PYMNTS

NOVEMBER 6, 2020

Weak iPhone Sales Cost Apple Nearly Half a Trillion Dollars in Market Cap . Apple is still the most valuable company in the nation, but it’s worth $430 billion less than it was two months ago – primarily, analysts say, because of concerns that the new iPhones arrived too late, per news on Nov. Apple’s Services Shift Lacks Key Details.

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Online Payments Millennials Apple 148

FICO

APRIL 29, 2022

There’s a lot going on in the retail payments space – defined as transactions between two consumers, between consumers and businesses, or between two businesses. Some of the changes are related to new digital payments methods like P2P apps, tap-to-pay, and cryptocurrency, which are all growing options in retail environments.

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Fraud Retail Payments cryptocurrency 52

ABA Community Banking

APRIL 7, 2015

Uses Apple TouchID to provide security Retail Banking Technology Channels Branch Technology/ATMs. 1Retail Banking'

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ATM Mobile Apple Retail 40

South State Correspondent

OCTOBER 25, 2023

The rise of card-not-present transactions for phone and then e-commerce, starting in 1994, cannibalized check volume, as did Paypal, retail ACH for phone and internet transactions in 1998. The debit card started to rise in popularity in 2004, as did an explosion of ATMs in 2005, affording the general population more access to cash.

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Fraud ATM Payments Management 195

PYMNTS

OCTOBER 1, 2018

Secret Service has sent out a warning about a difficult type of ATM skimming that could take days for criminals to set up. According to reports in KrebsOnSecurity , the Secret Service has received multiple reports about a form of skimming often called ATM “wiretapping” or “eavesdropping.”. The Skimming Scourge.

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Data ATM Apple Payments 108

PYMNTS

MARCH 30, 2017

Apple and Square both set off on new international adventures, Wells Fargo embraced the NFC ATM, and Alipay’s parent company decided to offer a more direct response to Euronet’s challenge to its MoneyGram acquisition. Apple Goes To Taiwan, Square Goes To The UK. Apple Pay Moves Into Taiwan. Brexit, Schmexit.

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Samsung Apple ATM Mobile 100

PYMNTS

APRIL 23, 2019

The mobile app offers low or no-fee checking-like services, out-of-network ATM usage fees and the ability to earn 4 percent APY on balances of up to $3,000. When asked about favorite brands and retailers, Amazon , Walmart , Target and Costco topped the list. One in five consumers agreed with online retailers serving as FIs, while 27.5

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Millennials Mobile Study Branding 145

Insights on Business

OCTOBER 23, 2017

To a typical retail bank, branches are a BIG deal. Just look at Apple and its beautifully built Apple Stores. Do Apple and Amazon care about whether you bought their products in the store or online? An optimized d istribution model helps banks distribute resources (tellers, bankers, ATMs, branches, etc.)

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Apple ATM Mobile Innovation 115

NCR

JULY 26, 2017

Consider the impact the likes of Amazon and Apple have had on the retail and music industries. Financial institutions need to be ready to meet this level of expectation in an area that remains absolutely critical to the overall customer experience in retail banking: the self-service channel. Why self-service is so important.

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Mobile ATM User Experience Meeting 81

Accenture

FEBRUARY 28, 2017

The payments landscape is changing fast due to new disruptive technologies such as open APIs, distributed ledger technology, cloud, Apple/Samsung/…Pay, and customers’ expectations are changing for seamless and faster payments. Use of Apple Pay, Samsung Pay etc. Use of Apple Pay, Samsung Pay etc. Retailing/Acceptance.

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Payments Bitcoin Samsung Fraud 150

Accenture

FEBRUARY 28, 2017

The payments landscape is changing fast due to new disruptive technologies such as open APIs, distributed ledger technology, cloud, Apple/Samsung/…Pay, and customers’ expectations are changing for seamless and faster payments. Use of Apple Pay, Samsung Pay etc. Use of Apple Pay, Samsung Pay etc. Retailing/Acceptance.

Payments 150

Payments Bitcoin Samsung Fraud 150

PYMNTS

JULY 10, 2020

As businesses around the world start to reopen, we have seen guidance recommending contactless payments to avoid unnecessary touchpoints between customers and retailers. The pandemic triggered seismic shifts in the way people behave and interact with traditional forms of payment. Jumping Straight from Cash to Digital. In the U.K.,

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Payments Cards Mobile Innovation 201

PYMNTS

JANUARY 22, 2021

PYMNTS January 2021 Next-Gen Debit Tracker® done in collaboration with PULSE , A Discover Company, notes, “Banks, government agencies and retailers have scrambled to adjust to consumers’ digital spending and payment shifts during the pandemic, but doing so swiftly has presented security challenges. Radius is also working on digital issuance.

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Fraud Study Cards Security 130

MyBankTracker

JUNE 12, 2020

Withdraw cash from an in-network ATM. The EIP card allows you to withdraw cash without a surcharge from more than 55,000 ATMs in the U.S., Mexico, Canada, Puerto Rico, Australia, and the United Kingdom with the AllPoint ATM network. Find and visit an AllPoint ATM near you. ATM balance inquiry fee.

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Cards How To ATM Puerto Rico 52

Banking 2020

JANUARY 15, 2015

The retail banking industry has seen major changes occurring in the industry over the last few years with the adoption of mobile banking, the rise to prominence of the millennial demographic, narrowing margins, stagnant top line revenues, the future of the branch and continued regulatory changes. This year will be huge for payment disruption.

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Retail Trends Millennials Mobile 40

PYMNTS

DECEMBER 15, 2017

Bloomberg said that the retailing behemoth wants to help workers skirt payday lenders or the financial pain of bouncing checks. The $400M bid from Apple to buy Shazam makes it easier to hear a song, stream a song and buy a subscription. ATM hacks: Hackers have targeted Russian and U.S. The reason?

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ATM System New York Payments 116

PYMNTS

NOVEMBER 7, 2016

In 2008, 90 percent of retail transactions in Poland were made using physical currency, double the percentage of cash transactions in the U.S. What’s more, ATMs, which are the primary way by which Polish citizens obtain cash, along with over-the-counter withdrawals, have seen increased usage of late.

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Analysis ATM Mobile Cards 152

PYMNTS

NOVEMBER 25, 2016

As of this writing, 86 percent of India’s currency was banned in one fell swoop, setting the stage for (as yet fairly unabated) queues at ATMs and a return to bartering in rural areas. This is not the Big Apple you want to remember. Not exactly the smoothest of transitions. Consumers (?).

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New York City New York ATM Regulation 100

PYMNTS

JANUARY 19, 2018

There are approximately 2,064 crypto ATMs in 61 countries, and users can store their coins in an offline wallet (glorified USB stick) and travel to an ATM. That is an expensive solution, however, as transaction fees at those ATMS often scrape the 10 percent mark. Amid the struggles, some firms are delaying their IPOs.

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Bitcoin Regulation cryptocurrency Taxes 123

PYMNTS

MAY 27, 2016

Apple’s first retail store overhaul in 15 years is hailed by just about everyone as a Grand Slam Home Run – and the store hasn’t even opened yet (it will, in SF, on Saturday). Their retail experience needs a bit of reinventing , and she did that for the iconic brand when she joined them. Angela Ahrendts. Burberry, Ms.

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Bitcoin Fraud Mobile Apple 109

PYMNTS

AUGUST 11, 2017

Samsung has built the latest iteration of its smartphone with fingerprint and facial recognition scanning, and there are rumors that Apple will abandon fingerprint biometrics entirely in favor of facial scans as soon as this fall. ATMs : It seems the ATM is back after years of stagnation — in the United States, at least.

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ATM United States Industry Branch Strategies 118

PYMNTS

JANUARY 23, 2017

Given that Amazon is presently the largest retailer in the world (by market cap), represents 30–50 percent of all purchases made online in the U.S. The reports surfaced in the context of rumors that Apple is looking to build a competitor product for the Echo — the Amazon Bluetooth speaker that serves as Alexa’s homebase.

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Apple Training Report Cards 100

NCR

APRIL 21, 2017

Ron Delnevo, executive director for Europe at the ATM Industry Association, told Banking.com that payment choice should be the key focus, rather than attention-grabbing headlines and slogans about the death of cash. The ATM and cash withdrawals. million ATMs in operation around the world, with this set to surpass 4 million by 2021.

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ATM Payments System Cards 75

MyBankTracker

JUNE 12, 2020

Setup Cost: No activation fee, $0 to set up online, $5 to setup at retail locations. ATM Fee: No fee at 33,000 MoneyPass Network locations, otherwise $2.50 plus any fee charged by ATM owner. ATM Fee: No fee at 33,000 MoneyPass Network locations, otherwise $2.50 plus any fee charged by ATM owner. Monthly Fee: $0.

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Cards ATM Online Mobile 52

Celent Banking

SEPTEMBER 19, 2016

For example, MasterCard has "checks and blocks to ensure that chargebacks follow the liability shift guidelines", such as not allowing chargebacks on fraudulent ATM and fuel transactions, where the liability shift has not yet taken place. Visa has taken a step further and announced that from July 22, Visa would "block all U.S.

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US ATM Customer Experience Course 100

NCR

APRIL 26, 2016

The continued demand for cash is reflected in the fact the ATM install base continues to grow. Retail Banking Research’s Global ATM Market Forecasts to 2020 found that the current ATM install base was reported as three million, but this is predicted to grow even further in the next five years, reaching four million by 2020.

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ATM Cards Apple Payments 40

PYMNTS

AUGUST 25, 2016

The unbanked will be served because consumers can use mVisa agents to access cash where there is no ATM network. Consultants will don a Bluetooth reader that pairs with Apple iOS or Android smartphones or tablets, to accept payment of credit and debit cards. Mary Kay has 3.5 By 2021, mobile POS transactions in the U.K.

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Mobile St. Louis Payments Los Angeles 100

PYMNTS

MARCH 26, 2018

This Southeast Asian cryptocurrency café went one step further: Launched in Indonesia and Singapore in December 2017, Ducatus Café does not accept cash, cards or even Apple Pay. No problem: The café features an in-store cryptocurrency ATM where customers can trade their cash for bitcoin or Ducatus. Ducatus Café. No bitcoin?

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cryptocurrency Bitcoin blockchain Payments 126

ZootBlog

DECEMBER 14, 2015

In 2015, the financial industry made a point to enhance the customer experience by leveraging massive amounts of data from phone calls, emails, mobile apps, ATMs, and websites. Regulations forced the issue, and the deadline for issuers and retailers to comply was October 1, 2015, or face liability for fraud losses. Advanced Analytics.

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Mobile Customer Experience Analytics social media 70

NCR

JUNE 26, 2017

In store, options such as contactless cards, NFC-equipped smartphones and even wearable devices such as the Apple Watch allow consumers to choose whatever option is most convenient for them at any given time. ”, today’s environment provides a range of options, both in person and through digital channels. billion ($2.05

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Payments Millennials Retail Cards 75

MyBankTracker

JANUARY 19, 2021

They envisioned smarter ATMs, fewer tellers, and a reduced footprint overall. These expansions into different retail financial segments are in motion to entice consumers into a financial ecosystem, much like how Apple or Google cast a widespread network of services and products to keep customers with the brand. Final Thoughts.

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Marketing Banking Trends Trends Cards 52

PYMNTS

FEBRUARY 10, 2018

Visa teamed up with South Korean-based Lotte Card, the financial arm of the region’s retail giant Lotte Department Store, to create three exclusive wearables just for the Winter Olympics: a commemorative sticker, a pair of gloves and an Olympic pin. Winner: Digital Payments.

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System Samsung National Security 101

Fintech Labs Insights

MAY 24, 2021

in Apple store, 4.5 Can deposit cash via GreenDot’s “@ the Register” (retailer typically charges up to $4.95 Free ATM transactions through MoneyPass ($2.50 Choice Financial is the banking provider. Features & benefits listed on homepage: Free. Faster access to direct deposits. Business debit card with free withdrawals.

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Taxes United States FDIC ATM 15

PYMNTS

MARCH 1, 2017

It, of course, failed, and then it turned into the company we ended up being successful with, which also built one of the very first dial-up ATMs in the U.S. Obviously, the move to digital, which is by no means even close to being complete, and then retail trends. TC: On a macro level, I look at generational shifts.

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Innovation Payments Fraud Trends 100

Tomorrow's Transactions

MAY 5, 2016

Well, I’m back in America again and I can’t help but notice that the retail point-of-sale (POS) experience is getting weirder week by week. For example, here is me trying to use Apple Pay. It would have been quicker to go to the ATM in the lobby and draw out $20 (which would have cost me a $3 fee). Lots of people do.

Cards 30

Cards Apple America US 30

Fintech Labs Insights

MAY 24, 2021

in Apple store, 4.5 Can deposit cash via GreenDot’s “@ the Register” (retailer typically charges up to $4.95 Free ATM transactions through MoneyPass ($2.50 Choice Financial is the banking provider. Features & benefits listed on homepage: Free. Faster access to direct deposits. Business debit card with free withdrawals.

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Taxes United States FDIC ATM 15

NCR

DECEMBER 28, 2015

By contrast, Apple Pay had hit the market a year earlier, courtesy the newest iPhones and the Apple Watch, and it came with a torrent of hype. There are already numerous options available, and Apple has been touting the TouchID feature in its phones for some time now. So let’s refine our expectations this time around.

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Apple Mobile Technology Security 40