ZootBlog

JUNE 8, 2016

In July 2015, the Department of Defense (DoD) passed major changes to the Military Lending Act (MLA) with target compliance dates of October 3, 2015 and October 3, 2017. The 2017 date applies only to credit cards. The MLA’s overall goal is to prevent predatory lending against U.S.

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Lending Regulation Taxes Security 60

PYMNTS

MARCH 2, 2018

and India drove a surge in FinTech venture capital funding in 2017, and Accenture Financial Services Senior Managing Director Julian Skan pointed to the B2B business model as a significant presence in this trend. Total venture capital across the global FinTech market between 2010 and 2017 hit a combined $97.7 Alternative Lending.

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Fintech Capital blockchain Lending 118

PYMNTS

FEBRUARY 14, 2018

2017 was a transformative year for OnDeck,” CEO Noah Breslow noted at the beginning of his remarks. He reminded investors that the firm, which had a very rocky start in 2017, managed to end the year with its effective interest yield up by over 200 basis points and its net charge-off rate down by over 100 basis points.

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Taxes Lending Risk Management Report 101

CFPB Monitor

APRIL 11, 2016

A number of prominent industry trade groups have written to the Department of Defense (DoD) seeking clarifications to the Military Lending Act (MLA) final rule adopted in July 2015 that dramatically expanded the scope of the MLA’s coverage.

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Groups Lending Regulation Taxes 60

PYMNTS

APRIL 30, 2018

In this world, the only things certain are death and taxes. Marketplace lending. According to a Crunchbase article published in February of 2018, investments in blockchain and blockchain-related startups (excluding initial coin offerings, or ICOs) were already 40 percent of what they were in 2017. Honesty is the best policy.

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Fintech blockchain Lending Digital Banking 183

PYMNTS

NOVEMBER 7, 2018

That growth was outpaced by a record number of applications, up 30 percent year on year, as LendingClub looks to spur “awareness” of the benefits of fixed-rate lending in an era where interest rates are on the rise. CEO Sanborn stated that that engagement with the Federal Trade Commission remains ongoing.

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Taxes Management Risk Management Capital 159

PYMNTS

APRIL 7, 2017

The breach of a tool that parents and students can use to streamline the student lending process has allowed information for 100,000 taxpayers to get out into the wild, according to Internal Revenue Service Commissioner John Koskinen on Thursday. The scam led to about 8,000 fraudulent refunds — worth about $30 million.

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Tools Data Taxes Fraud 100

PYMNTS

FEBRUARY 23, 2018

Citigroup disclosed in a filing with the Securities and Exchange Commission (SEC) on Friday (Feb. In other news gleaned from the filing, unreserved legal costs in their entirety have been estimated at $1 billion as of the end of 2017, down from the $1.5 billion that had been tallied at the end of the September quarter.

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Cards United States Regulation Taxes 109

CFPB Monitor

MARCH 2, 2020

ET, Ballard Spahr will hold a webinar, “The DoD’s MLA Interpretive Rule Rollback on GAP and Other Recent Developments in Military Lending Law.” Click here to register. f)(2)(ii) or (iii) where the creditor simultaneously extends credit in an amount greater than the purchase price of the motor vehicle or personal property? because § 232.8(f)

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Security Analysis Regulation Lending 60

PYMNTS

JANUARY 24, 2017

the lending arm of Ford Motors — announced yesterday (Jan 23) that going forward it will use AutoFi Inc. software to let car buyers shop for a Ford or Lincoln car and secure a loan online through its dealers’ websites. This has made automobile lending an increasingly sought-after space — car-buying firm TrueCar Inc.

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Online Lending New York Taxes 100

CB Insights

OCTOBER 21, 2018

Funding Trends: Since 2017, these 250 private companies have raised $31.85B across 373 deals. This year’s cohort has already seen more mega-rounds in 2018 YTD than 2017’s Fintech 250 list in all of 2017, with 23 mega-rounds investments. Business Lending & Financing. General Lending & Marketplaces.

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Fintech Lending Capital Analytics 78

Independent Banker

MARCH 31, 2022

Treasurer Sarah Getzlaff, CEO, Security First Bank of North Dakota, New Salem, N.D. We must also keep our focus on protecting the 2017 tax cuts and, as always, monitoring and confronting credit union overreach. For instance, ICBA is calling for congressional hearings on the credit union tax exemption. Covington, Ind.

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Community Bank Community Industry Texas 239

Fintech Labs Insights

FEBRUARY 22, 2022

Definitions will evolve, and we may include or exclude certain categories in the future. Value ($B). Value Date. 1 Feb 2022. FTX Exchange. Jan 2022 round. Dec 2019 round. Jan 2022 round. Infrastructure. Nov 2021 round. Dec 2021 round. Blockchain.com. Mar 2021 round. Chainalysis. June 2021 round. Aug 2021 round. 2019 round (per Fortune). Blockdaemon.

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Fintech Bitcoin blockchain Lending 15

Fintech Labs Insights

FEBRUARY 22, 2022

Definitions will evolve, and we may include or exclude certain categories in the future. Value ($B). Value Date. 1 Feb 2022. FTX Exchange. Jan 2022 round. Dec 2019 round. Jan 2022 round. Infrastructure. Nov 2021 round. Dec 2021 round. Blockchain.com. Mar 2021 round. Chainalysis. June 2021 round. Aug 2021 round. 2019 round (per Fortune). Blockdaemon.

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Fintech Bitcoin blockchain Lending 15

PYMNTS

SEPTEMBER 9, 2016

You might, when you find out that they were the first to file for a bitcoin Exchange-Traded Fund (ETF) with the Securities and Exchange Commission (SEC). Perhaps not a scalable option in terms of security, but some bitcoin aficionados are finding ways to store coins offline, outside of a central exchange. And do you care?

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Bitcoin cryptocurrency Security Taxes 100

Jeff For Banks

OCTOBER 23, 2017

In February 2017, the Company merged United Bank, First Citizens, Citizens Northern, and FCB Services, Inc. (“FCB In their Annual Report, the Company disclosed its CRE underwriting criteria as follows: Commercial Real Estate ‘Commercial real estate lending made up 41% of the loan portfolio at year-end 2016. It’s in their Annual Report.

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Kentucky Analysis Capital Lending 66

Lex Sokolin

DECEMBER 25, 2019

Ethereum’s decentralized lending and trading are floating around 2,500 daily users. The lending product above is a bit more complicated. Other things like Compound are essentially a securities lending marketplace?—?you But being a leader doesn’t yet mean celebrating industry victory?—?Ethereum’s

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blockchain Bitcoin Software Lending 52

Abrigo

DECEMBER 15, 2016

In the 2015 Growth Strategy Survey by Bank Director , the most commonly cited areas for growth were Commercial Real Estate Lending, C&I loans, SBA loans, and Construction loans. To learn more about opportunities in small business lending, download the whitepaper Tapping Growth Opportunities in the Business Loan Portfolio.

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Lending Millennials Study Survey 150

CB Insights

FEBRUARY 13, 2020

These APIs handle everything from acceptance and processing to settlement and reconciliation, while ensuring compliance and security. Business lending and corporate cards. Most recently, Stripe has launched a Corporate Card and a Lending product geared towards small businesses. Business lending & corporate cards.

Online 98

Online Company Retail Payments 98

CB Insights

OCTOBER 10, 2018

Asia is highly competitive, with tech giants like Ant Financial and Tencent’s WeChat actively dominating mobile payments and expanding their reach in financial services across lending, wealth management, and insurance. Neon quickly secured a new partner, BancoVotorantim, to resume card services.

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Retail Cards Millennials Mobile 78

PYMNTS

NOVEMBER 14, 2018

On November 14th 2017, the price of bitcoin was a little over $6,500 — a bit more than it is today at $6,300. Even though Bitcoin’s mid-November price this year is similar to last year’s, it is pretty unlikely that 2018 will see a repeat of what happened in 2017 as November and then December wore on.

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Bitcoin Lending cryptocurrency Taxes 108

Fintech Labs Insights

JANUARY 8, 2017

“In the longer term, it can be applied to enhance the security, speed, cost, and efficiency of a massive range of transaction-based banking functions which currently rely on traditional legacy process.” British Business Bank (BBB) gave UK P2P lender, Funding Circle, another $42 (£40) million to lend to small businesses.

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Fintech blockchain Technology Lending 12

CB Insights

SEPTEMBER 10, 2019

Being comfortable with the idea of alternative financial systems has opened the door to a variety of innovations, from alternative investment vehicles like cryptocurrency to point-of-sale lending alternatives. The average millennial student debt load was $10,600 as of 2017 — about 2X more than what was owed by Gen X in 2004.

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Millennials Mobile Lending Cards 77

CB Insights

MAY 23, 2019

After a comprehensive investigation by the Securities and Exchange Commission, Holmes was banned from the laboratory testing industry for two years and was ultimately charged with wire fraud by the Department of Justice in summer 2018. The Outcome. In February 2016, Conrad stepped down and resigned his position as a company director.

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Fraud Las Vegas Company Video 78

Fintech Labs Insights

JANUARY 21, 2022

Ant Technology. 2018 round. Mar ’21 round. Netherlands. August ’21 exit to Square. Aug ’21 round. FTX Exchange. Oct ’21 round. South Korea. Nov ’18 transaction. New Zealand. Accounting. Secondary market May 21. Jan ’22 round. Jan ’22 round. Mar ’21 SPAC (proposed). Dec ’19 round. Wise ( TransferWise ). Aug ’21 round. Payroll/SMB. Oscar Health.

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Fintech Lending Payments Security 15

Fintech Labs Insights

NOVEMBER 22, 2021

5 Nov 2021. June 2021 round. 5 Nov 2021. 5 Nov 2021. July 2021 round. 5 Nov 2021. 5 Nov 2021. August 2021 exit to Square. 5 Nov 2021. Aug 2021 round. FTX Exchange. Oct 2021 round. 5 Nov 2021. New Zealand. Accounting. 5 Nov 2021. South Korea. Nov 2018 transaction. 5 Nov 2021. 5 Nov 2021. 5 Nov 2021. Plaid Technologies. April 2021 round. 22 Nov 2021.

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Fintech Lending Payments Security 15

Fintech Labs Insights

NOVEMBER 22, 2021

5 Nov 2021. June 2021 round. 5 Nov 2021. 5 Nov 2021. July 2021 round. 5 Nov 2021. 5 Nov 2021. August 2021 exit to Square. 5 Nov 2021. Aug 2021 round. FTX Exchange. Oct 2021 round. 5 Nov 2021. New Zealand. Accounting. 5 Nov 2021. South Korea. Nov 2018 transaction. 5 Nov 2021. 5 Nov 2021. 5 Nov 2021. Plaid Technologies. April 2021 round. 22 Nov 2021.

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Fintech Lending Payments Security 15

Fintech Labs Insights

OCTOBER 3, 2016

Announced new investment of $50 million, with another $25 million coming in 2017. Listed in Silicon Review as one of the 20 fastest growing security companies. Quoted in eWeek on the problem of app security. Announced its Cyber Security scholarship program. Announced its Cyber Security scholarship program.

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San Francisco Taxes Lending Colorado 18

Fintech Labs Insights

OCTOBER 19, 2021

. $3.5B: Coalition – US cybersecurity insurance provider founded in 2017. 1.3B: Marshmallow – UK auto insurance provider founded in 2017. 1.3B: Blockdaemon – US crypto payments provider founded in 2017. 1.0B: Xtransfer – Chinese SMB payments provider founded in 2017. 1.0B: Orchard – US mortgage company founded in 2017.

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Fintech Lending Payments Analytics 15

Fintech Labs Insights

DECEMBER 20, 2021

Ant Technology. 2018 round. Mar 2021 round. July 2021 round. August 2021 exit to Square. South Korea. Secondary market May 21. Checkout.com. Jan 2021 round. One97 (PayTM). Plaid Technologies. April 2021 round. Infrastructure. Oct 2021 round. Tinkoff Bank. Mar 2021 SPAC (proposed). Dec 2021 round. Jan 2016 round. Better.com. Dec 2021 round.

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Fintech Lending Payments Security 15

CB Insights

OCTOBER 31, 2017

2017 Third Update (10/31/17). 2017 Second Update (6/9/17). 2017 First Update (2/10/17). 2017 Third Update (10/31/17). Six months prior to Wikimart’s July 2017 demise, co-founder Maxim Faldin wrote the following note on the company’s Facebook page. ” 2017 Second Update (6/9/17). .”

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Company US San Francisco Capital 78

FICO

JULY 17, 2017

Perhaps an equally daunting challenge is the already crowded legislative agenda, which includes heavy-lift items like healthcare and tax reform and increased infrastructure spending. Similar efforts, further crowding the legislative calendar, may be pursued if the CFPB moves forward with issuing its final small-dollar lending regulation.

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