CB Insights

JANUARY 22, 2020

Blockchain companies have lost a step in the private markets. Download the free report to learn about the biggest emerging trends in blockchain and strategies to watch for 2019. Total equity funding to the space, which is one measure of investor enthusiasm, fell over 30% in 2019. GET the 47-page blockchain TRENDS report.

blockchain 79

blockchain cryptocurrency Bitcoin Analytics 79

South State Correspondent

APRIL 10, 2023

While the market focuses on deposits and liquidity, media pundits and analysts are waiting for credit problems to appear. CRE Risk Background While ten years ago, community and regional banks use to make up some 55% of the CRE market, in 2023, these banks now compose approximately 72% (below). touched off a wave of bankruptcies.

Community Bank 195

Community Bank Community Los Angeles Regional 195

CFPB Monitor

NOVEMBER 21, 2019

The CFPB has published its Fall 2019 rulemaking agenda as part of the Fall 2019 Unified Agenda of Federal Regulatory and Deregulatory Actions, which is coordinated by the Office of Management and Budget. The Bureau issued a proposed debt collection rule in May 2019. The agenda estimates issuance of a final rule in April 2020.

Regulation 78

Regulation Cards Data Leadership 78

Abrigo

NOVEMBER 29, 2021

Takeaway 3 Community banks have seen less volatility in noninterest income, and many are still eyeing growth across the category. Noninterest income associated with the housing markets such as securitization, trading, and real estate slowed significantly during the financial crisis and beyond. Community banks target growth.

Community Bank 195

Community Bank Community FDIC Trends 195

PYMNTS

DECEMBER 10, 2018

While entrepreneurs continue to reflect record-level optimism, their top concerns are increasingly including the tight labor market and the importance of retaining staff in such a climate. “And that’s the way the market economy works, for better or worse.” How did small businesses fare in job growth last month?

Marketing 148

Marketing Data Survey America 148

South State Correspondent

MARCH 21, 2023

The need for a known, reliable brand creates an excellent opportunity for community banks to help small business customers while building deposit balances. Community banks can now white label this same product to onboard and process employee retention tax credits for the bank’s small business customers AND prospects.

Taxes 195

Taxes Community Bank Community Operations 195

FICO

DECEMBER 20, 2018

For my predictions, I’ll focus on four areas of tactical concern within consumer banking that I feel confident bank executives will make significant progress addressing 2019. This regulatory green light will embolden bank product managers to think creatively in 2019 about how they can carve out a slice of the estimated $90 billion U.S.

Trends 73

Trends Lending Fraud Exercises 73

PYMNTS

MARCH 15, 2019

Some of the largest global financial institutions are taking steps further into Mexico’s small business lending and finance space, the result of heightened competitive pressure imposed by FinTechs and alternative lenders in the market, reports in the Wall Street Journal said Thursday (March 14).

Lending 189

Lending Fintech National Taxes 189

Abrigo

APRIL 14, 2020

Key Takeaways The Federal Reserve recently unveiled a new loan-purchase program, the Main Street Lending Program (MSLP) Unlike the PPP, loans provided under the MSLP are not eligible for loan forgiveness Community financial institutions play an important role in the MSLP. billion in 2019 annual revenues.

Maine 195

Maine Lending Community Study 195

Abrigo

APRIL 18, 2022

However, today it is still a relatively new market that does not have mainstream usage within the United States. The industry's most significant market increase was between 2016 and 2018. It experienced a downward correction from 2018 to 2019, sometimes referred to as the "crypto winter." Executive Action. Priorities.

cryptocurrency 195

cryptocurrency Fraud United States Leadership 195

CFPB Monitor

NOVEMBER 22, 2022

As previously reported in February 2019 federal regulators issued a joint final rule (the “Joint Final Rule”) to implement provisions of the Biggert-Waters Flood Insurance Reform Act of 2012 (the “Act”) that require regulated financial institutions to accept private flood insurance policies.

Policies 148

Policies Meeting Exercises Regulation 148

CFPB Monitor

MARCH 30, 2020

Section 4003 of the CARES Act generally authorizes the Treasury Secretary to make loans, loan guarantees, and other investments in support of eligible businesses, States, and municipalities that do not, in the aggregate, exceed $500,000,000,000 and provide the subsidy amounts necessary for such loans, loan guarantees, and other investments in accordance (..)

Regulation 122

Regulation United States Community Bank National 122

PYMNTS

APRIL 29, 2019

With first-quarter earnings reports rolling out, it’s time to take a look at the state of small businesses and how they fared for the first three months of 2019. Plus, there is new evidence that the middle-market business community fared particularly well in the first quarter. Beyond the U.S.,

Lending 168

Lending Michigan Community National 168

Independent Banker

APRIL 30, 2022

Here’s how community bankers can take advantage of various sectors—including SBA lending—over the next 12 months. Community banks that have struggled to grow their commercial loan portfolios over the past two years are optimistic that there are brighter days ahead this year and next. billion asset community bank. Quick Stat.

Lending 158

Lending Community St. Louis Community Bank 158

PYMNTS

APRIL 2, 2019

The vacancy rate of community shopping centers in the U.S. Reuters , citing Reis, the real estate research firm, reported the vacancy rate in 28 of the 77 metro areas increased during the first three months of 2019. For community shopping centers, the net absorption, which is the available space sold during the quarter, declined 7.4

Metro 125

Metro Regional Retail Community 125

PYMNTS

DECEMBER 16, 2019

government affairs and public policy, said in a letter to the Fed that Google “worked closely” with the National Payments Corporation of India (NPCI) to build Google Pay for the Indian market. billion in 2019. Mark Isakowitz, Google’s head of U.S. First, UPI is an interbank transfer system. billion now. billion in 2023 from $64.8

Google 144

Google System Payments Study 144

PYMNTS

MARCH 11, 2020

Its fourth-quarter earnings report, released at the end of February, showed a revenue jump of 88 percent from 2019 to $1.1 This year we expect another year of market-leading growth. In 2019, we increased GPU by $750. Our cohort growth was broad based with many markets crossing key milestones.”. New Markets.

Company 130

Company Miami San Antonio Oklahoma City 130

Jeff For Banks

NOVEMBER 16, 2020

The markets are taking it all in stride, rallying strongly for most of this week and they seem more grateful for the prospect of a divided Congress, i.e, The markets believe the chance of tax hikes, repeals of tax cuts, and gigantic initiatives are greatly diminished. lower than its peak in the fourth quarter of 2019.

Marketing 78

Marketing National New York City Taxes 78

Gonzobanker

DECEMBER 14, 2023

Not the financial industry’s “Troublemakers ” – those regional and community banks, credit unions and supporting fintech entrepreneurs who continue to engage customers and communities and find niches that keep the grassroots of our country’s financial system alive and kicking. We are in awe. Seriously in awe.

Fintech 194

Fintech Community Regional Technology 194

PYMNTS

SEPTEMBER 25, 2019

Earlier in 2019, Checkout.com announced a $230 million Series A funding round. . France is one of the most critical eCommerce markets in Europe and of great strategic importance to the continued success of our business,” said Checkout.com CEO Guillaume Pousaz. “We

Payments 116

Payments United States Leadership Community 116

PYMNTS

OCTOBER 5, 2020

According to the NPD Group , COVID-19 brought the year’s good start to a halt, with March athletic shoe sales down about 40 percent compared to 2019 and taking a 50 percent hit in April. Despite its 37 -state footprint, Werder noted that Fleet Feet thinks of itself as both a national brand and a community retailer.

Technology 131

Technology Retail North Carolina National 131

PYMNTS

OCTOBER 1, 2019

India-based financial services provider Reliance Capital has announced it will exit the lending market. 30), Reuters reported , noting that the company is struggling to overcome “collateral damage” resulting from a slowing national economic and a broader “crisis,” the publication said, in India’s lending sector.

Capital 109

Capital Lending Regulation Operations 109

CFPB Monitor

OCTOBER 25, 2019

The CFPB announced today that it will hold a symposium on Dodd-Frank Act Section 1071 on November 6, 2019. In its Spring 2019 rulemaking agenda, the CFPB indicated that it expected to resume Section 1071 pre-rulemaking activities in 2019. John Taylor, President and Founder, National Community Reinvestment Coalition.

Tampa 60

Tampa Lending California Community 60

PYMNTS

JUNE 25, 2019

The cryptocurrency market currently lacks a clear regulatory framework to provide strong protections for investors, consumers, and the economy. Regulators should see this as a wake-up call to get serious about the privacy and national security concerns, cybersecurity risks, and trading risks that are posed by cryptocurrencies.

cryptocurrency 166

cryptocurrency social media Regulation Meeting 166

PYMNTS

DECEMBER 5, 2018

India saw a busy year in B2B FinTech as the small business (SMB) community continued to demand enhanced financial services. The nation continues to push against cash in favor of digital payments, while both the government and private sector continue to fuel FinTech innovation.

Innovation 171

Innovation Survey Operations Community 171

PYMNTS

DECEMBER 4, 2018

driven by economic strength, government policy and continued efforts among the financial technology (FinTech) and financial services (FinServ) communities to introduce new tools for entrepreneurs — to make running their businesses easier, more efficient and more profitable. In a survey of 1,000 small business owners in the U.S.,

America 125

America social media National Policies 125

Jeff For Banks

DECEMBER 7, 2019

I chose five years because banks that focus on year over year returns tend to cut strategic investments come budget time, which hurts their market position, earnings power, and future relevance than those that make those investments. billion in assets community bank with 22 branches that encircle the Seattle Sound. First Capital, Inc.

Indiana 78

Indiana Oregon South Dakota Community Bank 78

Jeff For Banks

AUGUST 12, 2018

Five more quarters to go and I believe in 2019 we will set a new record length for an expansion, albeit without hitting 3% GDP growth for any one of those ten years. and 2019 at 2.4% In 2Q18, Bucks County median prices rose year-over-year by 3.9%, compared to the national Case Shiller index at over 6.0%. You know me by now.

Marketing 60

Marketing Philadelphia Omaha US 60

CFPB Monitor

JANUARY 28, 2021

The fate of the OCC’s Community Reinvestment Act (“CRA”) final rule , issued on May 20, 2020, hangs in the balance following the inauguration of President Biden on January 20 and the resignation of former Acting Comptroller Brian Brooks, who was a major proponent of the rule, on January 14.

Community 131

Community FDIC Lending Survey 131

PYMNTS

DECEMBER 27, 2019

These and other 19 th -century proto-cooperatives were the forerunners of today’s credit union (CU) community. The PYMNTS December 2019 Credit Union Tracker looks at the changing topography of the CU space, as digital transformation challenges the “all for one, one for all” mentality that has undergirded their business model since the 1800s.

Digital Banking 130

Digital Banking Millennials Banking Trends Mobile 130

PYMNTS

DECEMBER 11, 2020

Synctera Brings 'FinTech As A Service' To Community Banks. FinTechs want to offer compliant banking services, while community banks want new ways to grow deposits. In the Buy Now, Pay Later: Millennials And The Shifting Dynamics Of Online Credit report, PYMNTS surveyed a national sample of nearly 15,000 U.S.

Trends 175

Trends Fraud Millennials Community Bank 175

PYMNTS

FEBRUARY 4, 2020

Late last year, DraftKings reported $213 million in 2019 revenue and control of about 60 percent of the market, indicating that the industry as a whole had revenue north of $350 million – and that’s only counting the direct revenue brought in by wagers. The firm entered the public markets with a valuation of $3.3

Online 134

Online New Hampshire Rhode Island District of Columbia 134

CFPB Monitor

FEBRUARY 14, 2019

A new executive order signed by President Trump on February 11, 2019 is intended to maintain American leadership in artificial intelligence (AI) research and development (R &D). Those agencies are to be identified by the National Science and Technology Council Select Committee on Artificial Intelligence Select Committee.

Lending 84

Lending Community National Leadership 84

Jeff For Banks

AUGUST 3, 2020

At the end of 2019 everything seemed like sunshine and rainbows. Sure, community banks had little to do with liar loans or what was otherwise termed sub-prime. Sure, community banks had little to do with liar loans or what was otherwise termed sub-prime. But many banks were, including the nation's largest. Then Covid-19.

Community Bank 88

Community Bank Community Capital Analytics 88

PYMNTS

JUNE 18, 2018

Thirty-four years have passed since SMB optimism was this high , according to the National Federation of Independent Business (NFIB). percent share increase for community banks, suggest that large FIs are losing out to smaller competitors, per CNBC reports last week. percent, while community banks ‘ portfolios grew 14.7

Lending 112

Lending Community Bank Regional Community 112

PYMNTS

DECEMBER 14, 2020

Whether it's the power grid, banking and financial markets, transportation, communications or even the highly generalized “internet of things,” the list of digital inroads that penetrate our daily lives has never been higher. Not All Bad. has at the very least focused the world’s awareness on this growing problem.

Google 192

Google Security Washington Risk Management 192

PYMNTS

MAY 6, 2019

Yet, steps to achieve that growth may be difficult, considering the low unemployment and tight labor market, threats of cyberattacks and a continued sentiment that traditional bank financing simply isn’t cutting it for the small business owner. small business. Forty-three percent plan to seek credit. Thirty-two percent of U.S.

Survey 115

Survey America Analysis Data 115