AI).

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Report Technology Innovation Atlanta 40

Fintech Labs Insights

NOVEMBER 3, 2021

online lending industry provided about $10B in funding annually. The banking product, launched in late 2019, has more than 40,000 customers with $250M in deposits according to a mid-2021 interview with COO Steve Allocco. Banking: Deposits held by Coastal Community Bank ( press release ). Articles: 102 (Crunchbase).

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San Francisco Comparison Community Bank Online 15

Gonzobanker

DECEMBER 19, 2017

One word can summarize this action-packed banking year, GonzoBankers – tiring. FinTech threats and distractions. THE BANKING AWARDS. Rainbolt has quietly built a community bank in the past 20 years that is closing in on $2 billion of market cap. GonzoBanker of the Year – Large Banks. Payments chaos.

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Conference Industry Community Bank Community 101

Gonzobanker

SEPTEMBER 10, 2019

Culture Club : There could be employee flight risk as the Temenos culture (especially outside of the United States) can skew more formal corporate than is often preferred at smaller fintech companies in places like Austin. This is yet another fintech deal to watch. Shout out to Quintin Sykes for his input to this article. .

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United States Texas Austin Kansas City 89

South State Correspondent

OCTOBER 28, 2022

Gartner focused on technology infrastructure, while Money 20/20 was around fintech and payments. For banks, this means creating products that accomplish a task and then integrating banking in the background. Any community bank that believes it can keep up and thwart millions of attacks per second is fooling itself.

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Conference Technology Las Vegas Trends 195

Abrigo

NOVEMBER 29, 2021

Takeaway 3 Community banks have seen less volatility in noninterest income, and many are still eyeing growth across the category. Financial institutions generate most of their income by lending and investment activities. The Consumer Financial Protection Bureau (CFPB) in 2020 ordered TD Bank, N.A.

Community Bank 195

Community Bank Community FDIC Trends 195

Abrigo

MARCH 24, 2021

Would you like others articles like this in your inbox? Growing loans, earnings are banks' top challenges in 2021. The top banking challenges in 2021 are growing loans and earnings, according to Independent Banker’s recent 2021 Community Bank CEO Outlook survey. Technology sets up future lending success.

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Lending Technology Survey Examples 221

Gonzobanker

DECEMBER 20, 2019

There is an understanding that technology and fintech are going to cause radical change, but the how, how big and when are still very unclear. The Lesson : credit and risk professionals can be a pain sometimes, but they keep banks inside the lanes for long-term value creation. GonzoBankers, 2019 was a year of extremes. Well done, sir!

Idaho 148

Idaho Conference Data Marketing 148

Gonzobanker

MARCH 21, 2017

The buyer might be an established core player, or it might be a lending competitor of D+H that wants a core anchor. With more than 100 solid community bank installs and a few large credit unions, it would be a shame to have it wither within a global financial corpocracy. Either double down on U.S. Either double down on U.S.

Phoenix 60

Phoenix Lending System US 60

Gonzobanker

MARCH 21, 2017

The buyer might be an established core player, or it might be a lending competitor of D+H that wants a core anchor. With more than 100 solid community bank installs and a few large credit unions, it would be a shame to have it wither within a global financial corpocracy. Either double down on U.S. Either double down on U.S.

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Phoenix Lending System US 60

Gonzobanker

NOVEMBER 18, 2014

On a Fintech CEO panel dealing largely with vision, we liked Argo CEO Max Martin’s understated practicalities about eliminating paper in process and partnering with local universities for talent, a couple consistent themes we have also heard in recent GonzoBanker roundtables. So, isn’t retail delivery about consumer lending?

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Chicago Retail Branch Design Training 98

Gonzobanker

DECEMBER 22, 2015

It’s been almost 20 years since the IPO but this team keeps delivering growth and outstanding financial performance while keeping the values of the hometown bank that started it all. Community bank marketing resources. Deluxe for its article titled, “Checks Are Dead, Does This Still Count As News?” Bravo OZRK!

Community Bank 60

Community Bank Apple Community Technology 60

William Mills

SEPTEMBER 12, 2017

Digital banking solutions for community banks and credit unions. A turnkey solution incorporating CRM, invoicing and payments into a simple solution for the business delivered through the bank’s digital banking solution. An industry leader in lending and benchmarking solutions for financial institutions.

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Samsung Mobile User Experience Google 69

South State Correspondent

JUNE 13, 2022

In this age of social media, global interconnectedness, and market volatility, banks can be one tweet torrent away from a lightning-fast onset of risk. In this article, we explore why and how banks are starting to incorporate the “velocity of risk” into their risk management practices. Optimizing Risk.

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Risk Management Examples social media Management 195

Gonzobanker

DECEMBER 20, 2018

We’ve simultaneously disdained and feared the fintechs, artificial intelligence and blockchain consortia. We’ve seen the big Wall Street banks raise the hurdle (and clear it!) GonzoBanker of the Year – Mid-Size Banks. To be in Chip’s presence is to soak up energy, optimism and the mash-up of traditional banking and technology.

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Fintech Conference Innovation Community 105

Gonzobanker

DECEMBER 19, 2016

Be Careful What You Wish for Award – To all those Fintech providers that can now get an official bank charter to operate within the confines of simple regulatory requirements. The 2016 Gonzo Marketing Medal – Goes to Elevations Credit Union for its “Egg Lending” campaign. Best Free Market Research a Retail Banker Will Ever Get.

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Utah System Community Marketing 60