PYMNTS

DECEMBER 8, 2019

Asset management, payments and lending are being offered by Microsoft, Amazon, eBay, Baidu, Apple, Facebook and Tencent — all which have colossal databases. The Fed is considering an audit of Big Tech firms’ compliance policies and governance structures.

Regulation 131

Regulation Data Google Fintech 131

Bank Innovation

FEBRUARY 15, 2019

Giant technology companies are moving inexorably into the finance business and could quickly upend the banking industry, according to the financial industry’s global watchdog.

Apple 150

Apple Regulation System Industry 150

Bank Innovation

NOVEMBER 21, 2019

Following a recent backlash resulting from allegedly discriminatory underwriting methods for the Apple Card, lenders’ moves are facing scrutiny from regulators. In light of the increased oversight, however, industry practitioners emphasize the role of AI as a catalyst for a more inclusive process.

Apple 243

Apple Regulation Innovation Cards 243

CFPB Monitor

SEPTEMBER 17, 2018

In addition to Ballard Spahr’s website, our podcasts will be available on Apple iTunes, Google Play, and Spotify. We will also address the recent statements by HUD and the CFPB signaling an intent to revisit the disparate impact theory, and the implications for fair lending of these efforts.

Lending 60

Lending Apple Google Compliance 60

PYMNTS

MAY 13, 2016

On the heels of Lending Club’s fall from grace this week – the day after to be precise – Wells Fargo announced that it would come to the rescue of SMBs by offering fast decisions on small business loans. Alt Lending. Lending Club lost 80 percent of its market cap in just 2.5 Payday Lending. Wells Fargo.

Cards 100

Cards Lending Google Apple 100

PYMNTS

OCTOBER 21, 2019

We’ve watched the payments industry address changes in customer behavior, shifts in compliance rules (GDPR, UBO, CCPA, EMV), the introduction of cryptocurrencies and the race to move money faster. That explosion in interest is often ascribed to the emergence of Apple Pay in 2014 — five years ago this month. The list goes on.

Innovation 131

Innovation Payments Apple Mobile 131

PYMNTS

JULY 3, 2017

“Community banks are spending more money and resources on hiring compliance people than they are on lending to their community,” he said. We should have good enough compliance in place to be able to accommodate these kinds of transactions,” she said. Webster added that the cash-only environment can be a magnet for criminals. “We

Payments 113

Payments Bitcoin Compliance Community Bank 113

Gonzobanker

DECEMBER 17, 2021

million gets the vaunted consumer lender a much-prized bank charter, low-cost deposits to juice current earnings, and a business lending capability to drive future growth. Rex Johnson, Baxter Credit Union founder and former CEO – Rex was a legend in the credit union industry who will always be remembered as the “Yoda” of lending.

Fintech 143

Fintech Strategy Leadership Lending 143

Gonzobanker

JANUARY 17, 2020

For execs who climbed the ladder in finance, lending or branches, buckle in because the techies are about to steal the show. Whether it’s Amazon Prime Cards, Venmo, Apple Card, Real-Time Payments or P2P, bankers will continually see severe pressures on interchange revenue. The delay has been too long.

Customer Experience 126

Customer Experience Fintech Regional Cards 126

PYMNTS

SEPTEMBER 22, 2017

Apple 3 Watch: This will not connect well with would-be buyers. Even before shipping the new Apple watch, the tech giant admitted that issues a-plenty are in the hopper. Better have a very full and robust compliance department and a perfect working knowledge of AML/YC regulations. Call it smart money chasing smart tech?

US 108

US Apple Innovation Regulation 108

Gonzobanker

DECEMBER 14, 2023

The Grow-a-Cool-Niche-Award – goes to Bank Newport for creating a national marine lending business and investing to win with more talent, partnerships and technology. Word: Community banks don’t lend on $400 million office buildings in Manhattan and San Francisco. Sounds like a cool strategy to build a smarter bank.

Fintech 194

Fintech Community Regional Technology 194

PYMNTS

MAY 31, 2017

And in terms of Apple Pay and other payment methods, the executive stated that they haven’t really taken off because they require new habits in order to be fully adopted by consumers — and that the merchants themselves have been slow to adopt mobile payments. Diebold estimates that a new ATM in the field costs as much as $15,000 to $65,000.

ATM 100

ATM Millennials Cards Management 100

Lex Sokolin

DECEMBER 10, 2020

Here’s a banana, and that’s an apple. Affirm wins when it plugs in a technology network as a distributor of its lending product. Let’s transition to Green Dot, the original bank powering big tech company bank accounts starting with Apple, and now including Google. Uber and Apple are platforms: drivers/riders, users/applications.

Branding 52

Branding Apple Capital US 52

Lex Sokolin

DECEMBER 10, 2020

Here’s a banana, and that’s an apple. Affirm wins when it plugs in a technology network as a distributor of its lending product. Let’s transition to Green Dot, the original bank powering big tech company bank accounts starting with Apple, and now including Google. Uber and Apple are platforms: drivers/riders, users/applications.

Branding 52

Branding Apple Capital US 52

PYMNTS

OCTOBER 11, 2019

Max Levchin On The Future-Present Of Everywhere POS Lending. 8, Levchin told Karen Webster, Affirm can give an entirely new answer to that question as it has rolled out a new app that will allow customers to use the service to pay almost anywhere online or (with an assist from Google Pay and Apple Pay) in the real world. As of Oct.

Cards 116

Cards Online Houston Digital Banking 116

Gonzobanker

DECEMBER 19, 2022

Senators Dick Durbin (D-IL) and Roger Marshall (R-KS) with a rare bi-partisan move showing that pinch-your-banker-and-hug-your-merchant is apparently as wholesome America as apple pie. SoFI gets a commercial bank that brings deposits, compliance, AND business lending. Matt Taibbi Too Big to Jail (Yet) Award.

Community 216

Community Fintech Industry Innovation 216

PYMNTS

JUNE 27, 2017

So we also added a new focus: applying document and artificial intelligence/machine learning to develop enterprise-class solutions for identity verification in digital channels that meet the market need for a great user experience, risk mitigation and regulatory compliance. PYMNTS: Where do you look for innovative ideas, and why?

Innovation 145

Innovation System Mobile Trends 145

Gonzobanker

DECEMBER 22, 2014

Shops – Apple and Apple Pay. But, nobody had this on the 2015 list until … Apple announced Apple Pay. So banks all rush to get in line to get Apple Pay installed with their available 2015 resources. The Technology Company that Caused the Most Project Heartache in Bank I.T. Mergers and Acquisitions.

Los Angeles 101

Los Angeles Apple Risk Management California 101

Let's Talk Payments

APRIL 7, 2016

It took four companies – Google, Apple, Facebook and Amazon – to change the way consumers see financial services, customer service and shopping. Having almost nothing to do with banking,

Innovation 40

Innovation Google Apple Company 40

Lex Sokolin

AUGUST 6, 2020

Remember that Microsoft, which among with Apple, Facebook, and Amazon form a $6 trillion Voltron that is the US tech economy. Apple alone has a $200 billion cash pile , about a third of the PPP small business loan balance sheet for the entire economy. Forgive me for talking about price?—?but

Community 52

Community social media Branding Software 52

Gonzobanker

JULY 16, 2018

Although banks have certainly been disrupted by technology and have blown a few things competitively, this has not been a case of industry revenue being pulverized akin to what Napster, Apple and Spotify did to the music industry. Source: Fortune. For technologists, it sounds so easy at first just to “digitize the whole business.”

Analytics 63

Analytics Industry Management Software 63

Lex Sokolin

SEPTEMBER 16, 2020

This is for things like account opening, saving compliance information, and sharing key legal documents with clients. In Fintech, this has meant new payments, banking, lending, and portfolio management Web2 software companies. Here’s another fun spin. About 90% of advisors use Document Management software.

Google 52

Google Data Software Comparison 52

PYMNTS

SEPTEMBER 18, 2017

That year, two grocery store owners opened a small business to help merchants trade financial information that would make it easier for all of them to access that information and make lending decisions. That business was called The Retail Credit Corporation. Kinda makes you wonder why. The Catalyst for Change?

Report 202

Report Regulation Data Retail 202

Lex Sokolin

DECEMBER 25, 2019

I am talking about systemic risk, and the promise of what is most likely the future of financial services after Google, Facebook, Ant Financial, and Apple dismember the banks. Ethereum’s decentralized lending and trading are floating around 2,500 daily users. The lending product above is a bit more complicated.

blockchain 52

blockchain Bitcoin Software Lending 52

Gonzobanker

MAY 30, 2017

The busiest expo booths were one-off specialists like lending analytics campaign provider Intuvo and digital banking provider Alkami talking about applying data. The harsh truth is that, unlike Google, Apple and Netflix, we’re in a highly regulated industry (remember those federally insured deposits?) where one cannot bet the farm.

Analytics 71

Analytics Data System social media 71

Lex Sokolin

JULY 1, 2019

fee on Binance, $600M of Tether printed, $200M in DeFi lending This is what it looks like, this change in the atmosphere, the fireflies all lighting up as the night comes in. Finance in motion— $1B moved for $0.02 We are here. We are in it. It makes the skin crawl. Do you think we will see another moment like this in our careers?

Bitcoin 40

Bitcoin System Software blockchain 40

Bank Innovation

DECEMBER 24, 2019

Financial technology startups will enter the next decade with a little more street cred than the last time around. Nearly 60 upstarts focusing on financial services — from Stripe Inc. to Chime Inc. to Plaid Inc. — have garnered valuations of more than $1 billion in recent years, according to CB Insights.

Financial Technology 332

Financial Technology Technology Innovation Strategies Apple 332

Fintech Labs Insights

OCTOBER 3, 2016

Extended its app-security protection to Apple TV. Added to its Compliance Document Management Solution, CertCapture. Teamed up with fellow alums OnDeck and CAN Capital to form Innovative Lending Platform Association. Honored by Marketplace Lending Power 20 Awards. Earned spot in the Marketplace Lending Power 20.

San Francisco 18

San Francisco Taxes Lending Colorado 18

Gonzobanker

DECEMBER 22, 2015

In the age of Twitter, Apple Pay and Lending Club, it’s important to remember the shareholder performance delivered by Gleason and team when compared to the behemoths. To those community bankers claiming their growing Compliance departments say no to everything. Well Apple did it again with the Apple Watch.

Community Bank 60

Community Bank Apple Community Technology 60

PYMNTS

SEPTEMBER 30, 2016

Payday Lending. Markey (D-MA) yesterday when giving Fed Chief advice on how to deal with the big banks in the wake of the Wells fiasco, citing concerns over compliance lapses. Yeah, maybe the buzz over bots is getting, well a little too buzzy. One hundred and eighty-one people can’t be wrong. Make their life hell.”

Retail 100

Retail New York Marketing Regulation 100

CB Insights

FEBRUARY 8, 2018

Further, tools such as smart contracts promise to automate many of the tedious processes within the banking industry, from compliance and claims processing, to distributing the contents of a will. Say you want to buy a share of Apple stock. trillion worth of commercial lending. Filecoin ultimately raised over $250M via ICO.

blockchain 78

blockchain Bitcoin cryptocurrency Security 78

William Mills

MAY 11, 2016

Demoing first with apple watch. Is this the first time we have seen an apple watch as apart of a demo today? Helps with mobile onboarding and anti-money laundering compliance. ^SR. We are the global leaders in identity solutions while protecting FI’s and providers from compliance and fraud.” Virtual reality? I like that.

Video 40

Video Mobile social media Analytics 40

CB Insights

AUGUST 6, 2017

Lending, Investments, And Personal Finance: 102 Startups Attacking The Retail Banking Value Chain. Cannabis Industry Market Map: 60+ Companies Across CPG, Payments, Analytics, Compliance, And More. Regtech Market Map: The Startups Helping Businesses Mitigate Risk And Monitor Compliance Across Industries. SALES TECH. HEALTHCARE.

Industry 78

Industry Marketing Fintech Software 78

Bank Innovation

FEBRUARY 11, 2019

Cambr, a cloud-based platform powered by investment firm StoneCastle and digital banking software provider Q2 Holdings, is helping neo-banks and fintechs launch and scale up through a network of 850 community banks.

Community Bank 170

Community Bank Community Software Innovation 170

PYMNTS

APRIL 25, 2016

And who can’t get any other people to lend them money on a short-term basis. And there are lots of safety checks in place at the state level in many states to make sure that these lenders do the right thing – like vet the borrower and remain in compliance with state usury laws. These people are in unfortunate situations.

Regulation 100

Regulation Google Course Cards 100

Fintech Labs Insights

NOVEMBER 2, 2015

Apple TV purchase & payment marketplace. Tags: Accounting, Intuit (partner), commercial lending, SMB. Source: Crunchbase. Identity proofing solutions. Latest round: $10.45 million Post IPO equity. Total raised: Unknown. HQ: Melbourne, Australia. Source: Finovate. Payment & credit platform for the underbanked. Latest round: $3.4

Los Angeles 12

Los Angeles New York City San Francisco Company 12

William Mills

SEPTEMBER 7, 2016

Andrew just needs to review the account and forward on to compliance for their review. Andrew can snooze until Compliance has done their work so his workspace is not cluttered. Built a workflow for the bank so the bank can approve payment and see all compliance and tax information. Command center for small business lending.

Mobile 40

Mobile Cards Fraud Data 40