William Mills

SEPTEMBER 25, 2018

SME Lending for the Indian marketplace. Uses video to capture a bank statement via AI processing to improve results. Efficiency gains in getting and processing paper records that are used in the lending review process. ^DG. And of course, SMB lending has been a huge focus for fintech. 09:15 am MuniRisk. Unsung heroes?

Mobile 78

Mobile Customer Experience Lending Analytics 78

PYMNTS

DECEMBER 1, 2019

Launched in 2005, Zopa is considered one of the world’s first P2P lenders, lending almost £4 billion to consumers in the U.K. Acquiring our banking license is the starting point for Zopa to become a major force in retail banking,” said Jaidev Janardana, Zopa’s chief executive, in a statement last year. since its inception.

Digital Banking 142

Digital Banking Capital Regulation Lending 142

Abrigo

MARCH 15, 2022

The commercial and business banking market lost $3.3 trillion in 2018 because of abandoned applications during onboarding, according to a 2019 report. Digital account opening as a moat. banking consumers. Three-quarters of these “traditionalist” consumers say they are aware of digital banks.

Online 195

Online Lending Survey Digital Banking 195

PYMNTS

APRIL 30, 2018

Marketplace lending. Digital banks. According to a Crunchbase article published in February of 2018, investments in blockchain and blockchain-related startups (excluding initial coin offerings, or ICOs) were already 40 percent of what they were in 2017. billion in 2018 growing to $1.1 billion in 2018 growing to $1.1

Fintech 183

Fintech blockchain Lending Digital Banking 183

Abrigo

AUGUST 26, 2019

The session is among several panel discussions and speaker sessions that are part of the Lending + Credit Risk track at the conference, hosted by Abrigo Sept. Stay Up-to-Date On Lending Best Practices. The 2018 J.D. customers than traditional retail banks earned in the firm’s study of retail banking satisfaction.

Conference 150

Conference Lending Oklahoma Alabama 150

PYMNTS

AUGUST 29, 2019

The twist is, that gap in small business banking innovation led external FinTechs to step in and today, small business banking is a highly competitive, and highly innovative, area of financial services. Bank-FinTech collaboration has been on the rise in the U.S., Collaboration Vs. Competition. whereas in the U.K.,

Fintech 173

Fintech Innovation Lending Digital Banking 173

CB Insights

NOVEMBER 21, 2019

Canadian VC-backed companies saw funding drop 13% in H1 2019 compared to H1 2018. The 2019 Canadian fintech market map. Startups headquartered in Ontario dominate the table, with over 40 fintech companies from this market map headquartered in the Greater Toronto Area. Navigating the Canadian fintech market map.

Fintech 93

Fintech Marketing US Technology 93

CB Insights

SEPTEMBER 1, 2020

They were chosen based on several factors, including data submitted by the companies, company business models and momentum in the market, and Mosaic scores , CB Insights’ proprietary algorithm that measures the overall health and growth potential of private companies. Previous winners and highlights from the Fintech 250 class of 2018.

Fintech 101

Fintech Company Lending Capital 101

PYMNTS

DECEMBER 27, 2019

percent market share for global advisory fees in 2018, which Pinto said the institution could improve on, although it would be difficult. He said the challenges came in the form of lending money, which became much more expensive to do after new regulations were put in place. Chase reached 8.7

United States 153

United States cryptocurrency Digital Banking Google 153

PYMNTS

AUGUST 25, 2019

Launched in August 2018, Wanwu Xinxuan is an online retail platform selling children’s apparel, shoes and accessories. Look Who’s Charging is integrated with a number of Australian banks, with data available to millions of Australians within its existing digital banking apps.

Data 109

Data Fintech Lending Regional 109

Bank Innovation

FEBRUARY 4, 2019

BBVA’s new Group CEO Onur Genç could barely get through a sentence during the bank's fourth-quarter earnings call without saying the word "digital."

Groups 170

Groups Operations Digital Banking Cards 170

PYMNTS

DECEMBER 27, 2019

percent market share for global advisory fees in 2018, which Pinto said the institution could improve on, although it would be difficult. He said the challenges came in the form of lending money, which became much more expensive to do after new regulations were put in place. Chase reached 8.7

United States 136

United States cryptocurrency Digital Banking Google 136

Gonzobanker

FEBRUARY 20, 2021

The pandemic continues to grow demand for digital self-service capabilities. The banking competitive landscape has intensified with digital challenger banks like Chime and Varo picking up market share in a digital-first environment already favoring megabanks like Chase and BofA. There is no going back.

Digital Banking 97

Digital Banking Lending ATM Atlanta 97

CB Insights

MARCH 8, 2018

Digital banking startups — or challenger banks — have gained traction over the past few years by bringing retail banking services mobile. Banks in Fintech: what’s ahead in 2018. Join us for data-driven look at how major banks are approaching fintech investments and taking on insurgents.

Retail 78

Retail Digital Banking Fintech Regulation 78

PYMNTS

JUNE 24, 2020

Launched in 2005, Zopa is considered one of the world’s first P2P lenders — and in late 2018, it became the first P2P lender to be granted a conditional banking license by the Financial Conduct Authority (FCA), with plans for its digital bank offering to include a fixed-term savings product, a credit card and a money management app, the report said.

Security 215

Security Capital Cards Report 215

Fintech Labs Insights

NOVEMBER 10, 2023

And from the very beginning, there have been pure-play digital banking startups. The first, online bank Security First Network Bank (SFNB) launched in 1995, just a year after Amazon.com. But unlike ecommerce, digital-only banking was slow to catch on. 4,870 $557 25 Step 264 2018 SF 128,000 4.6

Digital Banking 15

Digital Banking Online Atlanta Las Vegas 15

PYMNTS

APRIL 2, 2018

Consumers demand easy, digital banking, but this pressure for banks to deliver is also coming from corporate clients. Take mobile banking, which has propelled the introduction of mobile-only banks to meet demand for better services on smaller screens.

blockchain 171

blockchain Lending User Experience Mobile 171

PYMNTS

MAY 2, 2018

The company also said its mortgage lending business is strong, totaling $1.91 Reports in Reuters noted that its Q1 gross mortgage lending was less than it was in Q1 2017, however, though its credit card balances were up year over year. “Our retail banking revenues and further diversify our funding base,” said Gadhia at the time.

Lending 100

Lending Digital Banking Strategy Report 100

Gonzobanker

MAY 4, 2020

As the industry’s appetite for digital technology grows, the capital that’s been flowing into mostly digital-focused fintech is solving real industry challenges right now. In the midst of unprecedented market volatility, recent deals and back-channel chatter illustrate that fintech demand remains high.

Fintech 109

Fintech FDIC Capital Community Bank 109

Gonzobanker

JANUARY 25, 2019

Twenty-two billion dollars is a monster-size deal, but at 2X First Data’s annual revenue, the price is a way lower revenue multiple than the growth-oriented digital mashups lining up in the market. Even while $500 million in new expected investments over five years is a LOT of coin, this is really a roll-up with diversification.

Data 128

Data Fintech Community Bank UX 128

PYMNTS

MAY 23, 2019

Digital banking is not the main element that drives consumers toward using a credit union. However, as Lumin Digital President Jeff Chambers told Karen Webster in a recent conversation, that doesn’t mean the digital banking experience isn’t critical to credit unions’ relationships with their members.

Online 123

Online Millennials Digital Banking Maine 123

CB Insights

FEBRUARY 20, 2020

In 2018, companies from 31 countries and 19 categories — spanning payments, digital banking, insurance, and more — made it onto the CB Insights 2018 Fintech 250 list. Below, we dive into where the Fintech 250 Class of 2018 startups are now. Highlights from the fintech 250 Class of 2018. Phone number.

Fintech 80

Fintech US Lending Cards 80

PYMNTS

OCTOBER 31, 2019

Credit unions (CUs) have followed banks’ digital banking lead, churning out platforms, services and mobile apps for consumers to use speedy, convenient online services. Only 15 percent of surveyed CU executives expected the same. Only 15 percent of surveyed CU executives expected the same. Half of U.S.

Innovation 101

Innovation Survey Lending Technology 101

PYMNTS

JANUARY 20, 2020

Wall Street being Wall Street was focused, at least in part, on trading and asset management revenues, which rebounded strongly in the fourth quarter, up double-digit percentages in most cases amid record high stock markets. Spending, Done Digitally. In the U.S.,

Cards 134

Cards America Course Mobile 134

PYMNTS

OCTOBER 12, 2017

Excluding special items, said Lake, the loss rate on auto lending was only 41 basis points. The executive said the auto market may have “plateaued at current levels with inventory, incentives, used car prices” stabilizing. Digital banking customers were up 6 percent, and mobile customer counts were up 12 percent to a respective 46.3

Cards 109

Cards Mobile Community Bank Conference 109

Gonzobanker

DECEMBER 22, 2020

And how did community banks and credit unions respond to the COVID craziness? Financial institutions went from having no PPP lending program at all to funding their first loan in 90 days – and this with literally last-minute regulatory guidance. Bank Deal of the Year PNC nabs BBVA USA – paying 1.3 Market cap in January: $19B.

Idaho 181

Idaho Community Industry Strategy 181

CB Insights

AUGUST 26, 2021

It has also backed companies like Perch and GlobalBees that acquire and scale third-party brands on Amazon and other retailer marketplaces, also known as “ Amazon market jockeys.”. More recently, as remote workout options have grown in usage, the firm has backed digital fitness brands like fitness community Keep and at-home gym Tempo.

Regional 94

Regional Fintech Analysis Company 94

PYMNTS

JANUARY 14, 2020

A rebound in trading volumes helped boost results, and Wall Street may have trained its collective gaze on the fact that revenues from the markets business were up 56 percent from last year to $5 billion, and where fixed markets revenues were up by 78 percent, with equity trading rebounding 15 percent. billion, down from $1.5

Cards 131

Cards Data Training Community Bank 131

PYMNTS

JANUARY 14, 2020

A rebound in trading volumes helped boost results, and Wall Street may have trained its collective gaze on the fact that revenues from the markets business were up 56 percent from last year to $5 billion, and where fixed markets revenues were up by 78 percent, with equity trading rebounding 15 percent. billion, down from $1.5

Cards 130

Cards Data Training Community Bank 130

Gonzobanker

MARCH 6, 2018

Data from the recent Cornerstone Performance Report for Banks supports this trend, with the average branch processing just three consumer loans per month. Can a bank making just three loans per month per branch justify the physical distribution of sales? Digital: The New Must-Have. How does the bank judge success?

Strategy 89

Strategy Marketing Mobile Trends 89

CB Insights

FEBRUARY 13, 2020

Brothers Patrick and John Collison founded Stripe in 2010 in an attempt to gain share in online payments, a then-nascent market with seemingly boundless growth opportunity. Market opportunity. Business lending and corporate cards. Stripe is ramping up its private market investments. Expansion into emerging markets.

Online 98

Online Company Retail Payments 98

Gonzobanker

SEPTEMBER 10, 2019

This deal looks good for Temenos, Kony and the banking industry clients of both firms. The digital banking market continues a long burn—this time like the smoke of a Texas summer barbecue. market expansion. market has been a hard row to hoe for Temenos. This third U.S.

United States 89

United States Texas Austin Kansas City 89

CB Insights

NOVEMBER 5, 2019

In May 2019, Barclays released a note estimating the value of Tencent’s fintech business at $123B, or close to a third of the company’s total market cap. of the market, respectively. One area where Ant has ingrained itself into the daily lives of its younger users is in short-term installment lending.

Fintech 51

Fintech social media Analysis Marketing 51

PYMNTS

APRIL 30, 2018

Fifty-four percent of small business owners say they are optimistic about the national economy , found Bank of America’s 2018 Business Advantage Small Business Owner Report. and global stock markets are also top concerns among entrepreneurs surveyed by the bank. dollar, commodities pricing and the U.S.

Taxes 144

Taxes America National Community 144

CB Insights

OCTOBER 10, 2018

What these startups share is the goal of creating customer-centric banking products that target underserved individuals and businesses. DOWNLOAD THE 61-PAGE consumer banking REPORT. See which startups are helping JPMorgan, Bank of America, and Citi build the digital banking platforms of the future. Key takeaways.

Retail 78

Retail Cards Millennials Mobile 78

Accenture

NOVEMBER 27, 2017

Market infrastructure renewal. Cybersecurity remains a top industry agenda, not just as an IT issue, but as a business issue affecting the wide spectrum of the digital banking landscape. A key theme we observed is that corporate banking needs to address its constituents holistically—lending, payments, FX and trade.

Innovation 171

Innovation Conference Fintech blockchain 171

Lex Sokolin

SEPTEMBER 19, 2019

In Europe, over $10 billion could be invested this year, doubling that of 2018 and driven by the sector’s leadership in integrated digital banking (e.g., You may remember the massive payments and core banking consolidations earlier in the year, and this is a version of that type of consolidation in the capital markets.

Fintech 40

Fintech Lending United States Data 40